Civic Intelligence

Community Financial Services

EIN 91-1665039 • 501(c)3 • Bremerton, WA

Profile

Financial management assistance to disabled and low-income individuals.

PO Box 3232Bremerton, WA 98310-0439

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

96th percentile

1.83x

Higher debt load relative to assets than 96% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

88th percentile

0.25x

Higher debt load relative to revenue than 88% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

59th percentile

6.5%

Higher net margin than 59% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

93rd percentile

$48,000

Higher top officer pay than 93% of similar nonprofits.

Top officer pay equals 29.6% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

75th percentile

19%

Faster asset growth than 75% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

46th percentile

-6.2%

Faster revenue growth than 46% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets96th percentile

Assets

Up

$21,986

Up $3,433 (+19%) from 2023

Liabilities

Down

$40,317

Down $7,187 (-15%) from 2023

Net Assets

Up

-$18,331

Up $10,620 (+37%) from 2023

Operations
Liabilities / Revenue88th percentileNet Margin59th percentile

Revenue

Down

$162,206

Down $10,767 (-6.2%) from 2023

Expenses

Down

$151,586

Down $37,997 (-20%) from 2023

Net Income

Up

$10,620

Up $27,230 (+164%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth75th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0-$20K-$40KAssets 2010: $1,888Liabilities 2010: $5,564Net Assets 2010: -$3,6762010Assets 2011: $1,455Liabilities 2011: $986Net Assets 2011: $4692011Assets 2012: $2,135Liabilities 2012: $0Net Assets 2012: $2,1352012Assets 2013: $681Liabilities 2013: $1,736Net Assets 2013: -$1,0552013Assets 2014: $1,185Liabilities 2014: $1,899Net Assets 2014: -$7142014Assets 2015: $2,151Liabilities 2015: $1,183Net Assets 2015: $9682015Assets 2016: $11,354Liabilities 2016: $2,997Net Assets 2016: $8,3572016Assets 2017: $7,835Liabilities 2017: $2,637Net Assets 2017: $5,1982017Assets 2018: $5,458Liabilities 2018: $1,323Net Assets 2018: $4,1352018Assets 2019: $6,450Liabilities 2019: $2,052Net Assets 2019: $4,3982019Assets 2020: $40,642Liabilities 2020: $0Net Assets 2020: $40,6422020Assets 2021: $46,526Liabilities 2021: $0Net Assets 2021: $46,5262021Assets 2022: $38,859Liabilities 2022: $0Net Assets 2022: $38,8592022Assets 2023: $18,553Liabilities 2023: $47,504Net Assets 2023: -$28,9512023Assets 2024: $21,986Liabilities 2024: $40,317Net Assets 2024: -$18,3312024

Highlighted filing

2024

Assets$21,986
Liabilities$40,317
Net Assets-$18,331
Open 2024 Filing

Operations Trend

Revenue Growth46th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100KRevenue 2010: $95,914Expenses 2010: $98,408Net Income 2010: -$2,4942010Revenue 2011: $96,222Expenses 2011: $92,077Net Income 2011: $4,1452011Revenue 2012: $92,480Expenses 2012: $90,814Net Income 2012: $1,6662012Revenue 2013: $95,988Expenses 2013: $99,178Net Income 2013: -$3,1902013Revenue 2014: $95,500Expenses 2014: $95,159Net Income 2014: $3412014Revenue 2015: $100,415Expenses 2015: $98,733Net Income 2015: $1,6822015Revenue 2016: $96,752Expenses 2016: $89,363Net Income 2016: $7,3892016Revenue 2017: $101,458Expenses 2017: $104,617Net Income 2017: -$3,1592017Revenue 2018: $101,428Expenses 2018: $102,491Net Income 2018: -$1,0632018Revenue 2019: $111,708Expenses 2019: $111,445Net Income 2019: $2632019Revenue 2020: $161,024Expenses 2020: $124,780Net Income 2020: $36,2442020Revenue 2021: $121,857Expenses 2021: $115,973Net Income 2021: $5,8842021Revenue 2022: $163,621Expenses 2022: $171,288Net Income 2022: -$7,6672022Revenue 2023: $172,973Expenses 2023: $189,583Net Income 2023: -$16,6102023Revenue 2024: $162,206Expenses 2024: $151,586Net Income 2024: $10,6202024

Highlighted filing

2024

Revenue$162,206
Expenses$151,586
Net Income$10,620
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$21,986
Liabilities
$40,317
Net assets
-$18,331
Revenue
$162,206
Expenses
$151,586
Net income
$10,620
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.22$0.40$0.18$1.62$1.52$0.11
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.19$0.48$0.29$1.73$1.90$0.17
2022Detailed filing. Detailed filing data is available for this year.$0.39$0.00$0.39$1.64$1.71$0.08
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.47$0.00$0.47$1.22$1.16$0.06
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.41$0.00$0.41$1.61$1.25$0.36
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.06$0.02$0.04$1.12$1.11$0.00
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.05$0.01$0.04$1.01$1.02$0.01
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.08$0.03$0.05$1.01$1.05$0.03
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.11$0.03$0.08$0.97$0.89$0.07
2015Detailed filing. Detailed filing data is available for this year.$0.02$0.01$0.01$1.00$0.99$0.02
2014Detailed filing. Detailed filing data is available for this year.$0.01$0.02$0.01$0.96$0.95$0.00
2013Detailed filing. Detailed filing data is available for this year.$0.01$0.02$0.01$0.96$0.99$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.02$0.00$0.02$0.92$0.91$0.02
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.01$0.01$0.00$0.96$0.92$0.04
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.02$0.06$0.04$0.96$0.98$0.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 12, 2025
Return Version
2024v5.2
Gross Receipts
$162,206
Mission and Program Overview

Mission

Financial management assistance to disabled and low-income individuals.

