Civic Intelligence

Iq Credit Union

990 • Fiscal year 2017 • EIN 91-0576399

Jan 01, 2017 to Dec 31, 2017 • Filed on Nov 14, 2018

1313 Main StreetVancouver, WA 98660

(360) 695-3441

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

70th percentile

0.91x

Higher debt load relative to assets than 70% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Liabilities / Revenue

43rd percentile

17.08x

Higher debt load relative to revenue than 43% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Net Margin

86th percentile

23%

Higher net margin than 86% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Top Officer Pay

91st percentile

$801,507

Higher top officer pay than 91% of similar nonprofits.

Top officer pay equals 1.5% of source-year revenue.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Asset Growth

61st percentile

6.4%

Faster asset growth than 61% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Revenue Growth

86th percentile

15%

Faster revenue growth than 86% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Assets

Flat

$978,757,522

Flat from 2017

Net Assets

Flat

$91,169,690

Flat from 2017

Liabilities

Flat

$887,587,832

Flat from 2017

Revenue

Flat

$51,969,336

Flat from 2017

Expenses

Flat

$40,230,056

Flat from 2017

Net Income

Flat

$11,739,280

Flat from 2017

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0B$2.0B$1.0B$0Assets 2010: $433,545,031Liabilities 2010: $404,243,490Net Assets 2010: $29,301,5412010Assets 2011: $451,327,410Liabilities 2011: $418,136,707Net Assets 2011: $33,190,7032011Assets 2012: $483,777,067Liabilities 2012: $446,576,257Net Assets 2012: $37,200,8102012Assets 2013: $508,467,996Liabilities 2013: $467,163,703Net Assets 2013: $41,304,2932013Assets 2014: $746,799,732Liabilities 2014: $684,181,848Net Assets 2014: $62,617,8842014Assets 2015: $821,773,803Liabilities 2015: $752,346,691Net Assets 2015: $69,427,1122015Assets 2016: $919,609,475Liabilities 2016: $840,192,981Net Assets 2016: $79,416,4942016Assets 2017: $978,757,522Liabilities 2017: $887,587,832Net Assets 2017: $91,169,6902017Assets 2017: $978,757,522Liabilities 2017: $887,587,832Net Assets 2017: $91,169,6902017Assets 2018: $1,105,731,125Liabilities 2018: $998,146,240Net Assets 2018: $107,584,8852018Assets 2019: $1,218,686,586Liabilities 2019: $1,096,573,053Net Assets 2019: $122,113,5332019Assets 2020: $1,533,211,130Liabilities 2020: $1,396,010,120Net Assets 2020: $137,201,0102020Assets 2021: $1,792,465,816Liabilities 2021: $1,638,402,933Net Assets 2021: $154,062,8832021Assets 2022: $2,008,224,369Liabilities 2022: $1,840,459,272Net Assets 2022: $167,765,0972022Assets 2023: $2,064,834,274Liabilities 2023: $1,885,454,178Net Assets 2023: $179,380,0962023Assets 2024: $2,014,416,592Liabilities 2024: $1,809,184,689Net Assets 2024: $205,231,9032024

Highlighted filing

2017

Assets$978,757,522
Liabilities$887,587,832
Net Assets$91,169,690

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150M$100M$50M$0Expenses 2010: $26,448,2882010Expenses 2011: $23,161,7902011Revenue 2012: $25,765,330Expenses 2012: $21,046,982Net Income 2012: $4,718,3482012Revenue 2013: $26,305,939Expenses 2013: $21,574,816Net Income 2013: $4,731,1232013Revenue 2014: $32,376,270Expenses 2014: $27,109,129Net Income 2014: $5,267,1412014Revenue 2015: $39,783,577Expenses 2015: $32,893,813Net Income 2015: $6,889,7642015Revenue 2016: $45,242,210Expenses 2016: $34,214,291Net Income 2016: $11,027,9192016Revenue 2017: $51,969,336Expenses 2017: $40,230,056Net Income 2017: $11,739,2802017Revenue 2017: $51,969,336Expenses 2017: $40,230,056Net Income 2017: $11,739,2802017Revenue 2018: $61,409,888Expenses 2018: $44,684,893Net Income 2018: $16,724,9952018Revenue 2019: $68,078,628Expenses 2019: $53,478,674Net Income 2019: $14,599,9542019Revenue 2020: $75,016,143Expenses 2020: $59,297,085Net Income 2020: $15,719,0582020Revenue 2021: $77,633,682Expenses 2021: $58,167,316Net Income 2021: $19,466,3662021Revenue 2022: $92,392,104Expenses 2022: $68,013,244Net Income 2022: $24,378,8602022Revenue 2023: $114,383,646Expenses 2023: $108,295,755Net Income 2023: $6,087,8912023Revenue 2024: $128,694,198Expenses 2024: $107,438,006Net Income 2024: $21,256,1922024

