Liabilities / Assets
89th percentile
Higher debt load relative to assets than 89% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
89th percentile
Higher debt load relative to assets than 89% of similar nonprofits.
Liabilities / Revenue
39th percentile
Higher debt load relative to revenue than 39% of similar nonprofits.
Net Margin
62nd percentile
Higher net margin than 62% of similar nonprofits.
Top Officer Pay
81st percentile
Higher top officer pay than 81% of similar nonprofits.
Top officer pay equals 5.3% of source-year revenue.
Asset Growth
31st percentile
Faster asset growth than 31% of similar nonprofits.
Revenue Growth
55th percentile
Faster revenue growth than 55% of similar nonprofits.
Assets
Up$49,687,827
Up $434,833 (+0.9%) from 2014
Net Assets
Up$4,147,094
Up $265,316 (+6.8%) from 2014
Liabilities
Up$45,540,733
Up $169,517 (+0.4%) from 2014
Revenue
Up$2,439,685
Up $43,777 (+1.8%) from 2014
Expenses
Down$2,178,523
Down $10,394 (-0.5%) from 2014
Net Income
Up$261,162
Up $54,171 (+26%) from 2014
Building lifelong financial success, one member at a time.
To be the primary financial institution for our field of membership.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $30,704,317 | $34,305,738 | ▲ $3,601,421 |
| Savings and Temporary Cash Investments | $7,987,968 | $5,418,007 | ▼ $2,569,961 |
| Investments Other Securities | $4,866,721 | $4,321,967 | ▼ $544,754 |
| Rtn Earn Endowment Incm Other Fnds | $3,881,778 | $4,147,094 | ▲ $265,316 |
| Investments in Publicly Traded Securities | $2,340,452 | $1,950,000 | ▼ $390,452 |
| Receivables From Officers Etc | $640,809 | $820,534 | ▲ $179,725 |
| Cash and Non-Interest-Bearing Accounts | $444,560 | $556,772 | ▲ $112,212 |
| Investments Program Related | $509,223 | $528,348 | ▲ $19,125 |
| Land, Buildings, and Equipment, Net | $353,497 | $360,382 | ▲ $6,885 |
| Accounts Receivable | $91,815 | $96,152 | ▲ $4,337 |
| Prepaid Expenses and Deferred Charges | $65,985 | $43,061 | ▼ $22,924 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $49,252,994 | $49,687,827 | ▲ $434,833 |
| Other Assets Total | $1,247,647 | $1,286,866 | ▲ $39,219 |
| Liabilities | |||
| Other Liabilities | $45,214,867 | $45,226,339 | ▲ $11,472 |
| Accounts Payable and Accrued Expenses | $156,349 | $314,394 | ▲ $158,045 |
| Total Liabilities | $45,371,216 | $45,540,733 | ▲ $169,517 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $3,881,778 | $4,147,094 | ▲ $265,316 |
| Total Liabilities and Net Assets / Fund Balance | $49,252,994 | $49,687,827 | ▲ $434,833 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Leasehold Improvements | $60,287 | $319,708 | $379,995 |
| Buildings | $112,198 | $265,717 | $377,915 |
| Equipment | $48,569 | $239,252 | $287,821 |
| Land | $130,000 | - | $130,000 |
| Other Land Buildings | $9,328 | $83,753 | $93,081 |
| Other Securities | $4,321,967 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Steven J Ellis | President/CEO | FT | $118,342 | $11,480 | $129,822 |
| Gordon Browning | VP of Operations/is | FT | $86,902 | $10,651 | $97,553 |
| Carlene Hoff | VP of Lending | FT | $72,576 | $11,597 | $84,173 |
| Name | Title |
|---|---|
| Jeff Clarke | Board Chair |
| Shelia Postle | Vice Chair |
| Heidi Percy | Board Member |
| Jan Hawley | Board Member |
| Steve Torrence | Board Member |
| John Mills | Secretary |
| Sharon Freemantle | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,163,700 |
| Salaries, Compensation, and Employee Benefits | $1,014,823 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $518,698 |
| Information Technology | - | - | - | $296,686 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $277,820 |
| Office Expenses | - | - | - | $100,360 |
| Other Employee Benefits | - | - | - | $100,140 |
| Payroll Taxes | - | - | - | $73,585 |
| Occupancy | - | - | - | $62,726 |
| Pension Plan Contributions | - | - | - | $44,580 |
| Advertising | - | - | - | $41,699 |
| Other Expenses | - | - | - | $38,141 |
| Depreciation Depletion | - | - | - | $35,709 |
| Fees for Services Other | - | - | - | $25,385 |
| Conferences and Meetings | - | - | - | $23,929 |
| Insurance | - | - | - | $23,392 |
| Fees for Services Accounting | - | - | - | $13,401 |
| Fees for Services Management | - | - | - | $7,260 |
| Fees for Service Investment Mgmnt Fees | - | - | - | $3,212 |
| Fees for Services Legal | - | - | - | $1,893 |
| Interest | - | - | - | $30 |
| Total Functional Expenses | $0 | $0 | $0 | $2,178,523 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $640,809 | $820,534 | ▲ $179,725 |
| Liability | Amount |
|---|---|
| Member Shares and Deposits | $45,226,339 |
“The credit union has a membership of 6,804 members.”
