Civic Intelligence

Iq Credit Union

990 • Fiscal year 2015 • EIN 91-0576399

Jan 01, 2015 to Dec 31, 2015 • Filed on Nov 14, 2016

Organization Profilewww.iqcu.com

View Organization Page

1313 Main StreetVancouver, WA 98660

(360) 695-3441

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

87th percentile

0.92x

Higher debt load relative to assets than 87% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Liabilities / Revenue

58th percentile

18.91x

Higher debt load relative to revenue than 58% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Net Margin

67th percentile

17%

Higher net margin than 67% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Top Officer Pay

86th percentile

$612,595

Higher top officer pay than 86% of similar nonprofits.

Top officer pay equals 1.5% of source-year revenue.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Asset Growth

79th percentile

10%

Faster asset growth than 79% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2014 to 2015

Revenue Growth

94th percentile

23%

Faster revenue growth than 94% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets87th percentile

Assets

Up

$821,773,803

Up $74,974,071 (+10%) from 2014

Net Assets

Up

$69,427,112

Up $6,809,228 (+11%) from 2014

Liabilities

Up

$752,346,691

Up $68,164,843 (+10.0%) from 2014

Revenue And Expenses
Liabilities / Revenue58th percentileNet Margin67th percentile

Revenue

Up

$39,783,577

Up $7,407,307 (+23%) from 2014

Expenses

Up

$32,893,813

Up $5,784,684 (+21%) from 2014

Net Income

Up

$6,889,764

Up $1,622,623 (+31%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth79th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0B$2.0B$1.0B$0Assets 2010: $433,545,031Liabilities 2010: $404,243,490Net Assets 2010: $29,301,5412010Assets 2011: $451,327,410Liabilities 2011: $418,136,707Net Assets 2011: $33,190,7032011Assets 2012: $483,777,067Liabilities 2012: $446,576,257Net Assets 2012: $37,200,8102012Assets 2013: $508,467,996Liabilities 2013: $467,163,703Net Assets 2013: $41,304,2932013Assets 2014: $746,799,732Liabilities 2014: $684,181,848Net Assets 2014: $62,617,8842014Assets 2015: $821,773,803Liabilities 2015: $752,346,691Net Assets 2015: $69,427,1122015Assets 2016: $919,609,475Liabilities 2016: $840,192,981Net Assets 2016: $79,416,4942016Assets 2017: $978,757,522Liabilities 2017: $887,587,832Net Assets 2017: $91,169,6902017Assets 2018: $1,105,731,125Liabilities 2018: $998,146,240Net Assets 2018: $107,584,8852018Assets 2019: $1,218,686,586Liabilities 2019: $1,096,573,053Net Assets 2019: $122,113,5332019Assets 2020: $1,533,211,130Liabilities 2020: $1,396,010,120Net Assets 2020: $137,201,0102020Assets 2021: $1,792,465,816Liabilities 2021: $1,638,402,933Net Assets 2021: $154,062,8832021Assets 2022: $2,008,224,369Liabilities 2022: $1,840,459,272Net Assets 2022: $167,765,0972022Assets 2023: $2,064,834,274Liabilities 2023: $1,885,454,178Net Assets 2023: $179,380,0962023Assets 2024: $2,014,416,592Liabilities 2024: $1,809,184,689Net Assets 2024: $205,231,9032024

Highlighted filing

2015

Assets$821,773,803
Liabilities$752,346,691
Net Assets$69,427,112
Open 2015 Filing

