Civic Intelligence

Whidbey Watershed Stewards

990 • Fiscal year 2024 • EIN 91-1656570

Jan 01, 2024 to Dec 31, 2024 • Filed on Oct 02, 2025

PO Box 617Langley, WA 98260

(360) 579-1272

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

54th percentile

0.02x

Higher debt load relative to assets than 54% of similar nonprofits.

2024 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

75th percentile

0.15x

Higher debt load relative to revenue than 75% of similar nonprofits.

2024 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2024

Net Margin

53rd percentile

6.2%

Higher net margin than 53% of similar nonprofits.

2024 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

55th percentile

$0

Higher top officer pay than 55% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2024 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2024

Asset Growth

42nd percentile

1.2%

Faster asset growth than 42% of similar nonprofits.

2024 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

2nd percentile

-76%

Faster revenue growth than 2% of similar nonprofits.

2024 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Assets

Up

$548,830

Up $6,726 (+1.2%) from 2023

Net Assets

Up

$535,718

Up $5,281 (+1.0%) from 2023

Liabilities

Up

$13,112

Up $1,445 (+12%) from 2023

Revenue

Down

$85,315

Down $273,154 (-76%) from 2023

Expenses

Up

$80,034

Up $20,337 (+34%) from 2023

Net Income

Down

$5,281

Down $293,491 (-98%) from 2023

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2011: $36,440Liabilities 2011: $5502011Assets 2012: $33,004Liabilities 2012: $4572012Assets 2013: $34,561Liabilities 2013: $3,7542013Assets 2014: $177,582Liabilities 2014: $5,284Net Assets 2014: $172,2982014Assets 2015: $175,458Liabilities 2015: $9,351Net Assets 2015: $166,1072015Assets 2016: $177,934Liabilities 2016: $7,463Net Assets 2016: $170,4712016Assets 2017: $193,867Liabilities 2017: $7,825Net Assets 2017: $186,0422017Assets 2018: $206,433Liabilities 2018: $9,183Net Assets 2018: $197,2502018Assets 2019: $213,495Liabilities 2019: $7,623Net Assets 2019: $205,8722019Assets 2020: $230,432Liabilities 2020: $21,970Net Assets 2020: $208,4622020Assets 2021: $236,857Liabilities 2021: $7,079Net Assets 2021: $229,7782021Assets 2022: $242,503Liabilities 2022: $10,838Net Assets 2022: $231,6652022Assets 2023: $542,104Liabilities 2023: $11,667Net Assets 2023: $530,4372023Assets 2024: $548,830Liabilities 2024: $13,112Net Assets 2024: $535,7182024

Highlighted filing

2024

Assets$548,830
Liabilities$13,112
Net Assets$535,718

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$300K$200K$100K$0-$100KRevenue 2011: $57,094Expenses 2011: $58,577Net Income 2011: -$1,4832011Revenue 2012: $70,118Expenses 2012: $73,461Net Income 2012: -$3,3432012Revenue 2013: $73,282Expenses 2013: $75,022Net Income 2013: -$1,7402013Revenue 2014: $204,958Expenses 2014: $63,467Net Income 2014: $141,4912014Revenue 2015: $46,785Expenses 2015: $52,975Net Income 2015: -$6,1902015Revenue 2016: $59,140Expenses 2016: $54,776Net Income 2016: $4,3642016Revenue 2017: $82,015Expenses 2017: $66,444Net Income 2017: $15,5712017Revenue 2018: $81,201Expenses 2018: $69,993Net Income 2018: $11,2082018Revenue 2019: $64,675Expenses 2019: $56,053Net Income 2019: $8,6222019Revenue 2020: $59,133Expenses 2020: $56,543Net Income 2020: $2,5902020Revenue 2021: $76,297Expenses 2021: $54,981Net Income 2021: $21,3162021Revenue 2022: $59,157Expenses 2022: $57,270Net Income 2022: $1,8872022Revenue 2023: $358,469Expenses 2023: $59,697Net Income 2023: $298,7722023Revenue 2024: $85,315Expenses 2024: $80,034Net Income 2024: $5,2812024

Highlighted filing

2024

Revenue$85,315
Expenses$80,034
Net Income$5,281
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 2, 2025
Return Version
2024v5.0
Gross Receipts
$88,590
Mission and Program Overview

Mission

Whidbey Watershed Stewards promotes nearshore and watershed health by linking water, land, wildlife and people on Whidbey Island through education, research and restoration.