Highlighted filing

2017

Revenue$51,969,336
Expenses$40,230,056
Net Income$11,739,280
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Nov 14, 2018
Return Version
2017v2.3
Gross Receipts
$68,446,964
Mission and Program Overview

Mission

To provide a full complement of quality financial services in a convenient, efficient, friendly, secure and profitable manner which meets the need of the membership.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$637,899,939$801,659,968▲ $163,760,029
Rtn Earn Endowment Incm Other Fnds$79,416,494$91,169,690▲ $11,753,196
Investments in Publicly Traded Securities$77,728,780$54,603,981▼ $23,124,799
Savings and Temporary Cash Investments$119,925,881$40,445,630▼ $79,480,251
Land, Buildings, and Equipment, Net$24,620,168$26,553,013▲ $1,932,845
Prepaid Expenses and Deferred Charges$18,622,822$19,476,109▲ $853,287
Cash and Non-Interest-Bearing Accounts$9,977,413$10,091,767▲ $114,354
Investments Other Securities$3,674,038$4,106,000▲ $431,962
Intangible Assets$849,156$420,436▼ $428,720
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$919,609,475$978,757,522▲ $59,148,047
Other Assets Total$26,311,278$21,400,618▼ $4,910,660
Liabilities
Other Liabilities$830,911,872$876,273,361▲ $45,361,489
Accounts Payable and Accrued Expenses$9,281,109$11,314,471▲ $2,033,362
Total Liabilities$840,192,981$887,587,832▲ $47,394,851
Net Assets / Fund Balance
Total Net Assets Fund Balance$79,416,494$91,169,690▲ $11,753,196
Total Liabilities and Net Assets / Fund Balance$919,609,475$978,757,522▲ $59,148,047

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$15,270,028$5,007,270$20,277,298
Equipment$3,009,961$7,740,827$10,750,788
Leasehold Improvements$2,770,693$6,781,319$9,552,012
Land$4,657,189-$4,657,189
Other Land Buildings$845,142$1,276,079$2,121,221
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kelly SchraderCEO & PresidentFT$456,297$345,210$801,507
Dewayne LedbetterSVP/chief Financial OfficerFT$207,932$58,407$266,339
CHRISTOPHER O'MALLEYFormer SVP/CIOFT$183,429$51,529$234,958
Eric PetraccaChief Operations OfficerFT$165,923$55,102$221,025
Kari StansberrySVP of Human ResourcesFT$154,323$51,367$205,690
Denis MarshVP of Insurance ServicesFT$150,141$51,963$202,104
Michael BoothSenior Mortgage Loan OfficerFT$51,123$136,002$187,125
Danette LachapelleSVP of CommunicationFT$142,355$41,775$184,130
Jonathan DavisWealth Management Program ManagerFT$106,250$44,536$150,786
Dianne SmithVP of MortgageFT$135,330$10,538$145,868
Ed FranksVP of Business ServicesFT$136,583$7,281$143,864
Dr James SorkBoard ChairmanPT$17,000-$17,000
Doug LehrmanBoard Treasurer-$14,500-$14,500
Jim ChurchBoard Vice Chairman-$14,500-$14,500
Sharon EastmanBoard Secretary-$14,500-$14,500
Don KittermanBoard Member-$12,000-$12,000
Evie GrendahlBoard Member-$12,000-$12,000
Jim AskeyBoard Member-$12,000-$12,000
Jim ClickBoard Member-$12,000-$12,000
Joan DurginBoard Member-$12,000-$12,000
Joseph NuttingBoard Member-$12,000-$12,000
Steve PorterBoard Member-$12,000-$12,000

