Pacific Northwest Credit Union
990 • Fiscal year 2012 • EIN 91-0839243
Scores are not available for this record yet.
Assets
Flat$19,071,896
Flat from 2012
Net Assets
Flat$2,352,802
Flat from 2012
Liabilities
Flat$16,719,094
Flat from 2012
Revenue
-
No earlier filing loaded for comparison.
Expenses
Flat$763,758
Flat from 2012
Net Income
-
No earlier filing loaded for comparison.
- Filing Period
- Jan 1, 2012 to Dec 31, 2012
- Signed
- Aug 1, 2013
- Return Version
- 2012v2.1
- Gross Receipts
- $876,474
Mission
Organization makes capital available to members who have borrowing needs while mutually providing savings and other financial services to all members.
Filer
- EIN
- 91-0839243
Raw XML AppendixShowing 400 of 480 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
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| IRS990/ActivitiesConductedPartnership | 0 | 0 |
| IRS990/ActivityOrMissionDescription | 0 | CREDIT UNION PROVIDES FINANCIAL SERVICES AS WELL AS MUTUAL LENDING AND SAVINGS TO ITS MEMBERSHIP |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | 3250 NORTHWEST AVENUE |
| IRS990/AddressPrincipalOfficerUS/City | 0 | BELLINGHAM |
| IRS990/AddressPrincipalOfficerUS/State | 0 | WA |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 982251318 |
| IRS990/AllOtherExpenses/Total | 0 | 43312 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | 1 |
| IRS990/BenefitsPaidToMembersCY | 0 | 42112 |
| IRS990/BenefitsPaidToMembersPriorYear | 0 | 43397 |
| IRS990/BenefitsToMembers/Total | 0 | 42112 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | 0 |
| IRS990/BsnssRltnshpWithOrganization | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/BOY | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/EOY | 0 | 0 |
| IRS990/CashNonInterestBearing/BOY | 0 | 2578495 |
| IRS990/CashNonInterestBearing/EOY | 0 | 2495672 |
| IRS990/ChangesToOrganizingDocs | 0 | 0 |
| IRS990/CollectionsOfArt | 0 | 0 |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 176910 |
| IRS990/CompensationFromOtherSources | 0 | 0 |
| IRS990/CompensationProcessCEO | 0 | 1 |
| IRS990/CompensationProcessOther | 0 | 0 |
| IRS990/ConferencesMeetings/Total | 0 | 355 |
| IRS990/ConflictOfInterestPolicy | 0 | 1 |
| IRS990/ConservationEasements | 0 | 0 |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | 0 |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/ContributionsGrantsPriorYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | 0 |
| IRS990/DecisionsSubjectToApproval | 0 | 1 |
| IRS990/DeductibleContributionsOfArt | 0 | 0 |
| IRS990/DeductibleNonCashContributions | 0 | 0 |
| IRS990/DelegationOfManagementDuties | 0 | 0 |
| IRS990/DepreciationDepletion/Total | 0 | 35854 |
| IRS990/DescribedIn501C3 | 0 | 0 |
| IRS990/Description | 0 | ORGANIZATION MAKES CAPITAL AVAILABLE TO MEMBERS WHO HAVE BORROWING NEEDS WHILE MUTUALLY PROVIDING SAVINGS AND OTHER FINANCIAL SERVICES TO ALL MEMBERS |
| IRS990/DisregardedEntity | 0 | 0 |
| IRS990/DocumentRetentionPolicy | 0 | 1 |
| IRS990/DonorAdvisedFunds | 0 | 0 |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | 1 |
| IRS990/EmploymentTaxReturnsFiled | 0 | 1 |
| IRS990/FamilyOrBusinessRelationship | 0 | 0 |
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| IRS990/ForeignActivities | 0 | 0 |
| IRS990/ForeignFinancialAccount | 0 | 0 |
| IRS990/ForeignOffice | 0 | 0 |
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| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 10 | 40.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 11 | 40.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 12 | 40.00 |
