Liabilities / Assets
94th percentile
Higher debt load relative to assets than 94% of similar nonprofits.
Blupeak Credit Union
EIN 95-1209332 • 501(c)14 • San Diego, CA
Profile
We are a member-owned, not-for-profit financial cooperative; we exist to serve - to enrich lives and build better futures.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.94x
Liabilities / Revenue
78th percentile
Higher debt load relative to revenue than 78% of similar nonprofits.
Net Margin
2nd percentile
Higher net margin than 2% of similar nonprofits.
Top Officer Pay
38th percentile
Higher top officer pay than 38% of similar nonprofits.
Top officer pay equals 1.4% of source-year revenue.
Asset Growth
1st percentile
Faster asset growth than 1% of similar nonprofits.
Revenue Growth
5th percentile
Faster revenue growth than 5% of similar nonprofits.
Balance Sheet
Assets
Down$1,207,155,502
Down $265,464,271 (-18%) from 2023
Liabilities
Down$1,130,756,299
Down $258,554,588 (-19%) from 2023
Net Assets
Down$76,399,203
Down $6,909,683 (-8.3%) from 2023
Revenue
Up$63,463,155
Up $1,084,437 (+1.7%) from 2023
Expenses
Up$69,940,609
Up $9,826,000 (+16%) from 2023
Net Income
Down-$6,477,454
Down $8,741,563 (-386%) from 2023
Trend Graphs
Filings
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
- Assets
- $1,207,155,502
- Liabilities
- $1,130,756,299
- Net assets
- $76,399,203
- Revenue
- $63,463,155
- Expenses
- $69,940,609
- Net income
- -$6,477,454
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2024 to Dec 31, 2024
- Signed
- Oct 7, 2025
- Return Version
- 2024v5.2
- Gross Receipts
- $72,883,032
Mission and Program Overview
Mission
We are a member owned, not-for-profit financial cooperative; we exist to serve - to enrich lives and build better futures.
Blupeak credit union is a member-owned, not-for-profit financial cooperative; we exist to serve - to enrich lives and build better futures.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $885,843,207 | $813,624,157 | ▼ $72,219,050 |
| Investments Other Securities | $156,055,523 | $151,782,633 | ▼ $4,272,890 |
| Cash and Non-Interest-Bearing Accounts | $315,326,344 | $129,083,750 | ▼ $186,242,594 |
| Rtn Earn Endowment Incm Other Fnds | $83,308,886 | $76,399,203 | ▼ $6,909,683 |
| Land, Buildings, and Equipment, Net | $29,924,359 | $27,976,391 | ▼ $1,947,968 |
| Receivables From Officers Etc | $6,024,460 | $6,169,047 | ▲ $144,587 |
| Prepaid Expenses and Deferred Charges | $2,672,646 | $2,931,924 | ▲ $259,278 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $1,472,619,773 | $1,207,155,502 | ▼ $265,464,271 |
| Other Assets Total | $76,773,234 | $75,587,600 | ▼ $1,185,634 |
| Liabilities | |||
| Other Liabilities | $1,333,857,397 | $1,127,011,690 | ▼ $206,845,707 |
| Mortgage Notes Payable Secured by Investment Property | $50,000,000 | $0 | ▼ $50,000,000 |
| Accounts Payable and Accrued Expenses | $4,021,973 | $2,499,746 | ▼ $1,522,227 |
| Escrow Account Liability | $1,431,517 | $1,244,863 | ▼ $186,654 |
| Total Liabilities | $1,389,310,887 | $1,130,756,299 | ▼ $258,554,588 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $83,308,886 | $76,399,203 | ▼ $6,909,683 |
| Total Liabilities and Net Assets / Fund Balance | $1,472,619,773 | $1,207,155,502 | ▼ $265,464,271 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $14,906,975 | $10,891,476 | $25,798,451 |
| Equipment | $3,393,292 | $16,841,394 | $20,234,686 |
| Land | $8,257,243 | - | $8,257,243 |
| Leasehold Improvements | $1,306,522 | $3,890,176 | $5,196,698 |
| Other Land Buildings | $112,359 | - | $112,359 |
| Other Assets Org | $23,623,597 | - | - |
| Other Securities | $18,847 | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Todd Tharp | President/CEO | FT | $562,566 | $330,214 | $892,780 |
| Karen Smith | SVP/chief Credit Officer | FT | $218,711 | $84,907 | $303,618 |
| Charles Williams | SVP/chief Risk Officer | FT | $216,590 | $86,824 | $303,414 |
| Rishi Dave | VP Enterprise Tech. & Architecture | FT | $215,209 | $62,550 | $277,759 |
| Melvinrey De Guzman | Former VP Real Estate & Capital Markets | FT | $254,067 | $22,076 | $276,143 |