Highest Paid Contractors

ContractorServicesLocationCompensation
Fiserv INCOnline BankingPO BOX 99924, Grapevine, TX 76099-9724$809,786
Jha PowerlinkCard ProcessingPO BOX 609, Monett, MO 65708$652,746
Cu Cooperative SystemCard & Atm Processing9692 HAVEN AVE, Rancho Cucamonga, CA 91730$633,690
Info ImageTax/statement Processor141 JEFFERSON DR, Menlo Park, CA 94025$499,930
Meridian Link INCLoan Processing Fees1600 SUNFLOWER AVE STE 200, Costa Mesa, CA 92626$446,599
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$49,316,366
Investment Income
$2,744,032
Other Revenue
$-91,062
Change in Net Assets
$11,739,280
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$21,750,337
Salaries, Compensation, and Employee Benefits$18,378,528
Grants and Similar Amounts Paid$101,191
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$12,977,211
Depreciation Depletion---$2,425,394
Current Officers, Directors, Trustees, and Key Employees---$2,058,149
All Other Expenses---$1,824,586
Fees for Services Other---$1,475,750
Occupancy---$1,449,085
Office Expenses---$1,435,336
Other Employee Benefits---$1,281,692
Advertising---$1,259,744
Payroll Taxes---$1,114,509
Interest---$1,096,632
Pension Plan Contributions---$946,967
Insurance---$131,249
Fees for Services Accounting---$128,655
Travel---$126,166
Fees for Services Legal---$104,919
Other Expenses---$100,000
Grants to Domestic Orgs---$90,525
Conferences and Meetings---$25,148
Grants to Domestic Individuals---$10,666
Total Functional Expenses$0$0$0$40,230,056
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Vancouver School District FoundationVancouver, WA501(c)(3)Sponsorship of Staff Campaign & New Educator Week$28,000
Oregon Food BankPortland, OR-Sponsorship of Waterfront Blues Festival$20,000
CHILDREN'S MIRACLE NETWORK HOSPITALSSalt Lake City, UT501(c)(3)Sponsorship of Dave & Dan Golf Classic$15,000
Why Racing Events IncVancouver, WA501(c)(6)Sponsorship of Local Running Events$15,000
American Red Cross - Sw Wa ChapterVancouver, WA501(c)(3)Sponsorship of Real Heroes Breakfast$7,500
Northwest Credit Union AssociationSeatac, WA501(c)(3)Sponsorship of Credit Union Auction$5,025
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares/deposits$876,273,361
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The credit union has members and each member can vote.

Form 990, Part VI, Section A, Line 7A

The credit union members elect members of the governing body.

Form 990, Part VI, Section A, Line 7B

Decisions of the governing body are subject to approval by members and regulators.

Form 990, Part VI, Section B, Line 11B

Form 990 is reviewed by the cfo prior to filing.

Form 990, Part VI, Section B, Line 12C

The credit union has a conflict of interest policy, and employees and board members annually acknowledge they comply with all credit union policies. The conflict of interest policy outlines steps taken by officials when a conflict arises, which include the conflicted party abstaining from a related voting item. Employees are not allowed to receive a personal benefit from any transaction with a vendor, customer or supplier doing business with the credit union.

Form 990, Part VI, Section B, Line 15A

Ceo salary is determined after review and approval by the executive committee, which is independent of the ceo. The committee's review includes salary data from at least two salary surveys. Minutes are kept to document the discussion and final decision. This process was last undertaken january 2017.

Form 990, Part VI, Section C, Line 19

Governing documents, conflict of interest policy and financial statements are made available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Iq Credit Union
EIN
91-0576399
Phone
3606953441
Address
1313 MAIN STREET, VANCOUVER, WA 98660

Signing Officer

Name
Dewayne Ledbetter
Title
CFO/SVP of Finance
Phone
3606953441
Signed
2018-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kelly Schrader
Formed
1940
Legal Domicile
Wa
Voting Board Members
11
Independent Board Members
11
Employees
355
Volunteers
37

Preparer

Firm
Moss Adams Llp
Address
805 SW BROADWAY STE 1200, PORTLAND, OR 97205
Preparer
Wendy Campos
Phone
5032421447
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

Other comprehensive income/equity true-up 423,339. Partnership passthrough book/tax difference -46,606.

