Civic Intelligence

Community Frameworks

990 • Fiscal year 2022 • EIN 91-0933023

Jul 01, 2021 to Jun 30, 2022 • Filed on Apr 04, 2023

Organization ProfileWWW.COMMUNITYFRAMEWORKS.ORG

View Organization Page

907 West Riverside AvenueSpokane, WA 99201

(509) 484-6733

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

67th percentile

0.35x

Higher debt load relative to assets than 67% of similar nonprofits.

2022 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2022

Liabilities / Revenue

81st percentile

1.07x

Higher debt load relative to revenue than 81% of similar nonprofits.

2022 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2022

Net Margin

81st percentile

32%

Higher net margin than 81% of similar nonprofits.

2022 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2022

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2022

Asset Growth

76th percentile

15%

Faster asset growth than 76% of similar nonprofits.

2022 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2021 to 2022

Revenue Growth

71st percentile

19%

Faster revenue growth than 71% of similar nonprofits.

2022 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets67th percentile

Assets

Up

$20,309,475

Up $2,580,565 (+15%) from 2021

Net Assets

Up

$13,158,688

Up $2,125,563 (+19%) from 2021

Liabilities

Up

$7,150,787

Up $455,002 (+6.8%) from 2021

Revenue And Expenses
Liabilities / Revenue81st percentileNet Margin81st percentile

Revenue

Up

$6,692,007

Up $1,088,397 (+19%) from 2021

Expenses

Up

$4,566,444

Up $375,087 (+8.9%) from 2021

Net Income

Up

$2,125,563

Up $713,310 (+51%) from 2021

Historical Trend

Balance Sheet Trend

Asset Growth76th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $11,623,452Liabilities 2010: $7,172,592Net Assets 2010: $4,450,8602010Assets 2011: $12,887,618Liabilities 2011: $6,727,553Net Assets 2011: $6,160,0652011Assets 2012: $14,930,567Liabilities 2012: $6,047,683Net Assets 2012: $8,882,8842012Assets 2013: $14,735,870Liabilities 2013: $5,192,223Net Assets 2013: $9,543,6472013Assets 2014: $15,975,728Liabilities 2014: $6,014,371Net Assets 2014: $9,961,3572014Assets 2015: $17,206,622Liabilities 2015: $6,560,874Net Assets 2015: $10,645,7482015Assets 2016: $17,820,870Liabilities 2016: $6,910,808Net Assets 2016: $10,910,0622016Assets 2017: $16,193,923Liabilities 2017: $5,963,693Net Assets 2017: $10,230,2302017Assets 2018: $16,787,202Liabilities 2018: $6,302,250Net Assets 2018: $10,484,9522018Assets 2019: $15,212,588Liabilities 2019: $5,423,392Net Assets 2019: $9,789,1962019Assets 2020: $14,974,612Liabilities 2020: $5,353,740Net Assets 2020: $9,620,8722020Assets 2021: $17,728,910Liabilities 2021: $6,695,785Net Assets 2021: $11,033,1252021Assets 2022: $20,309,475Liabilities 2022: $7,150,787Net Assets 2022: $13,158,6882022Assets 2023: $20,528,251Liabilities 2023: $6,743,989Net Assets 2023: $13,784,2622023Assets 2025: $23,858,467Liabilities 2025: $4,354,722Net Assets 2025: $19,503,7452025