| Melvinrey De Guzman | Former VP Real Estate & Capital Mark | - | $152,645 | $123,498 | $276,143 |
| John Stevenson | SVP/CFO/secretary | FT | $219,000 | $25,102 | $244,102 |
| Vito Zerilli | SVP/chief Experience Officer | FT | $209,544 | $26,786 | $236,330 |
| Gloria Nunes | VP/chief People Officer | FT | $170,986 | $35,288 | $206,274 |
| Andrew Judge | VP Internal Audit | FT | $149,765 | $40,490 | $190,255 |
| James Creed | VP of Operations/payments | FT | $163,643 | $25,111 | $188,754 |
| Matthew Lyons | Former Evp/chief Operating Officer | FT | $53,598 | $125,358 | $178,956 |
| Chris De Jesus | VP Core Application Efficiency | FT | $155,477 | $19,790 | $175,267 |
| Nara Hartmann | VP of Legal/compliance/risk | FT | $145,874 | $19,626 | $165,500 |
Board Members and Trustees
| Name | Title |
|---|---|
| Matt Adams | Chair |
| Joshua Lawrence | Former Chair |
| Beverly Randez | Vice Chair |
| David Ely | Director |
| Harry Le Grande | Director |
| Les Overman | Director |
| Mike Daniels | Director |
| Yvonne Marsh | Director |
Highest Paid Contractors
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| The Rdi Corporation | Call Center Services | 4350 GLENDALE-MILFORD ROAD SUITE 2, Cincinnati, OH 45242 | $1,565,618 |
| Ncr Corporation | Online Banking/website Hosting Services | 858 SPRING STEET NW, Atlanta, GA 30308 | $973,703 |
| Mastercard International | Card Processing Services | 2200 MASTERCARD BOULEVARD, Ofallon, MO 63368 | $896,430 |
| Momentum INC | Design/construction Services | 109 BELL STREET SUITE B, Seattle, WA 98121 | $797,228 |
| Pscu | Card Processing Services | 560 CARILLON PARKWAY, St Petersburg, FL 33716 | $684,418 |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $45,523,045
- Investment Income
- $17,029,968
- Other Revenue
- $910,142
- Change in Net Assets
- $-6,477,454
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $54,183,538 |
| Salaries, Compensation, and Employee Benefits | $15,757,071 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $10,465,137 |
| Information Technology | - | - | - | $5,025,289 |
| Fees for Services Other | - | - | - | $2,608,499 |
| Depreciation Depletion | - | - | - | $2,466,785 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $2,436,960 |
| All Other Expenses | - | - | - | $1,988,061 |
| Occupancy | - | - | - | $1,961,905 |
| Other Expenses | - | - | - | $1,701,006 |
| Advertising | - | - | - | $1,595,791 |
| Office Expenses | - | - | - | $1,563,898 |
| Other Employee Benefits | - | - | - | $1,383,557 |
| Payroll Taxes | - | - | - | $997,935 |
| Pension Plan Contributions | - | - | - | $473,482 |
| Fees for Services Legal | - | - | - | $222,655 |
| Fees for Services Accounting | - | - | - | $209,694 |
| Interest | - | - | - | $207,787 |
| Insurance | - | - | - | $179,159 |
| Travel | - | - | - | $123,083 |
| Conferences and Meetings | - | - | - | $113,547 |
| Total Functional Expenses | $0 | $0 | $0 | $69,940,609 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- Yes
- Subject to proxy tax
- No
Reported Spending and Taxes
| Line Item | Amount |
|---|---|
| Political Expenditures | $6,250 |
| Total Exempt Function Spending | $6,250 |
| Section 527 Activity Spending | $0 |
Section 527 Organizations
| Organization | Location | Amount |
|---|---|---|
| 94-2329967 | Sacramento, CA | $6,250 |
Insider Transactions and Loans
Loans and Receivables
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $6,024,460 | $6,169,047 | ▲ $144,587 |
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Member Shares | $1,119,440,324 |
| Other Liabilities | $4,818,478 |
| Operating Lease Liabilities | $2,752,888 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Audit committee
- Yes
- Backup withholding compliance
- Yes
- Business relationship with 35% controlled entity
- No
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- No
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- Yes
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Form 990, Part VI, Section A, Line 6
“Blupeak credit union has members as specified in its bylaws.”