Program Services

DescriptionGrantsExpenses
PROVIDED FINANCIAL MANAGEMENT ASSISTANCE TO OVER 200 PEOPLE IN KITSAP COUNTY, WASHINGTON. ASSISTANCE IS PROVIDED TO DISABLED AND LOW-INCOME FAMILIES.$0$133,822
Compensation and Service Providers
Top Officer Pay93rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
ALAN FREYPresidentPT$48,000-$48,000
Filing and Contact Details

Filer

Filer Name
Community Financial Services
EIN
91-1665039
Phone
3604790221
Address
PO BOX 3232, BREMERTON, WA 98310-0439

Signing Officer

Name
Alan Frey
Title
President
Phone
3604790221
Signed
2025-11-12
Discuss with paid preparer
Yes

Preparer

Firm
Singerlewak Llp
Address
4312 KITSAP WAY 102, BREMERTON, WA 98312
Preparer
Christopher Cook CPA
Phone
3604794611
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: payroll taxes. Amount: 3,973. Description: business tax. Amount: 1,114. Description: check fee. Amount: 4,046. Description: bank fees. Amount: 5,555. Description: interest expense. Amount: 740. Description: bond. Amount: 3,148. Description: insurance. Amount: 2,496. Description: repairs. Amount: 1,302. Description: office expense. Amount: 14,380. Description: meals. Amount: 38. Description: depreciation. Amount: 183. Total to form 990-ez, line 16: 36,975.”

Form 990-ez, Part II, Line 24 - Other Assets

“Description: other depreciable assets. Beg. Of year amount: 803. End of year amount: 620.”

Form 990-ez, Part II, Line 26 - Other Liabilities

“Description: sba eidl. Beg. Of year amount: 47,504. End of year amount: 40,317.”

Raw XML Appendix142 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0THE ORGANIZATION
IRS990EZ/BooksInCareOfDetail/PhoneNum03604790221
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 3232
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0BREMERTON
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0983100439
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt017750
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt021366
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt010620
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01205
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt018553
IRS990EZ/Form990TotalAssetsGrp/EOYAmt021986
IRS990EZ/GrossReceiptsAmt0162206
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-28951
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-18331
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-28951
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-18331
IRS990EZ/OccupancyRentUtltsAndMaintAmt015220
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt020.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt048000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0ALAN FREY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt0803
IRS990EZ/OtherAssetsTotalDetail/EOYAmt0620
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt036975
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0FINANCIAL MANAGEMENT ASSISTANCE TO DISABLED AND LOW-INCOME INDIVIDUALS.
IRS990EZ/PrintingPublicationsPostageAmt06386
IRS990EZ/ProgramServiceRevenueAmt0162206
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDED FINANCIAL MANAGEMENT ASSISTANCE TO OVER 200 PEOPLE IN KITSAP COUNTY, WASHINGTON. ASSISTANCE IS PROVIDED TO DISABLED AND LOW-INCOME FAMILIES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0133822
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt091800
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0WA
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt047504
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt040317
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt0151586
IRS990EZ/TotalProgramServiceExpensesAmt0133822
IRS990EZ/TotalRevenueAmt0162206
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt014375
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt014375
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0162206
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0173673
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0163621
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0107482
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0109824
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0716806
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt0731181
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0162206
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0173673
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0163621
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0121857
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0109824
IRS990ScheduleA/Total509Grp/TotalAmt0731181
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0162206
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0173673
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0163621
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0121857
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0109824
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0731181
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: PAYROLL TAXES. AMOUNT: 3,973. DESCRIPTION: BUSINESS TAX. AMOUNT: 1,114. DESCRIPTION: CHECK FEE. AMOUNT: 4,046. DESCRIPTION: BANK FEES. AMOUNT: 5,555. DESCRIPTION: INTEREST EXPENSE. AMOUNT: 740. DESCRIPTION: BOND. AMOUNT: 3,148. DESCRIPTION: INSURANCE. AMOUNT: 2,496. DESCRIPTION: REPAIRS. AMOUNT: 1,302. DESCRIPTION: OFFICE EXPENSE. AMOUNT: 14,380. DESCRIPTION: MEALS. AMOUNT: 38. DESCRIPTION: DEPRECIATION. AMOUNT: 183. TOTAL TO FORM 990-EZ, LINE 16: 36,975.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: OTHER DEPRECIABLE ASSETS. BEG. OF YEAR AMOUNT: 803. END OF YEAR AMOUNT: 620.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: SBA EIDL. BEG. OF YEAR AMOUNT: 47,504. END OF YEAR AMOUNT: 40,317.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0ALAN FREY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum03604790221
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0COMMUNITY FINANCIAL SERVICES
ReturnHeader/Filer/BusinessNameControlTxt0COMM
ReturnHeader/Filer/EIN0911665039
ReturnHeader/Filer/PhoneNum03604790221
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 3232
ReturnHeader/Filer/USAddress/CityNm0BREMERTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WA
ReturnHeader/Filer/USAddress/ZIPCd0983100439
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0952302617
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0SINGERLEWAK LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt04312 KITSAP WAY 102
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0BREMERTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd098312
ReturnHeader/PreparerPersonGrp/PhoneNum03604794611
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CHRISTOPHER COOK CPA
ReturnHeader/ReturnTs02025-11-13T14:28:17-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)3 • <$500k nonprofits