Civic Intelligence

Credit Unions in the State of Washi Ngton

990 • Fiscal year 2018 • EIN 91-6035907

Jan 01, 2018 to Dec 31, 2018 • Filed on May 15, 2019

PO Box 96730Bellevue, WA 98009-7730

(800) 848-0018

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

23rd percentile

0.87x

Higher debt load relative to assets than 23% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Liabilities / Revenue

36th percentile

15.69x

Higher debt load relative to revenue than 36% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Net Margin

81st percentile

21%

Higher net margin than 81% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Top Officer Pay

55th percentile

$419,665

Higher top officer pay than 55% of similar nonprofits.

Top officer pay equals 1.3% of source-year revenue.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Asset Growth

9th percentile

-0.9%

Faster asset growth than 9% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2017 to 2018

Revenue Growth

94th percentile

22%

Faster revenue growth than 94% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2017 to 2018

Assets

Down

$589,208,613

Down $5,061,341 (-0.9%) from 2017

Net Assets

Up

$78,376,220

Up $7,071,497 (+9.9%) from 2017

Liabilities

Down

$510,832,393

Down $12,132,838 (-2.3%) from 2017

Revenue

Up

$32,561,678

Up $5,800,522 (+22%) from 2017

Expenses

Up

$25,719,992

Up $3,238,502 (+14%) from 2017

Net Income

Up

$6,841,686

Up $2,562,020 (+60%) from 2017

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0B$500M$0Assets 2011: $316,715,485Liabilities 2011: $280,907,787Net Assets 2011: $35,807,6982011Assets 2012: $327,726,412Liabilities 2012: $287,873,584Net Assets 2012: $39,852,8282012Assets 2013: $345,713,438Liabilities 2013: $301,855,659Net Assets 2013: $43,857,7792013Assets 2014: $373,370,188Liabilities 2014: $325,372,011Net Assets 2014: $47,998,1772014Assets 2015: $413,167,721Liabilities 2015: $360,971,536Net Assets 2015: $52,196,1852015Assets 2016: $471,645,991Liabilities 2016: $414,097,651Net Assets 2016: $57,548,3402016Assets 2017: $594,269,954Liabilities 2017: $522,965,231Net Assets 2017: $71,304,7232017Assets 2018: $589,208,613Liabilities 2018: $510,832,393Net Assets 2018: $78,376,2202018Assets 2019: $630,180,342Liabilities 2019: $551,233,460Net Assets 2019: $78,946,8822019Assets 2020: $733,482,561Liabilities 2020: $646,834,042Net Assets 2020: $86,648,5192020Assets 2021: $811,506,750Liabilities 2021: $713,747,924Net Assets 2021: $97,758,8262021Assets 2022: $772,976,496Liabilities 2022: $681,466,632Net Assets 2022: $91,509,8642022Assets 2023: $983,585,639Liabilities 2023: $871,789,810Net Assets 2023: $111,795,8292023Assets 2024: $832,351,744Liabilities 2024: $700,755,324Net Assets 2024: $131,596,4202024

Highlighted filing

2018

Assets$589,208,613
Liabilities$510,832,393
Net Assets$78,376,220

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0Expenses 2011: $19,062,1242011Expenses 2012: $17,637,6952012Revenue 2013: $19,335,710Expenses 2013: $15,311,078Net Income 2013: $4,024,6322013Revenue 2014: $18,933,876Expenses 2014: $14,761,547Net Income 2014: $4,172,3292014Revenue 2015: $20,754,667Expenses 2015: $16,507,908Net Income 2015: $4,246,7592015Revenue 2016: $22,780,500Expenses 2016: $18,385,129Net Income 2016: $4,395,3712016Revenue 2017: $26,761,156Expenses 2017: $22,481,490Net Income 2017: $4,279,6662017Revenue 2018: $32,561,678Expenses 2018: $25,719,992Net Income 2018: $6,841,6862018Revenue 2019: $38,501,994Expenses 2019: $28,865,374Net Income 2019: $9,636,6202019Revenue 2020: $38,241,768Expenses 2020: $30,025,249Net Income 2020: $8,216,5192020Revenue 2021: $39,989,518Expenses 2021: $25,471,364Net Income 2021: $14,518,1542021Revenue 2022: $35,866,616Expenses 2022: $25,023,764Net Income 2022: $10,842,8522022Revenue 2023: $52,455,108Expenses 2023: $45,480,230Net Income 2023: $6,974,8782023Revenue 2024: $58,863,677Expenses 2024: $49,819,511Net Income 2024: $9,044,1662024

