Community Financial Services

990EZ • Fiscal year 2013 • EIN 91-1665039

Jan 01, 2013 to Dec 31, 2013 • Filed on Nov 13, 2014

Organization Profile N/A

PO Box 323298310-0439

(360) 479-0221

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

2.55x

Higher debt load relative to assets than 97% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

0.02x

Higher debt load relative to revenue than 68% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

-3.3%

Higher net margin than 34% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

$28,945

Higher top officer pay than 85% of similar nonprofits.

Top officer pay equals 30.2% of source-year revenue.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

-68%

Faster asset growth than 5% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Annualized from 2012 to 2013

3.8%

Faster revenue growth than 53% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Annualized from 2012 to 2013

Balance Sheet

Liabilities / Assets97th percentile

Assets

Down

$681

Down $1,454 (-68%) from 2012

Net Assets

Down

-$1,055

Down $3,190 (-149%) from 2012

Liabilities

$1,736

Up $1,736 from 2012

Revenue And Expenses

Liabilities / Revenue68th percentile Net Margin34th percentile

Revenue

$95,988

Up $3,508 (+3.8%) from 2012

Expenses

$99,178

Up $8,364 (+9.2%) from 2012

Net Income

Down

-$3,190

Down $4,856 (-291%) from 2012

Historical Trend

Balance Sheet Trend

Asset Growth5th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

Highlighted filing

2013

Assets$681

Liabilities$1,736

Net Assets-$1,055

Open 2013 Filing

Operations Trend

Revenue Growth53rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

Highlighted filing

2013

Revenue$95,988

Expenses$99,178

Net Income-$3,190

Open 2013 Filing

Jump To

Filing Snapshot

Filing Period: Jan 1, 2013 to Dec 31, 2013
Signed: Nov 13, 2014
Return Version: 2013v3.0
Gross Receipts: $95,988

Mission and Program Overview

Mission

Financial management assistance to disabled and low-income individuals.

Program Services

Description	Grants	Expenses
PROVIDED FINANCIAL MANAGEMENT ASSISTANCE TO OVER 200 PEOPLE IN KITSAP COUNTY, WASHINGTON. ASSISTANCE IS PROVIDED TO DISABLED AND LOW-INCOME FAMILIES.	$0	$88,569

Compensation and Service Providers

Top Officer Pay85th percentile

Employees

Name	Title	Full / Part Time	Base	Other	Total
CAROLYN J RUSSELL	Vice President	PT	$28,945	-	$28,945
ALAN FREY	President	PT	$23,100	-	$23,100

Filing and Contact Details

Filer

EIN: 91-1665039
Phone: 3604790221

Signing Officer

Name: Alan Frey
Title: President
Phone: 3604790221
Signed: 2014-11-13

Preparer

Preparer: Christopher Cook CPA
Phone: 3604794611

Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 14

“Description: depreciation. Amount: 383. Description: other expenses. Amount: 6,656. Total to form 990-ez, line 14: 7,039.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: payroll taxes. Amount: 2,401. Description: business tax. Amount: 1,563. Description: licenses. Amount: 75. Description: check fee. Amount: 3,639. Description: telephone expenses. Amount: 1,520. Description: bond. Amount: 1,165. Total to form 990-ez, line 16: 10,363.”

Form 990-ez, Part II, Line 24 - Other Assets

“Description: other depreciable assets. Beg. Of year amount: 1,064. End of year amount: 681.”

Form 990-ez, Part II, Line 26 - Other Liabilities

“Description: cash overdraft. Beg. Of year amount: 0. End of year amount: 1,736.”