Operations Trend

Revenue Growth94th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150M$100M$50M$0Expenses 2010: $26,448,2882010Expenses 2011: $23,161,7902011Revenue 2012: $25,765,330Expenses 2012: $21,046,982Net Income 2012: $4,718,3482012Revenue 2013: $26,305,939Expenses 2013: $21,574,816Net Income 2013: $4,731,1232013Revenue 2014: $32,376,270Expenses 2014: $27,109,129Net Income 2014: $5,267,1412014Revenue 2015: $39,783,577Expenses 2015: $32,893,813Net Income 2015: $6,889,7642015Revenue 2016: $45,242,210Expenses 2016: $34,214,291Net Income 2016: $11,027,9192016Revenue 2017: $51,969,336Expenses 2017: $40,230,056Net Income 2017: $11,739,2802017Revenue 2018: $61,409,888Expenses 2018: $44,684,893Net Income 2018: $16,724,9952018Revenue 2019: $68,078,628Expenses 2019: $53,478,674Net Income 2019: $14,599,9542019Revenue 2020: $75,016,143Expenses 2020: $59,297,085Net Income 2020: $15,719,0582020Revenue 2021: $77,633,682Expenses 2021: $58,167,316Net Income 2021: $19,466,3662021Revenue 2022: $92,392,104Expenses 2022: $68,013,244Net Income 2022: $24,378,8602022Revenue 2023: $114,383,646Expenses 2023: $108,295,755Net Income 2023: $6,087,8912023Revenue 2024: $128,694,198Expenses 2024: $107,438,006Net Income 2024: $21,256,1922024

Highlighted filing

2015

Revenue$39,783,577
Expenses$32,893,813
Net Income$6,889,764
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Nov 14, 2016
Return Version
2015v2.1
Gross Receipts
$40,558,019
Mission and Program Overview

Mission

To provide a full complement of quality financial services in a convenient, efficient, friendly, secure and profitable manner which meets the need of the membership.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$516,402,114$592,752,666▲ $76,350,552
Investments in Publicly Traded Securities$112,453,335$91,182,503▼ $21,270,832
Rtn Earn Endowment Incm Other Fnds$62,617,884$69,427,112▲ $6,809,228
Savings and Temporary Cash Investments$42,921,251$66,638,846▲ $23,717,595
Land, Buildings, and Equipment, Net$25,620,305$25,004,569▼ $615,736
Prepaid Expenses and Deferred Charges$801,336$18,343,060▲ $17,541,724
Cash and Non-Interest-Bearing Accounts$5,652,262$7,886,357▲ $2,234,095
Investments Other Securities$5,826,133$3,491,120▼ $2,335,013
Intangible Assets$2,153,956$1,426,996▼ $726,960
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$746,799,732$821,773,803▲ $74,974,071
Other Assets Total$34,969,040$15,047,686▼ $19,921,354
Liabilities
Other Liabilities$677,387,165$743,761,975▲ $66,374,810
Accounts Payable and Accrued Expenses$6,794,683$8,584,716▲ $1,790,033
Total Liabilities$684,181,848$752,346,691▲ $68,164,843
Net Assets / Fund Balance
Total Net Assets Fund Balance$62,617,884$69,427,112▲ $6,809,228
Total Liabilities and Net Assets / Fund Balance$746,799,732$821,773,803▲ $74,974,071

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$16,643,232$4,054,563$20,697,795
Equipment$2,536,101$7,416,306$9,952,407
Leasehold Improvements$2,784,425$5,824,819$8,609,244
Land$2,877,944-$2,877,944
Other Land Buildings$162,867$1,032,641$1,195,508
Compensation and Service Providers
Top Officer Pay86th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Roger MichaelisCEO & PresidentFT$358,950$253,645$612,595
DeWayne LedbetterCFO/SVP OF FinanceFT$184,155$50,614$234,769
CHRIS O'MALLEYCIO/SVP Branch & Support OperationsFT$164,666$43,458$208,124
Denis MarshVP of INSURANCE SERVICESFT$126,013$49,503$175,516
Martina ValentineCLO/SVP OF LendingFT$124,950$44,210$169,160
Danette LaChapelleSVP OF CommunicationFT$127,812$32,070$159,882
Jonathan DavisWealth Management ManagerFT$143,152$6,296$149,448
Anthony HumphreyVP of Mortgage ServicesFT$136,197$4,568$140,765