Highlighted filing

2022

Assets$20,309,475
Liabilities$7,150,787
Net Assets$13,158,688
Open 2022 Filing

Operations Trend

Revenue Growth71st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $6,665,9652010Expenses 2011: $7,751,4082011Expenses 2012: $5,606,3342012Expenses 2013: $6,528,4482013Revenue 2014: $5,983,816Expenses 2014: $5,566,106Net Income 2014: $417,7102014Revenue 2015: $10,864,041Expenses 2015: $10,256,608Net Income 2015: $607,4332015Revenue 2016: $5,139,157Expenses 2016: $4,874,843Net Income 2016: $264,3142016Revenue 2017: $7,595,517Expenses 2017: $8,275,349Net Income 2017: -$679,8322017Revenue 2018: $3,940,417Expenses 2018: $3,685,695Net Income 2018: $254,7222018Revenue 2019: $4,611,665Expenses 2019: $5,307,421Net Income 2019: -$695,7562019Revenue 2020: $4,120,127Expenses 2020: $4,288,451Net Income 2020: -$168,3242020Revenue 2021: $5,603,610Expenses 2021: $4,191,357Net Income 2021: $1,412,2532021Revenue 2022: $6,692,007Expenses 2022: $4,566,444Net Income 2022: $2,125,5632022Revenue 2023: $4,618,935Expenses 2023: $3,993,361Net Income 2023: $625,5742023Revenue 2025: $10,481,507Expenses 2025: $5,118,351Net Income 2025: $5,363,1562025

Highlighted filing

2022

Revenue$6,692,007
Expenses$4,566,444
Net Income$2,125,563
Open 2022 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2021 to Jun 30, 2022
Signed
Apr 4, 2023
Return Version
2021v4.0
Gross Receipts
$6,692,007
Mission and Program Overview

Mission

We create affordable housing as a catalyst to help communities thrive.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$4,695,968$8,946,124▲ $4,250,156
Other Notes and Loans Receivable, Net$5,684,912$5,270,403▼ $414,509
Savings and Temporary Cash Investments$1,711,419$1,873,899▲ $162,480
Accounts Receivable$580,868$1,144,321▲ $563,453
Inventories for Sale or Use$2,330,420$1,079,335▼ $1,251,085
Cash and Non-Interest-Bearing Accounts$1,705,617$1,044,965▼ $660,652
Investments in Publicly Traded Securities$777,000$673,280▼ $103,720
Prepaid Expenses and Deferred Charges$182,193$215,529▲ $33,336
Investments Program Related$60,513$61,619▲ $1,106
Total Assets$17,728,910$20,309,475▲ $2,580,565
Liabilities
Mortgage Notes Payable Secured by Investment Property$4,124,440$4,775,747▲ $651,307
Accounts Payable and Accrued Expenses$1,381,093$1,280,423▼ $100,670
Tax Exempt Bond Liabilities$991,394$959,435▼ $31,959
Other Liabilities$198,858$135,182▼ $63,676
Total Liabilities$6,695,785$7,150,787▲ $455,002
Net Assets / Fund Balance
Net Assets With Donor Restrictions$9,117,779$11,359,267▲ $2,241,488
Net Assets Without Donor Restrictions$1,915,346$1,799,421▼ $115,925
Total Net Assets Fund Balance$11,033,125$13,158,688▲ $2,125,563
Total Liabilities and Net Assets / Fund Balance$17,728,910$20,309,475▲ $2,580,565

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$7,673,182$2,666,717$10,339,899
Land$1,152,005-$1,152,005
Equipment$118,891$106,635$225,526
Other Land Buildings$2,046$30,102$32,148
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleBaseTotal
Deborah ElzingaExecutive Di$113,286$113,286

Board Members and Trustees

NameTitle
Christina PeggChair
Janet CaseVice Chair
Bridget Callahan GlasspooleDirector
Grant NixonDirector
Madeline ArredondoDirector
Shanna CejkaDirector
Kirsten EhrhardtSecretary
Brian NorrisTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$4,693,388
Program Service Revenue
$1,959,656
Investment Income
$38,963
Other Revenue
$0
All Other Contributions
$4,693,388
Change in Net Assets
$2,125,563