Highlighted filing

2018

Revenue$32,561,678
Expenses$25,719,992
Net Income$6,841,686
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
May 15, 2019
Return Version
2018v3.0
Gross Receipts
$32,584,668
Mission and Program Overview

Mission

Provide financial products & services

We are a credit union providing financial products & services to members

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$357,119,160$378,732,039▲ $21,612,879
Investments Other Securities$129,554,970$98,978,500▼ $30,576,470
Rtn Earn Endowment Incm Other Fnds$71,304,723$78,376,220▲ $7,071,497
Investments in Publicly Traded Securities$35,779,940$42,258,071▲ $6,478,131
Savings and Temporary Cash Investments$39,675,119$39,363,402▼ $311,717
Land, Buildings, and Equipment, Net$7,516,065$6,837,313▼ $678,752
Cash and Non-Interest-Bearing Accounts$6,917,884$6,553,767▼ $364,117
Prepaid Expenses and Deferred Charges$3,528,194$4,162,737▲ $634,543
Receivables From Officers Etc$1,950,000$2,110,082▲ $160,082
Accounts Receivable$3,282,153$1,885,167▼ $1,396,986
Intangible Assets$1,568,072$1,009,382▼ $558,690
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Investments Program Related$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Total Assets$594,269,954$589,208,613▼ $5,061,341
Other Assets Total$7,378,397$7,318,153▼ $60,244
Liabilities
Other Liabilities$510,279,018$496,886,703▼ $13,392,315
Accounts Payable and Accrued Expenses$12,316,209$13,570,745▲ $1,254,536
Escrow Account Liability$370,004$374,945▲ $4,941
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$522,965,231$510,832,393▼ $12,132,838
Net Assets / Fund Balance
Total Net Assets Fund Balance$71,304,723$78,376,220▲ $7,071,497
Total Liabilities and Net Assets / Fund Balance$594,269,954$589,208,613▼ $5,061,341

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$4,397,012$2,204,524$6,601,536
Other Land Buildings$423,792$3,584,312$4,008,104
Equipment$291,441$2,147,765$2,439,206
Leasehold Improvements$302,005$2,022,235$2,324,240
Land$1,423,063-$1,423,063
Other Securities$1,138,642--
Closely Held Equity Interests$0--
Financial Derivatives$0--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mark R NelsonPresidentFT$308,905$110,760$419,665
Michael G ElfstromExec VP/CFOFT$224,987$86,424$311,411
Robert ArbuckleCLAFT$141,506$49,825$191,331
Kara TaylorVP of I.s.FT$130,723$32,081$162,804
William HanafordInvestment AdvisorFT$42,173$111,376$153,549
Brett TreatIS ManagerFT$141,828-$141,828
Roshalle DearmentVP of LendingFT$141,450-$141,450
Carla PizarroVP of FinanceFT$129,949-$129,949
Charlie AndrewsBoard Member-$1,835-$1,835
Gene ViaBoard Member-$1,638-$1,638
Russ DewolfeBoard Member-$1,190-$1,190
Noel McmurtrayBoard Member-$758-$758

Board Members and Trustees

NameTitle
Bill RochesterBoard Chairman
Kim BrownBoard Chairman
Kim ZierVice Chair
Joel SchmidtBoard Member
Lawrence Bindner JrBoard Member
Leanne CalifanoBoard Member
Mitchell JohnsonBoard Member
Tracy OsterBoard Member
Richard UrnessBoard Secretary/Treasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
JHA Card Processing SolutionsPayment card and ATM processingPO Box 91101, Seattle, WA 98111$733,639
VisaCredit card processorPO Box 8999, San Francisco, CA 94128$577,982
Kaye Smith Business GraphicsPrinting and statement production/mailing4101 Oakdale Ave SW, Renton, WA 98057$526,399
CO-OP Financial ServicesShared Branching And Atm Network Provider9692 Haven Ave, Rancho Cucamonga, CA 91730$472,488
Jack Henry And AssociatesCore banking system663 W Hwy 60, Monett, MO 65708$460,199
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$28,935,053
Investment Income
$3,503,214
Other Revenue
$123,411
Change in Net Assets
$6,841,686
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$14,224,908
Salaries, Compensation, and Employee Benefits$11,495,084
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$8,147,810
Fees for Services Other---$3,167,201
Interest---$2,875,988
Office Expenses---$1,688,860
Other Employee Benefits---$1,397,080
Occupancy---$878,351
Current Officers, Directors, Trustees, and Key Employees---$838,756
Other Expenses---$788,138
Depreciation Depletion---$718,168
Payroll Taxes---$649,052
Advertising---$566,411
Information Technology---$503,566
Insurance---$472,563
Pension Plan Contributions---$462,386
Conferences and Meetings---$202,220
Fees for Services Legal---$109,277
Fees for Services Accounting---$87,500
Total Functional Expenses$0$0$0$25,719,992
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$1,950,000$2,110,082▲ $160,082
Receivables from Disqualified Persons$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$496,886,703
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Each person seeking membership must be qualified for membership and must submit an application to the credit union. Each application shall be acted upon by the Board, or it the Board chooses, membership representatives may be trained and authorized to approve applications. The applicant shall become a member when such application has been approved by the Board, of if applicable, the membership representatives and upon his/her subscription to at least one credit union product, or deposit, or loan account.

