Civic Intelligence

First Credit Union

990 • Fiscal year 2015 • EIN 86-0100904

Jan 01, 2015 to Dec 31, 2015 • Filed on Oct 27, 2016

Organization ProfileN/A

View Organization Page

25 South Arizona Place Suite 111Chandler, AZ 85225

(480) 756-4866

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

99th percentile

0.95x

Higher debt load relative to assets than 99% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Liabilities / Revenue

50th percentile

18.30x

Higher debt load relative to revenue than 50% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Net Margin

17th percentile

6.9%

Higher net margin than 17% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Top Officer Pay

72nd percentile

$494,557

Higher top officer pay than 72% of similar nonprofits.

Top officer pay equals 2.2% of source-year revenue.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Asset Growth

33rd percentile

4.3%

Faster asset growth than 33% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2014 to 2015

Revenue Growth

34th percentile

3.3%

Faster revenue growth than 34% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets99th percentile

Assets

Up

$427,865,643

Up $17,828,618 (+4.3%) from 2014

Net Assets

Up

$23,078,679

Up $842,820 (+3.8%) from 2014

Liabilities

Up

$404,786,964

Up $16,985,798 (+4.4%) from 2014

Revenue And Expenses
Liabilities / Revenue50th percentileNet Margin17th percentile

Revenue

Up

$22,121,180

Up $712,467 (+3.3%) from 2014

Expenses

Up

$20,599,742

Up $1,355,529 (+7.0%) from 2014

Net Income

Down

$1,521,438

Down $643,062 (-30%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth33rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2010: $410,976,924Liabilities 2010: $13,140,583Net Assets 2010: $397,836,3412010Assets 2011: $397,442,816Liabilities 2011: $14,513,247Net Assets 2011: $382,929,5692011Assets 2012: $398,771,034Liabilities 2012: $382,167,076Net Assets 2012: $16,603,9582012Assets 2013: $402,532,097Liabilities 2013: $384,893,483Net Assets 2013: $17,638,6142013Assets 2014: $410,037,025Liabilities 2014: $387,801,166Net Assets 2014: $22,235,8592014Assets 2015: $427,865,643Liabilities 2015: $404,786,964Net Assets 2015: $23,078,6792015Assets 2016: $449,345,264Liabilities 2016: $426,651,665Net Assets 2016: $22,693,5992016Assets 2017: $459,183,370Liabilities 2017: $434,815,551Net Assets 2017: $24,367,8192017Assets 2018: $460,320,720Liabilities 2018: $433,888,282Net Assets 2018: $26,432,4382018Assets 2019: $491,790,423Liabilities 2019: $456,551,279Net Assets 2019: $35,239,1442019Assets 2020: $590,539,749Liabilities 2020: $541,997,003Net Assets 2020: $48,542,7462020Assets 2021: $666,315,890Liabilities 2021: $613,513,689Net Assets 2021: $52,802,2012021Assets 2022: $711,017,037Liabilities 2022: $669,443,228Net Assets 2022: $41,573,8092022Assets 2023: $703,838,970Liabilities 2023: $658,111,321Net Assets 2023: $45,727,6492023Assets 2024: $735,111,582Liabilities 2024: $679,292,182Net Assets 2024: $55,819,4002024

Highlighted filing

2015

Assets$427,865,643
Liabilities$404,786,964
Net Assets$23,078,679
Open 2015 Filing

Operations Trend

Revenue Growth34th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0-$20MRevenue 2010: $22,495,916Expenses 2010: $29,903,536Net Income 2010: -$7,407,6202010Expenses 2011: $20,173,5632011Expenses 2012: $17,399,9132012Revenue 2013: $18,388,732Expenses 2013: $15,995,992Net Income 2013: $2,392,7402013Revenue 2014: $21,408,713Expenses 2014: $19,244,213Net Income 2014: $2,164,5002014Revenue 2015: $22,121,180Expenses 2015: $20,599,742Net Income 2015: $1,521,4382015Revenue 2016: $24,314,115Expenses 2016: $23,895,833Net Income 2016: $418,2822016Revenue 2017: $25,548,059Expenses 2017: $24,523,607Net Income 2017: $1,024,4522017Revenue 2018: $25,712,379Expenses 2018: $23,364,287Net Income 2018: $2,348,0922018Revenue 2019: $31,258,865Expenses 2019: $22,821,515Net Income 2019: $8,437,3502019Revenue 2020: $24,321,171Expenses 2020: $23,086,669Net Income 2020: $1,234,5022020Revenue 2021: $24,353,409Expenses 2021: $20,366,012Net Income 2021: $3,987,3972021Revenue 2022: $30,610,743Expenses 2022: $25,835,411Net Income 2022: $4,775,3322022Revenue 2023: $39,282,064Expenses 2023: $35,297,564Net Income 2023: $3,984,5002023Revenue 2024: $50,404,499Expenses 2024: $42,745,872Net Income 2024: $7,658,6272024