Raw XML AppendixShowing 400 of 813 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0TO PROVIDE A FULL COMPLEMENT OF QUALITY FINANCIAL SERVICES IN A CONVENIENT, EFFICIENT, FRIENDLY, SECURE AND PROFITABLE MANNER WHICH MEETS THE NEED OF THE MEMBERSHIP.
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt12291251
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1326630
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1432751
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1527764
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1635209
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt178661
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1816058
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt197281
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2018894
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2110538
IRS990/Form990PartVIISectionAGrp/PersonNm0DR JAMES SORK
IRS990/Form990PartVIISectionAGrp/PersonNm1JIM CHURCH
IRS990/Form990PartVIISectionAGrp/PersonNm2SHARON EASTMAN
IRS990/Form990PartVIISectionAGrp/PersonNm3DOUG LEHRMAN
IRS990/Form990PartVIISectionAGrp/PersonNm4JIM ASKEY
IRS990/Form990PartVIISectionAGrp/PersonNm5JIM CLICK
IRS990/Form990PartVIISectionAGrp/PersonNm6JOAN DURGIN
IRS990/Form990PartVIISectionAGrp/PersonNm7EVIE GRENDAHL
IRS990/Form990PartVIISectionAGrp/PersonNm8DON KITTERMAN
IRS990/Form990PartVIISectionAGrp/PersonNm9JOSEPH NUTTING
IRS990/Form990PartVIISectionAGrp/PersonNm10STEVE PORTER
IRS990/Form990PartVIISectionAGrp/PersonNm11DEWAYNE LEDBETTER
IRS990/Form990PartVIISectionAGrp/PersonNm12KELLY SCHRADER
IRS990/Form990PartVIISectionAGrp/PersonNm13DANETTE LACHAPELLE
IRS990/Form990PartVIISectionAGrp/PersonNm14CHRISTOPHER O'MALLEY
IRS990/Form990PartVIISectionAGrp/PersonNm15ERIC PETRACCA
IRS990/Form990PartVIISectionAGrp/PersonNm16KARI STANSBERRY
IRS990/Form990PartVIISectionAGrp/PersonNm17MICHAEL BOOTH
IRS990/Form990PartVIISectionAGrp/PersonNm18JONATHAN DAVIS
IRS990/Form990PartVIISectionAGrp/PersonNm19ED FRANKS
IRS990/Form990PartVIISectionAGrp/PersonNm20DENIS MARSH
IRS990/Form990PartVIISectionAGrp/PersonNm21DIANNE SMITH
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt017000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt114500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt214500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt314500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt412000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt512000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt612000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt712000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt812000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt912000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1012000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11228465
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12510256
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13157500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14202207
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15193261
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16170481
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17178464
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18134728
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19136583
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20183210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21135330
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11SVP/CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt12CEO & PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt13SVP OF COMMUNICATION
IRS990/Form990PartVIISectionAGrp/TitleTxt14FORMER SVP/CIO
IRS990/Form990PartVIISectionAGrp/TitleTxt15CHIEF OPERATIONS OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt16SVP OF HUMAN RESOURCES
IRS990/Form990PartVIISectionAGrp/TitleTxt17SENIOR MORTGAGE LOAN OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt18WEALTH MANAGEMENT PROGRAM MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt19VP OF BUSINESS SERVICES
IRS990/Form990PartVIISectionAGrp/TitleTxt20VP OF INSURANCE SERVICES
IRS990/Form990PartVIISectionAGrp/TitleTxt21VP OF MORTGAGE
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01940
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0435700
IRS990/GainOrLossGrp/SecuritiesAmt03767
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt010666
IRS990/GrantsToDomesticOrgsGrp/TotalAmt090525
IRS990/GrantsToIndividualsInd01
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0881800
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt016035295
IRS990/GrossReceiptsAmt068446964
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt011
IRS990/IndivRcvdGreaterThan100KCnt011
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/TotalAmt0131249
IRS990/IntangibleAssetsGrp/BOYAmt0849156
IRS990/IntangibleAssetsGrp/EOYAmt0420436
IRS990/InterestGrp/TotalAmt01096632
IRS990/InvestmentIncomeGrp/ExclusionAmt02304565
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02304565
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt03674038
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt04106000
IRS990/InvestmentsPubTradedSecGrp/BOYAmt077728780
