Civic Intelligence

Dreamspring

990 • Fiscal year 2021 • EIN 85-0417347

Jan 01, 2021 to Dec 31, 2021 • Filed on Nov 07, 2022

Organization ProfileWWW.DREAMSPRINGNM.ORG
2000 Zearing Avenue NWAlbuquerque, NM 87104

(505) 243-8844

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

86th percentile

0.84x

Higher debt load relative to assets than 86% of similar nonprofits.

2021 filings • 501(c)3 • $100M-$250M nonprofits • Source year 2021

Liabilities / Revenue

94th percentile

6.77x

Higher debt load relative to revenue than 94% of similar nonprofits.

2021 filings • 501(c)3 • $100M-$250M nonprofits • Source year 2021

Net Margin

93rd percentile

64%

Higher net margin than 93% of similar nonprofits.

2021 filings • 501(c)3 • $100M-$250M nonprofits • Source year 2021

Top Officer Pay

23rd percentile

$270,980

Higher top officer pay than 23% of similar nonprofits.

Top officer pay equals 1.1% of source-year revenue.

2021 filings • 501(c)3 • $100M-$250M nonprofits • Source year 2021

Asset Growth

97th percentile

121%

Faster asset growth than 97% of similar nonprofits.

2021 filings • 501(c)3 • $100M-$250M nonprofits • Annualized from 2020 to 2021

Revenue Growth

79th percentile

43%

Faster revenue growth than 79% of similar nonprofits.

2021 filings • 501(c)3 • $100M-$250M nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets86th percentile

Assets

Up

$203,163,761

Up $111,138,525 (+121%) from 2020

Net Assets

Up

$31,987,322

Up $16,407,879 (+105%) from 2020

Liabilities

Up

$171,176,439

Up $94,730,646 (+124%) from 2020

Revenue And Expenses
Liabilities / Revenue94th percentileNet Margin93rd percentile

Revenue

Up

$25,298,598

Up $7,603,036 (+43%) from 2020

Expenses

Down

$9,091,537

Down $6,424,419 (-41%) from 2020

Net Income

Up

$16,207,061

Up $14,027,455 (+644%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth97th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $15,731,671Liabilities 2010: $8,270,402Net Assets 2010: $7,461,2692010Assets 2011: $15,745,680Liabilities 2011: $8,178,864Net Assets 2011: $7,566,8162011Assets 2012: $17,398,525Liabilities 2012: $8,594,013Net Assets 2012: $8,804,5122012Assets 2013: $21,202,211Liabilities 2013: $13,154,456Net Assets 2013: $8,047,7552013Assets 2014: $28,912,372Liabilities 2014: $19,571,814Net Assets 2014: $9,340,5582014Assets 2015: $33,621,734Liabilities 2015: $22,490,714Net Assets 2015: $11,131,0202015Assets 2016: $45,026,211Liabilities 2016: $31,661,981Net Assets 2016: $13,364,2302016Assets 2017: $51,361,775Liabilities 2017: $37,757,084Net Assets 2017: $13,604,6912017Assets 2018: $56,147,046Liabilities 2018: $40,769,434Net Assets 2018: $15,377,6122018Assets 2019: $51,851,931Liabilities 2019: $38,669,968Net Assets 2019: $13,181,9632019Assets 2020: $92,025,236Liabilities 2020: $76,445,793Net Assets 2020: $15,579,4432020Assets 2021: $203,163,761Liabilities 2021: $171,176,439Net Assets 2021: $31,987,3222021Assets 2022: $95,789,629Liabilities 2022: $58,236,884Net Assets 2022: $37,552,7452022Assets 2023: $72,311,430Liabilities 2023: $47,631,443Net Assets 2023: $24,679,9872023Assets 2024: $69,204,204Liabilities 2024: $44,192,462Net Assets 2024: $25,011,7422024

Highlighted filing

2021

Assets$203,163,761
Liabilities$171,176,439
Net Assets$31,987,322
Open 2021 Filing