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| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 7 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 8 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | LAVERNE KING |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | JOHN P GIARDE JR |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | DOUGLAS A FUHS |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | JAIR FURNAS |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | EA EVERETT THOMPSON |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | GARY DULING |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | SHELLEY MCILROY |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | ROBERT PROUTY |
| IRS990/Form990PartVIISectionA/NamePerson | 8 | KEN MARCH |
| IRS990/Form990PartVIISectionA/NamePerson | 9 | CHRISTINA HAGGITH |
| IRS990/Form990PartVIISectionA/NamePerson | 10 | LAURA A MELLAND |
| IRS990/Form990PartVIISectionA/NamePerson | 11 | KATHY CARVER |
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| IRS990/Form990PartVIISectionA/Officer | 2 | X |
| IRS990/Form990PartVIISectionA/Officer | 3 | X |
| IRS990/Form990PartVIISectionA/Officer | 4 | X |
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| IRS990/Form990PartVIISectionA/OtherCompensation | 10 | 0 |
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| IRS990/Form990PartVIISectionA/OtherCompensation | 12 | 0 |
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| IRS990/Form990PartVIISectionA/Title | 1 | BOARD SECRETARY |
| IRS990/Form990PartVIISectionA/Title | 2 | BOARD OF DIRECTORS |
| IRS990/Form990PartVIISectionA/Title | 3 | BOARD OF DIRECTORS |
| IRS990/Form990PartVIISectionA/Title | 4 | BOARD VICE-CHAIR/SUP COMM. |
| IRS990/Form990PartVIISectionA/Title | 5 | SUPVISORY COMMITTEE SECRETARY |
| IRS990/Form990PartVIISectionA/Title | 6 | BOARD OF DIRECTORS |
| IRS990/Form990PartVIISectionA/Title | 7 | BOARD VICE-CHAIR PERSON |
| IRS990/Form990PartVIISectionA/Title | 8 | BOARD OF DIRECTORS |
| IRS990/Form990PartVIISectionA/Title | 9 | FINANCIAL OFFICER |
| IRS990/Form990PartVIISectionA/Title | 10 | VICE PRESIDENT OPERATIONS |
| IRS990/Form990PartVIISectionA/Title | 11 | VICE PRESIDENT LENDING |
| IRS990/Form990PartVIISectionA/Title | 12 | PRESIDENT/CEO |
| IRS990/Form990PartVIISectionA/Title | 13 | SUPERVISORY COMMITTEE CHAIR |
| IRS990/Form990ProvidedToGoverningBody | 0 | 1 |
| IRS990/FormersListed | 0 | 0 |
| IRS990/FSAudited | 0 | 0 |
| IRS990/FundraisingActivities | 0 | 0 |
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| IRS990/Gaming | 0 | 0 |
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| IRS990/GrantsToOrganizations | 0 | 0 |
| IRS990/GrantToRelatedPerson | 0 | 0 |
| IRS990/GrossAmountSalesAssets/Other | 0 | 131000 |
| IRS990/GrossReceipts | 0 | 876474 |
| IRS990/GroupReturnForAffiliates | 0 | 0 |
| IRS990/Hospital | 0 | 0 |
| IRS990/IndependentAuditFinancialStmt | 0 | 0 |
| IRS990/IndoorTanningServices | 0 | 0 |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InvestmentIncomeCurrentYear | 0 | 161174 |
| IRS990/InvestmentIncomePriorYear | 0 | 127829 |
| IRS990/InvestmentIncome/RelatedOrExemptFunctionIncome | 0 | 136330 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 136330 |
| IRS990/InvestmentInJointVenture | 0 | 0 |
| IRS990/InvestmentsPubTradedSecurities/BOY | 0 | 8643000 |
| IRS990/InvestmentsPubTradedSecurities/EOY | 0 | 8658132 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 732997 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 1479420 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 748367 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 746423 |
| IRS990/LessCostOthBasisSalesExpenses/Other | 0 | 106156 |
| IRS990/LoanToOfficerOrDQP | 0 | 1 |
| IRS990/LocalChapters | 0 | 0 |
| IRS990/MaterialDiversionOrMisuse | 0 | 0 |
| IRS990/MembersOrStockholders | 0 | 1 |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | 1 |
| IRS990/MinutesOfGoverningBody | 0 | 1 |
| IRS990/MissionDescription | 0 | ORGANIZATION MAKES CAPITAL AVAILABLE TO MEMBERS WHO HAVE BORROWING NEEDS WHILE MUTUALLY PROVIDING SAVINGS AND OTHER FINANCIAL SERVICES TO ALL MEMBERS. |
