Civic Intelligence

Snocope Credit Union

990 • Fiscal year 2014 • EIN 91-0729043

Jan 01, 2014 to Dec 31, 2014 • Filed on Nov 16, 2015

Organization ProfileWWW.SNOCOPE.ORG

View Organization Page

3130 Rockefeller AveEverett, WA 98201

(425) 388-3481

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

92nd percentile

0.92x

Higher debt load relative to assets than 92% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Liabilities / Revenue

45th percentile

18.94x

Higher debt load relative to revenue than 45% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Net Margin

56th percentile

8.6%

Higher net margin than 56% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Top Officer Pay

84th percentile

$132,815

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 5.5% of source-year revenue.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Asset Growth

79th percentile

5.1%

Faster asset growth than 79% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Revenue Growth

33rd percentile

-3.1%

Faster revenue growth than 33% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets92nd percentile

Assets

Up

$49,252,994

Up $2,375,296 (+5.1%) from 2013

Net Assets

Up

$3,881,778

Up $384,577 (+11%) from 2013

Liabilities

Up

$45,371,216

Up $1,990,719 (+4.6%) from 2013

Revenue And Expenses
Liabilities / Revenue45th percentileNet Margin56th percentile

Revenue

Down

$2,395,908

Down $76,422 (-3.1%) from 2013

Expenses

Up

$2,188,917

Up $19,711 (+0.9%) from 2013

Net Income

Down

$206,991

Down $96,133 (-32%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth79th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2013: $46,877,698Liabilities 2013: $43,380,497Net Assets 2013: $3,497,2012013Assets 2014: $49,252,994Liabilities 2014: $45,371,216Net Assets 2014: $3,881,7782014Assets 2015: $49,687,827Liabilities 2015: $45,540,733Net Assets 2015: $4,147,0942015Assets 2016: $53,183,482Liabilities 2016: $48,653,075Net Assets 2016: $4,530,4072016Assets 2017: $58,016,314Liabilities 2017: $53,296,767Net Assets 2017: $4,719,5472017Assets 2018: $59,964,844Liabilities 2018: $54,930,403Net Assets 2018: $5,034,4412018Assets 2019: $62,309,253Liabilities 2019: $56,844,985Net Assets 2019: $5,464,2682019Assets 2020: $73,230,410Liabilities 2020: $67,333,569Net Assets 2020: $5,896,8412020Assets 2021: $80,800,121Liabilities 2021: $74,663,881Net Assets 2021: $6,136,2402021Assets 2022: $82,623,983Liabilities 2022: $77,234,886Net Assets 2022: $5,389,0972022Assets 2023: $80,820,238Liabilities 2023: $74,679,532Net Assets 2023: $6,140,7062023Assets 2024: $81,682,241Liabilities 2024: $74,633,199Net Assets 2024: $7,049,0422024

Highlighted filing

2014

Assets$49,252,994
Liabilities$45,371,216
Net Assets$3,881,778
Open 2014 Filing

Operations Trend

Revenue Growth33rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0Revenue 2013: $2,472,330Expenses 2013: $2,169,206Net Income 2013: $303,1242013Revenue 2014: $2,395,908Expenses 2014: $2,188,917Net Income 2014: $206,9912014Revenue 2015: $2,439,685Expenses 2015: $2,178,523Net Income 2015: $261,1622015Revenue 2016: $2,495,503Expenses 2016: $2,167,351Net Income 2016: $328,1522016Revenue 2017: $2,494,273Expenses 2017: $2,304,917Net Income 2017: $189,3562017Revenue 2018: $2,713,669Expenses 2018: $2,398,775Net Income 2018: $314,8942018Revenue 2019: $2,980,586Expenses 2019: $2,550,759Net Income 2019: $429,8272019Revenue 2020: $2,940,168Expenses 2020: $2,507,595Net Income 2020: $432,5732020Revenue 2021: $2,738,033Expenses 2021: $2,435,603Net Income 2021: $302,4302021Revenue 2022: $3,124,105Expenses 2022: $2,882,314Net Income 2022: $241,7912022Revenue 2023: $4,293,876Expenses 2023: $3,663,520Net Income 2023: $630,3562023Revenue 2024: $4,638,852Expenses 2024: $3,755,539Net Income 2024: $883,3132024

Highlighted filing

2014

Revenue$2,395,908
Expenses$2,188,917
Net Income$206,991
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Nov 16, 2015
Return Version
2014v5.0
Gross Receipts
$2,395,908
Mission and Program Overview

Mission

Building lifelong financial success, one member at a time.