Board Members and Trustees

NameTitle
Dr James SorkBoard Chairman
Jim Churchboard vice Chairman
Dave MarshallBoard Member
Don KittermanBoard Member
Doug LehrmanBoard Member
Evie Grendahlboard member
Jil ClickBoard Member
Jim AskeyBoard Member
Joan DurganBoard Member
Joseph NuttingBoard Member
Steve PorterBoard Member
Sharon Eastmanboard secretary
Ed Maxwellboard treasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
JHA PowerlinkDebit/Credit Card Processing1100 Olive Way Suite 320, Seattle, WA 98101$595,639
Official Payments CorporationOnline Banking ServicesPO Box 418410, Boston, MA 02241$566,104
Info ImageMember Statements141 Jefferson Drive, Menlo Park, CA 94025$417,767
Meridian Link IncLoan Processing Services1600 Sunflower Avenue Suite 200, Costa Mesa, CA 92626$345,384
Jack Henry & Associates IncCore Software Maintenance Services663 W Highway 60, Monett, MO 65708$336,757
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$38,513,539
Investment Income
$1,685,575
Other Revenue
$-415,537
Change in Net Assets
$6,889,764
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$17,516,462
Salaries, Compensation, and Employee Benefits$15,306,601
Grants and Similar Amounts Paid$70,750
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$11,673,175
Depreciation Depletion---$2,051,758
Office Expenses---$1,943,101
Fees for Services Other---$1,754,760
Occupancy---$1,434,049
Other Employee Benefits---$1,129,198
Interest---$1,112,446
Current Officers, Directors, Trustees, and Key Employees---$1,055,488
Payroll Taxes---$996,452
Advertising---$752,914
All Other Expenses---$712,904
Pension Plan Contributions---$452,288
Fees for Services Accounting---$160,343
Insurance---$136,850
Travel---$113,599
Fees for Services Legal---$83,309
Grants to Domestic Orgs---$64,250
Other Expenses---$50,000
Conferences and Meetings---$11,228
Grants to Domestic Individuals---$6,500
Total Functional Expenses$0$0$0$32,893,813
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Oregon Food BankPortland, OR501(c)(3)Sponsorship of Waterfront Blues Festival$20,000
Bravo Vancouver Concert SeriesVancouver, WA501(c)(3)Sponsorship of Wine & Jazz Festival$15,000
First TechnoloGy Federal Credit UnionBeaverton, OR501(c)(1)Sponsorship of Dave & Dan Celebrity Golf Tournament$15,000
Vancouver School District FoundationVancouver, WA501(c)(3)Meals for New Teacher Orientation Week$8,000
Washington State University FoundationPullman, WA501(c)(3)Contribution to Liberal Arts Development Fund$6,250
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares/Deposits$743,761,975
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
Yes
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 4

“The Credit Union's bylaws were amended. Changes were made to allow for the compensation of directors and audit committee members.”

Form 990, Part VI, Section A, line 6

“The Credit Union has members and each member can vote.”

Form 990, Part VI, Section A, line 7A

“The Credit Union members elect members of the governing body.”

Form 990, Part VI, Section A, line 7B

“Decisions of the governing body are subject to approval by members and regulators.”

Form 990, Part VI, Section B, line 11

“Form 990 is reviewed by the CFO prior to filing.”

Form 990, Part VI, Section B, line 12C

“The credit union has a conflict of interest policy, and employees and board members annuallly acknowledge they comply with all credit union policies. The conflict of interest policy outlines steps taken by officials when a conflict arises, which include the conflicted party abstaining from a related voting item. Employees are not allowed to receive a personal benefit from any transaction with a vendor, customer or supplier doing business with the credit union.”

Form 990, Part VI, Section B, line 15A

“CEO salary is determined after review and approval by the Executive Committee, which is independent of the CEO. The committee's review includes salary data from at least two salary surveys. Minutes are kept to document the discussion and final decision. This process was last undertaken January 2015.”

Form 990, Part VI, Section C, line 19

“Governing documents, conflict of interest policy and financial statements are made available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
iQ Credit Union
EIN
91-0576399
Phone
3606953441
Address
1313 Main Street, Vancouver, WA 98660

Signing Officer

Name
DeWayne Ledbetter
Title
CFO/SVP of Finance
Phone
3606953441
Signed
2016-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Roger Michaelis
Formed
1940
Legal Domicile
Wa
Voting Board Members
13
Independent Board Members
13
Employees
347
Volunteers
39

Preparer

Firm
Moss Adams LLP
Address
805 SW Broadway Ste 1200, Portland, OR 97205
Preparer
Rebecca Griffith
Phone
5032421447
Supplemental Narrative

Additional Explanations

Form 990, Part XI, line 9:

“Other comprehensive income/equiy true-up 8,027. Partnership passthrough book/tax -55,449.”

