Liabilities / Assets
63rd percentile
Higher debt load relative to assets than 63% of similar nonprofits.
EIN 91-0839243 • 501(c)14 • Bellingham, WA
Profile
Organization makes capital available to members who have borrowing needs while mutually providing savings and other financial services to all members.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
63rd percentile
Higher debt load relative to assets than 63% of similar nonprofits.
Liabilities / Revenue
77th percentile
Higher debt load relative to revenue than 77% of similar nonprofits.
Net Margin
31st percentile
Higher net margin than 31% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
78th percentile
Faster asset growth than 78% of similar nonprofits.
Revenue Growth
35th percentile
Faster revenue growth than 35% of similar nonprofits.
Assets
Up$20,112,394
Up $713,785 (+3.7%) from 2013
Liabilities
Up$17,798,777
Up $723,097 (+4.2%) from 2013
Net Assets
Down$2,313,617
Down $9,312 (-0.4%) from 2013
Revenue
Up$744,395
Up $20,241 (+2.8%) from 2013
Expenses
Down$753,708
Down $319 (-0.0%) from 2013
Net Income
Up-$9,313
Up $20,560 (+69%) from 2013
Most recent year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.
Organization makes capital available to members who have borrowing needs while mutually providing savings and other financial services to all members.
Credit union provides financial services as well as mutual lending and savings to its membership
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $8,366,988 | $8,619,866 | ▲ $252,878 |
| Investments in Publicly Traded Securities | $6,565,132 | $5,525,132 | ▼ $1,040,000 |
| Cash and Non-Interest-Bearing Accounts | $3,443,799 | $4,953,406 | ▲ $1,509,607 |
| Rtn Earn Endowment Incm Other Fnds | $2,322,929 | $2,313,617 | ▼ $9,312 |
| Land, Buildings, and Equipment, Net | $721,161 | $709,131 | ▼ $12,030 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $19,398,609 | $20,112,394 | ▲ $713,785 |
| Other Assets Total | $301,529 | $304,859 | ▲ $3,330 |
| Liabilities | |||
| Other Liabilities | $17,075,680 | $17,798,777 | ▲ $723,097 |
| Total Liabilities | $17,075,680 | $17,798,777 | ▲ $723,097 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,322,929 | $2,313,617 | ▼ $9,312 |
| Total Liabilities and Net Assets / Fund Balance | $19,398,609 | $20,112,394 | ▲ $713,785 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $53,171 | $539,907 | $593,078 |
| Buildings | $240,639 | $196,887 | $437,526 |
| Land | $412,623 | - | $412,623 |
| Other Land Buildings | $2,698 | $24,271 | $26,969 |
| Leasehold Improvements | $0 | $26,761 | $26,761 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Karin Pelan | President/CEO | FT | $60,071 | $60,071 |
| Kathy Carver | Vice President Lending | FT | $55,769 | $55,769 |
| Laura a Melland | Vice President Operations | FT | $47,439 | $47,439 |
| Kelli Hoback | Financial Officer | PT | $14,532 | $14,532 |
| Name | Title |
|---|---|
| Ronda Wilkinson | Board Vice-chair Person |
| Ea Everett Thompson | Vice-chair/sup. Committee |
| Douglas a Fuhs | Board of Directors |
| Jair Furnas | Board of Directors |
| Ken March | Board of Directors |
| Laverne King | Board of Directors |
| Shelley Mcilroy | Board of Directors |
| John P Giarde Jr | Board Secretary |
| Wendy Reid | Supervisory Committee Chai |
| Gary Duling | Supervisory Committee Secr |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $384,449 |
| Other Expenses | $335,121 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $177,811 |
| Office Expenses | - | - | - | $142,190 |
| Other Salaries and Wages | - | - | - | $118,807 |
| Other Employee Benefits | - | - | - | $62,691 |
| Occupancy | - | - | - | $34,554 |
| Benefits to Members | - | - | - | $34,138 |
| Depreciation Depletion | - | - | - | $27,699 |
| Payroll Taxes | - | - | - | $25,140 |
| Information Technology | - | - | - | $10,459 |
| All Other Expenses | - | - | - | $9,450 |
| Other Expenses | - | - | - | $8,445 |
| Travel | - | - | - | $556 |
| Total Functional Expenses | $0 | $0 | $0 | $753,708 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Deposits | $17,518,569 |
| Clearings & Exceptions | $158,222 |
| Other Liabilities | $121,986 |
“The organization has persons who, pursuant to provisions of the organization's governing documents, have the right to participate in the organization's governance through their elected delegates or to receive distributions of net assets upon dissolution of the organization. The members have the right approve certain significant decisions of the governing body.”
“The organization has members who may elect one or more members of the governing body.”
“A 2/3 majority vote of the membership is required for the credit union to be merged with another credit union.”
“The board of directors reviews every page of form 990 prior to filing with the internal revenue service to confirm that it complies with the credit union's financial statements and all questions are answered candidly and correctly.”
“Annually, each board member signs an agreement to refrain from actions that could be construed as a conflict of interest. The president/ceo is in monthly communication with the board of directors and monitors their actions in regard to potential conflicts during such interchanges. The president/ceo takes appropriate action if she detects a conflict involving officers, diretors, and committee members.”
“The board of directors sets the compensation of the president/ceo by researching publications designed for the credit union industry. Their efforts and decisions are documented in the minutes of the meetings of the board of directors.”
“Governing documents and conflict of interest policies are available upon request. Year-end financial statments are posted in the lobby of the credit union. Interim period financial statements are available on request.”