Highlighted filing

2015

Revenue$22,121,180
Expenses$20,599,742
Net Income$1,521,438
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Oct 27, 2016
Return Version
2015v2.1
Gross Receipts
$31,249,590
Mission and Program Overview

Mission

Non-profit cooperative that provides banking and other financial services to its members.

First credit union is a non-profit cooperative that provides banking and other financial services to its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$260,210,117$276,103,733▲ $15,893,616
Investments Other Securities$72,385,729$69,448,739▼ $2,936,990
Savings and Temporary Cash Investments$43,626,828$48,353,983▲ $4,727,155
Rtn Earn Endowment Incm Other Fnds$22,235,859$23,078,679▲ $842,820
Land, Buildings, and Equipment, Net$19,727,628$20,237,185▲ $509,557
Prepaid Expenses and Deferred Charges$6,173,693$5,661,989▼ $511,704
Cash and Non-Interest-Bearing Accounts$900,180$1,247,550▲ $347,370
Accounts Receivable$174,870$52,421▼ $122,449
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$410,037,025$427,865,643▲ $17,828,618
Other Assets Total$6,837,980$6,760,043▼ $77,937
Liabilities
Other Liabilities$384,098,880$401,128,354▲ $17,029,474
Accounts Payable and Accrued Expenses$3,702,286$3,658,610▼ $43,676
Total Liabilities$387,801,166$404,786,964▲ $16,985,798
Net Assets / Fund Balance
Total Net Assets Fund Balance$22,235,859$23,078,679▲ $842,820
Total Liabilities and Net Assets / Fund Balance$410,037,025$427,865,643▲ $17,828,618

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$13,367,430$8,107,083$21,474,513
Equipment$2,712,505$8,192,896$10,905,401
Land$3,627,171-$3,627,171
Leasehold Improvements$530,079$202,567$732,646
Other Securities$15,399,502--
Compensation and Service Providers
Top Officer Pay72nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jay CurtisPresident/ CEOFT$328,405$166,152$494,557
Lori GallegosEvp/COOFT$180,049$140,515$320,564
Douglas AlldredgeCFOFT$151,507$96,532$248,039
Thomas GesselCIO-$131,470$60,815$192,285
David HavensCLOFT$125,000$22,986$147,986
Scot GilbreathVP/re LendingFT$119,645$27,671$147,316
Heidi KimSVP/operationsFT$117,452$21,859$139,311
Thomas WassonCLOFT$105,256$21,264$126,520

Board Members and Trustees

NameTitle
Jose CarreraBoard Chair
Charles HultstrandBoard Vice-chair
Ben TanBoard Member
Russ PuckettBoard Member
Kenneth MullinsBoard Secretary
Caryn Horvitz-strausBoard Treasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Dbsi INCProperty Management Services6950 W MORELOS PL, Chandler, AZ 85226$1,324,165
United Health CareEmployee Health Insurance22561 NETWORK PL, Chicago, IL 60673$971,787
Velocity Solutions INCPromotional Program Related ServicesPO BOX 460939, Fort Lauderdale, FL 33346$359,331
Jack Henry And AssociatesComputer Systems And Software - MaintenaPO BOX 609, Monett, MO 65708$281,355
Tolin MechanicalMechanical Maintenance And ServicesPO BOX 732293, Dallas, TX 75373$134,793
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$20,122,524
Investment Income
$1,998,656
Other Revenue
$0
Change in Net Assets
$1,521,438
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$11,473,690
Salaries, Compensation, and Employee Benefits$9,126,052
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$5,720,432
Office Expenses---$2,232,022
Current Officers, Directors, Trustees, and Key Employees---$1,816,578
Depreciation Depletion---$1,628,120
Occupancy---$1,241,850
Other Employee Benefits---$947,487
Advertising---$682,772
Other Expenses---$568,546
Payroll Taxes---$533,046
Interest---$486,712
Fees for Services Other---$337,332
Travel---$161,424
Fees for Services Accounting---$130,707
Conferences and Meetings---$116,873
Insurance---$113,932
Pension Plan Contributions---$108,509
Fees for Services Legal---$52,695
Total Functional Expenses$0$0$0$20,599,742
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Shares and Savings Accounts$389,683,186
Statutory Reserves$11,445,168
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is a cooperative. As such, the members are the owners.”