Form 990, Part VI, Section A, Line 7A
“Blupeak credit union members have the power to elect members of the governing body.”
Form 990, Part VI, Section A, Line 7B
“Blupeak credit union members have the power to elect or remove members of the governing body.”
Form 990, Part VI, Section A, Line 8B
“Blupeak credit union does not have committees with authority to act on behalf of the governing body.”
Form 990, Part VI, Section B, Line 11B
“Form 990 is reviewed by blupeak credit union's chief executive officer and chief financial officer prior to filing with the internal revenue service.”
Form 990, Part VI, Section B, Line 12C
“Blupeak credit union (blupeak) requires that all elected officials, committee members, management, and staff of blupeak credit union and its subsidiaries disclose any potential conflicts of interest on an annual basis. Human resources and risk management personnel monitor and enforce compliance with blupeak's conflict of interest policy. In the event an actual conflict is identified, risk management personnel in partnership with human resources determine the appropriate actions necessary to mitigate such conflicts. Such actions include restriction or exclusion from voting or participating in governing deliberations and decision making.”
Form 990, Part VI, Section B, Line 15A
“Blupeak credit union (blupeak) utilizes compease, a software application linked to salary survey data, to establish compensation levels for each credit union position. Compensation for executives, officers and key employees is based upon compease evaluations, other industry compensation data, a candidate's salary history, and the salary deemed necessary to attract qualified candidates based upon their skills and experience. The chief executive officer's compensation is reviewed and approved by the board of directors with substantiation of this process maintained in blupeak's records. This process last occurred in june 2024.”
Form 990, Part VI, Section C, Line 19
“Blupeak credit union makes its governing documents, conflict of interest policy, and audited financial statements available to the public upon request in the same time and manner as other disclosures required under internal revenue code section 6104.”
Filing and Contact Details
Filer
- Filer Name
- Blupeak Credit Union
- EIN
- 95-1209332
- Phone
- 8587956000
- Address
- 10120 PACIFIC HEIGHTS BLVD 100, SAN DIEGO, CA 92121
Signing Officer
- Name
- John Stevenson
- Title
- SVP, Chief Financial Officer
- Phone
- 8587956000
- Signed
- 2025-10-07
- Discuss with paid preparer
- Yes
Organization Details
- Principal Officer
- Todd Tharp
- Formed
- 1936
- Legal Domicile
- CA
- Voting Board Members
- 7
- Independent Board Members
- 7
- Employees
- 148
- Volunteers
- 13
Preparer
- Firm
- Rsm US Llp
- Address
- 4650 EAST 53RD STREET, DAVENPORT, IA 52807-3479
- Preparer
- Jenifer L Chase
- Phone
- 5638884000
Supplemental Narrative
Additional Explanations
FORM 990, PART XII, LINE 2C:
“The oversight and selection process has not changed from the prior tax year.”