Audited Revenue Reconciliation

Revenue per Audited Statements
$6,692,007
Total Revenue per Audited Statements
$6,692,007
Total Revenue per Form 990
$6,692,007
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,212,614
Salaries, Compensation, and Employee Benefits$1,353,830
Total Fundraising Expense$11,813
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$674,138$303,526$9,503$987,167
Payroll Taxes$146,531$218,222$1,910$366,663
Depreciation Depletion$302,656$3,017-$305,673
Fees for Services Management$202,623--$202,623
All Other Expenses$62,877$74,567$400$137,844
Interest$118,834$180-$119,014
Fees for Services Other$58,958$57,930-$116,888
Occupancy-$82,461-$82,461
Other Expenses$72,855$6,661-$79,516
Insurance$43,888$4,612-$48,500
Fees for Services Legal$6,794$24,343-$31,137
Office Expenses$13,666$11,764-$25,430
Travel$16,585$433-$17,018
Advertising$6,137$2,953-$9,090
Total Functional Expenses$3,763,962$790,669$11,813$4,566,444

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$4,566,444
Total Expenses per Audited Statements$4,566,444
Total Expenses per Form 990$4,566,444
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
Yes
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Long Term Debt$112,125
Prepaid Rent & Sec Deposits$47,751
Unamortized Loan Fee$-24,694

Bond Issues

BondIssuerIssuedIssue PricePurpose
ABanner Bank2010-12-22$1,250,000BUILDING CONSTRUCTION

Bond Proceeds

BondTotal ProceedsSpentRetiredIssuance Costs
A----

Bond Financing Compliance

No rebate due
No
Rebate not yet due
No
Form 8038-T filed
No
Gross proceeds invested
No
Gross proceeds invested in GIC
No
Exception to rebate
No
Corrective action procedures
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“The 990 is provided to the board of directors finance committee for review.”

Form 990, Page 6, Part VI, Line 12C

“The executive coordinator is responsible to provide policy and disclosure forms to board and staff on an annual basis, to collect interim disclosures, and to counsel staff and board on appropirate relationships. Violations are reported to executive director and handled in accordance with the plan.”

Form 990, Page 6, Part VI, Line 15A

“Compensation for the executive director, top management, key employees, and other officers are determined by a review and approval by independent persons and comparability data.”

Form 990, Page 6, Part VI, Line 15B

“Compensation for the executive director, top management, key employees, and other officers are determined by a review and approval by independent persons and comparability data.”

Form 990, Page 6, Part VI, Line 19

“Items are made available to outside parties on a need to know basis (i.e. A funder) and/or in accordance with laws and regulations.”

Filing and Contact Details

Filer

Filer Name
Community Frameworks
EIN
91-0933023
Phone
5094846733
Address
907 WEST RIVERSIDE AVENUE, SPOKANE, WA 99201

Signing Officer

Name
Deborah Elzinga
Title
Executive Director
Phone
5094846733
Signed
2023-04-04

Organization Details

Principal Officer
Deborah Elzinga
Formed
1974
Legal Domicile
Wa
Voting Board Members
9
Independent Board Members
9
Employees
24

Preparer

Firm
LOVERIDGE HUNT & CO CPA'S
Address
14725 SE 36TH ST STE 401, BELLEVUE, WA 98006-1682
Preparer
Craig T Leong
Phone
4254532088
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“Asset management - provide direction and oversight to property management contractor and compliance reports to funders. Technical assistance - offers organizational, housing project, and program development services and training to improve and enhance the ability of local players in washington, idaho, and some parts of montana to produces and preserve affordable housing in their communities.”