“ROUNDING 1.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | CREDIT UNION PROVIDES FINANCIAL SERVICES AS WELL AS MUTUAL LENDING AND SAVINGS TO ITS MEMBERSHIP |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 9450 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 34138 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | KARIN PELAN PRESIDENTCEO |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 3606470560 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 3250 NORTHWEST AVENUE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | BELLINGHAM |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 982251318 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 3443799 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 4953406 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 177811 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 34138 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 109179 |
| IRS990/CYOtherExpensesAmt | 0 | 335121 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 635216 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -9313 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 384449 |
| IRS990/CYTotalExpensesAmt | 0 | 753708 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 744395 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 27699 |
| IRS990/Desc | 0 | ORGANIZATION MAKES CAPITAL AVAILABLE TO MEMBERS WHO HAVE BORROWING NEEDS WHILE MUTUALLY PROVIDING SAVINGS AND OTHER FINANCIAL SERVICES TO ALL MEMBERS |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 8 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 16.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | LAVERNE KING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JOHN P GIARDE JR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | DOUGLAS A FUHS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JAIR FURNAS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | EA EVERETT THOMPSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | GARY DULING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | SHELLEY MCILROY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | RONDA WILKINSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | KEN MARCH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | WENDY REID |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | KELLI HOBACK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | LAURA A MELLAND |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | KATHY CARVER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | KARIN PELAN |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 14532 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 47439 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 55769 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 60071 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | BOARD OF DIRECTORS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD OF DIRECTORS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD OF DIRECTORS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | VICE-CHAIR/SUP. COMMITTEE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | SUPERVISORY COMMITTEE SECR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD OF DIRECTORS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD VICE-CHAIR PERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD OF DIRECTORS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | SUPERVISORY COMMITTEE CHAI |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | FINANCIAL OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | VICE PRESIDENT OPERATIONS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | VICE PRESIDENT LENDING |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | PRESIDENT/CEO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1967 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 744395 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 10459 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 109179 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 109179 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 6565132 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 5525132 |
| IRS990/IRPDocumentCnt | 0 | 488 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 787826 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 721161 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 709131 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1496957 |
| IRS990/LegalDomicileStateCd | 0 | WA |
| IRS990/LoanOutstandingInd | 0 | 1 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | ORGANIZATION MAKES CAPITAL AVAILABLE TO MEMBERS WHO HAVE BORROWING NEEDS WHILE MUTUALLY PROVIDING SAVINGS AND OTHER FINANCIAL SERVICES TO ALL MEMBERS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2322929 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2313617 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 34554 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 142190 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 301529 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 304859 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 1 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 62691 |
| IRS990/OtherExpensesGrp/Desc | 0 | OUTSIDE SERVICES |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 2 | EXAMINATION FEES |
| IRS990/OtherExpensesGrp/Desc | 3 | EDUCATION AND PROMOTION |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 51696 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 40425 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 9647 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 8445 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 17075680 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 17798777 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 118807 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 8366988 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 8619866 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 25140 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrincipalOfficerNm | 0 | KARIN PELAN |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST - MEMBER LOAN |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES - MEMBER LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEES - MEMBER SERVICES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 440818 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 141412 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 52986 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 440818 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 141412 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 52986 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 37578 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 121063 |
| IRS990/PYOtherExpensesAmt | 0 | 336366 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 603091 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -29873 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 380083 |
| IRS990/PYTotalExpensesAmt | 0 | 754027 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 724154 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -9313 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2322929 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 2313617 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 240639 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 196887 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 437526 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 53171 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 539907 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 593078 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 412623 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 412623 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 26761 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 26761 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 2698 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 24271 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 26969 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 17518569 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 158222 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 121986 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | DEPOSITS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | CLEARINGS & EXCEPTIONS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | OTHER LIABILITIES |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 709131 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 17798777 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 7649 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 1 | 272385 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 2 | 38004 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 3 | 10735 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 4 | 3317 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 5 | 1986 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 6 | 806 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 7 | 13398 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 8 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 9 | 24087 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 10 | 418 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 11 | 15436 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 12 | 19320 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 13 | 1601 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 1 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 2 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 3 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 4 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 5 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 6 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 7 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 8 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 9 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 10 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 11 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 12 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 13 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine1Txt | 0 | LAURA MELLAND |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 1 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 2 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 3 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 4 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 5 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 6 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 7 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 8 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 9 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 10 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 11 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 12 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 13 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 1 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 2 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 3 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 4 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 5 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 6 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 7 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 8 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 9 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 10 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 11 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 12 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 13 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | AUTO PURCHASE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 1 | HOME MORTGAGE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 2 | HOME EQUITY |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 3 | VISA |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 4 | AUTO PURCHASE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 5 | VISA |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 6 | VISA |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 7 | AUTO PURCHASE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 8 | VISA |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 9 | AUTO PURCHASE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 10 | VISA |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 11 | HOME EQUITY |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 12 | HOME EQUITY |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 13 | VISA |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 16000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 1 | 298929 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 2 | 42200 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 3 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 4 | 7373 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 5 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 6 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 7 | 23227 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 8 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 9 | 26048 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 10 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 11 | 50000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 12 | 20000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 13 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | KARIN PELAN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 1 | KARIN PELAN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 2 | VERN KING |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 3 | VERN KING |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 4 | JOHN GIARDE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 5 | JOHN GIARDE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 6 | JAIR FURNAS |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 7 | KEN MARCH |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 8 | KEN MARCH |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 9 | KARIN PELAN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 10 | SHELLEY MCILROY |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 11 | KATHY CARVER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 12 | LAURA MELLAND |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 0 | PRESIDENT/CEO |
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