Civic Intelligence

Educational Retirement Advisors

990EZ • Fiscal year 2023 • EIN 85-1376402

Jan 01, 2023 to Dec 31, 2023 • Filed on May 14, 2024

Organization Profilehttps: www.ed-advisors.org
5693 Tyncastle LoopDublin, OH 43016

(216) 469-8851

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

58th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Liabilities / Revenue

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Net Margin

6th percentile

-104%

Higher net margin than 6% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Top Officer Pay

78th percentile

$0

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Asset Growth

3rd percentile

-92%

Faster asset growth than 3% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

8th percentile

-63%

Faster revenue growth than 8% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets58th percentile

Assets

Down

$499

Down $6,070 (-92%) from 2022

Net Assets

Down

$499

Down $6,070 (-92%) from 2022

Liabilities

Flat

$0

Flat from 2022

Revenue And Expenses
Liabilities / Revenue59th percentileNet Margin6th percentile

Revenue

Down

$5,861

Down $10,139 (-63%) from 2022

Expenses

Up

$11,931

Up $932 (+8.5%) from 2022

Net Income

Down

-$6,070

Down $11,071 (-221%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth3rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$8.0K$6.0K$4.0K$2.0K$0Assets 2022: $6,569Liabilities 2022: $0Net Assets 2022: $6,5692022Assets 2023: $499Liabilities 2023: $0Net Assets 2023: $4992023Assets 2024: $360Net Assets 2024: $3602024

Highlighted filing

2023

Assets$499
Liabilities$0
Net Assets$499
Open 2023 Filing

Operations Trend

Revenue Growth8th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20K$10K$0-$10KRevenue 2022: $16,000Expenses 2022: $10,999Net Income 2022: $5,0012022Revenue 2023: $5,861Expenses 2023: $11,931Net Income 2023: -$6,0702023Revenue 2024: $6,715Expenses 2024: $6,854Net Income 2024: -$1392024

Highlighted filing

2023

Revenue$5,861
Expenses$11,931
Net Income-$6,070
Open 2023 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
May 14, 2024
Return Version
2023v5.0
Gross Receipts
$5,861
Mission and Program Overview

Mission

Retirement Planning Education

Program Services

DescriptionGrantsExpenses
We are a nonprofit dedicated to helping individuals & our communities be better educated on all aspects of planning for a stress-free retirement. Retirement planning can be overwhelming and complex if you navigate it on your own. We are passionate about making the process simple and easy. Our first priority is helping people understand the need for a comprehensive retirement plan. Secondly we provide education to help simplify planning through content on this website seminars and presentations. Finally our ultimate mission is to ensure everyone has a documented customized & optimized retirement plan created by a retirement planner.$0$0
Compensation and Service Providers
Top Officer Pay78th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kelli P MulhernPresident-$0--
Dennis P MulhernTreasurer-$0--
Meredeth RosenbeckSecretary-$0--
Terry S MulhernBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Educational Retirement Advisors
EIN
85-1376402
In Care Of
% Kelli P Mulhern
Address
5693 Tyncastle Loop, DUBLIN, OH 43016

Signing Officer

Name
Kelli Mulhern
Title
President
Signed
2024-05-14
Supplemental Narrative

Additional Explanations

Doing Business As Names

“Educational Retirement Advisors”

Part I, line 16

“| Other Expenses:, Amount:| Software Website CRM and Other misc expenses., $11931|”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Educational Retirement Advisors
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1| Other Expenses:, Amount:| Software Website CRM and Other misc expenses., $11931|
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Doing Business As Names
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Part I, line 16
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Kelli Mulhern
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02024-05-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Educational Retirement Advisors
ReturnHeader/Filer/BusinessNameControlTxt0EDUC
ReturnHeader/Filer/EIN0851376402
ReturnHeader/Filer/ForeignPhoneNum02164698851
ReturnHeader/Filer/InCareOfNm0% Kelli P Mulhern
ReturnHeader/Filer/USAddress/AddressLine1Txt05693 Tyncastle Loop
ReturnHeader/Filer/USAddress/CityNm0DUBLIN
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd043016
ReturnHeader/ReturnTs02024-05-14T15:54:14-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02023-01-01
ReturnHeader/TaxPeriodEndDt02023-12-31
ReturnHeader/TaxYr02023

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2023 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$499
Liabilities
$0
Net assets
$499
Revenue
$5,861
Expenses
$11,931
Net income
-$6,070
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.36$0.36$6.72$6.85$0.14
2023Detailed filing. Detailed filing data is available for this year.$0.50$0.00$0.50$5.86$11.9$6.07
2022Detailed filing. Detailed filing data is available for this year.$6.57$0.00$6.57$16.0$11.0$5.00