Raw XML Appendix146 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path	#	Value
IRS990EZ/ActivitiesNotPreviouslyRptInd	0	0
IRS990EZ/BooksInCareOfDetail/PersonNm	0	CAROLYN J RUSSELL
IRS990EZ/BooksInCareOfDetail/PhoneNum	0	3604790221
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1	0	PO BOX 3232
IRS990EZ/BooksInCareOfDetail/USAddress/City	0	BREMERTON
IRS990EZ/BooksInCareOfDetail/USAddress/State	0	WA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode	0	983100439
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt	0	1071
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt	0	0
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd	0	0
IRS990EZ/DirectIndirectPltclExpendAmt	0	0
IRS990EZ/DonorAdvisedFndsInd	0	0
IRS990EZ/EngagedInExcessBenefitTransInd	0	0
IRS990EZ/ExcessOrDeficitForYearAmt	0	-3190
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt	0	1070
IRS990EZ/FiledScheduleAInd	0	1
IRS990EZ/ForeignFinancialAccountInd	0	0
IRS990EZ/ForeignOfficeInd	0	0
IRS990EZ/Form990TotalAssetsGrp/BOYAmt	0	2135
IRS990EZ/Form990TotalAssetsGrp/EOYAmt	0	681
IRS990EZ/GrossReceiptsAmt	0	95988
IRS990EZ/InfoInScheduleOPartIIIInd	0	X
IRS990EZ/InfoInScheduleOPartIIInd	0	X
IRS990EZ/InfoInScheduleOPartIInd	0	X
IRS990EZ/InfoInScheduleOPartVInd	0	X
IRS990EZ/LobbyingActivitiesInd	0	0
IRS990EZ/MadeLoansToFromOfficersInd	0	0
IRS990EZ/MethodOfAccountingCashInd	0	X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt	0	2135
IRS990EZ/NetAssetsOrFundBalancesEOYAmt	0	-1055
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt	0	2135
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt	0	-1055
IRS990EZ/OccupancyRentUtltsAndMaintAmt	0	7039
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	0	20.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	1	20.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	0	23100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	1	28945
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt	0	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt	1	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt	0	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt	1	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	0	ALAN FREY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	1	CAROLYN J RUSSELL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	0	PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	1	VICE PRESIDENT
IRS990EZ/OperateHospitalInd	0	0
IRS990EZ/Organization501c3Ind	0	X
IRS990EZ/OrganizationDissolvedEtcInd	0	0
IRS990EZ/OrganizationHadUBIInd	0	0
IRS990EZ/OtherAssetsTotalDetail/BOYAmt	0	1064
IRS990EZ/OtherAssetsTotalDetail/EOYAmt	0	681
IRS990EZ/OtherChangesInNetAssetsAmt	0	0
IRS990EZ/OtherExpensesTotalAmt	0	10363
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt	0	NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt	0	NONE
IRS990EZ/PoliticalCampaignActyInd	0	0
IRS990EZ/PrimaryExemptPurposeTxt	0	FINANCIAL MANAGEMENT ASSISTANCE TO DISABLED AND LOW-INCOME INDIVIDUALS.
IRS990EZ/PrintingPublicationsPostageAmt	0	8861
IRS990EZ/ProgramServiceRevenueAmt	0	95988
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt	0	PROVIDED FINANCIAL MANAGEMENT ASSISTANCE TO OVER 200 PEOPLE IN KITSAP COUNTY, WASHINGTON. ASSISTANCE IS PROVIDED TO DISABLED AND LOW-INCOME FAMILIES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt	0	0
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt	0	88569
IRS990EZ/ProhibitedTaxShelterTransInd	0	0
IRS990EZ/RelatedOrganizationCtrlEntInd	0	0
IRS990EZ/SalariesOtherCompEmplBnftAmt	0	71845
IRS990EZ/ScheduleBNotRequiredInd	0	X
IRS990EZ/SchoolOperatingInd	0	0
IRS990EZ/StatesWhereCopyOfReturnIsFldCd	0	WA
IRS990EZ/SubjectToProxyTaxInd	0	0
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt	0	0
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt	0	1736
IRS990EZ/TanningServicesProvidedInd	0	0
IRS990EZ/TaxImposedOnOrganizationMgrAmt	0	0
IRS990EZ/TaxImposedUnderIRC4911Amt	0	0
IRS990EZ/TaxImposedUnderIRC4912Amt	0	0
IRS990EZ/TaxImposedUnderIRC4955Amt	0	0
IRS990EZ/TaxReimbursedByOrganizationAmt	0	0
IRS990EZ/TotalExpensesAmt	0	99178
IRS990EZ/TotalProgramServiceExpensesAmt	0	88569
IRS990EZ/TotalRevenueAmt	0	95988
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd	0	0
IRS990EZ/TypeOfOrganizationCorpInd	0	X
IRS990EZ/WebsiteAddressTxt	0	N/A
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt	0	0
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt	0	94788
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt	0	92480
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt	0	96222
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt	0	95914
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt	0	93846
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt	0	473250
IRS990ScheduleA/InvestmentIncomeCYPct	0	0.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind	0	X
IRS990ScheduleA/PublicSupportCY509Pct	0	1.00000
IRS990ScheduleA/PublicSupportPY509Pct	0	1.00000
IRS990ScheduleA/PublicSupportTotal509Amt	0	473250
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt	0	0
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt	0	0
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind	0	X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt	0	94788
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt	0	92480
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt	0	96222
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt	0	95914
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt	0	93846
IRS990ScheduleA/Total509Grp/TotalAmt	0	473250
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt	0	94788
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt	0	92480
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt	0	96222
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt	0	95914
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt	0	93846
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt	0	473250
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	0	DESCRIPTION: DEPRECIATION. AMOUNT: 383. DESCRIPTION: OTHER EXPENSES. AMOUNT: 6,656. TOTAL TO FORM 990-EZ, LINE 14: 7,039.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	1	DESCRIPTION: PAYROLL TAXES. AMOUNT: 2,401. DESCRIPTION: BUSINESS TAX. AMOUNT: 1,563. DESCRIPTION: LICENSES. AMOUNT: 75. DESCRIPTION: CHECK FEE. AMOUNT: 3,639. DESCRIPTION: TELEPHONE EXPENSES. AMOUNT: 1,520. DESCRIPTION: BOND. AMOUNT: 1,165. TOTAL TO FORM 990-EZ, LINE 16: 10,363.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	2	DESCRIPTION: OTHER DEPRECIABLE ASSETS. BEG. OF YEAR AMOUNT: 1,064. END OF YEAR AMOUNT: 681.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	3	DESCRIPTION: CASH OVERDRAFT. BEG. OF YEAR AMOUNT: 0. END OF YEAR AMOUNT: 1,736.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	0	FORM 990-EZ, PART I, LINE 14
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	1	FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	2	FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	3	FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
TransferPrsnlBnftContractsDecl/DeclarationDesc	0	THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS	0	2015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/PersonNm	0	ALAN FREY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt	0	PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum	0	3604790221
ReturnHeader/BusinessOfficerGrp/SignatureDt	0	2014-11-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1	0	COMMUNITY FINANCIAL SERVICES
ReturnHeader/Filer/BusinessNameControlTxt	0	COMM
ReturnHeader/Filer/EIN	0	911665039
ReturnHeader/Filer/PhoneNum	0	3604790221
ReturnHeader/Filer/USAddress/AddressLine1	0	PO BOX 3232
ReturnHeader/Filer/USAddress/City	0	BREMERTON
ReturnHeader/Filer/USAddress/State	0	WA
ReturnHeader/Filer/USAddress/ZIPCode	0	983100439
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN	0	911397083
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1	0	HURLEY WILLIAMS & COOK PS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1	0	4312 KITSAP WAY SUITE 102
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City	0	BREMERTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State	0	WA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode	0	98312
ReturnHeader/PreparerPersonGrp/PhoneNum	0	3604794611
ReturnHeader/PreparerPersonGrp/PreparationDt	0	2014-11-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm	0	CHRISTOPHER COOK CPA
ReturnHeader/ReturnTs	0	2014-11-14T10:38:13-06:00
ReturnHeader/ReturnTypeCd	0	990EZ
ReturnHeader/TaxPeriodBeginDt	0	2013-01-01
ReturnHeader/TaxPeriodEndDt	0	2013-12-31
ReturnHeader/TaxYr	0	2013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing

Assets: $681
Liabilities: $1,736
Net assets: -$1,055
Revenue: $95,988
Expenses: $99,178
Net income: -$3,190

	Balance Sheet			Operations
Year	Assets	Liabilities	Net Assets	Revenue	Expenses	Net Income
2024Detailed filing. Detailed filing data is available for this year.	$0.22	$0.40	$0.18	$1.62	$1.52	$0.11
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$0.19	$0.48	$0.29	$1.73	$1.90	$0.17
2022Detailed filing. Detailed filing data is available for this year.	$0.39	$0.00	$0.39	$1.64	$1.71	$0.08
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$0.47	$0.00	$0.47	$1.22	$1.16	$0.06
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$0.41	$0.00	$0.41	$1.61	$1.25	$0.36
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$0.06	$0.02	$0.04	$1.12	$1.11	$0.00
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$0.05	$0.01	$0.04	$1.01	$1.02	$0.01
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$0.08	$0.03	$0.05	$1.01	$1.05	$0.03
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$0.11	$0.03	$0.08	$0.97	$0.89	$0.07
2015Detailed filing. Detailed filing data is available for this year.	$0.02	$0.01	$0.01	$1.00	$0.99	$0.02
2014Detailed filing. Detailed filing data is available for this year.	$0.01	$0.02	$0.01	$0.96	$0.95	$0.00
2013Detailed filing. Detailed filing data is available for this year.	$0.01	$0.02	$0.01	$0.96	$0.99	$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.	$0.02	$0.00	$0.02	$0.92	$0.91	$0.02
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.	$0.01	$0.01	$0.00	$0.96	$0.92	$0.04
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.	$0.02	$0.06	$0.04	$0.96	$0.98	$0.02