Financial Statement Notes
PART IV, LINE 2B:
“Blupeak credit union (blupeak) maintains escrow accounts for mortgage loans held by members. Blupeak also holds custodial accounts to facilitate the servicing of loans sold to entities such as fannie mae. At 12/31/2024 escrow balances totaled $1,244,863, and the value of assets for which the credit union served as custodian was $113,166. The escrow balances are used to pay for real estate taxes and homeowners insurance on behalf of members.”
PART X, LINE 2:
“Blupeak credit union (blupeak) is exempt from federal and state income taxes, except for taxes on unrelated business income. Blupeak is a state-chartered credit union as described in internal revenue code (irc) section 501(c)(14) and, as such, is exempt from federal taxation of income derived from the performance of activities that are in furtherance of its exempt purposes. However, irc section 511 imposes a tax on the unrelated business income (as defined in section 512) derived by state-chartered credit unions. Exemption from california income tax is similar. Fasb asc 740-10-65, income taxes, provides guidance for how uncertain tax positions should be recognized, measured, disclosed and presented in the consolidated financial statements. This requires the evaluation of tax positions taken or expected to be taken in the course of preparing the credit union's tax returns to determine whether the tax positions are "more likely than not" of being sustained "when challenged or "when examined" by the applicable tax authority. Tax positions deemed to not meet the more-likely-than-not threshold should be recorded as a tax expense and liability in the current year. For the years ended december 31, 2024 and 2023, management has determined that blupeak has no material uncertain tax positions, and accordingly, blupeak has not recorded a liability for the payment of interest or penalties.”
Raw XML AppendixShowing 400 of 805 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 4021973 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 2499746 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | BLUPEAK CREDIT UNION IS A MEMBER-OWNED, NOT-FOR-PROFIT FINANCIAL COOPERATIVE; WE EXIST TO SERVE - TO ENRICH LIVES AND BUILD BETTER FUTURES. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 1595791 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 1988061 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | JOHN STEVENSON CFO |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8587956000 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 10120 PACIFIC HEIGHTS BLVD 100 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | SAN DIEGO |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | CA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 92121 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 315326344 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 129083750 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 18 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 2436960 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 113547 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 1 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 1565618 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 973703 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 896430 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 3 | 797228 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 4 | 684418 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 4350 GLENDALE-MILFORD ROAD SUITE 2 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | 858 SPRING STEET NW |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 2 | 2200 MASTERCARD BOULEVARD |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 3 | 109 BELL STREET SUITE B |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 4 | 560 CARILLON PARKWAY |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | CINCINNATI |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | ATLANTA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 2 | OFALLON |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 3 | SEATTLE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 4 | ST PETERSBURG |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | GA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 2 | MO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 3 | WA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 4 | FL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 45242 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 30308 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 2 | 63368 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 3 | 98121 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 4 | 33716 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | THE RDI CORPORATION |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | NCR CORPORATION |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 2 | MASTERCARD INTERNATIONAL |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 3 | MOMENTUM INC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 4 | PSCU |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | CALL CENTER SERVICES |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | ONLINE BANKING/WEBSITE HOSTING SERVICES |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | CARD PROCESSING SERVICES |
| IRS990/ContractorCompensationGrp/ServicesDesc | 3 | DESIGN/CONSTRUCTION SERVICES |
| IRS990/ContractorCompensationGrp/ServicesDesc | 4 | CARD PROCESSING SERVICES |
| IRS990/CreditCounselingInd | 0 | 1 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 17029968 |
| IRS990/CYOtherExpensesAmt | 0 | 54183538 |
| IRS990/CYOtherRevenueAmt | 0 | 910142 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 45523045 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -6477454 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 15757071 |
| IRS990/CYTotalExpensesAmt | 0 | 69940609 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 63463155 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 2466785 |