| IRS990/MoreThan5000KToIndividuals | 0 | 0 |
| IRS990/MoreThan5000KToOrganizations | 0 | 0 |
| IRS990/NameOfPrincipalOfficerPerson | 0 | KARIN PELAN |
| IRS990/NbrIndependentVotingMembers | 0 | 7 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 7 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 7 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 2346242 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 2352802 |
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| IRS990/NetUnrelatedBusinessTxblIncome | 0 | 0 |
| IRS990/NonDeductibleContributions | 0 | 0 |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 489 |
| IRS990/NumberIndependentVotingMembers | 0 | 7 |
| IRS990/NumberIndividualsGT100K | 0 | 0 |
| IRS990/NumberOfContractorsGT100K | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 8 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 33085 |
| IRS990/OfficeExpenses/Total | 0 | 7023 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | 0 |
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| IRS990/Organization501c | 0 | X |
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| IRS990/OtherEmployeeBenefits/Total | 0 | 36982 |
| IRS990/OtherExpensePriorYear | 0 | 362523 |
| IRS990/OtherExpensesCurrentYear | 0 | 344815 |
| IRS990/OtherExpenses/Description | 0 | OFFICE OPERATIONS |
| IRS990/OtherExpenses/Description | 1 | OUTSIDE SERVICES |
| IRS990/OtherExpenses/Description | 2 | LOAN SERVICING |
| IRS990/OtherExpenses/Description | 3 | INSURANCE & BOND |
| IRS990/OtherExpenses/Total | 0 | 96932 |
| IRS990/OtherExpenses/Total | 1 | 53485 |
| IRS990/OtherExpenses/Total | 2 | 41679 |
| IRS990/OtherExpenses/Total | 3 | 32341 |
| IRS990/OtherLiabilities/BOY | 0 | 16685700 |
| IRS990/OtherLiabilities/EOY | 0 | 16719094 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 6767917 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 6858465 |
| IRS990/OtherRevenueCurrentYear | 0 | 0 |
| IRS990/OtherRevenuePriorYear | 0 | 0 |
| IRS990/OtherSalariesAndWages/Total | 0 | 119556 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/BOY | 0 | 0 |
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| IRS990/PartialLiquidation | 0 | 0 |
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| IRS990/ProfessionalFundraising | 0 | 0 |
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| IRS990/ProgramServiceRevenue/Description | 0 | INTEREST - MEMBER LOAN |
| IRS990/ProgramServiceRevenue/Description | 1 | FEES - MEMBER LOANS |
| IRS990/ProgramServiceRevenue/Description | 2 | FEES - MEMBER SERVICES |
| IRS990/ProgramServiceRevenue/Description | 3 | OTHER |
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| IRS990/ProhibitedTaxShelterTrans | 0 | 0 |
| IRS990/ReconcilationOtherChanges | 0 | 0 |
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| IRS990/RelatedEntity | 0 | 0 |
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| IRS990ScheduleD/OtherLiabilities/Description | 0 | DEPOSITS |
| IRS990ScheduleD/OtherLiabilities/Description | 1 | CLEARINGS & EXCEPTIONS |
| IRS990ScheduleD/OtherLiabilities/Description | 2 | OTHER LIABILITIES |
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| IRS990ScheduleL/LoanTable/ApprovedByBoard | 9 | 1 |
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| IRS990ScheduleL/LoanTable/NamePerson | 1 | KARIN PELAN |
| IRS990ScheduleL/LoanTable/NamePerson | 2 | VERN KING |
| IRS990ScheduleL/LoanTable/NamePerson | 3 | VERN KING |
| IRS990ScheduleL/LoanTable/NamePerson | 4 | JOHN GIARDE |
| IRS990ScheduleL/LoanTable/NamePerson | 5 | JOHN GIARDE |
| IRS990ScheduleL/LoanTable/NamePerson | 6 | BOB PROUTY |
| IRS990ScheduleL/LoanTable/NamePerson | 7 | KEN MARCH |
| IRS990ScheduleL/LoanTable/NamePerson | 8 | KEN MARCH |
| IRS990ScheduleL/LoanTable/NamePerson | 9 | KARIN PELAN |
| IRS990ScheduleL/LoanTable/NamePerson | 10 | SHELLEY MCILROY |
