Civic Intelligence

Dreamspring

990 • Fiscal year 2017 • EIN 85-0417347

Jan 01, 2017 to Dec 31, 2017 • Filed on Sep 27, 2018

Organization ProfileWWW.ACCIONNM.ORG
2000 Zearing Avenue NWAlbuquerque, NM 87104

(505) 243-8844

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

82nd percentile

0.74x

Higher debt load relative to assets than 82% of similar nonprofits.

2017 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2017

Liabilities / Revenue

92nd percentile

4.53x

Higher debt load relative to revenue than 92% of similar nonprofits.

2017 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2017

Net Margin

39th percentile

0.6%

Higher net margin than 39% of similar nonprofits.

2017 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2017

Top Officer Pay

23rd percentile

$206,079

Higher top officer pay than 23% of similar nonprofits.

Top officer pay equals 2.5% of source-year revenue.

2017 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2017

Asset Growth

77th percentile

14%

Faster asset growth than 77% of similar nonprofits.

2017 filings • 501(c)3 • $50M-$100M nonprofits • Annualized from 2016 to 2017

Revenue Growth

17th percentile

-7.6%

Faster revenue growth than 17% of similar nonprofits.

2017 filings • 501(c)3 • $50M-$100M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets82nd percentile

Assets

Up

$51,361,775

Up $6,335,564 (+14%) from 2016

Net Assets

Up

$13,604,691

Up $240,461 (+1.8%) from 2016

Liabilities

Up

$37,757,084

Up $6,095,103 (+19%) from 2016

Revenue And Expenses
Liabilities / Revenue92nd percentileNet Margin39th percentile

Revenue

Down

$8,329,686

Down $686,307 (-7.6%) from 2016

Expenses

Up

$8,277,592

Up $1,352,123 (+20%) from 2016

Net Income

Down

$52,094

Down $2,038,430 (-98%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth77th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $15,731,671Liabilities 2010: $8,270,402Net Assets 2010: $7,461,2692010Assets 2011: $15,745,680Liabilities 2011: $8,178,864Net Assets 2011: $7,566,8162011Assets 2012: $17,398,525Liabilities 2012: $8,594,013Net Assets 2012: $8,804,5122012Assets 2013: $21,202,211Liabilities 2013: $13,154,456Net Assets 2013: $8,047,7552013Assets 2014: $28,912,372Liabilities 2014: $19,571,814Net Assets 2014: $9,340,5582014Assets 2015: $33,621,734Liabilities 2015: $22,490,714Net Assets 2015: $11,131,0202015Assets 2016: $45,026,211Liabilities 2016: $31,661,981Net Assets 2016: $13,364,2302016Assets 2017: $51,361,775Liabilities 2017: $37,757,084Net Assets 2017: $13,604,6912017Assets 2018: $56,147,046Liabilities 2018: $40,769,434Net Assets 2018: $15,377,6122018Assets 2019: $51,851,931Liabilities 2019: $38,669,968Net Assets 2019: $13,181,9632019Assets 2020: $92,025,236Liabilities 2020: $76,445,793Net Assets 2020: $15,579,4432020Assets 2021: $203,163,761Liabilities 2021: $171,176,439Net Assets 2021: $31,987,3222021Assets 2022: $95,789,629Liabilities 2022: $58,236,884Net Assets 2022: $37,552,7452022Assets 2023: $72,311,430Liabilities 2023: $47,631,443Net Assets 2023: $24,679,9872023Assets 2024: $69,204,204Liabilities 2024: $44,192,462Net Assets 2024: $25,011,7422024