Raw XML AppendixShowing 400 of 551 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01381093
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01280423
IRS990/AccountsReceivableGrp/BOYAmt0580868
IRS990/AccountsReceivableGrp/EOYAmt01144321
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0WE CREATE AFFORDABLE HOUSING AS A CATALYST TO HELP COMMUNITIES THRIVE.
IRS990/AdvertisingGrp/ManagementAndGeneralAmt02953
IRS990/AdvertisingGrp/ProgramServicesAmt06137
IRS990/AdvertisingGrp/TotalAmt09090
IRS990/AllOtherContributionsAmt04693388
IRS990/AllOtherExpensesGrp/FundraisingAmt0400
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt074567
IRS990/AllOtherExpensesGrp/ProgramServicesAmt062877
IRS990/AllOtherExpensesGrp/TotalAmt0137844
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0COMMUNITY FRAMEWORKS
IRS990/BooksInCareOfDetail/PhoneNum05094846733
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0907 WEST RIVERSIDE AVENUE
IRS990/BooksInCareOfDetail/USAddress/CityNm0SPOKANE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd099201
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt01705617
IRS990/CashNonInterestBearingGrp/EOYAmt01044965
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt04693388
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt038963
IRS990/CYOtherExpensesAmt03212614
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt01959656
IRS990/CYRevenuesLessExpensesAmt02125563
IRS990/CYSalariesCompEmpBnftPaidAmt01353830
IRS990/CYTotalExpensesAmt04566444
IRS990/CYTotalFundraisingExpenseAmt011813
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt06692007
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt03017
IRS990/DepreciationDepletionGrp/ProgramServicesAmt0302656
IRS990/DepreciationDepletionGrp/TotalAmt0305673
IRS990/Desc0SHOP PROGRAM - PROVIDES PASS-THROUGH LOANS AND TECHNICAL ASSISTANCE TO SELF-HELP AFFORDABLE HOMEOWNERSHIP PROGRAMS IN WASHINGTON, IDAHO, AND MONTANA, PRIMARILY USING HUD RESOURCES
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt09117779
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt011359267
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt024
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/EscrowAccountInd0false
IRS990/ExpenseAmt01835451
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditPerformedInd0true
IRS990/FederalGrantAuditRequiredInd0true
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt024343
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt06794
IRS990/FeesForServicesLegalGrp/TotalAmt031137
IRS990/FeesForServicesManagementGrp/ProgramServicesAmt0202623
IRS990/FeesForServicesManagementGrp/TotalAmt0202623
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt057930
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt058958
IRS990/FeesForServicesOtherGrp/TotalAmt0116888
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form8899Filedind0false
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/PersonNm0DEBORAH ELZINGA
IRS990/Form990PartVIISectionAGrp/PersonNm1MADELINE ARREDONDO
IRS990/Form990PartVIISectionAGrp/PersonNm2JANET CASE
IRS990/Form990PartVIISectionAGrp/PersonNm3SHANNA CEJKA
IRS990/Form990PartVIISectionAGrp/PersonNm4KIRSTEN EHRHARDT
IRS990/Form990PartVIISectionAGrp/PersonNm5BRIDGET CALLAHAN GLASSPOOLE
IRS990/Form990PartVIISectionAGrp/PersonNm6GRANT NIXON
IRS990/Form990PartVIISectionAGrp/PersonNm7BRIAN NORRIS
IRS990/Form990PartVIISectionAGrp/PersonNm8CHRISTINA PEGG
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0113286
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0EXECUTIVE DI
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt8CHAIR
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01974
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt06692007
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt04612
IRS990/InsuranceGrp/ProgramServicesAmt043888
IRS990/InsuranceGrp/TotalAmt048500
IRS990/InterestGrp/ManagementAndGeneralAmt0180
IRS990/InterestGrp/ProgramServicesAmt0118834
IRS990/InterestGrp/TotalAmt0119014
IRS990/InventoriesForSaleOrUseGrp/BOYAmt02330420
IRS990/InventoriesForSaleOrUseGrp/EOYAmt01079335
IRS990/InvestmentIncomeGrp/ExclusionAmt037867
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt01096
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt038963
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsProgramRelatedGrp/BOYAmt060513
IRS990/InvestmentsProgramRelatedGrp/EOYAmt061619
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0777000
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0673280
IRS990/InvestTaxExemptBondsInd0false
IRS990/IRPDocumentCnt011
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt02803454
IRS990/LandBldgEquipBasisNetGrp/BOYAmt04695968
IRS990/LandBldgEquipBasisNetGrp/EOYAmt08946124
IRS990/LandBldgEquipCostOrOtherBssAmt011749578
IRS990/LegalDomicileStateCd0WA
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0true
IRS990/LocalChaptersInd0true
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0WE CREATE AFFORDABLE HOUSING AS A CATALYST TO HELP COMMUNITIES THRIVE.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt04124440
