Civic Intelligence

Millard County Credit Union

EIN 87-0237481 • 501(c)14 • Fillmore, UT

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Profile

Providing credit union services to members through a state chartered credit union.

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45 S Main StreetFillmore, UT 84631

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

61st percentile

0.89x

Higher debt load relative to assets than 61% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

69th percentile

19.01x

Higher debt load relative to revenue than 69% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

86th percentile

24%

Higher net margin than 86% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

34th percentile

$133,000

Higher top officer pay than 34% of similar nonprofits.

Top officer pay equals 4.8% of source-year revenue.

$50M-$100M nonprofits • Source year 2024

Asset Growth

86th percentile

7.6%

Faster asset growth than 86% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

80th percentile

23%

Faster revenue growth than 80% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets61st percentile

Assets

Up

$59,381,941

Up $4,183,459 (+7.6%) from 2023

Liabilities

Up

$52,960,283

Up $3,482,062 (+7.0%) from 2023

Net Assets

Up

$6,421,658

Up $701,397 (+12%) from 2023

Operations
Liabilities / Revenue69th percentileNet Margin86th percentile

Revenue

Up

$2,786,495

Up $528,445 (+23%) from 2023

Expenses

Up

$2,124,062

Up $456,711 (+27%) from 2023

Net Income

Up

$662,433

Up $71,734 (+12%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth86th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2010: $24,455,376Liabilities 2010: $21,477,139Net Assets 2010: $2,978,2372010Assets 2011: $26,656,206Liabilities 2011: $23,764,738Net Assets 2011: $2,891,4682011Assets 2012: $28,449,331Liabilities 2012: $25,440,716Net Assets 2012: $3,008,6152012Assets 2013: $27,831,534Liabilities 2013: $24,686,884Net Assets 2013: $3,144,6502013Assets 2014: $28,707,565Liabilities 2014: $25,478,526Net Assets 2014: $3,229,0392014Assets 2015: $30,779,346Liabilities 2015: $27,447,629Net Assets 2015: $3,331,7172015Assets 2016: $32,094,845Liabilities 2016: $28,747,517Net Assets 2016: $3,347,3282016Assets 2017: $34,957,276Liabilities 2017: $31,347,795Net Assets 2017: $3,609,4812017Assets 2018: $38,600,159Liabilities 2018: $34,822,158Net Assets 2018: $3,778,0012018Assets 2019: $41,711,244Liabilities 2019: $37,476,871Net Assets 2019: $4,234,3732019Assets 2020: $48,652,488Liabilities 2020: $44,192,092Net Assets 2020: $4,460,3962020Assets 2021: $57,306,387Liabilities 2021: $52,534,256Net Assets 2021: $4,772,1312021Assets 2022: $58,129,266Liabilities 2022: $52,916,164Net Assets 2022: $5,213,1022022Assets 2023: $55,198,482Liabilities 2023: $49,478,221Net Assets 2023: $5,720,2612023Assets 2024: $59,381,941Liabilities 2024: $52,960,283Net Assets 2024: $6,421,6582024

Highlighted filing

2024

Assets$59,381,941
Liabilities$52,960,283
Net Assets$6,421,658
Open 2024 Filing

Operations Trend

Revenue Growth80th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0Expenses 2010: $1,274,1532010Expenses 2011: $1,155,4092011Expenses 2012: $1,114,3912012Revenue 2013: $1,106,913Expenses 2013: $1,062,718Net Income 2013: $44,1952013Revenue 2014: $1,114,581Expenses 2014: $997,293Net Income 2014: $117,2882014Revenue 2015: $1,136,878Expenses 2015: $990,727Net Income 2015: $146,1512015Revenue 2016: $1,157,307Expenses 2016: $1,019,722Net Income 2016: $137,5852016Revenue 2017: $1,244,828Expenses 2017: $1,003,453Net Income 2017: $241,3752017Revenue 2018: $1,384,741Expenses 2018: $1,084,536Net Income 2018: $300,2052018Revenue 2019: $1,635,920Expenses 2019: $1,187,482Net Income 2019: $448,4382019Revenue 2020: $1,595,003Expenses 2020: $1,246,064Net Income 2020: $348,9392020Revenue 2021: $1,526,787Expenses 2021: $1,265,575Net Income 2021: $261,2122021Revenue 2022: $1,769,688Expenses 2022: $1,382,889Net Income 2022: $386,7992022Revenue 2023: $2,258,050Expenses 2023: $1,667,351Net Income 2023: $590,6992023Revenue 2024: $2,786,495Expenses 2024: $2,124,062Net Income 2024: $662,4332024