Whidbey watershed stewards promotes nearshore and watershed health by linking water, land, wildlife,and people on whidbey island through education, research, and restoration.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$453,565$453,565→ $0
Cash and Non-Interest-Bearing Accounts$88,539$95,265▲ $6,726
Total Assets$542,104$548,830▲ $6,726
Liabilities
Deferred Revenue$10,429$11,455▲ $1,026
Accounts Payable and Accrued Expenses$1,238$1,657▲ $419
Total Liabilities$11,667$13,112▲ $1,445
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$517,292$524,264▲ $6,972
Net Assets With Donor Restrictions$13,145$11,454▼ $1,691
Total Net Assets Fund Balance$530,437$535,718▲ $5,281
Total Liabilities and Net Assets / Fund Balance$542,104$548,830▲ $6,726

Asset Categories

AssetBook ValueDepreciationBasis
Land$453,565-$453,565

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2023$570---$570
2022$570---$570
2021$570---$570
2020$570---$570
Compensation and Service Providers

Board Members and Trustees

NameTitle
Barbara LavatyPresident
Candace JordanBoard Member
Christopher SalomoneBoard Member
Jeremy McknightBoard Member
Lee ChavezPast Preside
Marie BergstromSecretary
Robert GentzTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$73,012
Program Service Revenue
$3,704
Investment Income
$19
Other Revenue
$8,580
All Other Contributions
$66,532
Change in Net Assets
$5,281
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$58,008
Other Expenses$22,026
Total Fundraising Expense$488
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$38,425$15,048-$53,473
Occupancy$5,600$1,376-$6,976
Payroll Taxes$3,273$1,262-$4,535
Information Technology$394$2,988-$3,382
Insurance-$2,544-$2,544
Fees for Services Accounting-$1,990-$1,990
All Other Expenses$247$758$135$1,140
Other Expenses$751--$751
Office Expenses-$310$353$663
Conferences and Meetings-$265-$265
Advertising$126$50-$176
Travel$169--$169
Total Functional Expenses$52,955$26,591$488$80,034
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$11,835
Fundraising Direct Expenses$3,275
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

The treasurer reviews the document with the bookkeeper and accountant. The governing body members are then given copies for review and discussion prior to filing.

Form 990, Page 6, Part VI, Line 12C

Conflict of interest policy is reviewed annually. Recusal is required if conflict exists. Before voting on issues of financial impact to the organization, directors are given the opportunity to declare their conflict and recuse.

Form 990, Page 6, Part VI, Line 19

No documents available to the public

Filing and Contact Details

Filer

Filer Name
Whidbey Watershed Stewards
EIN
91-1656570
Phone
3605791272
Address
PO BOX 617, LANGLEY, WA 98260

Signing Officer

Name
Robert Gentz
Title
Treasurer
Phone
3605791272
Signed
2025-10-02

Organization Details

Principal Officer
Robert Gentz
Formed
1995
Legal Domicile
Wa
Voting Board Members
7
Independent Board Members
7
Employees
5

Preparer

Firm
Mbo Tax & Accounting
Address
3260 HARBOR VIEW DR, LANGLEY, WA 98260
Preparer
Lori Christian Ea
Phone
2064596627
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4A

Education: working closely with the south whidbey school district, several natural science educational programs were developed. In the spring, various public and private schools attended grade appropriate k to 6th grade classes in their schools and at whidbey watershed stewards' outdoor classroom. These classes centered around "habitats and creatures", where students broken up into small groups explored the forest and stream ecosystems and the plants and creatures who live in them. Approx. 751 students from 8 different schools. In the fall, grades 1st through 5th and 8th students participated in classroom programs and field trips to the outdoor classroom that explored our fascinating "digging deeper into the forest". This program invites students on a journey into the heart of our forest ecosystem. Each lesson offers a hands-on exploration of life beneath the forest canopy, from tiny soil-dwelling organisms to fascinating fungi. Students rotated through various hands-on learning activities appropriate for their grade level. Approx. 465 students across 5 schools. During july and august two different summer camp programs, in partnership with the south whidbey parks and recreation, were developed. The "feathered friends" for ages 6 through 8 explored was conducted at the outdoor classroom. The salish sea jr. Scientists", for ages 9 through 12, was conducted at the environmental education center and langley marina. 27 students. Salmon in the classroom program: instructed 3rd and 5th grade students about the life cycle of salmon. Salmon eggs were provided to the school and reared in the school aquariums in conjunction with salmon life cycle lessons. When the fish hatched and reached fry stage, they were released in march by groups of students with their teachers and families into maxwelton creek at the outdoor classroom. Approx. 50 students. Community education was provided to the public through various family- oriented events held on whidbey island, and also in newsletters, website, and social media.