To be the primary financial institution for our field of membership.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$30,823,989$30,704,317▼ $119,672
Savings and Temporary Cash Investments$5,305,103$7,987,968▲ $2,682,865
Investments Other Securities$5,127,632$4,866,721▼ $260,911
Rtn Earn Endowment Incm Other Fnds$3,497,201$3,881,778▲ $384,577
Investments in Publicly Traded Securities$2,336,753$2,340,452▲ $3,699
Receivables From Officers Etc$468,758$640,809▲ $172,051
Investments Program Related$496,215$509,223▲ $13,008
Cash and Non-Interest-Bearing Accounts$534,819$444,560▼ $90,259
Land, Buildings, and Equipment, Net$380,041$353,497▼ $26,544
Accounts Receivable$91,867$91,815▼ $52
Prepaid Expenses and Deferred Charges$99,951$65,985▼ $33,966
Total Assets$46,877,698$49,252,994▲ $2,375,296
Other Assets Total$1,212,570$1,247,647▲ $35,077
Liabilities
Other Liabilities$43,147,789$45,214,867▲ $2,067,078
Accounts Payable and Accrued Expenses$232,708$156,349▼ $76,359
Total Liabilities$43,380,497$45,371,216▲ $1,990,719
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,497,201$3,881,778▲ $384,577
Total Liabilities and Net Assets / Fund Balance$46,877,698$49,252,994▲ $2,375,296

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$69,727$310,268$379,995
Buildings$109,304$260,689$369,993
Equipment$29,851$239,665$269,516
Land$130,000-$130,000
Other Land Buildings$14,615$78,466$93,081
Other Securities$4,866,721--
Compensation and Service Providers
Top Officer Pay84th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Steven J EllisPresident/ceFT$121,510$11,305$132,815
Carlene HoffVP of LendinFT$49,069$6,015$55,084
Gordon BrowningVP of OperatFT$19,553$1,279$20,832

Board Members and Trustees

NameTitle
Jeff ClarkeBoard Chair
Sonya KraskiVice Chair
Heidi PercyBoard Member
Jan HawleyBoard Member
Steve TorrenceBoard Member
John MillsSecretary
Sharon FreemantleTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,201,073
Investment Income
$187,902
Other Revenue
$6,933
Change in Net Assets
$206,991
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,227,952
Salaries, Compensation, and Employee Benefits$960,965
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$480,282
Information Technology---$293,238
Current Officers, Directors, Trustees, and Key Employees---$190,131
Other Employee Benefits---$94,525
Office Expenses---$93,013
Comp Disqual Persons---$84,203
Fees for Services Other---$80,745
Payroll Taxes---$73,943
Occupancy---$67,799
Other Expenses---$57,640
Advertising---$48,140
Pension Plan Contributions---$37,881
All Other Expenses---$34,574
Depreciation Depletion---$25,678
Insurance---$23,557
Fees for Services Accounting---$17,735
Conferences and Meetings---$11,434
Travel---$6,156
Fees for Services Management---$4,055
Fees for Service Investment Mgmnt Fees---$3,092
Fees for Services Legal---$1,302
Interest---$19
Total Functional Expenses$0$0$0$2,188,917
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$468,758$640,809▲ $172,051
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares and Deposits$45,214,867
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The credit union has a membership of 6,570 members.”

Form 990, Page 6, Part VI, Line 7A

“The credit union's membership elect the board of directors and supervisory committee members.”

Form 990, Page 6, Part VI, Line 7B

“Members approve/elect members of the board of directors. In addition, changes to the state charter and other governing documents are also approved by membership.”

Form 990, Page 6, Part VI, Line 11B

“The form 990 is reviewed by the ceo and cfo and then provided to the board of directors via e-mail before the return is filed with the irs. Subsequent to filing the return, the board is formally presented with the filed form 990.”

Form 990, Page 6, Part VI, Line 12C

“All officers, directors, and employees are required to annually update a conflict of interest questionaire.”

Form 990, Page 6, Part VI, Line 15A

“The board of directors appoints a compensation committee. The committee reviews the cuna annual salary survey, the credit union's performance objectives, and the credit union's strategic plan and makes a recommendation to the board.”

Form 990, Page 6, Part VI, Line 15B

“The board of directors appoints a compensation committee. The committee reviews the cuna annual salary survey, the credit union's performance objectives, and the credit union's strategic plan and makes a recommendation to the board.”