| IRS990/Desc | 0 | MEMBERSHIP IN BLUPEAK CREDIT UNION ("BLUPEAK") PROVIDES ACCESS TO A ROBUST ARRAY OF QUALITY FINANCIAL SERVICES AND PRODUCTS INCLUDING CHECKING AND SAVINGS ACCOUNTS. UNLIKE BANKS, WHICH RETURN THEIR PROFITS TO SHAREHOLDERS, BLUPEAK CREDIT UNION RETURNS ITS PROFITS TO MEMBERS IN THE FORM OF HIGHER RATES ON DEPOSITS AND A HOST OF FREE AND LOW-COST SERVICES. AS OF DECEMBER 31, 2024, MEMBERS HELD 70,939 DEPOSIT ACCOUNTS TOTALING OVER $1,119 MILLION. THESE ACCOUNTS INCLUDED FREE CHECKING, LOW-BALANCE SAVINGS, IRA'S, HIGH-YIELD SAVINGS, MONEY MARKET AND TERM INVESTMENT ACCOUNTS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 1 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 148 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 1431517 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 1244863 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 209694 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 222655 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 2608499 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 17 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 18 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 19 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 20 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 52512 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 4568 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 4086 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 37151 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 32255 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 44708 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 23075 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 22979 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 22076 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 17 | 39752 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 18 | 19687 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 19 | 9512 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 20 | 19141 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MATT ADAMS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MIKE DANIELS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | DAVID ELY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | HARRY LE GRANDE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JOSHUA LAWRENCE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | YVONNE MARSH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | LES OVERMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | BEVERLY RANDEZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | TODD THARP |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | JOHN STEVENSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | MATTHEW LYONS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | CHARLES WILLIAMS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | KAREN SMITH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | RISHI DAVE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | GLORIA NUNES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | VITO ZERILLI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | MELVINREY DE GUZMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 17 | ANDREW JUDGE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 18 | JAMES CREED |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 19 | NARA HARTMANN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 20 | CHRIS DE JESUS |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 840268 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 239534 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 174870 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 266263 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 271363 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 233051 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 183199 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 213351 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 254067 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 17 | 150503 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 18 | 169067 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 19 | 155988 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 20 | 156126 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 19 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 20 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | FORMER CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | PRESIDENT/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | SVP/CFO/SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | FORMER EVP/CHIEF OPERATING OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | SVP/CHIEF RISK OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | SVP/CHIEF CREDIT OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | VP ENTERPRISE TECH. & ARCHITECTURE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | VP/CHIEF PEOPLE OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | SVP/CHIEF EXPERIENCE OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | FORMER VP REAL ESTATE & CAPITAL MARKETS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 17 | VP INTERNAL AUDIT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 18 | VP OF OPERATIONS/PAYMENTS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 19 | VP OF LEGAL/COMPLIANCE/RISK |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 20 | VP CORE APPLICATION EFFICIENCY |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1936 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 44570 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 8110560 |
| IRS990/GrossReceiptsAmt | 0 | 72883032 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 2264029 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 41 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 5025289 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 179159 |
| IRS990/InterestGrp/TotalAmt | 0 | 207787 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 16985398 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 16985398 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 156055523 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 151782633 |