Form 990, Page 2, Part III, Line 4D

Scholarship: offered one scholarship to a south whidbey high school senior planning to study biology and environmental science in college and working in the environmental field. Sophia patrin received a 1,200 scholarship paid directly to university of washington

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgSrvcAccomActy2Grp/Desc0CONSERVATION / RESEARCH: CONSERVATION / RESEARCH: PARTICIPATED IN COMMUNITY, TRIBAL, AND GOVERNMENTAL ENVIRONMENTAL PROGRAMS. CONDUCTED A CRAB LARVA RESEARCH PROJECT AND PUBLIC OUTREACH TO THE PUBLIC IN CONJUNCTION WITH THE PACIFIC NORTHWEST CRAB RESEARCH GROUP. 275 VOLUNTEER HOURS.
IRS990/ProgSrvcAccomActy3Grp/Desc0STEWARDSHIP: STEWARDSHIP: PERFORMED FOREST, WETLAND AND PUBLIC BEACH RESTORATION AT 5 LOCATIONS ON SOUTH WHIDBEY ISLAND. APPROX. 25 PEOPLE FOR 475 VOLUNTEER HOURS.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt02197
IRS990/ProgSrvcAccomActyOtherGrp/Desc0SCHOLARSHIP: OFFERED ONE SCHOLARSHIP TO A SOUTH WHIDBEY HIGH SCHOOL SENIOR PLANNING TO STUDY BIOLOGY AND ENVIRONMENTAL SCIENCE IN COLLEGE AND WORKING IN THE ENVIRONMENTAL FIELD. SOPHIA PATRIN RECEIVED A 1,200 SCHOLARSHIP PAID DIRECTLY TO UNIVERSITY OF WASHINGTON
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IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0SALE OF EDUCATIONAL MATERIAL 495
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
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IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt058148
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IRS990ScheduleD/CYMinus2YrEndwmtFundGrp/EndYearBalanceAmt0570
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IRS990ScheduleD/CYMinus3YrEndwmtFundGrp/EndYearBalanceAmt0570
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EDUCATION: WORKING CLOSELY WITH THE SOUTH WHIDBEY SCHOOL DISTRICT, SEVERAL NATURAL SCIENCE EDUCATIONAL PROGRAMS WERE DEVELOPED. IN THE SPRING, VARIOUS PUBLIC AND PRIVATE SCHOOLS ATTENDED GRADE APPROPRIATE K TO 6TH GRADE CLASSES IN THEIR SCHOOLS AND AT WHIDBEY WATERSHED STEWARDS' OUTDOOR CLASSROOM. THESE CLASSES CENTERED AROUND "HABITATS AND CREATURES", WHERE STUDENTS BROKEN UP INTO SMALL GROUPS EXPLORED THE FOREST AND STREAM ECOSYSTEMS AND THE PLANTS AND CREATURES WHO LIVE IN THEM. APPROX. 751 STUDENTS FROM 8 DIFFERENT SCHOOLS. IN THE FALL, GRADES 1ST THROUGH 5TH AND 8TH STUDENTS PARTICIPATED IN CLASSROOM PROGRAMS AND FIELD TRIPS TO THE OUTDOOR CLASSROOM THAT EXPLORED OUR FASCINATING "DIGGING DEEPER INTO THE FOREST". THIS PROGRAM INVITES STUDENTS ON A JOURNEY INTO THE HEART OF OUR FOREST ECOSYSTEM. EACH LESSON OFFERS A HANDS-ON EXPLORATION OF LIFE BENEATH THE FOREST CANOPY, FROM TINY SOIL-DWELLING ORGANISMS TO FASCINATING FUNGI. STUDENTS ROTATED THROUGH VARIOUS HANDS-ON LEARNING ACTIVITIES APPROPRIATE FOR THEIR GRADE LEVEL. APPROX. 465 STUDENTS ACROSS 5 SCHOOLS. DURING JULY AND AUGUST TWO DIFFERENT SUMMER CAMP PROGRAMS, IN PARTNERSHIP WITH THE SOUTH WHIDBEY PARKS AND RECREATION, WERE DEVELOPED. THE "FEATHERED FRIENDS" FOR AGES 6 THROUGH 8 EXPLORED WAS CONDUCTED AT THE OUTDOOR CLASSROOM. THE SALISH SEA JR. SCIENTISTS", FOR AGES 9 THROUGH 12, WAS CONDUCTED AT THE ENVIRONMENTAL EDUCATION CENTER AND LANGLEY MARINA. 27 STUDENTS. SALMON IN THE CLASSROOM PROGRAM: INSTRUCTED 3RD AND 5TH GRADE STUDENTS ABOUT THE LIFE CYCLE OF SALMON. SALMON EGGS WERE PROVIDED TO THE SCHOOL AND REARED IN THE SCHOOL AQUARIUMS IN CONJUNCTION WITH SALMON LIFE CYCLE LESSONS. WHEN THE FISH HATCHED AND REACHED FRY STAGE, THEY WERE RELEASED IN MARCH BY GROUPS OF STUDENTS WITH THEIR TEACHERS AND FAMILIES INTO MAXWELTON CREEK AT THE OUTDOOR CLASSROOM. APPROX. 50 STUDENTS. COMMUNITY EDUCATION WAS PROVIDED TO THE PUBLIC THROUGH VARIOUS FAMILY- ORIENTED EVENTS HELD ON WHIDBEY ISLAND, AND ALSO IN NEWSLETTERS, WEBSITE, AND SOCIAL MEDIA.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1SCHOLARSHIP: OFFERED ONE SCHOLARSHIP TO A SOUTH WHIDBEY HIGH SCHOOL SENIOR PLANNING TO STUDY BIOLOGY AND ENVIRONMENTAL SCIENCE IN COLLEGE AND WORKING IN THE ENVIRONMENTAL FIELD. SOPHIA PATRIN RECEIVED A 1,200 SCHOLARSHIP PAID DIRECTLY TO UNIVERSITY OF WASHINGTON