“The credit union's membership elect the board of directors and supervisory committee members.”
“Members approve/elect members of the board of directors. In addition, changes to the state charter and other governing documents are also approved by membership.”
“The form 990 is reviewed by the ceo and cfo and then provided to the board of directors via e-mail before the return is filed with the irs. Subsequent to filing the return, the board is formally presented with the filed form 990.”
“All officers, directors, and employees are required to annually update aconflict of interest questionaire.”
“The board of directors appoints a compensation committee. The committee reviews the cuna annual salary survey, the credit union's performance objectives, and the credit union's strategic plan and makes a recommedation to the board.”
“Governing documents are available to the public upon request.”
“The seven board members attend monthly meetings, approximately 1-2 hours per month and also attend occational educational seminars and conferences. The five supervisory committee members attend monthly meetings, approximately 1-1 1/2 hours per month and also attend training as required under the bsa regulations.”
“Form 1096 and all related forms were filed under ein 91-6333244.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 156349 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 314394 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 91815 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 96152 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO BE THE PRIMARY FINANCIAL INSTITUTION FOR OUR FIELD OF MEMBERSHIP. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 41699 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | GORDON BROWNING |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4253883481 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 3130 ROCKEFELLER AVE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | EVERETT |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 98201 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 444560 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 556772 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 277820 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 23929 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 205144 |
| IRS990/CYOtherExpensesAmt | 0 | 1163700 |
| IRS990/CYOtherRevenueAmt | 0 | 4950 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2229591 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 261162 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1014823 |
| IRS990/CYTotalExpensesAmt | 0 | 2178523 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2439685 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 35709 |
| IRS990/Desc | 0 | PROVIDING DEPOSITORY AND LENDING SERVICES TO OUR FIELD OF MEMBERSHIP. DURING 2015 THE CREDIT UNION GRANTED 1,145 LOANS TOTALING $13,577,965 TO MEMBERS OF THE CREDT UNION. AT THE END OF 2015, THE CREDIT UNION HAS 6,804 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 18 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 13401 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 1893 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 7260 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 25385 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 3212 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 11480 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 10651 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 11597 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | STEVE TORRENCE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JOHN MILLS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JEFF CLARKE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | SHARON FREEMANTLE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JAN HAWLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | HEIDI PERCY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | SHELIA POSTLE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | STEVEN J ELLIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | GORDON BROWNING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | CARLENE HOFF |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 118342 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 86902 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 72576 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | PRESIDENT/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | VP OF OPERATIONS/IS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | VP OF LENDING |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1959 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 2439685 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartVInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 296686 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 23392 |
| IRS990/InterestGrp/TotalAmt | 0 | 30 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 205144 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 205144 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 4866721 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 4321967 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 509223 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 528348 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 2340452 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 1950000 |
| IRS990/IRPDocumentCnt | 0 | 554 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 908430 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 353497 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 360382 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1268812 |
| IRS990/LegalDomicileStateCd | 0 | WA |
| IRS990/LoanOutstandingInd | 0 | 1 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | TO BE THE PRIMARY FINANCIAL INSTITUTION FOR OUR FIELD OF MEMBERSHIP. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3881778 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 4147094 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -20984 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 4154 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 62726 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 100360 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 1247647 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1286866 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 100140 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN ORIG & SERVICING |
| IRS990/OtherExpensesGrp/Desc | 1 | MEMBER SERVICING FEES |