Raw XML AppendixShowing 400 of 730 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt204568
IRS990/Form990PartVIISectionAGrp/PersonNm0Dr James Sork
IRS990/Form990PartVIISectionAGrp/PersonNm1Jim Church
IRS990/Form990PartVIISectionAGrp/PersonNm2Sharon Eastman
IRS990/Form990PartVIISectionAGrp/PersonNm3Ed Maxwell
IRS990/Form990PartVIISectionAGrp/PersonNm4Joan Durgan
IRS990/Form990PartVIISectionAGrp/PersonNm5Jil Click
IRS990/Form990PartVIISectionAGrp/PersonNm6Jim Askey
IRS990/Form990PartVIISectionAGrp/PersonNm7JOSEPH NUTTING
IRS990/Form990PartVIISectionAGrp/PersonNm8Evie Grendahl
IRS990/Form990PartVIISectionAGrp/PersonNm9Steve Porter
IRS990/Form990PartVIISectionAGrp/PersonNm10Dave Marshall
IRS990/Form990PartVIISectionAGrp/PersonNm11Don Kitterman
IRS990/Form990PartVIISectionAGrp/PersonNm12Doug Lehrman
IRS990/Form990PartVIISectionAGrp/PersonNm13Roger Michaelis
IRS990/Form990PartVIISectionAGrp/PersonNm14DeWayne Ledbetter
IRS990/Form990PartVIISectionAGrp/PersonNm15CHRIS O'MALLEY
IRS990/Form990PartVIISectionAGrp/PersonNm16Denis Marsh
IRS990/Form990PartVIISectionAGrp/PersonNm17Martina Valentine
IRS990/Form990PartVIISectionAGrp/PersonNm18Jonathan Davis
IRS990/Form990PartVIISectionAGrp/PersonNm19Danette LaChapelle
IRS990/Form990PartVIISectionAGrp/PersonNm20ANTHONY HUMPHREY
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13607273
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14197003
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15181297
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16169089
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17165585
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18143152
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19134912
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20136197
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/TitleTxt0Board Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt1board vice Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt2board secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3board treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8board member
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13CEO & PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt14CFO/SVP OF Finance
IRS990/Form990PartVIISectionAGrp/TitleTxt15CIO/SVP Branch & Support Operations
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP of INSURANCE SERVICES
IRS990/Form990PartVIISectionAGrp/TitleTxt17CLO/SVP OF Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt18Wealth Management Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt19SVP OF Communication
IRS990/Form990PartVIISectionAGrp/TitleTxt20VP OF MORTGAGE SERVICES
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01940
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-4572
IRS990/GainOrLossGrp/SecuritiesAmt03230
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt013
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt06500
IRS990/GrantsToDomesticOrgsGrp/TotalAmt064250
IRS990/GrantsToIndividualsInd01
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt037000
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0736100
IRS990/GrossReceiptsAmt040558019
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt013
IRS990/IndivRcvdGreaterThan100KCnt012
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/TotalAmt0136850
IRS990/IntangibleAssetsGrp/BOYAmt02153956
IRS990/IntangibleAssetsGrp/EOYAmt01426996
IRS990/InterestGrp/TotalAmt01112446
IRS990/InvestmentIncomeGrp/ExclusionAmt01686917
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01686917
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt05826133
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt03491120
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0112453335
IRS990/InvestmentsPubTradedSecGrp/EOYAmt091182503
IRS990/IRPDocumentCnt014129
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt018328329
IRS990/LandBldgEquipBasisNetGrp/BOYAmt025620305
IRS990/LandBldgEquipBasisNetGrp/EOYAmt025004569
IRS990/LandBldgEquipCostOrOtherBssAmt043332898
IRS990/LegalDomicileStateCd0WA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt041572
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0732870
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0To provide a full complement of quality financial services in a convenient, efficient, friendly, secure and profitable manner which meets the need of the membership.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt062617884
IRS990/NetAssetsOrFundBalancesEOYAmt069427112
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-1342
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-1342
IRS990/NetUnrelatedBusTxblIncmAmt0269001
IRS990/NetUnrlzdGainsLossesInvstAmt0-33114
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01434049
IRS990/OfficeExpensesGrp/TotalAmt01943101
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt034969040
IRS990/OtherAssetsTotalGrp/EOYAmt015047686
IRS990/OtherChangesInNetAssetsAmt0-47422
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01129198
IRS990/OtherExpensesGrp/Desc0Loan Servicing
IRS990/OtherExpensesGrp/Desc1LOAN LOSS PROVISION
IRS990/OtherExpensesGrp/Desc2atm expenses
IRS990/OtherExpensesGrp/Desc3TAXES ON UBIT
IRS990/OtherExpensesGrp/TotalAmt02724136
IRS990/OtherExpensesGrp/TotalAmt12324687
IRS990/OtherExpensesGrp/TotalAmt22150378
IRS990/OtherExpensesGrp/TotalAmt350000
IRS990/OtherLiabilitiesGrp/BOYAmt0677387165
IRS990/OtherLiabilitiesGrp/EOYAmt0743761975
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0Other Income/LOSS
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0-415537
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0-415537
IRS990/OtherRevenueTotalAmt0-415537
IRS990/OtherSalariesAndWagesGrp/TotalAmt011673175
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0516402114
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0592752666
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0996452
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IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
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IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0801336
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt018343060
IRS990/PrincipalOfficerNm0ROGER MICHAELIS
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt17102580
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt25768086
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt024489631
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt17720224
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt26303684
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0617644
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt1535598
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt0135019
IRS990/PYInvestmentIncomeAmt02254567
IRS990/PYOtherExpensesAmt013816896
IRS990/PYOtherRevenueAmt0-1277476
IRS990/PYProgramServiceRevenueAmt031399179
IRS990/PYRevenuesLessExpensesAmt05267141
IRS990/PYSalariesCompEmpBnftPaidAmt013157214
IRS990/PYTotalExpensesAmt027109129
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt032376270
IRS990/ReconcilationRevenueExpnssAmt06889764
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd01
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt062617884
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt069427112
IRS990/SavingsAndTempCashInvstGrp/BOYAmt042921251
IRS990/SavingsAndTempCashInvstGrp/EOYAmt066638846
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt016643232
IRS990ScheduleD/BuildingsGrp/DepreciationAmt04054563
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt020697795