Form 990, Part VI, Section A, Line 7A

“The governing body (board of directors)is elected by the members, who can cast one vote each.”

Form 990, Part VI, Section B, Line 11

“The form 990 is reviewed by the cfo and ceo and will be made available to the board of directors for their review.”

Form 990, Part VI, Section B, Line 15

“Formal review is completed by all board members along with self evaluation by ceo - review of industry specific salary survey information is performed by board executive committee with compensation decision documented for ceo file and presented to full board. Formal review is completed by ceo - review of industry specific salary survey information is performed by ceo with decision documented in employee file and payroll system.”

Form 990, Part VI, Section C, Line 19

“The organization's financial statements are posted in each branch.”

Filing and Contact Details

Filer

Filer Name
First Credit Union
EIN
86-0100904
Phone
4807564866
Address
25 SOUTH ARIZONA PLACE SUITE 111, CHANDLER, AZ 85225

Signing Officer

Name
Jay Curtis
Title
President/CEO
Phone
4807564866
Signed
2016-10-27
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jay Curtis
Formed
1929
Legal Domicile
Az
Voting Board Members
7
Independent Board Members
6
Employees
187
Volunteers
9

Preparer

Firm
Cliftonlarsonallen Llp
Address
20 E THOMAS RD STE 2300, PHOENIX, AZ 85012
Preparer
Janis K Isaacson CPA
Phone
6022662248
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Change in accumulated unrealized gain/loss afs securities -23,498. Change in unrealized pension plan gain/loss -655,120.”

Form 990, Part XII, Line 2C

“The selection and review process of the oversight committee has not changed.”

