Civic Intelligence

First Credit Union

990 • Fiscal year 2014 • EIN 86-0100904

Jan 01, 2014 to Dec 31, 2014 • Filed on Nov 05, 2015

Organization ProfileN/A

View Organization Page

25 South Arizona Place Suite 111Chandler, AZ 85225

(480) 756-4866

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

99th percentile

0.95x

Higher debt load relative to assets than 99% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2014

Liabilities / Revenue

50th percentile

18.11x

Higher debt load relative to revenue than 50% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2014

Net Margin

27th percentile

10%

Higher net margin than 27% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2014

Top Officer Pay

61st percentile

$424,427

Higher top officer pay than 61% of similar nonprofits.

Top officer pay equals 2.0% of source-year revenue.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2014

Asset Growth

20th percentile

1.9%

Faster asset growth than 20% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2013 to 2014

Revenue Growth

93rd percentile

16%

Faster revenue growth than 93% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets99th percentile

Assets

Up

$410,037,025

Up $7,504,928 (+1.9%) from 2013

Net Assets

Up

$22,235,859

Up $4,597,245 (+26%) from 2013

Liabilities

Up

$387,801,166

Up $2,907,683 (+0.8%) from 2013

Revenue And Expenses
Liabilities / Revenue50th percentileNet Margin27th percentile

Revenue

Up

$21,408,713

Up $3,019,981 (+16%) from 2013

Expenses

Up

$19,244,213

Up $3,248,221 (+20%) from 2013

Net Income

Down

$2,164,500

Down $228,240 (-9.5%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth20th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2010: $410,976,924Liabilities 2010: $13,140,583Net Assets 2010: $397,836,3412010Assets 2011: $397,442,816Liabilities 2011: $14,513,247Net Assets 2011: $382,929,5692011Assets 2012: $398,771,034Liabilities 2012: $382,167,076Net Assets 2012: $16,603,9582012Assets 2013: $402,532,097Liabilities 2013: $384,893,483Net Assets 2013: $17,638,6142013Assets 2014: $410,037,025Liabilities 2014: $387,801,166Net Assets 2014: $22,235,8592014Assets 2015: $427,865,643Liabilities 2015: $404,786,964Net Assets 2015: $23,078,6792015Assets 2016: $449,345,264Liabilities 2016: $426,651,665Net Assets 2016: $22,693,5992016Assets 2017: $459,183,370Liabilities 2017: $434,815,551Net Assets 2017: $24,367,8192017Assets 2018: $460,320,720Liabilities 2018: $433,888,282Net Assets 2018: $26,432,4382018Assets 2019: $491,790,423Liabilities 2019: $456,551,279Net Assets 2019: $35,239,1442019Assets 2020: $590,539,749Liabilities 2020: $541,997,003Net Assets 2020: $48,542,7462020Assets 2021: $666,315,890Liabilities 2021: $613,513,689Net Assets 2021: $52,802,2012021Assets 2022: $711,017,037Liabilities 2022: $669,443,228Net Assets 2022: $41,573,8092022Assets 2023: $703,838,970Liabilities 2023: $658,111,321Net Assets 2023: $45,727,6492023Assets 2024: $735,111,582Liabilities 2024: $679,292,182Net Assets 2024: $55,819,4002024

Highlighted filing

2014

Assets$410,037,025
Liabilities$387,801,166
Net Assets$22,235,859
Open 2014 Filing

Operations Trend

Revenue Growth93rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0-$20MRevenue 2010: $22,495,916Expenses 2010: $29,903,536Net Income 2010: -$7,407,6202010Expenses 2011: $20,173,5632011Expenses 2012: $17,399,9132012Revenue 2013: $18,388,732Expenses 2013: $15,995,992Net Income 2013: $2,392,7402013Revenue 2014: $21,408,713Expenses 2014: $19,244,213Net Income 2014: $2,164,5002014Revenue 2015: $22,121,180Expenses 2015: $20,599,742Net Income 2015: $1,521,4382015Revenue 2016: $24,314,115Expenses 2016: $23,895,833Net Income 2016: $418,2822016Revenue 2017: $25,548,059Expenses 2017: $24,523,607Net Income 2017: $1,024,4522017Revenue 2018: $25,712,379Expenses 2018: $23,364,287Net Income 2018: $2,348,0922018Revenue 2019: $31,258,865Expenses 2019: $22,821,515Net Income 2019: $8,437,3502019Revenue 2020: $24,321,171Expenses 2020: $23,086,669Net Income 2020: $1,234,5022020Revenue 2021: $24,353,409Expenses 2021: $20,366,012Net Income 2021: $3,987,3972021Revenue 2022: $30,610,743Expenses 2022: $25,835,411Net Income 2022: $4,775,3322022Revenue 2023: $39,282,064Expenses 2023: $35,297,564Net Income 2023: $3,984,5002023Revenue 2024: $50,404,499Expenses 2024: $42,745,872Net Income 2024: $7,658,6272024