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt04775747
IRS990/NetAssetsOrFundBalancesBOYAmt011033125
IRS990/NetAssetsOrFundBalancesEOYAmt013158688
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt01915346
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt01799421
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt082461
IRS990/OccupancyGrp/TotalAmt082461
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt011764
IRS990/OfficeExpensesGrp/ProgramServicesAmt013666
IRS990/OfficeExpensesGrp/TotalAmt025430
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherExpensesGrp/Desc0PROGRAM EXPENSES
IRS990/OtherExpensesGrp/Desc1BUILDING MAINTENANCE
IRS990/OtherExpensesGrp/Desc2UTILITIES
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS EXPENSES
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt06661
IRS990/OtherExpensesGrp/ProgramServicesAmt01792393
IRS990/OtherExpensesGrp/ProgramServicesAmt1132601
IRS990/OtherExpensesGrp/ProgramServicesAmt2112426
IRS990/OtherExpensesGrp/ProgramServicesAmt372855
IRS990/OtherExpensesGrp/TotalAmt01792393
IRS990/OtherExpensesGrp/TotalAmt1132601
IRS990/OtherExpensesGrp/TotalAmt2112426
IRS990/OtherExpensesGrp/TotalAmt379516
IRS990/OtherLiabilitiesGrp/BOYAmt0198858
IRS990/OtherLiabilitiesGrp/EOYAmt0135182
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt09503
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0303526
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0674138
IRS990/OtherSalariesAndWagesGrp/TotalAmt0987167
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt05684912
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt05270403
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt01910
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt0218222
IRS990/PayrollTaxesGrp/ProgramServicesAmt0146531
IRS990/PayrollTaxesGrp/TotalAmt0366663
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0182193
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0215529
IRS990/PrincipalOfficerNm0DEBORAH ELZINGA
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0DEVELOPMENT SERVICES
IRS990/ProgramServiceRevenueGrp/Desc1AFFORDABLE HSG. RENTALS
IRS990/ProgramServiceRevenueGrp/Desc2OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc3PROGRAM SERVICE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01181464
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1625569
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2110252
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt342371
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01181464
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1625569
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2110252
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt342371
IRS990/ProgSrvcAccomActy2Grp/Desc0HOMEOWNERSHIP PRODUCTION PROGRAM - PRODUCES AFFORDABLE HOMES AND CONDOMINIUMS FOR PURCHASE BY LOW INCOME HOUSEHOLDS IN THE VICINITY OF OUR OFFICE LOCATIONS.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0141274
IRS990/ProgSrvcAccomActy3Grp/Desc0DEVELOPMENT SERVICES - PRODUCES AFFORDABLE HOMES FOR ORGANIZATIONAL CLIENTS IN WASHINGTON AND IDAHO TO OWN AND MANAGE IN THE LOCATIONS THEY SERVE, AND TO A LIMITED EXTENT DEVELOPS UNITS TO BE OWNED BY THE ORGANIZATION.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0606702
IRS990/ProgSrvcAccomActyOtherGrp/Desc0ASSET MANAGEMENT - PROVIDE DIRECTION AND OVERSIGHT TO PROPERTY MANAGEMENT CONTRACTOR AND COMPLIANCE REPORTS TO FUNDERS. TECHNICAL ASSISTANCE - OFFERS ORGANIZATIONAL, HOUSING PROJECT, AND PROGRAM DEVELOPMENT SERVICES AND TRAINING TO IMPROVE AND ENHANCE THE ABILITY OF LOCAL PLAYERS IN WASHINGTON, IDAHO, AND SOME PARTS OF MONTANA TO PRODUCES AND PRESERVE AFFORDABLE HOUSING IN THEIR COMMUNITIES.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt01180535
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt02976023
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt077455
IRS990/PYOtherExpensesAmt02842377
IRS990/PYProgramServiceRevenueAmt02550132
IRS990/PYRevenuesLessExpensesAmt01412253
IRS990/PYSalariesCompEmpBnftPaidAmt01348980
IRS990/PYTotalExpensesAmt04191357
IRS990/PYTotalRevenueAmt05603610
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt02125563
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0true
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01711419
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01873899
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt04693388
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt02976023
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt02477914
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt01506865
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt01501527
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt013155717
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt037867
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt068453
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt052207
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt055780
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt054533
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0268840
