Civic Intelligence

Educational Retirement Advisors

990EZ • Fiscal year 2024 • EIN 85-1376402

Jan 01, 2024 to Dec 31, 2024 • Filed on Nov 06, 2025

Organization Profilehttps: www.ed-advisors.org
5693 Tyncastle LoopDublin, OH 43016

(216) 469-8851

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2024

Net Margin

37th percentile

-2.1%

Higher net margin than 37% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

79th percentile

$0

Higher top officer pay than 79% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

19th percentile

-28%

Faster asset growth than 19% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

64th percentile

15%

Faster revenue growth than 64% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$360

Down $139 (-28%) from 2023

Net Assets

Down

$360

Down $139 (-28%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet Margin37th percentile

Revenue

Up

$6,715

Up $854 (+15%) from 2023

Expenses

Down

$6,854

Down $5,077 (-43%) from 2023

Net Income

Up

-$139

Up $5,931 (+98%) from 2023

Historical Trend

Balance Sheet Trend

Asset Growth19th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$8.0K$6.0K$4.0K$2.0K$0Assets 2022: $6,569Liabilities 2022: $0Net Assets 2022: $6,5692022Assets 2023: $499Liabilities 2023: $0Net Assets 2023: $4992023Assets 2024: $360Net Assets 2024: $3602024

Highlighted filing

2024

Assets$360
Liabilities-
Net Assets$360
Open 2024 Filing

Operations Trend

Revenue Growth64th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20K$10K$0-$10KRevenue 2022: $16,000Expenses 2022: $10,999Net Income 2022: $5,0012022Revenue 2023: $5,861Expenses 2023: $11,931Net Income 2023: -$6,0702023Revenue 2024: $6,715Expenses 2024: $6,854Net Income 2024: -$1392024

Highlighted filing

2024

Revenue$6,715
Expenses$6,854
Net Income-$139
Open 2024 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 6, 2025
Return Version
2024v5.1
Gross Receipts
$6,715
Mission and Program Overview

Mission

Retirement Planning Education

Program Services

DescriptionGrantsExpenses
We are a nonprofit dedicated to helping individuals & our communities be better educated on all aspects of planning for a stress-free retirement. Retirement planning can be overwhelming and complex if you navigate it on your own. We are passionate about making the process simple and easy. Our first priority is helping people understand the need for a comprehensive retirement plan. Secondly we provide education to help simplify planning through content on this website seminars and presentations. Finally our ultimate mission is to ensure everyone has a documented customized & optimized retirement plan created by a retirement planner.$0$0
Compensation and Service Providers
Top Officer Pay79th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kelli P MulhernPresident-$0--
Dennis P MulhernTreasurer-$0--
OpenSecretary-$0--
Terry S MulhernBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Educational Retirement Advisors
EIN
85-1376402
Address
5693 Tyncastle Loop, DUBLIN, OH 43016

Signing Officer

Name
Kelli Mulhern
Title
President
Phone
6143783937
Signed
2025-11-06
Supplemental Narrative

Additional Explanations

Doing Business As Names

“Educational Retirement Advisors”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Educational Retirement Advisors
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Doing Business As Names
ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/BusinessOfficerGrp/PhoneNum06143783937
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-06
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ReturnHeader/Filer/BusinessNameControlTxt0EDUC
ReturnHeader/Filer/EIN0851376402
ReturnHeader/Filer/ForeignPhoneNum02164698851
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ReturnHeader/Filer/USAddress/CityNm0DUBLIN
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd043016
ReturnHeader/ReturnTs02025-11-05T12:32:18-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$360
Liabilities
-
Net assets
$360
Revenue
$6,715
Expenses
$6,854
Net income
-$139
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.36$0.36$6.72$6.85$0.14
2023Detailed filing. Detailed filing data is available for this year.$0.50$0.00$0.50$5.86$11.9$6.07
2022Detailed filing. Detailed filing data is available for this year.$6.57$0.00$6.57$16.0$11.0$5.00