Highlighted filing

2024

Revenue$2,786,495
Expenses$2,124,062
Net Income$662,433
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$59,381,941
Liabilities
$52,960,283
Net assets
$6,421,658
Revenue
$2,786,495
Expenses
$2,124,062
Net income
$662,433
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$59.4$53.0$6.42$2.79$2.12$0.66
2023Summary only. Only limited summary data is available for this year.$55.2$49.5$5.72$2.26$1.67$0.59
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$58.1$52.9$5.21$1.77$1.38$0.39
2021Summary only. Only limited summary data is available for this year.$57.3$52.5$4.77$1.53$1.27$0.26
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$48.7$44.2$4.46$1.60$1.25$0.35
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$41.7$37.5$4.23$1.64$1.19$0.45
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$38.6$34.8$3.78$1.38$1.08$0.30
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$35.0$31.3$3.61$1.24$1.00$0.24
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$32.1$28.7$3.35$1.16$1.02$0.14
2015Summary only. Only limited summary data is available for this year.$30.8$27.4$3.33$1.14$0.99$0.15
2014Detailed filing. Detailed filing data is available for this year.$28.7$25.5$3.23$1.11$1.00$0.12
2013Detailed filing. Detailed filing data is available for this year.$27.8$24.7$3.14$1.11$1.06$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.4$25.4$3.01$1.11
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.7$23.8$2.89$1.16
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.5$21.5$2.98$1.27
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jun 30, 2025
Return Version
2024v5.2
Gross Receipts
$2,786,495
Mission and Program Overview

Mission

Providing credit union services to members through a state chartered credit union.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$29,825,808$30,640,865▲ $815,057
Savings and Temporary Cash Investments$23,318,991$25,214,526▲ $1,895,535
Rtn Earn Endowment Incm Other Fnds$5,720,261$6,421,658▲ $701,397
Land, Buildings, and Equipment, Net$634,723$851,258▲ $216,535
Cash and Non-Interest-Bearing Accounts$647,927$392,781▼ $255,146
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$55,198,482$59,381,941▲ $4,183,459
Other Assets Total$771,033$2,282,511▲ $1,511,478
Liabilities
Other Liabilities$49,479,541$52,977,041▲ $3,497,500
Accounts Payable and Accrued Expenses$-1,320$-16,758▼ $15,438
Total Liabilities$49,478,221$52,960,283▲ $3,482,062
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,720,261$6,421,658▲ $701,397
Total Liabilities and Net Assets / Fund Balance$55,198,482$59,381,941▲ $4,183,459

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$433,368$542,868$976,236
Land$355,800-$355,800
Other Land Buildings$15,405$201,403$216,808
Equipment$46,685$5,187$51,872
Compensation and Service Providers
Top Officer Pay34th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Scott LemmonPresidentFT$133,000$133,000

Board Members and Trustees

NameTitle
Cristi LovellDirector
Gino SchinaDirector
Kelli ChristensenDirector
Molly StevensDirector
Carol MeinhardtSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,117,486
Investment Income
$669,009
Other Revenue
$0
Change in Net Assets
$662,433
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,314,326
Salaries, Compensation, and Employee Benefits$809,736
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$676,736--$676,736
Office Expenses$603,401--$603,401
Current Officers, Directors, Trustees, and Key Employees$133,000--$133,000
Occupancy$61,745--$61,745
All Other Expenses$49,712--$49,712
Other Expenses$40,950--$40,950
Travel$6,770--$6,770
Total Functional Expenses$2,124,062$0$0$2,124,062
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
All Other Shares$52,977,041
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Members of the credit union are required to maintain at least $25 in a share account at all times to qualify for membership.”

Form 990, Part VI, Section B, Line 11B

“The president of the credit union, steve shiner, performed a review of the form 990 before it was filed with the internal revenue service.”

Form 990, Part VI, Section C, Line 19

“The organization posts financial information in its office and on ncua.gov.”

Filing and Contact Details

Filer

Filer Name
Millard County Credit Union
EIN
87-0237481
Phone
4358644411
Address
45 S Main Street, FILLMORE, UT 84631

Signing Officer

Name
Scott Lemmon
Title
President
Signed
2025-06-30
Discuss with paid preparer
Yes

Organization Details

Formed
1956
Legal Domicile
Ut
Voting Board Members
5
Independent Board Members
5
Employees
14
Volunteers
8

Preparer

Firm
Dickson and Company Inc
Address
455 East 500 South Suite 400, Salt Lake City, UT 84106
Preparer
Russell Dickson
Phone
8018596545
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Comprehensive Income = $38964”