Highlighted filing

2017

Assets$51,361,775
Liabilities$37,757,084
Net Assets$13,604,691
Open 2017 Filing

Operations Trend

Revenue Growth17th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0-$10MRevenue 2010: $3,225,669Expenses 2010: $3,223,050Net Income 2010: $2,6192010Revenue 2011: $2,777,972Expenses 2011: $2,676,127Net Income 2011: $101,8452011Expenses 2012: $2,936,2732012Revenue 2013: $4,174,082Expenses 2013: $3,210,424Net Income 2013: $963,6582013Revenue 2014: $5,609,383Expenses 2014: $4,154,828Net Income 2014: $1,454,5552014Revenue 2015: $7,409,366Expenses 2015: $5,642,478Net Income 2015: $1,766,8882015Revenue 2016: $9,015,993Expenses 2016: $6,925,469Net Income 2016: $2,090,5242016Revenue 2017: $8,329,686Expenses 2017: $8,277,592Net Income 2017: $52,0942017Revenue 2018: $11,707,473Expenses 2018: $9,848,681Net Income 2018: $1,858,7922018Revenue 2019: $9,666,881Expenses 2019: $12,190,987Net Income 2019: -$2,524,1062019Revenue 2020: $17,695,562Expenses 2020: $15,515,956Net Income 2020: $2,179,6062020Revenue 2021: $25,298,598Expenses 2021: $9,091,537Net Income 2021: $16,207,0612021Revenue 2022: $25,867,927Expenses 2022: $20,150,364Net Income 2022: $5,717,5632022Revenue 2023: $14,674,824Expenses 2023: $23,123,632Net Income 2023: -$8,448,8082023Revenue 2024: $14,527,292Expenses 2024: $14,283,162Net Income 2024: $244,1302024

Highlighted filing

2017

Revenue$8,329,686
Expenses$8,277,592
Net Income$52,094
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Sep 27, 2018
Return Version
2017v2.3
Gross Receipts
$8,659,468
Mission and Program Overview

Mission

Dreamspring provides tools to help small businesses operate, grow or start their businesses. We increase access to business credit, make loans and provide training to help entrepreneurs thrive.

Accion provides tools to help small businesses operate, grow or start their businesses. We increase access to business credit, make loans and provide training to help entrepreneurs thrive.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$33,101,214$38,635,512▲ $5,534,298
Cash and Non-Interest-Bearing Accounts$4,476,034$6,879,877▲ $2,403,843
Land, Buildings, and Equipment, Net$3,046,251$2,945,597▼ $100,654
Pledges and Grants Receivable$2,521,474$1,525,985▼ $995,489
Investments in Publicly Traded Securities$977,632$1,131,148▲ $153,516
Accounts Receivable$626,417--
Savings and Temporary Cash Investments$31,641$32,728▲ $1,087
Prepaid Expenses and Deferred Charges$10,917$15,572▲ $4,655
Investments Other Securities$5,000$6,000▲ $1,000
Total Assets$45,026,211$51,361,775▲ $6,335,564
Other Assets Total$229,631$189,356▼ $40,275
Liabilities
Unsecured Notes Loans Payable$24,239,354$29,740,445▲ $5,501,091
Mortgage Notes Payable Secured by Investment Property$6,943,579$7,332,653▲ $389,074
Accounts Payable and Accrued Expenses$479,048$683,986▲ $204,938
Total Liabilities$31,661,981$37,757,084▲ $6,095,103
Net Assets / Fund Balance
Unrestricted Net Assets$10,782,454$10,966,986▲ $184,532
Permanently Rstr Net Assets$2,164,671$2,201,671▲ $37,000
Temporarily Rstr Net Assets$417,105$436,034▲ $18,929
Total Net Assets Fund Balance$13,364,230$13,604,691▲ $240,461
Total Liabilities and Net Assets / Fund Balance$45,026,211$51,361,775▲ $6,335,564

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,774,225$461,681$2,235,906
Land$1,003,216-$1,003,216
Equipment$168,156$280,574$448,730