| IRS990/IRPDocumentCnt | 0 | 17330 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 31623046 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 29924359 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 27976391 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 59599437 |
| IRS990/LegalDomicileStateCd | 0 | CA |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 8065990 |
| IRS990/LessRentalExpensesGrp/RealAmt | 0 | 1353887 |
| IRS990/LoanOutstandingInd | 0 | 1 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 0 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | WE ARE A MEMBER-OWNED, NOT-FOR-PROFIT FINANCIAL COOPERATIVE; WE EXIST TO SERVE - TO ENRICH LIVES AND BUILD BETTER FUTURES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 50000000 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 83308886 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 76399203 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 44570 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 44570 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | 910142 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 910142 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -432229 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 1961905 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 1563898 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 76773234 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 75587600 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 1383557 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS PAID TO MEMBE |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN PROGRAM/SERVICING |
| IRS990/OtherExpensesGrp/Desc | 3 | ATM EXPENSES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 25024656 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 6965433 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 2226290 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 1701006 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 1333857397 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 1127011690 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 10465137 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 885843207 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 813624157 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 997935 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 473482 |
| IRS990/PoliticalCampaignActyInd | 0 | 1 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 2672646 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 2931924 |
| IRS990/PrincipalOfficerNm | 0 | TODD THARP |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | SERVICE CHARGES AND FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | INTERCHANGE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 39328767 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 3878319 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 2289708 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 39328767 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 3904570 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 2289708 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 26251 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | AS A MEMBER-OWNED, NOT-FOR-PROFIT COOPERATIVE, BLUPEAK CREDIT UNION ("BLUPEAK") IS DEDICATED TO PROVIDING THE FINANCIAL PRODUCTS AND SERVICES MEMBERS NEED AT EVERY STAGE OF LIFE. WHETHER IT'S BUYING A FIRST CAR, FINANCING A NEW HOME, OR SEEKING A HIGHER EDUCATION, BLUPEAK OFFERS MEMBERS LOW-COST HOME, VEHICLE, AND PERSONAL LOANS, AS WELL AS FREE FINANCIAL SEMINARS TO ASSIST THEM IN MAKING SOUND FINANCIAL CHOICES. AS OF DECEMBER 31, 2024, BLUPEAK MEMBERS HELD 15,131 MORTGAGE, HOME EQUITY, VEHICLE, AND VARIOUS OTHER PERSONAL LOANS TOTALING OVER $825 MILLION. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | SINCE 1936, BLUPEAK CREDIT UNION ("BLUPEAK") HAS BEEN HELPING PEOPLE ACHIEVE THEIR MOST IMPORTANT FINANCIAL GOALS. AS ONE OF CALIFORNIA'S LARGEST CREDIT UNIONS, BLUPEAK OFFERS FULL-SERVICE BANKING INCLUDING FREE AND LOW-COST E-SERVICES. MEMBERS CAN MANAGE THEIR PERSONAL FINANCES ANYTIME, ANYWHERE WITH TELEPHONE, ONLINE AND WIRELESS INTERNET BANKING. AS AN ADDITIONAL CONVENIENCE, BLUPEAK OFFERS BILLPAY SERVICES TO MEMBERS WITH QUALIFYING CHECKING ACCOUNTS AT NO COST. EACH MONTH, APPROXIMATELY 32,000 MEMBERS UTILIZE THE E-SERVICES AVAILABLE 24 HOURS PER DAY. IN ADDITION, BLUPEAK HAS PARTNERED WITH OTHER CREDIT UNIONS TO FORM THE CO-OP ATM NETWORK. THIS NETWORK PROVIDES MEMBERS ACCESS TO APPROXIMATELY 30,000 NO-FEE ATM'S THROUGHOUT THE UNITED STATES, INCLUDING LOCATIONS AT POPULAR RETAILERS. |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | ADDITIONAL BLUPEAK CREDIT UNION MEMBERSHIP BENEFITS INCLUDE: 1) PROFESSIONAL BROKERAGE AND INVESTMENT SERVICES, 2) MONEY-SAVING AUTO, HOME, HEALTH AND LIFE INSURANCE PROGRAMS, 3) FREE FINANCIAL EDUCATION TOOLS, AND 4) MERCHANT AND RECREATION DISCOUNTS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 20700 |
| IRS990/PYInvestmentIncomeAmt | 0 | 15826856 |
| IRS990/PYOtherExpensesAmt | 0 | 43195799 |
| IRS990/PYOtherRevenueAmt | 0 | -46399 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 46598261 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 2264109 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 16898110 |
| IRS990/PYTotalExpensesAmt | 0 | 60114609 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 62378718 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 6024460 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 6169047 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -6477454 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 910142 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 1 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 83308886 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 76399203 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleC/Expended527ActivitiesAmt | 0 | 0 |
| IRS990ScheduleC/Form1120POLFiledInd | 0 | 1 |
| IRS990ScheduleC/InternalFundsContributedAmt | 0 | 6250 |
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