Raw XML Appendix354 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0PROVIDING CREDIT UNION SERVICES TO MEMBERS THROUGH A STATE CHARTERED CREDIT UNION.
IRS990/AdvertisingGrp/TotalAmt00
IRS990/AllOtherExpensesGrp/ProgramServicesAmt049712
IRS990/AllOtherExpensesGrp/TotalAmt049712
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Scott Lemon
IRS990/BooksInCareOfDetail/PhoneNum04358644411
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt045 South Main
IRS990/BooksInCareOfDetail/USAddress/CityNm0Fillmore
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0UT
IRS990/BooksInCareOfDetail/USAddress/ZIPCd084631
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0647927
IRS990/CashNonInterestBearingGrp/EOYAmt0392781
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0133000
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0133000
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt00
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0669009
IRS990/CYOtherExpensesAmt01314326
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt02117486
IRS990/CYRevenuesLessExpensesAmt0662433
IRS990/CYSalariesCompEmpBnftPaidAmt0809736
IRS990/CYTotalExpensesAmt02124062
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt02786495
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt00
IRS990/Desc0PROVIDING CREDIT UNION SERVICES TO MEMBERS THROUGH A STATE CHARTERED CREDIT UNION.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt014
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt00
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/PersonNm0SCOTT LEMMON
IRS990/Form990PartVIISectionAGrp/PersonNm1CRISTI LOVELL
IRS990/Form990PartVIISectionAGrp/PersonNm2CAROL MEINHARDT
IRS990/Form990PartVIISectionAGrp/PersonNm3MOLLY STEVENS
IRS990/Form990PartVIISectionAGrp/PersonNm4KELLI CHRISTENSEN
IRS990/Form990PartVIISectionAGrp/PersonNm5GINO SCHINA
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0133000
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/TitleTxt0President
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990ProvidedToGvrnBodyInd0false
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IRS990/FundraisingActivitiesInd0false
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IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
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IRS990/IRPDocumentCnt0572
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IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
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IRS990/NetAssetsOrFundBalancesBOYAmt05720261
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IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
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IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
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IRS990/OtherExpensesGrp/Desc0INTEREST ON DEPOSITS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2PROFESSIONAL & OUTSIDE SERVICE
IRS990/OtherExpensesGrp/Desc3TOTAL CREDIT LOSS EXPENSE
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IRS990/OthNotesLoansReceivableNetGrp/BOYAmt029825808
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IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/Desc1INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0416485
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11701001
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0416485
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11701001
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0549910
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0877515
IRS990/PYProgramServiceRevenueAmt01708140
IRS990/PYRevenuesLessExpensesAmt0590699
IRS990/PYSalariesCompEmpBnftPaidAmt0789836
IRS990/PYTotalExpensesAmt01667351
IRS990/PYTotalRevenueAmt02258050
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0662433
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IRS990/RelatedOrganizationCtrlEntInd0false
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IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
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IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06421658
IRS990/SavingsAndTempCashInvstGrp/BOYAmt023318991
IRS990/SavingsAndTempCashInvstGrp/EOYAmt025214526
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IRS990ScheduleD/BuildingsGrp/BookValueAmt0433368
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0542868
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0976236
IRS990ScheduleD/EquipmentGrp/BookValueAmt046685
IRS990ScheduleD/EquipmentGrp/DepreciationAmt05187
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt051872
IRS990ScheduleD/LandGrp/BookValueAmt0355800
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0355800
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt015405
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0201403
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0216808
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt052977041
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0ALL OTHER SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0851258
IRS990ScheduleD/TotalLiabilityAmt052977041
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MEMBERS OF THE CREDIT UNION ARE REQUIRED TO MAINTAIN AT LEAST $25 IN A SHARE ACCOUNT AT ALL TIMES TO QUALIFY FOR MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE PRESIDENT OF THE CREDIT UNION, STEVE SHINER, PERFORMED A REVIEW OF THE FORM 990 BEFORE IT WAS FILED WITH THE INTERNAL REVENUE SERVICE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION POSTS FINANCIAL INFORMATION IN ITS OFFICE AND ON NCUA.GOV.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Comprehensive Income = $38964
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part XI, Line 9
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IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
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IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt055198482
IRS990/TotalAssetsEOYAmt059381941
IRS990/TotalAssetsGrp/BOYAmt055198482
IRS990/TotalAssetsGrp/EOYAmt059381941
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IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt014
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt02124062
IRS990/TotalFunctionalExpensesGrp/TotalAmt02124062
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt049478221
IRS990/TotalLiabilitiesEOYAmt052960283
IRS990/TotalLiabilitiesGrp/BOYAmt049478221
IRS990/TotalLiabilitiesGrp/EOYAmt052960283
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05720261
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt06421658
IRS990/TotalProgramServiceRevenueAmt02117486
IRS990/TotalReportableCompFromOrgAmt0133000
IRS990/TotalRevenueGrp/ExclusionAmt0669009
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02117486
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02786495
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt055198482
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt059381941
IRS990/TravelGrp/ProgramServicesAmt06770
IRS990/TravelGrp/TotalAmt06770
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt045 S Main Street
IRS990/USAddress/CityNm0FILLMORE
IRS990/USAddress/StateAbbreviationCd0UT
IRS990/USAddress/ZIPCd084631
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Scott Lemmon
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-06-30
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MILLARD COUNTY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0MILL
ReturnHeader/Filer/EIN0870237481
ReturnHeader/Filer/PhoneNum04358644411
ReturnHeader/Filer/USAddress/AddressLine1Txt045 S Main Street
ReturnHeader/Filer/USAddress/CityNm0FILLMORE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0UT
ReturnHeader/Filer/USAddress/ZIPCd084631
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0260476748
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0DICKSON AND COMPANY INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0455 East 500 South Suite 400
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Salt Lake City
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0UT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd084106
ReturnHeader/PreparerPersonGrp/PhoneNum08018596545
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Russell Dickson
ReturnHeader/ReturnTs02025-06-30T12:17:44-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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