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2017$2,164,671$37,000▲ $345,625$335,445$2,201,671
2016$1,877,671$287,000▲ $258,296$249,012$2,164,671
2015$1,487,671$390,000▲ $79,707$70,414$1,877,671
2014$1,377,671$110,000▲ $41,975$30,551$1,487,671
2013$1,376,341$1,330▲ $240,245$226,803$1,377,671
Compensation and Service Providers
Top Officer Pay23rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Anne Haines YatskowitzPresident & CEOFT$202,310$3,769$206,079
Marisa BarreraChief Strategy OfficerFT$110,934$3,279$114,213
Roberto Valdez-beltranMarket ManagerFT$105,577$419$105,996
Margaret SmithVice Pres of LendingFT$86,673$2,591$89,264
Greg Henderson-resigned 63017CFOFT$51,287$6,423$57,710
Kristine MichieVice Pres of Philanthropy & Strategic InvestFT$54,005-$54,005

Board Members and Trustees

NameTitle
Greg LevensonChair
Robert M MurphyImmediate Past Chair
Betty ArkellDirector
Carol Mayo CochranDirector
Clarence McallisterDirector
Gail WarriorDirector
John CareyDirector
John IkardDirector
Lorna M WigginsDirector
Michelle CoonsDirector
Richard J WadleyDirector
William G RidenourDirector
Yashoda NaidooDirector
Leslie CarlsonSecretary
Raymond E ZilerTreasurer -- CFO Beginning 02/01/18
Revenue and Support

Revenue Composition

Contributions and Grants
$3,152,851
Program Service Revenue
$4,977,462
Investment Income
$86,119
Other Revenue
$113,254
All Other Contributions
$1,997,635
Change in Net Assets
$52,094

Audited Revenue Reconciliation

Revenue per Audited Statements
$8,205,763
Revenue Not Reported on Financial Statements
$123,923
Revenue Not Reported on Form 990
$321,857
Other Revenue Adjustments
$113,254
Total Revenue per Audited Statements
$8,527,620
Total Revenue per Form 990
$8,329,686
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,950,915
Salaries, Compensation, and Employee Benefits$3,326,677
Total Fundraising Expense$417,368
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$2,096,499$62,360$197,721$2,356,580
Interest$1,061,690--$1,061,690
Current Officers, Directors, Trustees, and Key Employees$401,476$48,437$71,358$521,271
Office Expenses$372,570$13,264$36,176$422,010
Other Employee Benefits$197,732$8,771$21,299$227,802
Payroll Taxes$191,849$8,509$20,666$221,024
Fees for Services Legal$179,831$4,732$8,449$193,012
Advertising$180,907-$8,063$188,970
Travel$155,508-$15,856$171,364
Fees for Services Other$147,077$3,871$6,910$157,858
Other Expenses$79,887$28,531$5,706$114,124
Depreciation Depletion$85,972$5,897$11,518$103,387
Occupancy$75,516$5,135$9,660$90,311
Fees for Services Accounting$38,215$1,006$1,795$41,016
Conferences and Meetings$34,788$904$2,191$37,883
Insurance$17,566$5,856-$23,422
Total Functional Expenses$7,662,951$197,273$417,368$8,277,592

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$8,287,158
Total Expenses per Form 990$8,277,592
Expenses per Audited Statements$8,043,844
Expenses Not Reported on Form 990$243,314
Expenses Not Reported on Financial Statements$233,748
Other Expense Adjustments$233,748
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
-Greg Levenson - Chair/director & Owner of Southwest Capital BankINVESTOR IN CONTROLLED SUBSIDIARY, ACCION 2014E LLC, WHOSE NET EARNINGS FROM ACCION WERE 2% ON THAT INVESTMENT.No$350,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“Draft of 990 reviewed by audit committee, and once approved a copy is furnished to the full board of directors.”

Form 990, Part VI, Section B, Line 12C

“An annual sign off is required of all board members and staff.”

Form 990, Part VI, Section B, Line 15

“Compensation process for top official: independent compensation study is performed. Executive committee written review. Compensation process for officers: independent compensation study is performed. Ceo reviews pay. Board approves budget.”