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt011496552
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.94510
IRS990ScheduleA/PublicSupportPY170Pct00.96040
IRS990ScheduleA/PublicSupportTotal170Amt012688080
IRS990ScheduleA/SubstantialContributorsTotAmt0467637
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt04693388
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt02976023
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt02477914
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt01506865
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt01501527
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt013155717
IRS990ScheduleA/TotalSupportAmt013424557
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleC/DirectContactLegislatorsInd0false
IRS990ScheduleC/GrantsOtherOrganizationsInd0false
IRS990ScheduleC/MailingsMembersInd0false
IRS990ScheduleC/MediaAdvertisementsInd0false
IRS990ScheduleC/NotDescribedSection501c3Ind0false
IRS990ScheduleC/OtherActivitiesInd0false
IRS990ScheduleC/PaidStaffOrManagementInd0true
IRS990ScheduleC/PublicationsOrBroadcastInd0false
IRS990ScheduleC/RalliesDemonstrationsAmt02557
IRS990ScheduleC/RalliesDemonstrationsInd0true
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0STAFF & TRAVEL EXPENSES RELATED TO VARIOUS LOBBYING ACTIVITIES.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE C, PART IV
IRS990ScheduleC/TotalLobbyingExpendituresAmt02557
IRS990ScheduleC/VolunteersInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt07673182
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02666717
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt010339899
IRS990ScheduleD/EquipmentGrp/BookValueAmt0118891
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0106635
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0225526
IRS990ScheduleD/ExpensesSubtotalAmt04566444
IRS990ScheduleD/LandGrp/BookValueAmt01152005
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01152005
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt02046
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt030102
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt032148
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0112125
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt147751
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2-24694
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0LONG TERM DEBT
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1PREPAID RENT & SEC DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2UNAMORTIZED LOAN FEE
IRS990ScheduleD/RevenueSubtotalAmt06692007
IRS990ScheduleD/TotalBookValueLandBuildingsAmt08946124
IRS990ScheduleD/TotalExpensesPerForm990Amt04566444
IRS990ScheduleD/TotalLiabilityAmt0135182
IRS990ScheduleD/TotalRevenuePerForm990Amt06692007
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt06692007
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt04566444
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleK/ProceduresCorrectiveActionGrp/BondReferenceCd0A
IRS990ScheduleK/ProceduresCorrectiveActionGrp/ProceduresCorrectiveActionInd0false
IRS990ScheduleK/SupplementalInformationDetail/ExplanationTxt0BANNER BANK BUILDING CONSTRUCTION
IRS990ScheduleK/SupplementalInformationDetail/FormAndLineReferenceDesc0PURPOSE OF ISSUE DESCRIPTION
IRS990ScheduleK/TaxExemptBondsArbitrageGrp/BondReferenceCd0A
IRS990ScheduleK/TaxExemptBondsArbitrageGrp/ExceptionToRebateInd0false
IRS990ScheduleK/TaxExemptBondsArbitrageGrp/Form8038TFiledInd0false
IRS990ScheduleK/TaxExemptBondsArbitrageGrp/GrossProceedsInvestedInd0false
IRS990ScheduleK/TaxExemptBondsArbitrageGrp/GrossProceedsInvestedInGICInd0false
IRS990ScheduleK/TaxExemptBondsArbitrageGrp/HedgeIdentifiedInBksAndRecInd0false
IRS990ScheduleK/TaxExemptBondsArbitrageGrp/NoRebateDueInd0false
IRS990ScheduleK/TaxExemptBondsArbitrageGrp/RebateNotDueYetInd0false
IRS990ScheduleK/TaxExemptBondsArbitrageGrp/VariableRateIssueInd0false
IRS990ScheduleK/TaxExemptBondsArbitrageGrp/WrittenProcToMonitorReqsInd0false
IRS990ScheduleK/TaxExemptBondsIssuesGrp/BondIssuedDt02010-12-22
IRS990ScheduleK/TaxExemptBondsIssuesGrp/BondIssuerEIN0911645638
IRS990ScheduleK/TaxExemptBondsIssuesGrp/BondReferenceCd0A
IRS990ScheduleK/TaxExemptBondsIssuesGrp/DefeasedInd0false
IRS990ScheduleK/TaxExemptBondsIssuesGrp/IssuePriceAmt01250000
IRS990ScheduleK/TaxExemptBondsIssuesGrp/IssuerName/BusinessNameLine1Txt0BANNER BANK
IRS990ScheduleK/TaxExemptBondsIssuesGrp/OnBehalfOfIssuerInd0false
IRS990ScheduleK/TaxExemptBondsIssuesGrp/PoolFinancingInd0false
IRS990ScheduleK/TaxExemptBondsIssuesGrp/PurposeDesc0BUILDING CONSTRUCTION
IRS990ScheduleK/TaxExemptBondsPrivateBusUseGrp/AnyLeaseArrangementsInd0false
IRS990ScheduleK/TaxExemptBondsPrivateBusUseGrp/AnyResearchAgreementsInd0false
IRS990ScheduleK/TaxExemptBondsPrivateBusUseGrp/BondIssMeetPrvtSecPymtTestInd0false
IRS990ScheduleK/TaxExemptBondsPrivateBusUseGrp/BondReferenceCd0A
IRS990ScheduleK/TaxExemptBondsPrivateBusUseGrp/ChangeInUseBondFinancedPropInd0false
IRS990ScheduleK/TaxExemptBondsPrivateBusUseGrp/MgmtContractBondFincdPropInd0false
IRS990ScheduleK/TaxExemptBondsPrivateBusUseGrp/OwningBondFinancedPropertyInd0false