Operations Trend

Revenue Growth79th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0-$10MRevenue 2010: $3,225,669Expenses 2010: $3,223,050Net Income 2010: $2,6192010Revenue 2011: $2,777,972Expenses 2011: $2,676,127Net Income 2011: $101,8452011Expenses 2012: $2,936,2732012Revenue 2013: $4,174,082Expenses 2013: $3,210,424Net Income 2013: $963,6582013Revenue 2014: $5,609,383Expenses 2014: $4,154,828Net Income 2014: $1,454,5552014Revenue 2015: $7,409,366Expenses 2015: $5,642,478Net Income 2015: $1,766,8882015Revenue 2016: $9,015,993Expenses 2016: $6,925,469Net Income 2016: $2,090,5242016Revenue 2017: $8,329,686Expenses 2017: $8,277,592Net Income 2017: $52,0942017Revenue 2018: $11,707,473Expenses 2018: $9,848,681Net Income 2018: $1,858,7922018Revenue 2019: $9,666,881Expenses 2019: $12,190,987Net Income 2019: -$2,524,1062019Revenue 2020: $17,695,562Expenses 2020: $15,515,956Net Income 2020: $2,179,6062020Revenue 2021: $25,298,598Expenses 2021: $9,091,537Net Income 2021: $16,207,0612021Revenue 2022: $25,867,927Expenses 2022: $20,150,364Net Income 2022: $5,717,5632022Revenue 2023: $14,674,824Expenses 2023: $23,123,632Net Income 2023: -$8,448,8082023Revenue 2024: $14,527,292Expenses 2024: $14,283,162Net Income 2024: $244,1302024

Highlighted filing

2021

Revenue$25,298,598
Expenses$9,091,537
Net Income$16,207,061
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Nov 7, 2022
Return Version
2021v4.2
Gross Receipts
$25,704,680
Mission and Program Overview

Mission

Dreamspring provides tools to help small businesses operate, grow or start their businesses. We increase access to business credit, make loans and provide training to help entrepreneurs thrive.

Dreamspring increases access to business credit, makes loans and provides training which enable underserved entrepreneurs to realize their dreams and be catalysts for positive economic and social change.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$63,439,589$106,905,297▲ $43,465,708
Cash and Non-Interest-Bearing Accounts$23,220,869$90,195,566▲ $66,974,697
Land, Buildings, and Equipment, Net$3,045,071$2,812,238▼ $232,833
Investments in Publicly Traded Securities$1,312,960$1,488,829▲ $175,869
Accounts Receivable$672,873$979,707▲ $306,834
Pledges and Grants Receivable$41,969$444,886▲ $402,917
Prepaid Expenses and Deferred Charges$72,740$166,464▲ $93,724
Savings and Temporary Cash Investments$104,422$113,528▲ $9,106
Investments Other Securities$6,000$6,000→ $0
Total Assets$92,025,236$203,163,761▲ $111,138,525
Other Assets Total$108,743$51,246▼ $57,497
Liabilities
Unsecured Notes Loans Payable$63,078,357$131,035,689▲ $67,957,332
Accounts Payable and Accrued Expenses$7,264,354$36,462,488▲ $29,198,134
Mortgage Notes Payable Secured by Investment Property$6,103,082$3,678,262▼ $2,424,820
Total Liabilities$76,445,793$171,176,439▲ $94,730,646
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$12,574,576$25,656,671▲ $13,082,095
Net Assets With Donor Restrictions$3,004,867$6,330,651▲ $3,325,784
Total Net Assets Fund Balance$15,579,443$31,987,322▲ $16,407,879
Total Liabilities and Net Assets / Fund Balance$92,025,236$203,163,761▲ $111,138,525

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,401,405$851,146$2,252,551
Equipment$407,617$642,093$1,049,710
Land$1,003,216-$1,003,216

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2021$2,201,671-▲ $224,558$224,558$2,201,671
2020$2,201,671-▲ $221,407$221,407$2,201,671
2019$2,201,671-▲ $412,432$402,071$2,201,671
2018$2,201,671-▲ $118,724$108,772$2,201,671
2017$2,164,671$37,000▲ $345,625$335,445$2,201,671
Compensation and Service Providers
Top Officer Pay23rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Anne HainesPresident & CEOFT$262,152$8,828$270,980
Francisco LopezVice Pres of Business InnoFT$212,241$7,408$219,649
Marisa BarreraChief Strategy OfficerFT$165,535$5,641$171,176
Margaret SmithVice Pres of LendingFT$156,033$5,339$161,372
Mary PerkinsDirector of PhilanthrophyFT$142,162-$142,162
Evan MaxonDirector of Operations andFT$126,815$7,081$133,896
Analisa SmithDirector of FinanceFT$106,717$10,286$117,003
Raymond E Ziler - End 053121CFOPT$56,457-$56,457
Suzette M Longfellow - Began 100421CFOFT$38,612$7,027$45,639