Raw XML AppendixShowing 400 of 536 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD VICE-CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt8EVP/COO
IRS990/Form990PartVIISectionAGrp/TitleTxt9CIO
IRS990/Form990PartVIISectionAGrp/TitleTxt10CLO
IRS990/Form990PartVIISectionAGrp/TitleTxt11VP/RE LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt12SVP/OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt13CLO
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IRS990/Form990TFiledInd01
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IRS990/FSAuditedInd01
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IRS990/GainOrLossGrp/OtherAmt0202013
IRS990/GainOrLossGrp/SecuritiesAmt0395
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0613357
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt08717461
IRS990/GrossReceiptsAmt031249590
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt06
IRS990/IndivRcvdGreaterThan100KCnt08
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/TotalAmt0113932
IRS990/InterestGrp/TotalAmt0486712
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IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01796248
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IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt069448739
IRS990/IRPDocumentCnt04754
IRS990/IRPDocumentW2GCnt00
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IRS990/LandBldgEquipBasisNetGrp/BOYAmt019727628
IRS990/LandBldgEquipBasisNetGrp/EOYAmt020237185
IRS990/LandBldgEquipCostOrOtherBssAmt036739731
IRS990/LegalDomicileStateCd0AZ
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IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt08717066
IRS990/LoanOutstandingInd00
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IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0FIRST CREDIT UNION IS A NON-PROFIT COOPERATIVE THAT PROVIDES BANKING AND OTHER FINANCIAL SERVICES TO ITS MEMBERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt022235859
IRS990/NetAssetsOrFundBalancesEOYAmt023078679
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0202408
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0202408
IRS990/NetUnrelatedBusTxblIncmAmt0-141387
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01241850
IRS990/OfficeExpensesGrp/TotalAmt02232022
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt06837980
IRS990/OtherAssetsTotalGrp/EOYAmt06760043
IRS990/OtherChangesInNetAssetsAmt0-678618
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0947487
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1MISCELLANEOUS EXPENSES
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3OTHER OPERATING EXPENSE
IRS990/OtherExpensesGrp/TotalAmt01603145
IRS990/OtherExpensesGrp/TotalAmt11164267
IRS990/OtherExpensesGrp/TotalAmt2953293
IRS990/OtherExpensesGrp/TotalAmt3568546
IRS990/OtherLiabilitiesGrp/BOYAmt0384098880
IRS990/OtherLiabilitiesGrp/EOYAmt0401128354
IRS990/OtherSalariesAndWagesGrp/TotalAmt05720432
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0260210117
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0276103733
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0533046
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0108509
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt06173693
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt05661989
IRS990/PrincipalOfficerNm0JAY CURTIS
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/BusinessCd3900099
IRS990/ProgramServiceRevenueGrp/BusinessCd4900099
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2INSURANCE COMMISSION INCOME
IRS990/ProgramServiceRevenueGrp/Desc3NON-MEMEBER SHARED BRANCHING
IRS990/ProgramServiceRevenueGrp/Desc4COMMISSION-NETWORKED SERVICES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt015280529
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt14455523
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt015280529
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt14455523
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2152712
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3116029
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt492639
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0152712
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt1116029
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt292639
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt02394245
IRS990/PYOtherExpensesAmt010062835
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt019014468
IRS990/PYRevenuesLessExpensesAmt02164500
IRS990/PYSalariesCompEmpBnftPaidAmt09181378
IRS990/PYTotalExpensesAmt019244213
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt021408713
IRS990/ReconcilationRevenueExpnssAmt01521438
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt022235859
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt023078679
IRS990/SavingsAndTempCashInvstGrp/BOYAmt043626828
IRS990/SavingsAndTempCashInvstGrp/EOYAmt048353983
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt013367430
IRS990ScheduleD/BuildingsGrp/DepreciationAmt08107083
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt021474513
IRS990ScheduleD/EquipmentGrp/BookValueAmt02712505
IRS990ScheduleD/EquipmentGrp/DepreciationAmt08192896
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt010905401
IRS990ScheduleD/LandGrp/BookValueAmt03627171
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt03627171
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0530079
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0202567
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0732646
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt011445168
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1389683186
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0STATUTORY RESERVES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1MEMBERS SHARES AND SAVINGS ACCOUNTS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt02313300
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt151735937
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt215399502
IRS990ScheduleD/OtherSecuritiesGrp/Desc0FHLB STOCK
IRS990ScheduleD/OtherSecuritiesGrp/Desc1AFS SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/Desc2OTHER INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt020237185
IRS990ScheduleD/TotalBookValueSecuritiesAmt069448739
IRS990ScheduleD/TotalLiabilityAmt0401128354
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/Form990OfOtherOrganizationsInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0328405
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1151507
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2180049
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt3131470
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount035000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount118058
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount225000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount327500
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt0105329
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt155799

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$427,865,643
Liabilities
$404,786,964
Net assets
$23,078,679
Revenue
$22,121,180
Expenses
$20,599,742
Net income
$1,521,438
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$735$679$55.8$50.4$42.7$7.66
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$704$658$45.7$39.3$35.3$3.98
2022Detailed filing. Detailed filing data is available for this year.$711$669$41.6$30.6$25.8$4.78
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$666$614$52.8$24.4$20.4$3.99
2020Detailed filing. Detailed filing data is available for this year.$591$542$48.5$24.3$23.1$1.23
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$492$457$35.2$31.3$22.8$8.44
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$460$434$26.4$25.7$23.4$2.35
2017Detailed filing. Detailed filing data is available for this year.$459$435$24.4$25.5$24.5$1.02
2016Detailed filing. Detailed filing data is available for this year.$449$427$22.7$24.3$23.9$0.42
2015Detailed filing. Detailed filing data is available for this year.$428$405$23.1$22.1$20.6$1.52
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$410$388$22.2$21.4$19.2$2.16
2013Detailed filing. Detailed filing data is available for this year.$403$385$17.6$18.4$16.0$2.39
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$399$382$16.6$17.4
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$397$14.5$383$20.2
2010Summary only. Only limited summary data is available for this year.$411$13.1$398$22.5$29.9$7.41