Civic Intelligence

Cowlitz Housing Association

990EZ • Fiscal year 2017 • EIN 91-1214143

Oct 01, 2016 to Sep 30, 2017 • Filed on Aug 06, 2018

Organization ProfileN/A
111 N Pacific Avenue Ste BKelso, WA 98626

(360) 423-5759

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

95th percentile

1.22x

Higher debt load relative to assets than 95% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Liabilities / Revenue

99th percentile

7.01x

Higher debt load relative to revenue than 99% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Net Margin

5th percentile

-96%

Higher net margin than 5% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Top Officer Pay

76th percentile

$0

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Asset Growth

29th percentile

-9.7%

Faster asset growth than 29% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Annualized from 2016 to 2017

Revenue Growth

10th percentile

-46%

Faster revenue growth than 10% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets95th percentile

Assets

Down

$304,498

Down $32,682 (-9.7%) from 2016

Net Assets

Down

-$67,897

Down $50,934 (-300%) from 2016

Liabilities

Up

$372,395

Up $18,252 (+5.2%) from 2016

Revenue And Expenses
Liabilities / Revenue99th percentileNet Margin5th percentile

Revenue

Down

$53,102

Down $44,488 (-46%) from 2016

Expenses

Up

$104,035

Up $9,509 (+10%) from 2016

Net Income

Down

-$50,933

Down $53,997 (-1762%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth29th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$200K$0-$200KAssets 2010: $359,821Liabilities 2010: $378,379Net Assets 2010: -$18,5582010Assets 2011: $363,254Liabilities 2011: $374,6722011Assets 2012: $358,157Liabilities 2012: $371,168Net Assets 2012: -$13,0112012Assets 2013: $335,385Liabilities 2013: $366,370Net Assets 2013: -$30,9852013Assets 2014: $347,889Liabilities 2014: $362,922Net Assets 2014: -$15,0332014Assets 2015: $337,954Liabilities 2015: $357,981Net Assets 2015: -$20,0272015Assets 2016: $337,180Liabilities 2016: $354,143Net Assets 2016: -$16,9632016Assets 2017: $304,498Liabilities 2017: $372,395Net Assets 2017: -$67,8972017Assets 2018: $312,013Liabilities 2018: $382,754Net Assets 2018: -$70,7412018Assets 2019: $302,958Liabilities 2019: $354,650Net Assets 2019: -$51,6922019Assets 2020: $297,639Liabilities 2020: $353,3492020Assets 2021: $292,758Liabilities 2021: $358,315Net Assets 2021: -$65,5572021

Highlighted filing

2017

Assets$304,498
Liabilities$372,395
Net Assets-$67,897
Open 2017 Filing

Operations Trend

Revenue Growth10th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50K-$100KRevenue 2010: $87,643Expenses 2010: $104,579Net Income 2010: -$16,9362010Revenue 2011: $99,127Expenses 2011: $91,987Net Income 2011: $7,1402011Revenue 2012: $96,179Expenses 2012: $97,771Net Income 2012: -$1,5922012Revenue 2013: $98,300Expenses 2013: $116,274Net Income 2013: -$17,9742013Revenue 2014: $103,953Expenses 2014: $88,001Net Income 2014: $15,9522014Revenue 2015: $107,744Expenses 2015: $112,738Net Income 2015: -$4,9942015Revenue 2016: $97,590Expenses 2016: $94,526Net Income 2016: $3,0642016Revenue 2017: $53,102Expenses 2017: $104,035Net Income 2017: -$50,9332017Revenue 2018: $100,691Expenses 2018: $103,534Net Income 2018: -$2,8432018Revenue 2019: $110,737Expenses 2019: $91,688Net Income 2019: $19,0492019Revenue 2020: $93,938Expenses 2020: $97,956Net Income 2020: -$4,0182020Revenue 2021: $81,865Expenses 2021: $91,712Net Income 2021: -$9,8472021

Highlighted filing

2017

Revenue$53,102
Expenses$104,035
Net Income-$50,933
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Oct 1, 2016 to Sep 30, 2017
Signed
Aug 6, 2018
Return Version
2016v3.1
Gross Receipts
$53,102
Mission and Program Overview

Mission

LOW-INCOME HOUSING

Program Services

DescriptionGrantsExpenses
OPERATES A 15-UNIT HOUSING COMPLEX UNDER THE NAME CRESCENT TERRACE, WHICH PROVIDES LOW-INCOME HOUSING FOR INDIVIDUALS SUFFERING FROM CHRONIC MENTAL ILLNESS-$104,035
Compensation and Service Providers
Top Officer Pay76th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
EDGAR W CUTRIGHTPresident-$0--
BETTY CUTRIGHTVice-Pres-$0--
VANCE VAN DRIESSHEDirector-$0--
Filing and Contact Details

Filer

Filer Name
Cowlitz Housing Association
EIN
91-1214143
Phone
3604235759
Address
111 N PACIFIC AVENUE STE B, KELSO, WA 98626

Signing Officer

Name
Edgar W Cutright
Title
President
Phone
3604235759
Signed
2018-08-06
Discuss with paid preparer
Yes

Preparer

Firm
Gl Booth Jg Davis & Associates Pllc
Address
1516 HUDSON AVE STE 201 P O BOX 14, LONGVIEW, WA 98632
Preparer
Jacqueline G Davis
Phone
3604258000
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses advertising 299 office supplies 324 interest expense - mortgage 22,526 loan amortization expense 602 admin expense 5,184 bad debt 43 tax credit compliance 750 postage 30 web access 27 telephone 752 non-investment depreciation 8,878 total 39,415”

Form 990-ez, Part II, Line 24

“Accounts receivable 803 971 prepaid expenses and deferred charges 2,754 3,490 loan fees amortized 16,862 16,260 total 20,419 20,721”