Form 990, Part VI, Section A, Line 7A

A Nominating Committee made up of not fewer than three members nominates at least one member for each Board vacancy. The Board secretary shall notify in writing all members eligible to vote at least 75 days prior to the annual meeting and that nominations for the vacancy may also be made by petition signed by one percent of the members with a minimum of 20 and a maximum of 500. The written notice shall indicate that the election will not be conducted by ballot and there will be no nominations from the floor when there is only one nominee for each position to be filled. All elections shall be determined by plurality of vote and shall be by ballot except where there is only one nominee for each position to be filled.

Form 990, Part VI, Section B, Line 11B

The Form 990 was prepared by the Director of Finance and the VP of Finance. The form was reviewed by the CFO prior to submission to the IRS. Both the VP of Finance and the CFO are Certified Public Accountants.

Form 990, Part VI, Section B, Line 12C

Disclosure is required of all potential conflicts of interest, either business or personal relationships with employees, members, vendors, business associates, or competitors of the credit union. The credit union will also retain on file all written reports of any disclosures made regarding the Credit Union Code of Conduct. Employees, officers, and Directors of the credit union are required to acknowledge that they have read and understood the Code of Conduct and any subsequent modifications, and that they agree to comply with this policy. Employees and officers are required to disclose this information annually.

Form 990, Part VI, Section B, Line 15

The organization uses a Compensation Committee to establish the CEO compensation. The committee also uses an independent consultant, written employment contract, and compensation survey or study.

Form 990, Part VI, Section C, Line 19

This information is available upon request.

Filing and Contact Details

Filer

Filer Name
Qualstar Credit Union
EIN
91-6035907
Phone
8008480018
Address
PO BOX 96730, BELLEVUE, WA 98009-7730

Signing Officer

Name
Michael Elfstrom
Title
Chief Financial Officer
Phone
8008480018
Signed
2019-05-15

Organization Details

Principal Officer
Mark Nelson
Formed
1952
Legal Domicile
Wa
Voting Board Members
11
Independent Board Members
11
Employees
192
Volunteers
16
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

Other professional and outside services to support the credit union such as courier and mailing services, card network charges, and shared branching network charges.

Financial Statement Notes

Schedule D, Part IV, Line 2B

The escrow account is for property taxes and insurance payments collected from members who originated their mortgage loans at Qualstar Credit Union and the loans were sold to FNMA.