Document Assets

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$821,773,803
Liabilities
$752,346,691
Net assets
$69,427,112
Revenue
$39,783,577
Expenses
$32,893,813
Net income
$6,889,764
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,014$1,809$205$129$107$21.3
2023Summary only. Only limited summary data is available for this year.$2,065$1,885$179$114$108$6.09
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,008$1,840$168$92.4$68.0$24.4
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,792$1,638$154$77.6$58.2$19.5
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,533$1,396$137$75.0$59.3$15.7
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,219$1,097$122$68.1$53.5$14.6
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,106$998$108$61.4$44.7$16.7
2017Summary only. Only limited summary data is available for this year.$979$888$91.2$52.0$40.2$11.7
2016Summary only. Only limited summary data is available for this year.$920$840$79.4$45.2$34.2$11.0
2015Detailed filing. Detailed filing data is available for this year.$822$752$69.4$39.8$32.9$6.89
2014Detailed filing. Detailed filing data is available for this year.$747$684$62.6$32.4$27.1$5.27
2013Detailed filing. Detailed filing data is available for this year.$508$467$41.3$26.3$21.6$4.73
2012Summary only. Only limited summary data is available for this year.$484$447$37.2$25.8$21.0$4.72
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$451$418$33.2$23.2
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$434$404$29.3$26.4
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2015 filings • 501(c)14 • $250M-$1B nonprofits