Board Members and Trustees

NameTitle
Clarence McallisterChair
Yashoda NaidooSecretary/imm Past Chair
Betty ArkellDirector
Greg LevensonDirector
Irv AshfordDirector
Jerrie MerrittDirector
William G RidenourDirector
Edmond JohnsonDirector At-large
Michelle CoonsTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$7,512,573
Program Service Revenue
$17,685,543
Investment Income
$132,224
Other Revenue
$-31,742
All Other Contributions
$5,282,376
Change in Net Assets
$16,207,061

Audited Revenue Reconciliation

Revenue per Audited Statements
$25,172,220
Revenue Not Reported on Financial Statements
$126,378
Revenue Not Reported on Form 990
$504,012
Other Revenue Adjustments
$112,940
Total Revenue per Audited Statements
$25,676,232
Total Revenue per Form 990
$25,298,598
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,667,724
Salaries, Compensation, and Employee Benefits$4,423,813
Total Fundraising Expense$658,443
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$2,339,437$326,218$262,871$2,928,526
Interest$1,599,453--$1,599,453
Advertising$893,535$770$32,930$927,235
Current Officers, Directors, Trustees, and Key Employees$735,612$52,737$136,925$925,274
Fees for Services Other$592,922$84,090$50,667$727,679
Information Technology$447,637$36,125$26,990$510,752
Office Expenses$310,409$30,383$32,063$372,855
Other Employee Benefits$234,487$28,897$30,486$293,870
Payroll Taxes$220,342$27,154$28,647$276,143
Depreciation Depletion$216,414$7,990$8,429$232,833
Fees for Services Legal$169,068$23,978$14,447$207,493
Occupancy$67,838$9,640$7,221$84,699
Conferences and Meetings$64,392$7,784$6,877$79,053
Fees for Services Accounting$55,291$7,841$4,725$67,857
Travel$38,450$4,292$7,725$50,467
Insurance$29,678$9,893-$39,571
Other Expenses$-926,848$84,006$7,440$-926,848
Total Functional Expenses$7,691,296$741,798$658,443$9,091,537

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$9,268,353
Total Expenses per Form 990$9,091,537
Expenses per Audited Statements$8,841,597
Expenses Not Reported on Form 990$426,756
Expenses Not Reported on Financial Statements$249,940
Other Expense Adjustments$249,940
International Activity

International Summary

Offices
1
Employees
6
Spending
$221,042

International Compliance

Activity in boycott countries
No
Foreign corporation ownership
No
Foreign partnership interest
No
Interest in foreign trust
No
Passive foreign investment company interest
No
Transfers to foreign corporations
No

International Activities

RegionActivityServicesOfficesEmployeesSpending
IndiaProgram ServicesSoftware Development for Lending System16$221,042
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
-Greg Levenson - Director & Owner of Southwest Capital BankINVESTOR IN CONTROLLED SUBSIDIARY, ACCION 2014E LLC, WHOSE NET EARNINGS FROM ACCION WERE 2% ON THAT INVESTMENT.No$350,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“Draft of 990 reviewed by finance committee, and once approved a copy is furnished to the full board of directors.”

Form 990, Part VI, Section B, Line 12C

“An annual sign off is required of all board members and staff.”

Form 990, Part VI, Section B, Line 15

“Compensation process for top official: independent compensation study is performed. Executive committee written review. Compensation process for officers: independent compensation study is performed. Ceo reviews pay. Board approves budget.”