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE TREASURER REVIEWS THE DOCUMENT WITH THE BOOKKEEPER AND ACCOUNTANT. THE GOVERNING BODY MEMBERS ARE THEN GIVEN COPIES FOR REVIEW AND DISCUSSION PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3CONFLICT OF INTEREST POLICY IS REVIEWED ANNUALLY. RECUSAL IS REQUIRED IF CONFLICT EXISTS. BEFORE VOTING ON ISSUES OF FINANCIAL IMPACT TO THE ORGANIZATION, DIRECTORS ARE GIVEN THE OPPORTUNITY TO DECLARE THEIR CONFLICT AND RECUSE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
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IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt026591
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt052955
IRS990/TotalFunctionalExpensesGrp/TotalAmt080034
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IRS990/TotalOtherProgSrvcExpenseAmt01200
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IRS990/TotalRevenueGrp/ExclusionAmt08599
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IRS990/TravelGrp/ProgramServicesAmt0169
IRS990/TravelGrp/TotalAmt0169
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IRS990/UponRequestInd0X
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IRS990/USAddress/CityNm0LANGLEY
IRS990/USAddress/StateAbbreviationCd0WA
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IRS990/WebsiteAddressTxt0WWW.WHIDBEYWATERSHEDS.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0ROBERT GENTZ
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum03605791272
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-02
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0WHIDBEY WATERSHED STEWARDS
ReturnHeader/Filer/BusinessNameControlTxt0WHID
ReturnHeader/Filer/EIN0911656570
ReturnHeader/Filer/PhoneNum03605791272
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 617
ReturnHeader/Filer/USAddress/CityNm0LANGLEY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WA
ReturnHeader/Filer/USAddress/ZIPCd098260
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0844423518
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0MBO TAX & ACCOUNTING
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03260 HARBOR VIEW DR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LANGLEY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd098260
ReturnHeader/PreparerPersonGrp/PhoneNum02064596627
ReturnHeader/PreparerPersonGrp/PreparationDt02025-10-02
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0LORI CHRISTIAN EA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-10-07T10:51:32-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.49$0.13$5.36$0.85$0.80$0.05
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.42$0.12$5.30$3.58$0.60$2.99
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.43$0.11$2.32$0.59$0.57$0.02
2021Detailed filing. Detailed filing data is available for this year.$2.37$0.07$2.30$0.76$0.55$0.21
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.30$0.22$2.08$0.59$0.57$0.03
2019Detailed filing. Detailed filing data is available for this year.$2.13$0.08$2.06$0.65$0.56$0.09
2018Detailed filing. Detailed filing data is available for this year.$2.06$0.09$1.97$0.81$0.70$0.11
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.94$0.08$1.86$0.82$0.66$0.16
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.78$0.07$1.70$0.59$0.55$0.04
2015Detailed filing. Detailed filing data is available for this year.$1.75$0.09$1.66$0.47$0.53$0.06
2014Summary only. Only limited summary data is available for this year.$1.78$0.05$1.72$2.05$0.63$1.41
2013Summary only. Only limited summary data is available for this year.$0.35$0.04$0.73$0.75$0.02
2012Summary only. Only limited summary data is available for this year.$0.33$0.00$0.70$0.73$0.03
2011Summary only. Only limited summary data is available for this year.$0.36$0.01$0.57$0.59$0.01
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2024 filings • 501(c)3 • $500k-$1M nonprofits