Highlighted filing

2014

Revenue$21,408,713
Expenses$19,244,213
Net Income$2,164,500
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Nov 5, 2015
Return Version
2014v5.0
Gross Receipts
$56,605,937
Mission and Program Overview

Mission

Non-profit cooperative that provides banking and other financial services to its members.

First credit union is a non-profit cooperative that provides banking and other financial services to its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$222,076,513$260,210,117▲ $38,133,604
Investments Other Securities$7,895,559$72,385,729▲ $64,490,170
Savings and Temporary Cash Investments$35,541,320$43,626,828▲ $8,085,508
Rtn Earn Endowment Incm Other Fnds$17,638,614$22,235,859▲ $4,597,245
Land, Buildings, and Equipment, Net$20,102,025$19,727,628▼ $374,397
Prepaid Expenses and Deferred Charges$5,292,045$6,173,693▲ $881,648
Cash and Non-Interest-Bearing Accounts$982,150$900,180▼ $81,970
Accounts Receivable$260,231$174,870▼ $85,361
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$402,532,097$410,037,025▲ $7,504,928
Other Assets Total$110,382,254$6,837,980▼ $103,544,274
Liabilities
Other Liabilities$381,289,896$384,098,880▲ $2,808,984
Accounts Payable and Accrued Expenses$3,603,587$3,702,286▲ $98,699
Total Liabilities$384,893,483$387,801,166▲ $2,907,683
Net Assets / Fund Balance
Total Net Assets Fund Balance$17,638,614$22,235,859▲ $4,597,245
Total Liabilities and Net Assets / Fund Balance$402,532,097$410,037,025▲ $7,504,928

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$12,936,515$7,327,155$20,263,670
Equipment$3,163,942$11,862,423$15,026,365
Land$3,627,171-$3,627,171
Leasehold Improvements$0$183,017$183,017
Other Securities$14,026,420--
Compensation and Service Providers
Top Officer Pay61st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jay CurtisPresident/ CEOFT$311,995$112,432$424,427
Lori GallegosEvp/COOFT$183,462$74,496$257,958
Douglas AlldredgeCFOFT$154,616$50,638$205,254
Thomas GesselCIOFT$136,616$52,620$189,236
David HavensCLOFT$126,192$41,023$167,215
Scot GilbreathVP/re LendingFT$124,828$26,459$151,287
Heidi KimSVP/operationsFT$121,262$20,221$141,483
Thomas WassonVP/lendingFT$105,395$19,673$125,068
Jonathoan McmullinIt ManagerFT$102,513$17,690$120,203

Board Members and Trustees

NameTitle
Caryn Horvitz-strausDirector
Charles HultstrandDirector
Jose CarreraDirector
Kenneth MullinsDirector
Russ PucketDirector
Wayne SillymanDirector

Highest Paid Contractors

ContractorServicesLocationCompensation
Dbsi INCConstruction6950 W MORELOS PL, Chandler, AZ 85226$510,132
Jack Henry And AssociatesData Processing1140 CENTRE POINTE BLVD, Mendota Heights, MN 55120$452,652
Tolin MechanicalHvac Repair5035 S 33RD ST, Phoenix, AZ 85040$405,959
Rjm ConstructionConstruction9375 W BELL RD, Scottsdale, AZ 85260$393,027
SourcehovTransaction Processing3025 HARBOR LN N, Plymouth, MN 55447$174,640
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$19,014,468
Investment Income
$2,394,245
Other Revenue
$0
Change in Net Assets
$2,164,500
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$10,062,835
Salaries, Compensation, and Employee Benefits$9,181,378
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$5,346,086
Office Expenses---$2,162,716
Current Officers, Directors, Trustees, and Key Employees---$1,782,132
Depreciation Depletion---$1,286,950
Occupancy---$1,255,761
Other Employee Benefits---$907,076
Pension Plan Contributions---$623,596
Other Expenses---$533,596
Payroll Taxes---$522,488
Advertising---$436,083
Interest---$399,009
Fees for Services Other---$322,179
Conferences and Meetings---$124,797
Insurance---$109,153
Travel---$103,013
Fees for Services Accounting---$102,400
Fees for Services Legal---$49,472
Total Functional Expenses$0$0$0$19,244,213
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Shares and Savings Accounts$372,653,712
Statutory Reserves$11,445,168
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is a cooperative. As such, the members are the owners.”

