Civic Intelligence

Millard County Credit Union

990 • Fiscal year 2012 • EIN 87-0237481

Jan 01, 2012 to Dec 31, 2012 • Filed on Oct 11, 2013

40 South 100 West84631
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

65th percentile

0.89x

Higher debt load relative to assets than 65% of similar nonprofits.

2012 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

74th percentile

6.7%

Faster asset growth than 74% of similar nonprofits.

2012 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Up

$28,449,331

Up $1,793,125 (+6.7%) from 2011

Net Assets

Up

$3,008,615

Up $117,147 (+4.1%) from 2011

Liabilities

Up

$25,440,716

Up $1,675,978 (+7.1%) from 2011

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$1,114,391

Down $41,018 (-3.6%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $24,455,376Liabilities 2010: $21,477,139Net Assets 2010: $2,978,2372010Assets 2011: $26,656,206Liabilities 2011: $23,764,738Net Assets 2011: $2,891,4682011Assets 2012: $28,449,331Liabilities 2012: $25,440,716Net Assets 2012: $3,008,6152012Assets 2013: $27,831,534Liabilities 2013: $24,686,884Net Assets 2013: $3,144,6502013Assets 2014: $28,707,565Liabilities 2014: $25,478,526Net Assets 2014: $3,229,0392014Assets 2015: $30,779,346Liabilities 2015: $27,447,629Net Assets 2015: $3,331,7172015Assets 2016: $32,094,845Liabilities 2016: $28,747,517Net Assets 2016: $3,347,3282016Assets 2017: $34,957,276Liabilities 2017: $31,347,795Net Assets 2017: $3,609,4812017Assets 2018: $38,600,159Liabilities 2018: $34,822,158Net Assets 2018: $3,778,0012018Assets 2019: $41,711,244Liabilities 2019: $37,476,871Net Assets 2019: $4,234,3732019Assets 2020: $48,652,488Liabilities 2020: $44,192,092Net Assets 2020: $4,460,3962020Assets 2021: $57,306,387Liabilities 2021: $52,534,256Net Assets 2021: $4,772,1312021Assets 2022: $58,129,266Liabilities 2022: $52,916,164Net Assets 2022: $5,213,1022022Assets 2023: $55,198,482Liabilities 2023: $49,478,221Net Assets 2023: $5,720,2612023Assets 2024: $59,381,941Liabilities 2024: $52,960,283Net Assets 2024: $6,421,6582024

Highlighted filing

2012

Assets$28,449,331
Liabilities$25,440,716
Net Assets$3,008,615

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0Expenses 2010: $1,274,1532010Expenses 2011: $1,155,4092011Expenses 2012: $1,114,3912012Revenue 2013: $1,106,913Expenses 2013: $1,062,718Net Income 2013: $44,1952013Revenue 2014: $1,114,581Expenses 2014: $997,293Net Income 2014: $117,2882014Revenue 2015: $1,136,878Expenses 2015: $990,727Net Income 2015: $146,1512015Revenue 2016: $1,157,307Expenses 2016: $1,019,722Net Income 2016: $137,5852016Revenue 2017: $1,244,828Expenses 2017: $1,003,453Net Income 2017: $241,3752017Revenue 2018: $1,384,741Expenses 2018: $1,084,536Net Income 2018: $300,2052018Revenue 2019: $1,635,920Expenses 2019: $1,187,482Net Income 2019: $448,4382019Revenue 2020: $1,595,003Expenses 2020: $1,246,064Net Income 2020: $348,9392020Revenue 2021: $1,526,787Expenses 2021: $1,265,575Net Income 2021: $261,2122021Revenue 2022: $1,769,688Expenses 2022: $1,382,889Net Income 2022: $386,7992022Revenue 2023: $2,258,050Expenses 2023: $1,667,351Net Income 2023: $590,6992023Revenue 2024: $2,786,495Expenses 2024: $2,124,062Net Income 2024: $662,4332024

Highlighted filing

2012

Revenue-
Expenses$1,114,391
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Oct 11, 2013
Return Version
2012v2.0
Gross Receipts
$1,171,746
Mission and Program Overview

Mission

Providing credit union services to members through a state chartered credit union.