Form 990, Part VI, Section C, Line 19

“Audited financial statements are available on our website or upon request. Governing documents and conflict of interest policy are available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Accion Inc
EIN
85-0417347
Phone
5052438844
Address
2000 ZEARING AVENUE NW, ALBUQUERQUE, NM 87104

Signing Officer

Name
Ray Ziler
Title
CFO
Phone
5052438844
Signed
2018-09-27
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ray Ziler
Formed
1994
Legal Domicile
Nm
Voting Board Members
13
Independent Board Members
13
Employees
68
Volunteers
23

Preparer

Firm
Atkinson & Co Ltd
Address
PO BOX 25246, ALBUQUERQUE, NM 87125
Preparer
Jessica Locker CPA
Phone
5058436492
Supplemental Narrative

Additional Explanations

Form 990, Part II

“Raymond e. Ziler was the treasurer of the board of directors during fye 12/31/17. On february 1, 2018 raymond became accion's chief financial officer.”

FORM 990, PART XI, LINE 9:

“Partnership income - accion nm 2012c -20. Partnership income - accion nm 2013d -20. Partnership income - accion nm 2014e -20. Management fee -113,185. Interest expense 233,748. Partnership income - accion nm 2017g -9.”

Form 990, Part XII, Line 2C

“The audit committee assumes responsibility for oversight of the audit of its financial statements and selection of an independent accountant. This process has not changed from the previous year.”

Financial Statement Notes

PART V, LINE 4:

“The endowment funds have three uses. First, the loan portfolio with a balance of $1,495,493, is available if needed to be used to lend to accion's clients, any charge-off amounts are reimbursed by operating funds. As of 12/31/17 it was all lent to clients. Second, is a traditional endowment with a balance of $706,178 that has been invested in marketable securities. Income generated by either use is available for operations.”

PART X, LINE 2:

“Accion has adopted the provisions of the financial accounting standards board (fasb) accounting standards codification (asc) 740, income taxes. There were no uncertain tax positions taken by accion for the years ended december 31, 2017 and 2016. Accion's policy is to classify income tax penalties and interest, when applicable, according to their natural classification.”

PART XI, LINE 4B - OTHER ADJUSTMENTS:

“Partnership income - accion nm 2012c llc 20. Partnership income - accion nm 2013d llc 20. Partnership income - accion nm 2014e llc 20. Management fee 113,185. Partnership income - accion nm 2017g llc 9.”

PART XII, LINE 4B - OTHER ADJUSTMENTS:

“Interest expense 233,748.”