Form 990, Page 6, Part VI, Line 19

“Governing documents are available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Snocope Credit Union
EIN
91-0729043
Phone
4253883481
Address
3130 ROCKEFELLER AVE, EVERETT, WA 98201

Signing Officer

Name
Steven J Ellis
Title
President/CEO
Phone
4253883481
Signed
2015-11-16
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Steven J Ellis
Formed
1959
Legal Domicile
Wa
Voting Board Members
7
Independent Board Members
7
Employees
23
Volunteers
12

Preparer

Firm
Jones & Sas LLC
Address
23515 NE NOVELTY HILL RD STE B221, REDMOND, WA 98053-1996
Preparer
Roger Jones
Phone
2533707524
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Part I, Line 6

“The seven board members attend monthly meetings, approximately 1-2 hours per month and also attend occational educational seminars and conferences. The five supervisory committee members attend monthly meetings, approximately 1-1 1/2 hours per month and also attend training as required under the bsa regulations.”

Form 990, Part V

“Form 1096 and all related forms were filed under ein 91-6333244.”

Raw XML AppendixShowing 400 of 401 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OthNotesLoansReceivableNetGrp/BOYAmt030823989
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt030704317
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt073943
IRS990/PensionPlanContributionsGrp/TotalAmt037881
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt099951
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt065985
IRS990/PrincipalOfficerNm0STEVEN J ELLIS
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522200
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4525990
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2CREDIT/DEBIT CARD INTERCHANGE
IRS990/ProgramServiceRevenueGrp/Desc3OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc4FOREIGN ATM FEES & CHARGES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01634351
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1285320
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2248594
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt331203
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01634351
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1285320
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2248594
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt331203
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt41605
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt01605
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0188613
IRS990/PYOtherExpensesAmt01250856
IRS990/PYOtherRevenueAmt07856
IRS990/PYProgramServiceRevenueAmt02275861
IRS990/PYRevenuesLessExpensesAmt0303124
IRS990/PYSalariesCompEmpBnftPaidAmt0918350
IRS990/PYTotalExpensesAmt02169206
IRS990/PYTotalRevenueAmt02472330
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0468758
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0640809
IRS990/ReconcilationRevenueExpnssAmt0206991
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03497201
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03881778
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05305103
IRS990/SavingsAndTempCashInvstGrp/EOYAmt07987968
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0109304
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0260689
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0369993
IRS990ScheduleD/EquipmentGrp/BookValueAmt029851
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0239665
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0269516
IRS990ScheduleD/LandGrp/BookValueAmt0130000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0130000
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt069727
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0310268
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0379995
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt014615
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt078466
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt093081
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt045214867
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES AND DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt04866721
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0353497
IRS990ScheduleD/TotalBookValueSecuritiesAmt04866721
IRS990ScheduleD/TotalLiabilityAmt045214867
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0640809
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0SPLIT DOLLAR LIFE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0STEVEN J ELLIS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0PRESIDENT/CEO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/TotalBalanceDueAmt0640809