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2022 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$20,309,475
Liabilities
$7,150,787
Net assets
$13,158,688
Revenue
$6,692,007
Expenses
$4,566,444
Net income
$2,125,563
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$23.9$4.35$19.5$10.5$5.12$5.36
2023Summary only. Only limited summary data is available for this year.$20.5$6.74$13.8$4.62$3.99$0.63
2022Detailed filing. Detailed filing data is available for this year.$20.3$7.15$13.2$6.69$4.57$2.13
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.7$6.70$11.0$5.60$4.19$1.41
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.0$5.35$9.62$4.12$4.29$0.17
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$15.2$5.42$9.79$4.61$5.31$0.70
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.8$6.30$10.5$3.94$3.69$0.25
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.2$5.96$10.2$7.60$8.28$0.68
2016Summary only. Only limited summary data is available for this year.$17.8$6.91$10.9$5.14$4.87$0.26
2015Detailed filing. Detailed filing data is available for this year.$17.2$6.56$10.6$10.9$10.3$0.61
2014Detailed filing. Detailed filing data is available for this year.$16.0$6.01$9.96$5.98$5.57$0.42
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.7$5.19$9.54$6.53
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.9$6.05$8.88$5.61
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.9$6.73$6.16$7.75
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.6$7.17$4.45$6.67