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt182591
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt190
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20419
IRS990/Form990PartVIISectionAGrp/PersonNm0ROBERT M MURPHY
IRS990/Form990PartVIISectionAGrp/PersonNm1MICHELLE COONS
IRS990/Form990PartVIISectionAGrp/PersonNm2RAYMOND E ZILER
IRS990/Form990PartVIISectionAGrp/PersonNm3WILLIAM G RIDENOUR
IRS990/Form990PartVIISectionAGrp/PersonNm4JOHN CAREY
IRS990/Form990PartVIISectionAGrp/PersonNm5LESLIE CARLSON
IRS990/Form990PartVIISectionAGrp/PersonNm6CAROL MAYO COCHRAN
IRS990/Form990PartVIISectionAGrp/PersonNm7YASHODA NAIDOO
IRS990/Form990PartVIISectionAGrp/PersonNm8RICHARD J WADLEY
IRS990/Form990PartVIISectionAGrp/PersonNm9LORNA M WIGGINS
IRS990/Form990PartVIISectionAGrp/PersonNm10GREG LEVENSON
IRS990/Form990PartVIISectionAGrp/PersonNm11CLARENCE MCALLISTER
IRS990/Form990PartVIISectionAGrp/PersonNm12BETTY ARKELL
IRS990/Form990PartVIISectionAGrp/PersonNm13JOHN IKARD
IRS990/Form990PartVIISectionAGrp/PersonNm14GAIL WARRIOR
IRS990/Form990PartVIISectionAGrp/PersonNm15MARISA BARRERA
IRS990/Form990PartVIISectionAGrp/PersonNm16ANNE HAINES YATSKOWITZ
IRS990/Form990PartVIISectionAGrp/PersonNm17GREG HENDERSON-RESIGNED 63017
IRS990/Form990PartVIISectionAGrp/PersonNm18MARGARET SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm19KRISTINE MICHIE
IRS990/Form990PartVIISectionAGrp/PersonNm20ROBERTO VALDEZ-BELTRAN
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15110934
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16202310
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1751287
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1886673
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1954005
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20105577
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/TitleTxt0IMMEDIATE PAST CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER -- CFO BEGINNING 02/01/18
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15CHIEF STRATEGY OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt16PRESIDENT & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt17CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt18VICE PRES OF LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt19VICE PRES OF PHILANTHROPY & STRATEGIC INVEST
IRS990/Form990PartVIISectionAGrp/TitleTxt20MARKET MANAGER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01994
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt055580
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt013
IRS990/GovernmentGrantsAmt01155216
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0385362
IRS990/GrossReceiptsAmt08659468
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt013
IRS990/IndivRcvdGreaterThan100KCnt03
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt05856
IRS990/InsuranceGrp/ProgramServicesAmt017566
IRS990/InsuranceGrp/TotalAmt023422
IRS990/InterestGrp/ProgramServicesAmt01061690
IRS990/InterestGrp/TotalAmt01061690
IRS990/InvestmentExpenseAmt0-10669
IRS990/InvestmentIncomeGrp/ExclusionAmt030539
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt030539
IRS990/InvestmentInJointVentureInd01
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt05000
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt06000
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0977632
IRS990/InvestmentsPubTradedSecGrp/EOYAmt01131148
IRS990/IRPDocumentCnt029
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0742255
IRS990/LandBldgEquipBasisNetGrp/BOYAmt03046251
IRS990/LandBldgEquipBasisNetGrp/EOYAmt02945597
IRS990/LandBldgEquipCostOrOtherBssAmt03687852
IRS990/LegalDomicileStateCd0NM
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0329782
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt029
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt029
IRS990/MissionDesc0ACCION PROVIDES TOOLS TO HELP SMALL BUSINESSES OPERATE, GROW OR START THEIR BUSINESSES. WE INCREASE ACCESS TO BUSINESS CREDIT, MAKE LOANS AND PROVIDE TRAINING TO HELP ENTREPRENEURS THRIVE.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt06943579
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt07332653
IRS990/NetAssetsOrFundBalancesBOYAmt013364230
IRS990/NetAssetsOrFundBalancesEOYAmt013604691
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt055580
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt055580
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt078542
IRS990/NoncashContributionsAmt020233
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt09660
IRS990/OccupancyGrp/ManagementAndGeneralAmt05135
IRS990/OccupancyGrp/ProgramServicesAmt075516
IRS990/OccupancyGrp/TotalAmt090311
IRS990/OfficeExpensesGrp/FundraisingAmt036176
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt013264
IRS990/OfficeExpensesGrp/ProgramServicesAmt0372570
IRS990/OfficeExpensesGrp/TotalAmt0422010
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0229631
IRS990/OtherAssetsTotalGrp/EOYAmt0189356
IRS990/OtherChangesInNetAssetsAmt0120494
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt021299
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt08771
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0197732
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0227802
IRS990/OtherExpensesGrp/Desc0LOAN LOSS PROVISION
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/Desc2TEMPORARY SERVICES
IRS990/OtherExpensesGrp/FundraisingAmt05706
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt028531
IRS990/OtherExpensesGrp/ProgramServicesAmt02158307
IRS990/OtherExpensesGrp/ProgramServicesAmt1187561
IRS990/OtherExpensesGrp/ProgramServicesAmt279887
IRS990/OtherExpensesGrp/TotalAmt02158307
IRS990/OtherExpensesGrp/TotalAmt1187561
IRS990/OtherExpensesGrp/TotalAmt2114124
IRS990/OtherRevenueMiscGrp/BusinessCd0522000
IRS990/OtherRevenueMiscGrp/BusinessCd1900099
IRS990/OtherRevenueMiscGrp/BusinessCd2900099
IRS990/OtherRevenueMiscGrp/Desc0MANAGEMENT FEES
IRS990/OtherRevenueMiscGrp/Desc1PTNRSHP INC-ACCION NM
IRS990/OtherRevenueMiscGrp/Desc2PTNRSHP INC-ACCION NM
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0113185
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt120
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt220
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0113185
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt120
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt220
IRS990/OtherRevenueTotalAmt0113254
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt0197721
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt062360
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt02096499
IRS990/OtherSalariesAndWagesGrp/TotalAmt02356580
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt033101214
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt038635512
IRS990/OwnWebsiteInd0X
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/FundraisingAmt020666
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt08509
IRS990/PayrollTaxesGrp/ProgramServicesAmt0191849
IRS990/PayrollTaxesGrp/TotalAmt0221024
IRS990/PermanentlyRstrNetAssetsGrp/BOYAmt02164671
IRS990/PermanentlyRstrNetAssetsGrp/EOYAmt02201671
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt02521474
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt01525985
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt010917
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt015572
IRS990/PrincipalOfficerNm0RAY ZILER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522200
IRS990/ProgramServiceRevenueGrp/BusinessCd1522200
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST AND FEES
IRS990/ProgramServiceRevenueGrp/Desc1SECURED DEBT
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt04946635
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt130827
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt04946635
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt130827
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt04681497
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0-249148
IRS990/PYOtherExpensesAmt03867893
IRS990/PYOtherRevenueAmt0115974
IRS990/PYProgramServiceRevenueAmt04467670
IRS990/PYRevenuesLessExpensesAmt02090524
IRS990/PYSalariesCompEmpBnftPaidAmt03057576
IRS990/PYTotalExpensesAmt06925469
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt09015993
IRS990/QuidProQuoContributionsInd00