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE SEVEN BOARD MEMBERS ATTEND MONTHLY MEETINGS, APPROXIMATELY 1-2 HOURS PER MONTH AND ALSO ATTEND OCCATIONAL EDUCATIONAL SEMINARS AND CONFERENCES. THE FIVE SUPERVISORY COMMITTEE MEMBERS ATTEND MONTHLY MEETINGS, APPROXIMATELY 1-1 1/2 HOURS PER MONTH AND ALSO ATTEND TRAINING AS REQUIRED UNDER THE BSA REGULATIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FORM 1096 AND ALL RELATED FORMS WERE FILED UNDER EIN 91-6333244.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION HAS A MEMBERSHIP OF 6,570 MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE CREDIT UNION'S MEMBERSHIP ELECT THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4MEMBERS APPROVE/ELECT MEMBERS OF THE BOARD OF DIRECTORS. IN ADDITION, CHANGES TO THE STATE CHARTER AND OTHER GOVERNING DOCUMENTS ARE ALSO APPROVED BY MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE FORM 990 IS REVIEWED BY THE CEO AND CFO AND THEN PROVIDED TO THE BOARD OF DIRECTORS VIA E-MAIL BEFORE THE RETURN IS FILED WITH THE IRS. SUBSEQUENT TO FILING THE RETURN, THE BOARD IS FORMALLY PRESENTED WITH THE FILED FORM 990.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6ALL OFFICERS, DIRECTORS, AND EMPLOYEES ARE REQUIRED TO ANNUALLY UPDATE A CONFLICT OF INTEREST QUESTIONAIRE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE BOARD OF DIRECTORS APPOINTS A COMPENSATION COMMITTEE. THE COMMITTEE REVIEWS THE CUNA ANNUAL SALARY SURVEY, THE CREDIT UNION'S PERFORMANCE OBJECTIVES, AND THE CREDIT UNION'S STRATEGIC PLAN AND MAKES A RECOMMENDATION TO THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8THE BOARD OF DIRECTORS APPOINTS A COMPENSATION COMMITTEE. THE COMMITTEE REVIEWS THE CUNA ANNUAL SALARY SURVEY, THE CREDIT UNION'S PERFORMANCE OBJECTIVES, AND THE CREDIT UNION'S STRATEGIC PLAN AND MAKES A RECOMMENDATION TO THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9GOVERNING DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 1, PART I, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART V
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt046877698
IRS990/TotalAssetsEOYAmt049252994
IRS990/TotalAssetsGrp/BOYAmt046877698
IRS990/TotalAssetsGrp/EOYAmt049252994
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt023
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt02188917
IRS990/TotalGrossUBIAmt08538
IRS990/TotalLiabilitiesBOYAmt043380497
IRS990/TotalLiabilitiesEOYAmt045371216
IRS990/TotalLiabilitiesGrp/BOYAmt043380497
IRS990/TotalLiabilitiesGrp/EOYAmt045371216
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03497201
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03881778
IRS990/TotalOtherCompensationAmt018599
IRS990/TotalProgramServiceRevenueAmt02201073
IRS990/TotalReportableCompFromOrgAmt0190132
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02387370
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02395908
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt08538
IRS990/TotalVolunteersCnt012
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt046877698
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt049252994
IRS990/TravelGrp/TotalAmt06156
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt03130 ROCKEFELLER AVE
IRS990/USAddress/CityNm0EVERETT
IRS990/USAddress/StateAbbreviationCd0WA
IRS990/USAddress/ZIPCd098201
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.SNOCOPE.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02016-04-25 22:37:26Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0STEVEN J ELLIS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum04253883481
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-11-16
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SNOCOPE CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0SNOC
ReturnHeader/Filer/EIN0910729043
ReturnHeader/Filer/PhoneNum04253883481
ReturnHeader/Filer/USAddress/AddressLine1Txt03130 ROCKEFELLER AVE
ReturnHeader/Filer/USAddress/CityNm0EVERETT
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WA
ReturnHeader/Filer/USAddress/ZIPCd098201
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0JONES & SAS LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt023515 NE NOVELTY HILL RD STE B221
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0REDMOND
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0980531996
ReturnHeader/PreparerPersonGrp/PhoneNum02533707524
ReturnHeader/PreparerPersonGrp/PreparationDt02015-11-16
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ROGER JONES
ReturnHeader/ReturnTs02015-11-16T16:03:12-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$49,252,994
Liabilities
$45,371,216
Net assets
$3,881,778
Revenue
$2,395,908
Expenses
$2,188,917
Net income
$206,991
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$81.7$74.6$7.05$4.64$3.76$0.88
2023Detailed filing. Detailed filing data is available for this year.$80.8$74.7$6.14$4.29$3.66$0.63
2022Detailed filing. Detailed filing data is available for this year.$82.6$77.2$5.39$3.12$2.88$0.24
2021Detailed filing. Detailed filing data is available for this year.$80.8$74.7$6.14$2.74$2.44$0.30
2020Detailed filing. Detailed filing data is available for this year.$73.2$67.3$5.90$2.94$2.51$0.43
2019Detailed filing. Detailed filing data is available for this year.$62.3$56.8$5.46$2.98$2.55$0.43
2018Detailed filing. Detailed filing data is available for this year.$60.0$54.9$5.03$2.71$2.40$0.31
2017Detailed filing. Detailed filing data is available for this year.$58.0$53.3$4.72$2.49$2.30$0.19
2016Detailed filing. Detailed filing data is available for this year.$53.2$48.7$4.53$2.50$2.17$0.33
2015Detailed filing. Detailed filing data is available for this year.$49.7$45.5$4.15$2.44$2.18$0.26
2014Detailed filing. Detailed filing data is available for this year.$49.3$45.4$3.88$2.40$2.19$0.21
2013Summary only. Only limited summary data is available for this year.$46.9$43.4$3.50$2.47$2.17$0.30