Civic Intelligence

Pacific Northwest Credit Union

990 • Fiscal year 2012 • EIN 91-0839243

Jan 01, 2012 to Dec 31, 2012 • Filed on Aug 01, 2013

3250 Northwest Avenue98225-1318
Siviq Scores

Scores are not available for this record yet.

Balance Sheet

Assets

Flat

$19,071,896

Flat from 2012

Net Assets

Flat

$2,352,802

Flat from 2012

Liabilities

Flat

$16,719,094

Flat from 2012

Revenue And Expenses

Revenue

-

No earlier filing loaded for comparison.

Expenses

Flat

$763,758

Flat from 2012

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $17,396,386Liabilities 2010: $15,035,911Net Assets 2010: $2,360,4752010Assets 2011: $19,031,942Liabilities 2011: $16,685,700Net Assets 2011: $2,346,2422011Assets 2012: $19,071,896Liabilities 2012: $16,719,094Net Assets 2012: $2,352,8022012Assets 2012: $19,071,896Liabilities 2012: $16,719,094Net Assets 2012: $2,352,8022012Assets 2013: $19,398,609Liabilities 2013: $17,075,680Net Assets 2013: $2,322,9292013Assets 2014: $20,112,394Liabilities 2014: $17,798,777Net Assets 2014: $2,313,6172014

Highlighted filing

2012

Assets$19,071,896
Liabilities$16,719,094
Net Assets$2,352,802

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $838,0322010Expenses 2011: $795,6932011Expenses 2012: $763,7582012Revenue 2012: $770,318Expenses 2012: $763,758Net Income 2012: $6,5602012Revenue 2013: $724,154Expenses 2013: $754,027Net Income 2013: -$29,8732013Revenue 2014: $744,395Expenses 2014: $753,708Net Income 2014: -$9,3132014

Highlighted filing

2012

Revenue-
Expenses$763,758
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Aug 1, 2013
Return Version
2012v2.1
Gross Receipts
$876,474
Mission and Program Overview

Mission

Organization makes capital available to members who have borrowing needs while mutually providing savings and other financial services to all members.

Filing and Contact Details

Filer

EIN
91-0839243
Raw XML AppendixShowing 400 of 480 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/GeneralExplanation/Explanation0THE ORGANIZATION HAS PERSONS WHO, PURSUANT TO PROVISIONS OF THE ORGANIZATION'S GOVERNING DOCUMENTS, HAVE THE RIGHT TO PARTICIPATE IN THE ORGANIZATION'S GOVERNANCE THROUGH THEIR ELECTED DELEGATES OR TO RECEIVE DISTRIBUTIONS OF NET ASSETS UPON DISSOLUTION OF THE ORGANIZATION. THE MEMBERS HAVE THE RIGHT APPROVE CERTAIN SIGNIFICANT DECISIONS OF THE GOVERNING BODY.
IRS990ScheduleO/GeneralExplanation/Explanation1THE ORGANIZATION HAS MEMBERS WHO MAY ELECT ONE OR MORE MEMBERS OF THE GOVERNING BODY.
IRS990ScheduleO/GeneralExplanation/Explanation2A 2/3 MAJORITY VOTE OF THE MEMBERSHIP IS REQUIRED FOR THE CREDIT UNION TO BE MERGED WITH ANOTHER CREDIT UNION.
IRS990ScheduleO/GeneralExplanation/Explanation3THE BOARD OF DIRECTORS REVIEWS EVERY PAGE OF FORM 990 PRIOR TO FILING WITH THE INTERNAL REVENUE SERVICE TO CONFIRM THAT IT COMPLIES WITH THE CREDIT UNION'S FINANCIAL STATEMENTS AND ALL QUESTIONS ARE ANSWERED CANDIDLY AND CORRECTLY.
IRS990ScheduleO/GeneralExplanation/Explanation4ANNUALLY, EACH BOARD MEMBER SIGNS AN AGREEMENT TO REFRAIN FROM ACTIONS THAT COULD BE CONSTRUED AS A CONFLICT OF INTEREST. THE PRESIDENT/CEO IS IN MONTHLY COMMUNICATION WITH THE BOARD OF DIRECTORS AND MONITORS THEIR ACTIONS IN REGARD TO POTENTIAL CONFLICTS DURING SUCH INTERCHANGES. THE PRESIDENT/CEO TAKES APPROPRIATE ACTION IF SHE DETECTS A CONFLICT INVOLVING OFFICERS, DIRETORS, AND COMMITTEE MEMBERS.
IRS990ScheduleO/GeneralExplanation/Explanation5THE BOARD OF DIRECTORS SETS THE COMPENSATION OF THE PRESIDENT/CEO BY RESEARCHING PUBLICATIONS DESIGNED FOR THE CREDIT UNION INDUSTRY. THEIR EFFORTS AND DECISIONS ARE DOCUMENTED IN THE MINUTES OF THE MEETINGS OF THE BOARD OF DIRECTORS.
IRS990ScheduleO/GeneralExplanation/Explanation6GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICIES ARE AVAILABLE UPON REQUEST. YEAR-END FINANCIAL STATMENTS ARE POSTED IN THE LOBBY OF THE CREDIT UNION. INTERIM PERIOD FINANCIAL STATEMENTS ARE AVAILABLE ON REQUEST.
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/GeneralExplanation/ReturnReference4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/GeneralExplanation/ReturnReference5FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/GeneralExplanation/ReturnReference6FORM 990, PART VI, SECTION C, LINE 19
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