Filing and Contact Details

Filer

EIN
87-0237481
Raw XML Appendix344 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/LandBldgEquipmentAccumDeprec0802465
IRS990/LandBuildingsEquipmentBasis01059584
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IRS990/NetRentalIncomeOrLoss/TotalRevenueColumn00
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IRS990/OtherExpenses/Description0NCUSIF PREMIUM
IRS990/OtherExpenses/Description1PROFESSIONAL & OUTSIDE SERVICE
IRS990/OtherExpenses/Description2DIVIDENDS ON SHARES
IRS990/OtherExpenses/Description3LOAN SERVICING
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IRS990/PartialLiquidation0false
IRS990/PaymentsToAffiliates/Total00
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IRS990/PoliciesReferenceChapters0true
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IRS990/PrepaidExpensesDeferredCharges/BOY053531
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IRS990/ProgramServiceRevenueCY01105676
IRS990/ProgramServiceRevenue/Description0INTEREST ON LOANS
IRS990/ProgramServiceRevenue/Description1FEES
IRS990/ProgramServiceRevenuePriorYear01167125
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome0928557
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IRS990/ProhibitedTaxShelterTrans0false
IRS990/ReceivablesFromDisqualPersons/EOY00
IRS990/ReceivablesFromOfficersEtc/EOY00
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IRS990ScheduleD/OtherLiabilities/Amount015798832
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IRS990ScheduleD/OtherLiabilities/Amount21749274
IRS990ScheduleD/OtherLiabilities/Amount3610305
IRS990ScheduleD/OtherLiabilities/Description0SHARES
IRS990ScheduleD/OtherLiabilities/Description1SHARE DRAFTS
IRS990ScheduleD/OtherLiabilities/Description2SHARE CERTIFICATES
IRS990ScheduleD/OtherLiabilities/Description3IRA/KEOGH
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IRS990ScheduleO/GeneralExplanation/Explanation0THE ORGANIZATION POSTS FINANCIAL INFORMATION IN ITS OFFICE AND ON NCUA.GOV.
IRS990ScheduleO/GeneralExplanation/Explanation1THE PRESIDENT OF THE CREDIT UNION, STEVE SHINER, PERFORMED A REVIEW OF THE FORM 990 BEFORE IT WAS FILED WITH THE INTERNAL REVENUE SERVICE.
IRS990ScheduleO/GeneralExplanation/Explanation2MEMBERS OF THE CREDIT UNION ARE REQUIRED TO MAINTAIN AT LEAST $25 IN A SHARE ACCOUNT AT ALL TIMES TO QUALIFY FOR MEMBERSHIP.
IRS990ScheduleO/GeneralExplanation/Identifier0Form 990, Part VI, Line 19
IRS990ScheduleO/GeneralExplanation/Identifier1Form 990, Part VI, Line 11b
IRS990ScheduleO/GeneralExplanation/Identifier2Form 990, Part VI, Line 6
IRS990ScheduleO/GeneralExplanation/ReturnReference0Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990ScheduleO/GeneralExplanation/ReturnReference1Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/GeneralExplanation/ReturnReference2Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
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IRS990/TheBooksAreInCareOf/AddressUS/City0DELTA
IRS990/TheBooksAreInCareOf/AddressUS/State0UT
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode084624
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IRS990/TotalOtherRevenue00
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProgramServiceRevenue01105676
IRS990/TotalRevenueCurrentYear01171746
IRS990/TotalRevenuePriorYear01241385
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome01171746
IRS990/TotalRevenue/TotalRevenueColumn01171746
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IRS990/TransfersToExemptNonChrtblOrg0false
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IRS990/Travel/Total02626
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IRS990/UponRequest0X
IRS990/WebSite0N/A
IRS990/WhistleblowerPolicy0false
IRS990/YearFormation01956
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/Filer/EIN0870237481
ReturnHeader/Filer/Name/BusinessNameLine10MILLARD COUNTY CREDIT UNION
ReturnHeader/Filer/NameControl0MILL
ReturnHeader/Filer/Phone04358644411
ReturnHeader/Filer/USAddress/AddressLine1040 SOUTH 100 WEST
ReturnHeader/Filer/USAddress/City0FILLMORE
ReturnHeader/Filer/USAddress/State0UT
ReturnHeader/Filer/USAddress/ZIPCode084631
ReturnHeader/Officer/AuthorizeThirdParty0true
ReturnHeader/Officer/DateSigned02013-10-11
ReturnHeader/Officer/Name0STEVE SHINER
ReturnHeader/Officer/Title0President
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10Dickson & Company Inc
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine101805 S Redwood RD
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0SALT LAKE CITY
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0UT
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode084104
ReturnHeader/Preparer/Name0Russell Dickson
ReturnHeader/Preparer/Phone08018596545
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-10-25T13:35:49-07:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$59.4$53.0$6.42$2.79$2.12$0.66
2023Summary only. Only limited summary data is available for this year.$55.2$49.5$5.72$2.26$1.67$0.59
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$58.1$52.9$5.21$1.77$1.38$0.39
2021Summary only. Only limited summary data is available for this year.$57.3$52.5$4.77$1.53$1.27$0.26
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$48.7$44.2$4.46$1.60$1.25$0.35
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$41.7$37.5$4.23$1.64$1.19$0.45
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$38.6$34.8$3.78$1.38$1.08$0.30
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$35.0$31.3$3.61$1.24$1.00$0.24
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$32.1$28.7$3.35$1.16$1.02$0.14
2015Summary only. Only limited summary data is available for this year.$30.8$27.4$3.33$1.14$0.99$0.15
2014Detailed filing. Detailed filing data is available for this year.$28.7$25.5$3.23$1.11$1.00$0.12
2013Detailed filing. Detailed filing data is available for this year.$27.8$24.7$3.14$1.11$1.06$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.4$25.4$3.01$1.11
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.7$23.8$2.89$1.16
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.5$21.5$2.98$1.27