Form 990-ez, Part II, Line 26

“Accounts payable and accrued expenses 5,083 28,182 tenant deposits payable 1,835 1,939 mortgage and other notes payable 347,226 342,274”

Raw XML Appendix158 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/AddressChangeInd0X
IRS990EZ/BooksInCareOfDetail/PersonNm0CRIS WILLIAMS
IRS990EZ/BooksInCareOfDetail/PhoneNum03605773524
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0111 N PACIFIC AVE STE B
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0KELSO
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd098626
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0126056
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0101950
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt015521
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-50933
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt015057
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0337180
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0304498
IRS990EZ/GrossReceiptsAmt053102
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt020
IRS990EZ/LandAndBuildingsGrp/BOYAmt0190705
IRS990EZ/LandAndBuildingsGrp/EOYAmt0181827
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-16964
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-67897
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-16964
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-67897
IRS990EZ/OccupancyRentUtltsAndMaintAmt036421
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0EDGAR W CUTRIGHT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1BETTY CUTRIGHT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2VANCE VAN DRIESSHE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE-PRES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt020419
IRS990EZ/OtherAssetsTotalDetail/EOYAmt020721
IRS990EZ/OtherExpensesTotalAmt039415
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0LOW-INCOME HOUSING
IRS990EZ/ProgramServiceRevenueAmt037561
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0OPERATES A 15-UNIT HOUSING COMPLEX UNDER THE NAME CRESCENT TERRACE, WHICH PROVIDES LOW-INCOME HOUSING FOR INDIVIDUALS SUFFERING FROM CHRONIC MENTAL ILLNESS
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0104035
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt013142
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0354144
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0372395
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0104035
IRS990EZ/TotalProgramServiceExpensesAmt0104035
IRS990EZ/TotalRevenueAmt053102
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt015521
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt044216
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt028628
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt050027
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt029908
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0168300
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt020
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt030
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt020
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt019
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt052
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt0141
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt037561
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt053344
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt079096
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt053907
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt068340
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0292248
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt020
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt030
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt020
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt019
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt052
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt0141
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.99970
IRS990ScheduleA/PublicSupportPY509Pct00.99950
IRS990ScheduleA/PublicSupportTotal509Amt0460548
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt053082
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt097560
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0107724
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0103934
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt098248
IRS990ScheduleA/Total509Grp/TotalAmt0460548
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt053102
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt097590
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0107744
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0103953
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt098300
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0460689
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES ADVERTISING 299 OFFICE SUPPLIES 324 INTEREST EXPENSE - MORTGAGE 22,526 LOAN AMORTIZATION EXPENSE 602 ADMIN EXPENSE 5,184 BAD DEBT 43 TAX CREDIT COMPLIANCE 750 POSTAGE 30 WEB ACCESS 27 TELEPHONE 752 NON-INVESTMENT DEPRECIATION 8,878 TOTAL 39,415
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ACCOUNTS RECEIVABLE 803 971 PREPAID EXPENSES AND DEFERRED CHARGES 2,754 3,490 LOAN FEES AMORTIZED 16,862 16,260 TOTAL 20,419 20,721
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACCOUNTS PAYABLE AND ACCRUED EXPENSES 5,083 28,182 TENANT DEPOSITS PAYABLE 1,835 1,939 MORTGAGE AND OTHER NOTES PAYABLE 347,226 342,274
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0EDGAR W CUTRIGHT
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum03604235759
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-08-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0COWLITZ HOUSING ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0COWL
ReturnHeader/Filer/EIN0911214143
ReturnHeader/Filer/PhoneNum03604235759
ReturnHeader/Filer/USAddress/AddressLine1Txt0111 N PACIFIC AVENUE STE B
ReturnHeader/Filer/USAddress/CityNm0KELSO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WA
ReturnHeader/Filer/USAddress/ZIPCd098626
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId01C83207C864D7375EB4DD126DA483E446CF9FACE
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0112C6017DA91AC8B5F721C13DC6E4F0D14A02F7F
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0810623495
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GL BOOTH JG DAVIS & ASSOCIATES PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01516 HUDSON AVE STE 201 P O BOX 14
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LONGVIEW
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd098632
ReturnHeader/PreparerPersonGrp/PhoneNum03604258000
ReturnHeader/PreparerPersonGrp/PreparationDt02018-08-06
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JACQUELINE G DAVIS
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02018-08-08T11:09:08-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02016-10-01
ReturnHeader/TaxPeriodEndDt02017-09-30
ReturnHeader/TaxYr02016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$304,498
Liabilities
$372,395
Net assets
-$67,897
Revenue
$53,102
Expenses
$104,035
Net income
-$50,933
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.93$3.58$0.66$0.82$0.92$0.10
2020Summary only. Only limited summary data is available for this year.$2.98$3.53$0.94$0.98$0.04
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.03$3.55$0.52$1.11$0.92$0.19
2018Detailed filing. Detailed filing data is available for this year.$3.12$3.83$0.71$1.01$1.04$0.03
2017Detailed filing. Detailed filing data is available for this year.$3.04$3.72$0.68$0.53$1.04$0.51
2016Detailed filing. Detailed filing data is available for this year.$3.37$3.54$0.17$0.98$0.95$0.03
2015Detailed filing. Detailed filing data is available for this year.$3.38$3.58$0.20$1.08$1.13$0.05
2014Detailed filing. Detailed filing data is available for this year.$3.48$3.63$0.15$1.04$0.88$0.16
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.35$3.66$0.31$0.98$1.16$0.18
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.58$3.71$0.13$0.96$0.98$0.02
2011Summary only. Only limited summary data is available for this year.$3.63$3.75$0.99$0.92$0.07
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.60$3.78$0.19$0.88$1.05$0.17