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| IRS990ScheduleL/LoanTable/OriginalPrincipalAmount | 10 | 0 |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 0 | AUTO PURCHASE |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 1 | BOAT PURCHASE |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 2 | HOME EQUITY |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 3 | VISA |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 4 | AUTO PURCHASE |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 5 | VISA |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 6 | VISA |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 7 | AUTO PURCHASE |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 8 | VISA |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 9 | AUTO PURCHASE |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 10 | VISA |
| IRS990ScheduleL/LoanTable/WrittenAgreement | 0 | 1 |
| IRS990ScheduleL/LoanTable/WrittenAgreement | 1 | 1 |
| IRS990ScheduleL/LoanTable/WrittenAgreement | 2 | 1 |
| IRS990ScheduleL/LoanTable/WrittenAgreement | 3 | 1 |
| IRS990ScheduleL/LoanTable/WrittenAgreement | 4 | 1 |
| IRS990ScheduleL/LoanTable/WrittenAgreement | 5 | 1 |
| IRS990ScheduleL/LoanTable/WrittenAgreement | 6 | 1 |
| IRS990ScheduleL/LoanTable/WrittenAgreement | 7 | 1 |
| IRS990ScheduleL/LoanTable/WrittenAgreement | 8 | 1 |
| IRS990ScheduleL/LoanTable/WrittenAgreement | 9 | 1 |
| IRS990ScheduleL/LoanTable/WrittenAgreement | 10 | 1 |
| IRS990ScheduleL/TotalBalanceDue | 0 | 120080 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | THE ORGANIZATION HAS PERSONS WHO, PURSUANT TO PROVISIONS OF THE ORGANIZATION'S GOVERNING DOCUMENTS, HAVE THE RIGHT TO PARTICIPATE IN THE ORGANIZATION'S GOVERNANCE THROUGH THEIR ELECTED DELEGATES OR TO RECEIVE DISTRIBUTIONS OF NET ASSETS UPON DISSOLUTION OF THE ORGANIZATION. THE MEMBERS HAVE THE RIGHT APPROVE CERTAIN SIGNIFICANT DECISIONS OF THE GOVERNING BODY. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | THE ORGANIZATION HAS MEMBERS WHO MAY ELECT ONE OR MORE MEMBERS OF THE GOVERNING BODY. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | A 2/3 MAJORITY VOTE OF THE MEMBERSHIP IS REQUIRED FOR THE CREDIT UNION TO BE MERGED WITH ANOTHER CREDIT UNION. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | THE BOARD OF DIRECTORS REVIEWS EVERY PAGE OF FORM 990 PRIOR TO FILING WITH THE INTERNAL REVENUE SERVICE TO CONFIRM THAT IT COMPLIES WITH THE CREDIT UNION'S FINANCIAL STATEMENTS AND ALL QUESTIONS ARE ANSWERED CANDIDLY AND CORRECTLY. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | ANNUALLY, EACH BOARD MEMBER SIGNS AN AGREEMENT TO REFRAIN FROM ACTIONS THAT COULD BE CONSTRUED AS A CONFLICT OF INTEREST. THE PRESIDENT/CEO IS IN MONTHLY COMMUNICATION WITH THE BOARD OF DIRECTORS AND MONITORS THEIR ACTIONS IN REGARD TO POTENTIAL CONFLICTS DURING SUCH INTERCHANGES. THE PRESIDENT/CEO TAKES APPROPRIATE ACTION IF SHE DETECTS A CONFLICT INVOLVING OFFICERS, DIRETORS, AND COMMITTEE MEMBERS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | THE BOARD OF DIRECTORS SETS THE COMPENSATION OF THE PRESIDENT/CEO BY RESEARCHING PUBLICATIONS DESIGNED FOR THE CREDIT UNION INDUSTRY. THEIR EFFORTS AND DECISIONS ARE DOCUMENTED IN THE MINUTES OF THE MEETINGS OF THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICIES ARE AVAILABLE UPON REQUEST. YEAR-END FINANCIAL STATMENTS ARE POSTED IN THE LOBBY OF THE CREDIT UNION. INTERIM PERIOD FINANCIAL STATEMENTS ARE AVAILABLE ON REQUEST. |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | FORM 990, PART VI, SECTION B, LINE 15A |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990/ScheduleORequired | 0 | 1 |
| IRS990/School | 0 | 0 |
| IRS990/SignificantChange | 0 | 0 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
- Assets
- $19,071,896
- Liabilities
- $16,719,094
- Net assets
- $2,352,802
- Revenue
- -
- Expenses
- $763,758
- Net income
- -