Form 990, Part VI, Section C, Line 19

“Audited financial statements are available on our website or upon request. Governing documents and conflict of interest policy are available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Dreamspring
EIN
85-0417347
Phone
5052438844
Address
2000 ZEARING AVENUE NW, ALBUQUERQUE, NM 87104

Signing Officer

Name
Suzette M Longfellow
Title
CFO
Phone
5052438844
Signed
2022-11-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Suzette M Longfellow
Formed
1994
Legal Domicile
Nm
Voting Board Members
9
Independent Board Members
9
Employees
65
Volunteers
15

Preparer

Firm
Cliftonlarsonallen Llp
Address
6501 AMERICAS PARKWAY NE SUITE 500, ALBUQUERQUE, NM 87110
Preparer
Jessica Locker CPA
Phone
5058428290
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Partnership income - accion nm 2011c -20. Partnership income - accion nm 2013d -20. Partnership income - accion nm 2014e -20. Partnership income - accion nm 2017g -25. Management fee -112,855. Interest expense 249,940.”

Form 990, Part XII, Line 2C

“The finance committee assumes responsibility for oversight of the audit of its financial statements and selection of an independent accountant. This process has not changed from the previous year.”

Financial Statement Notes

PART V, LINE 4:

“The endowment funds have two uses. First the loan portfolio with a balance of $1,495,493, is available if needed to be used to lend to dreamspring's clients, any charge-off amounts are reimbursed by operating funds. As of 12/31/21 it was all lent to clients. Second, is a traditional endowment with a balance of $706,178 that has been invested in marketable securities. Income generated by either use is available for operations.”

PART X, LINE 2:

“Dreamspring has adopted the provision of the financial accounting standards board (fasb) accounting standards codification (asc) 740, income taxes. There were no uncertain tax positions taken by dreamspring or any of the limited liability companies for the years ended december 31, 2021 and 2020. Dreamspring's policy is to classify income tax penalties and interest, when applicable, according to their natural classification.”

PART XI, LINE 4B - OTHER ADJUSTMENTS:

“Partnership income - accion nm 2011c llc 20. Partnership income - accion nm 2013d llc 20. Partnership income - accion nm 2014e llc 20. Partnership income - accion nm 2017g llc 25. Management fee 112,855.”

PART XII, LINE 4B - OTHER ADJUSTMENTS:

“Interest expense 249,940.”