IRS990/InvestmentsPubTradedSecGrp/EOYAmt054603981
IRS990/IRPDocumentCnt014902
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt020805495
IRS990/LandBldgEquipBasisNetGrp/BOYAmt024620168
IRS990/LandBldgEquipBasisNetGrp/EOYAmt026553013
IRS990/LandBldgEquipCostOrOtherBssAmt047358508
IRS990/LegalDomicileStateCd0WA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0446100
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt016031528
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROVIDE A FULL COMPLEMENT OF QUALITY FINANCIAL SERVICES IN A CONVENIENT, EFFICIENT, FRIENDLY, SECURE AND PROFITABLE MANNER WHICH MEETS THE NEED OF THE MEMBERSHIP.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt079416494
IRS990/NetAssetsOrFundBalancesEOYAmt091169690
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0439467
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0439467
IRS990/NetUnrelatedBusTxblIncmAmt0182258
IRS990/NetUnrlzdGainsLossesInvstAmt0-362817
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01449085
IRS990/OfficeExpensesGrp/TotalAmt01435336
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt026311278
IRS990/OtherAssetsTotalGrp/EOYAmt021400618
IRS990/OtherChangesInNetAssetsAmt0376733
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01281692
IRS990/OtherExpensesGrp/Desc0LOAN LOSS PROVISION
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2ATM EXPENSES
IRS990/OtherExpensesGrp/Desc3TAXES ON UBIT
IRS990/OtherExpensesGrp/TotalAmt04380366
IRS990/OtherExpensesGrp/TotalAmt13311813
IRS990/OtherExpensesGrp/TotalAmt22475494
IRS990/OtherExpensesGrp/TotalAmt3100000
IRS990/OtherLiabilitiesGrp/BOYAmt0830911872
IRS990/OtherLiabilitiesGrp/EOYAmt0876273361
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0OTHER INCOME/LOSS
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0-91062
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0-91062
IRS990/OtherRevenueTotalAmt0-91062
IRS990/OtherSalariesAndWagesGrp/TotalAmt012977211
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0637899939
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0801659968
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt01114509
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0946967
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt018622822
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt019476109
IRS990/PrincipalOfficerNm0KELLY SCHRADER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1OTHER OPERATING INCOME
IRS990/ProgramServiceRevenueGrp/Desc2FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/Desc3PASSTHROUGH INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt031827718
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt110980730
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt25418083
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt31753
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt031827718
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt111508427
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt25933615
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt346606
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0527697
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt1515532
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt244853
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt076167
IRS990/PYInvestmentIncomeAmt01794742
IRS990/PYOtherExpensesAmt018121197
IRS990/PYOtherRevenueAmt0-258086
IRS990/PYProgramServiceRevenueAmt043705554
IRS990/PYRevenuesLessExpensesAmt011027919
IRS990/PYSalariesCompEmpBnftPaidAmt016016927
IRS990/PYTotalExpensesAmt034214291
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt045242210
IRS990/ReconcilationRevenueExpnssAmt011739280
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd01
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,014$1,809$205$129$107$21.3
2023Summary only. Only limited summary data is available for this year.$2,065$1,885$179$114$108$6.09
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,008$1,840$168$92.4$68.0$24.4
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,792$1,638$154$77.6$58.2$19.5
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,533$1,396$137$75.0$59.3$15.7
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,219$1,097$122$68.1$53.5$14.6
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,106$998$108$61.4$44.7$16.7
2017Detailed filing. Detailed filing data is available for this year.$979$888$91.2$52.0$40.2$11.7
2017Summary only. Only limited summary data is available for this year.$979$888$91.2$52.0$40.2$11.7
2016Summary only. Only limited summary data is available for this year.$920$840$79.4$45.2$34.2$11.0
2015Detailed filing. Detailed filing data is available for this year.$822$752$69.4$39.8$32.9$6.89
2014Detailed filing. Detailed filing data is available for this year.$747$684$62.6$32.4$27.1$5.27
2013Detailed filing. Detailed filing data is available for this year.$508$467$41.3$26.3$21.6$4.73
2012Summary only. Only limited summary data is available for this year.$484$447$37.2$25.8$21.0$4.72
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$451$418$33.2$23.2
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$434$404$29.3$26.4