Form 990, Part VI, Section A, Line 7A

“The governing body (board of directors)is elected by the members, who can cast one vote each.”

Form 990, Part VI, Section B, Line 11

“The board of directors have not been reviewing the form 990. The form 990 is reviewed by the cfo and ceo.”

Form 990, Part VI, Section B, Line 15

“Formal review is completed by all board members along with self evaluation by ceo - review of industry specific salary survey information is performed by board executive committee with compensation decision documented for ceo file and presented to full board. Formal review is completed by ceo - review of industry specific salary survey information is performed by ceo with decision documented in employee file and payroll system.”

Form 990, Part VI, Section C, Line 19

“The organization's financial statements are posted in each branch.”

Filing and Contact Details

Filer

Filer Name
First Credit Union
EIN
86-0100904
Phone
4807564866
Address
25 SOUTH ARIZONA PLACE SUITE 111, CHANDLER, AZ 85225

Signing Officer

Name
Jay Curtis
Title
President/CEO
Phone
4807564866
Signed
2015-11-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jay Curtis
Formed
1929
Legal Domicile
Az
Voting Board Members
7
Independent Board Members
6
Employees
188
Volunteers
9

Preparer

Firm
Cliftonlarsonallen Llp
Address
20 E THOMAS RD STE 2300, PHOENIX, AZ 85012
Preparer
Janis K Isaacson CPA
Phone
6022662248
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Change in accumulated unrealized gain/loss afs securities 463,120. Change in accumulated unrealized gain/loss mtg backed securities 1,283,439. Change un unrealized pension plan gain/loss 686,186.”

Form 990, Part XII, Line 2C

“The selection and review process of the oversight committee has not changed.”