Raw XML AppendixShowing 400 of 831 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0DREAMSPRING INCREASES ACCESS TO BUSINESS CREDIT, MAKES LOANS AND PROVIDES TRAINING WHICH ENABLE UNDERSERVED ENTREPRENEURS TO REALIZE THEIR DREAMS AND BE CATALYSTS FOR POSITIVE ECONOMIC AND SOCIAL CHANGE.
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IRS990/Desc0DREAMSPRING PROVIDES TOOLS TO HELP SMALL BUSINESSES OPERATE, GROW OR START THEIR BUSINESS. WE INCREASE ACCESS TO BUSINESS CREDIT, MAKE LOANS AND PROVIDE TRAINING TO HELP ENTREPRENEURS THRIVE. IN 2021 DREAMSPRING MADE 25,706 LOANS, FOR $214.0 MILLION, THAT CREATED OR SUSTAINED 34,423 JOBS.
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt125641
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt135339
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt147408
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt157081
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1710286
IRS990/Form990PartVIISectionAGrp/PersonNm0CLARENCE MCALLISTER
IRS990/Form990PartVIISectionAGrp/PersonNm1YASHODA NAIDOO
IRS990/Form990PartVIISectionAGrp/PersonNm2MICHELLE COONS
IRS990/Form990PartVIISectionAGrp/PersonNm3EDMOND JOHNSON
IRS990/Form990PartVIISectionAGrp/PersonNm4BETTY ARKELL
IRS990/Form990PartVIISectionAGrp/PersonNm5WILLIAM G RIDENOUR
IRS990/Form990PartVIISectionAGrp/PersonNm6JERRIE MERRITT
IRS990/Form990PartVIISectionAGrp/PersonNm7IRV ASHFORD
IRS990/Form990PartVIISectionAGrp/PersonNm8GREG LEVENSON
IRS990/Form990PartVIISectionAGrp/PersonNm9ANNE HAINES
IRS990/Form990PartVIISectionAGrp/PersonNm10SUZETTE M LONGFELLOW - BEGAN 100421
IRS990/Form990PartVIISectionAGrp/PersonNm11RAYMOND E ZILER - END 053121
IRS990/Form990PartVIISectionAGrp/PersonNm12MARISA BARRERA
IRS990/Form990PartVIISectionAGrp/PersonNm13MARGARET SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm14FRANCISCO LOPEZ
IRS990/Form990PartVIISectionAGrp/PersonNm15EVAN MAXON
IRS990/Form990PartVIISectionAGrp/PersonNm16MARY PERKINS
IRS990/Form990PartVIISectionAGrp/PersonNm17ANALISA SMITH
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9262152
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1038612
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1156457
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12165535
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13156033
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14212241
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15126815
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16142162
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17106717
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1SECRETARY/IMM PAST CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR AT-LARGE
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt10CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt11CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt12CHIEF STRATEGY OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt13VICE PRES OF LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt14VICE PRES OF BUSINESS INNO
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR OF OPERATIONS AND
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR OF PHILANTHROPHY
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR OF FINANCE
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01994
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt086801
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GovernmentGrantsAmt02230197
IRS990/GrantAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0492883
IRS990/GrossReceiptsAmt025704680
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt07
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt026990
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt036125
IRS990/InformationTechnologyGrp/ProgramServicesAmt0447637
IRS990/InformationTechnologyGrp/TotalAmt0510752
IRS990/InsuranceGrp/ManagementAndGeneralAmt09893
IRS990/InsuranceGrp/ProgramServicesAmt029678
IRS990/InsuranceGrp/TotalAmt039571
IRS990/InterestGrp/ProgramServicesAmt01599453
IRS990/InterestGrp/TotalAmt01599453
IRS990/InvestmentExpenseAmt0-13438
IRS990/InvestmentIncomeGrp/ExclusionAmt045423
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt045423
IRS990/InvestmentInJointVentureInd01
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt06000
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt06000
IRS990/InvestmentsPubTradedSecGrp/BOYAmt01312960
IRS990/InvestmentsPubTradedSecGrp/EOYAmt01488829
IRS990/IRPDocumentCnt0126
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01493239
IRS990/LandBldgEquipBasisNetGrp/BOYAmt03045071
IRS990/LandBldgEquipBasisNetGrp/EOYAmt02812238
IRS990/LandBldgEquipCostOrOtherBssAmt04305477
IRS990/LegalDomicileStateCd0NM
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0406082
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt0-144642
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt0-144642
IRS990/MissionDesc0DREAMSPRING PROVIDES TOOLS TO HELP SMALL BUSINESSES OPERATE, GROW OR START THEIR BUSINESSES. WE INCREASE ACCESS TO BUSINESS CREDIT, MAKE LOANS AND PROVIDE TRAINING TO HELP ENTREPRENEURS THRIVE.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt06103082
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt03678262
IRS990/NetAssetsOrFundBalancesBOYAmt015579443
IRS990/NetAssetsOrFundBalancesEOYAmt031987322
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt086801
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt086801
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt077256
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt012574576
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt025656671
IRS990/NoncashContributionsAmt017482
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt07221
IRS990/OccupancyGrp/ManagementAndGeneralAmt09640
IRS990/OccupancyGrp/ProgramServicesAmt067838
IRS990/OccupancyGrp/TotalAmt084699
IRS990/OfficeExpensesGrp/FundraisingAmt032063
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt030383
IRS990/OfficeExpensesGrp/ProgramServicesAmt0310409
IRS990/OfficeExpensesGrp/TotalAmt0372855
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0108743
IRS990/OtherAssetsTotalGrp/EOYAmt051246
IRS990/OtherChangesInNetAssetsAmt0137000
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt030486
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt028897
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0234487
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0293870
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/Desc1TEMPORARY SERVICES
IRS990/OtherExpensesGrp/Desc2LOAN LOSS PROVISION
IRS990/OtherExpensesGrp/FundraisingAmt07440
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt084006
IRS990/OtherExpensesGrp/ProgramServicesAmt0366396
IRS990/OtherExpensesGrp/ProgramServicesAmt1236783
IRS990/OtherExpensesGrp/ProgramServicesAmt2-926848
IRS990/OtherExpensesGrp/TotalAmt0366396
IRS990/OtherExpensesGrp/TotalAmt1328229
IRS990/OtherExpensesGrp/TotalAmt2-926848
IRS990/OtherRevenueMiscGrp/BusinessCd0522000
IRS990/OtherRevenueMiscGrp/BusinessCd1900099
IRS990/OtherRevenueMiscGrp/BusinessCd2900099
IRS990/OtherRevenueMiscGrp/Desc0MANAGEMENT FEES
IRS990/OtherRevenueMiscGrp/Desc1PTNRSHP INC-ACCION NM 2017G LLC
IRS990/OtherRevenueMiscGrp/Desc2PTNRSHP INC-ACCION NM 2011C LLC
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0112855
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt125
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt220
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0112855
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt125
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt220
IRS990/OtherRevenueTotalAmt0-31742
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt0262871
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0326218
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt02339437
IRS990/OtherSalariesAndWagesGrp/TotalAmt02928526
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt063439589
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0106905297
IRS990/OwnWebsiteInd0X
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/FundraisingAmt028647
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt027154
IRS990/PayrollTaxesGrp/ProgramServicesAmt0220342
IRS990/PayrollTaxesGrp/TotalAmt0276143
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt041969
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt0444886
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt072740
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0166464
IRS990/PrincipalOfficerNm0SUZETTE M LONGFELLOW
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522200
IRS990/ProgramServiceRevenueGrp/BusinessCd1522200
IRS990/ProgramServiceRevenueGrp/BusinessCd2522200
IRS990/ProgramServiceRevenueGrp/Desc0SBA PPP LENDING FEES
IRS990/ProgramServiceRevenueGrp/Desc1LOAN INTEREST AND FEES
IRS990/ProgramServiceRevenueGrp/Desc2SECURED DEBT
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt013291144
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt14376018
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt218381
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt013291144
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt14376018
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt218381
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt09326277
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt04905234
IRS990/PYInvestmentIncomeAmt035762
IRS990/PYOtherExpensesAmt06071004
IRS990/PYOtherRevenueAmt0112938
IRS990/PYProgramServiceRevenueAmt08220585
IRS990/PYRevenuesLessExpensesAmt02179606
IRS990/PYSalariesCompEmpBnftPaidAmt04539718
IRS990/PYTotalExpensesAmt015515956
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt017695562
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt016207061
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00