Raw XML AppendixShowing 400 of 738 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0WE ARE A CREDIT UNION PROVIDING FINANCIAL PRODUCTS & SERVICES TO MEMBERS
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IRS990/Desc0Interest expense in the amount of $2,875,932 was paid to members for money on deposit at the credit union. Deposit accounts earning interest included checking, savings, money market, IRA, and Certificate of Deposit accounts. The credit union has about 89,000 deposit accounts that can earn interest.
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt180
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt190
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt200
IRS990/Form990PartVIISectionAGrp/PersonNm0GENE VIA
IRS990/Form990PartVIISectionAGrp/PersonNm1KIM BROWN
IRS990/Form990PartVIISectionAGrp/PersonNm2MITCHELL JOHNSON
IRS990/Form990PartVIISectionAGrp/PersonNm3CHARLIE ANDREWS
IRS990/Form990PartVIISectionAGrp/PersonNm4BILL ROCHESTER
IRS990/Form990PartVIISectionAGrp/PersonNm5NOEL MCMURTRAY
IRS990/Form990PartVIISectionAGrp/PersonNm6LAWRENCE BINDNER JR
IRS990/Form990PartVIISectionAGrp/PersonNm7RICHARD URNESS
IRS990/Form990PartVIISectionAGrp/PersonNm8JOEL SCHMIDT
IRS990/Form990PartVIISectionAGrp/PersonNm9KIM ZIER
IRS990/Form990PartVIISectionAGrp/PersonNm10RUSS DEWOLFE
IRS990/Form990PartVIISectionAGrp/PersonNm11LEANNE CALIFANO
IRS990/Form990PartVIISectionAGrp/PersonNm12TRACY OSTER
IRS990/Form990PartVIISectionAGrp/PersonNm13MARK R NELSON
IRS990/Form990PartVIISectionAGrp/PersonNm14MICHAEL G ELFSTROM
IRS990/Form990PartVIISectionAGrp/PersonNm15ROBERT ARBUCKLE
IRS990/Form990PartVIISectionAGrp/PersonNm16BRETT TREAT
IRS990/Form990PartVIISectionAGrp/PersonNm17CARLA PIZARRO
IRS990/Form990PartVIISectionAGrp/PersonNm18KARA TAYLOR
IRS990/Form990PartVIISectionAGrp/PersonNm19ROSHALLE DEARMENT
IRS990/Form990PartVIISectionAGrp/PersonNm20WILLIAM HANAFORD
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt01638
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt31835
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt5758
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt101190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13419665
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14311411
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15191330
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16141828
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17129949
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18162805
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19141450
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20153549
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/TitleTxt0Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt1Board Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Secretary/Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt8Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt9Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt10Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt11Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt12Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt13President
IRS990/Form990PartVIISectionAGrp/TitleTxt14EXEC VP/CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt15CLA
IRS990/Form990PartVIISectionAGrp/TitleTxt16IS Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt17VP OF FINANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt18VP OF I.S.
IRS990/Form990PartVIISectionAGrp/TitleTxt19VP OF LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt20INVESTMENT ADVISOR
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01952
IRS990/FormerOfcrEmployeesListedInd01
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt04042
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GrantAmt00
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt04042
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt00
IRS990/GrossReceiptsAmt032584668
IRS990/GrossRentsGrp/PersonalAmt00
IRS990/GrossRentsGrp/RealAmt0146401
IRS990/GroupExemptionNum01269
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt011
IRS990/IndivRcvdGreaterThan100KCnt012
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0503566
IRS990/InsuranceGrp/TotalAmt0472563
IRS990/IntangibleAssetsGrp/BOYAmt01568072
IRS990/IntangibleAssetsGrp/EOYAmt01009382
IRS990/InterestGrp/TotalAmt02875988
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt03499172
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt03499172
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0129554970
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt098978500
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt035779940
IRS990/InvestmentsPubTradedSecGrp/EOYAmt042258071
IRS990/IRPDocumentCnt016950
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt09958836
IRS990/LandBldgEquipBasisNetGrp/BOYAmt07516065
IRS990/LandBldgEquipBasisNetGrp/EOYAmt06837313
IRS990/LandBldgEquipCostOrOtherBssAmt016796149
IRS990/LegalDomicileStateCd0WA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt022990
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0PROVIDE FINANCIAL PRODUCTS & SERVICES
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt071304723
IRS990/NetAssetsOrFundBalancesEOYAmt078376220
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt04042
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt04042
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt0123411
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0123411
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt0-36285
IRS990/NetUnrlzdGainsLossesInvstAmt02419
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0878351
IRS990/OfficeExpensesGrp/TotalAmt01688860
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt07378397
IRS990/OtherAssetsTotalGrp/EOYAmt07318153
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01397080
IRS990/OtherExpensesGrp/Desc0Loan Servicing
IRS990/OtherExpensesGrp/Desc1Provision for Loan Losses
IRS990/OtherExpensesGrp/Desc2Miscellaneous
IRS990/OtherExpensesGrp/TotalAmt0752995
IRS990/OtherExpensesGrp/TotalAmt11413670
IRS990/OtherExpensesGrp/TotalAmt2788138
IRS990/OtherLiabilitiesGrp/BOYAmt0510279018
IRS990/OtherLiabilitiesGrp/EOYAmt0496886703
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt08147810
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0357119160
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0378732039

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$832$701$132$58.9$49.8$9.04
2023Summary only. Only limited summary data is available for this year.$984$872$112$52.5$45.5$6.97
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$773$681$91.5$35.9$25.0$10.8
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$812$714$97.8$40.0$25.5$14.5
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$733$647$86.6$38.2$30.0$8.22
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$630$551$78.9$38.5$28.9$9.64
2018Detailed filing. Detailed filing data is available for this year.$589$511$78.4$32.6$25.7$6.84
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$594$523$71.3$26.8$22.5$4.28
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$472$414$57.5$22.8$18.4$4.40
2015Detailed filing. Detailed filing data is available for this year.$413$361$52.2$20.8$16.5$4.25
2014Detailed filing. Detailed filing data is available for this year.$373$325$48.0$18.9$14.8$4.17
2013Detailed filing. Detailed filing data is available for this year.$346$302$43.9$19.3$15.3$4.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$328$288$39.9$17.6
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$317$281$35.8$19.1