| IRS990/OtherExpensesGrp/Desc | 2 | DIVIDENDS PAID TO MEMBE |
| IRS990/OtherExpensesGrp/Desc | 3 | OTHER EXPENSES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 242002 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 172330 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 75545 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 38141 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 45214867 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 45226339 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 524298 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 524298 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | INSURANCE & WARRANTY I |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | EXTENDED WARRANTY |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 4500 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 450 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 4500 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 1 | 450 |
| IRS990/OtherRevenueTotalAmt | 0 | 4950 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 518698 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 30704317 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 34305738 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 73585 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 44580 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 65985 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 43061 |
| IRS990/PrincipalOfficerNm | 0 | STEVEN J ELLIS |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522200 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 525990 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & CHARGES |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | CREDIT/DEBIT CARD INTE |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | ATM FEES & CHARGES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1687104 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 260585 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 243475 |
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| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 30231 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 8196 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 1446 |
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| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
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| IRS990/PYOtherRevenueAmt | 0 | 6933 |
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| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
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| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE SEVEN BOARD MEMBERS ATTEND MONTHLY MEETINGS, APPROXIMATELY 1-2 HOURS PER MONTH AND ALSO ATTEND OCCATIONAL EDUCATIONAL SEMINARS AND CONFERENCES. THE FIVE SUPERVISORY COMMITTEE MEMBERS ATTEND MONTHLY MEETINGS, APPROXIMATELY 1-1 1/2 HOURS PER MONTH AND ALSO ATTEND TRAINING AS REQUIRED UNDER THE BSA REGULATIONS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | FORM 1096 AND ALL RELATED FORMS WERE FILED UNDER EIN 91-6333244. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE CREDIT UNION HAS A MEMBERSHIP OF 6,804 MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE CREDIT UNION'S MEMBERSHIP ELECT THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | MEMBERS APPROVE/ELECT MEMBERS OF THE BOARD OF DIRECTORS. IN ADDITION, CHANGES TO THE STATE CHARTER AND OTHER GOVERNING DOCUMENTS ARE ALSO APPROVED BY MEMBERSHIP. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE FORM 990 IS REVIEWED BY THE CEO AND CFO AND THEN PROVIDED TO THE BOARD OF DIRECTORS VIA E-MAIL BEFORE THE RETURN IS FILED WITH THE IRS. SUBSEQUENT TO FILING THE RETURN, THE BOARD IS FORMALLY PRESENTED WITH THE FILED FORM 990. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | ALL OFFICERS, DIRECTORS, AND EMPLOYEES ARE REQUIRED TO ANNUALLY UPDATE ACONFLICT OF INTEREST QUESTIONAIRE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE BOARD OF DIRECTORS APPOINTS A COMPENSATION COMMITTEE. THE COMMITTEE REVIEWS THE CUNA ANNUAL SALARY SURVEY, THE CREDIT UNION'S PERFORMANCE OBJECTIVES, AND THE CREDIT UNION'S STRATEGIC PLAN AND MAKES A RECOMMEDATION TO THE BOARD. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | GOVERNING DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART I, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART V - ADDITIONAL INFORMATION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PART VI, SECTION C, LINE 19 |
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| IRS990/TotalLiabilitiesEOYAmt | 0 | 45540733 |
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| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 45540733 |
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| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 4147094 |
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| IRS990/TotalVolunteersCnt | 0 | 12 |
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| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 49687827 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
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| IRS990/UponRequestInd | 0 | X |
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| IRS990/USAddress/CityNm | 0 | EVERETT |
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| IRS990/USAddress/ZIPCd | 0 | 98201 |
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| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.SNOCOPE.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/BuildTS | 0 | 2017-02-10 21:41:12Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | STEVEN J ELLIS |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT/CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 4253883481 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-11-15 |
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| ReturnHeader/Filer/BusinessNameControlTxt | 0 | SNOC |
| ReturnHeader/Filer/EIN | 0 | 910729043 |
| ReturnHeader/Filer/PhoneNum | 0 | 4253883481 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 3130 ROCKEFELLER AVE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | EVERETT |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 98201 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 810987947 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | HAUSER JONES & SAS PLLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 10940 NE 33RD PLACE SUITE 100 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | BELLEVUE |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.