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Filings

Displayed year

2021 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$203,163,761
Liabilities
$171,176,439
Net assets
$31,987,322
Revenue
$25,298,598
Expenses
$9,091,537
Net income
$16,207,061
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$69.2$44.2$25.0$14.5$14.3$0.24
2023Detailed filing. Detailed filing data is available for this year.$72.3$47.6$24.7$14.7$23.1$8.45
2022Detailed filing. Detailed filing data is available for this year.$95.8$58.2$37.6$25.9$20.2$5.72
2021Detailed filing. Detailed filing data is available for this year.$203$171$32.0$25.3$9.09$16.2
2020Detailed filing. Detailed filing data is available for this year.$92.0$76.4$15.6$17.7$15.5$2.18
2019Detailed filing. Detailed filing data is available for this year.$51.9$38.7$13.2$9.67$12.2$2.52
2018Summary only. Only limited summary data is available for this year.$56.1$40.8$15.4$11.7$9.85$1.86
2017Detailed filing. Detailed filing data is available for this year.$51.4$37.8$13.6$8.33$8.28$0.05
2016Summary only. Only limited summary data is available for this year.$45.0$31.7$13.4$9.02$6.93$2.09
2015Detailed filing. Detailed filing data is available for this year.$33.6$22.5$11.1$7.41$5.64$1.77
2014Detailed filing. Detailed filing data is available for this year.$28.9$19.6$9.34$5.61$4.15$1.45
2013Detailed filing. Detailed filing data is available for this year.$21.2$13.2$8.05$4.17$3.21$0.96
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.4$8.59$8.80$2.94
2011Summary only. Only limited summary data is available for this year.$15.7$8.18$7.57$2.78$2.68$0.10
2010Summary only. Only limited summary data is available for this year.$15.7$8.27$7.46$3.23$3.22$0.00