Raw XML AppendixShowing 400 of 575 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT/ CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7EVP/COO
IRS990/Form990PartVIISectionAGrp/TitleTxt8CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt9CIO
IRS990/Form990PartVIISectionAGrp/TitleTxt10CLO
IRS990/Form990PartVIISectionAGrp/TitleTxt11VP/RE LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt12SVP/OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt13VP/LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt14IT MANAGER
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IRS990/Form990TFiledInd01
IRS990/FormationYr01929
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IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0265761
IRS990/GainOrLossGrp/SecuritiesAmt0205198
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt02946384
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt032721799
IRS990/GrossReceiptsAmt056605937
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt06
IRS990/IndivRcvdGreaterThan100KCnt09
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/TotalAmt0109153
IRS990/InterestGrp/TotalAmt0399009
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt01923286
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01923286
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt07895559
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt072385729
IRS990/IRPDocumentCnt04576
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt019372595
IRS990/LandBldgEquipBasisNetGrp/BOYAmt020102025
IRS990/LandBldgEquipBasisNetGrp/EOYAmt019727628
IRS990/LandBldgEquipCostOrOtherBssAmt039100223
IRS990/LegalDomicileStateCd0AZ
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt02680623
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt032516601
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0FIRST CREDIT UNION IS A NON-PROFIT COOPERATIVE THAT PROVIDES BANKING AND OTHER FINANCIAL SERVICES TO ITS MEMBERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt017638614
IRS990/NetAssetsOrFundBalancesEOYAmt022235859
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0470959
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0470959
IRS990/NetUnrelatedBusTxblIncmAmt0-118599
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01255761
IRS990/OfficeExpensesGrp/TotalAmt02162716
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0110382254
IRS990/OtherAssetsTotalGrp/EOYAmt06837980
IRS990/OtherChangesInNetAssetsAmt02432745
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0907076
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1MISCELLANEOUS EXPENSES
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3OTHER OPERATING EXPENSE
IRS990/OtherExpensesGrp/TotalAmt01470566
IRS990/OtherExpensesGrp/TotalAmt11034887
IRS990/OtherExpensesGrp/TotalAmt2672253
IRS990/OtherExpensesGrp/TotalAmt3533596
IRS990/OtherLiabilitiesGrp/BOYAmt0381289896
IRS990/OtherLiabilitiesGrp/EOYAmt0384098880
IRS990/OtherSalariesAndWagesGrp/TotalAmt05346086
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0222076513
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0260210117
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0522488
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0623596
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt05292045
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt06173693
IRS990/PrincipalOfficerNm0JAY CURTIS
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/BusinessCd3900099
IRS990/ProgramServiceRevenueGrp/BusinessCd4900099
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2INSURANCE COMMISSION INCOME
IRS990/ProgramServiceRevenueGrp/Desc3NON-MEMEBER SHARED BRANCHING
IRS990/ProgramServiceRevenueGrp/Desc4COMMISSION-NETWORKED SERVICES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt014333135
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt14229549
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt014333135
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt14229549
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2158931
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3130875
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt4108806
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0158931
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt1130875
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt2108806
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01121830
IRS990/PYOtherExpensesAmt07452173
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt017266902
IRS990/PYRevenuesLessExpensesAmt02392740
IRS990/PYSalariesCompEmpBnftPaidAmt08543819
IRS990/PYTotalExpensesAmt015995992
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt018388732
IRS990/ReconcilationRevenueExpnssAmt02164500
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt017638614
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt022235859
IRS990/SavingsAndTempCashInvstGrp/BOYAmt035541320
IRS990/SavingsAndTempCashInvstGrp/EOYAmt043626828
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt012936515
IRS990ScheduleD/BuildingsGrp/DepreciationAmt07327155
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt020263670
IRS990ScheduleD/EquipmentGrp/BookValueAmt03163942
IRS990ScheduleD/EquipmentGrp/DepreciationAmt011862423
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt015026365
IRS990ScheduleD/LandGrp/BookValueAmt03627171
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt03627171
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0183017
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0183017
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt011445168
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1372653712
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0STATUTORY RESERVES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1MEMBERS SHARES AND SAVINGS ACCOUNTS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt02092700
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt156266609
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt214026420
IRS990ScheduleD/OtherSecuritiesGrp/Desc0FHLB STOCK
IRS990ScheduleD/OtherSecuritiesGrp/Desc1AFS SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/Desc2OTHER INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt019727628
IRS990ScheduleD/TotalBookValueSecuritiesAmt072385729
IRS990ScheduleD/TotalLiabilityAmt0384098880
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0311995
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1183462
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2154616
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt3136616
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt4126192
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt5124828
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount037500
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount120000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount215000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount327500
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount412500
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount50
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt50
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$410,037,025
Liabilities
$387,801,166
Net assets
$22,235,859
Revenue
$21,408,713
Expenses
$19,244,213
Net income
$2,164,500
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$735$679$55.8$50.4$42.7$7.66
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$704$658$45.7$39.3$35.3$3.98
2022Detailed filing. Detailed filing data is available for this year.$711$669$41.6$30.6$25.8$4.78
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$666$614$52.8$24.4$20.4$3.99
2020Detailed filing. Detailed filing data is available for this year.$591$542$48.5$24.3$23.1$1.23
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$492$457$35.2$31.3$22.8$8.44
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$460$434$26.4$25.7$23.4$2.35
2017Detailed filing. Detailed filing data is available for this year.$459$435$24.4$25.5$24.5$1.02
2016Detailed filing. Detailed filing data is available for this year.$449$427$22.7$24.3$23.9$0.42
2015Detailed filing. Detailed filing data is available for this year.$428$405$23.1$22.1$20.6$1.52
2014Detailed filing. Detailed filing data is available for this year.$410$388$22.2$21.4$19.2$2.16
2013Detailed filing. Detailed filing data is available for this year.$403$385$17.6$18.4$16.0$2.39
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$399$382$16.6$17.4
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$397$14.5$383$20.2
2010Summary only. Only limited summary data is available for this year.$411$13.1$398$22.5$29.9$7.41