Document Assets

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Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$51,361,775
Liabilities
$37,757,084
Net assets
$13,604,691
Revenue
$8,329,686
Expenses
$8,277,592
Net income
$52,094
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$69.2$44.2$25.0$14.5$14.3$0.24
2023Detailed filing. Detailed filing data is available for this year.$72.3$47.6$24.7$14.7$23.1$8.45
2022Detailed filing. Detailed filing data is available for this year.$95.8$58.2$37.6$25.9$20.2$5.72
2021Detailed filing. Detailed filing data is available for this year.$203$171$32.0$25.3$9.09$16.2
2020Detailed filing. Detailed filing data is available for this year.$92.0$76.4$15.6$17.7$15.5$2.18
2019Detailed filing. Detailed filing data is available for this year.$51.9$38.7$13.2$9.67$12.2$2.52
2018Summary only. Only limited summary data is available for this year.$56.1$40.8$15.4$11.7$9.85$1.86
2017Detailed filing. Detailed filing data is available for this year.$51.4$37.8$13.6$8.33$8.28$0.05
2016Summary only. Only limited summary data is available for this year.$45.0$31.7$13.4$9.02$6.93$2.09
2015Detailed filing. Detailed filing data is available for this year.$33.6$22.5$11.1$7.41$5.64$1.77
2014Detailed filing. Detailed filing data is available for this year.$28.9$19.6$9.34$5.61$4.15$1.45
2013Detailed filing. Detailed filing data is available for this year.$21.2$13.2$8.05$4.17$3.21$0.96
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.4$8.59$8.80$2.94
2011Summary only. Only limited summary data is available for this year.$15.7$8.18$7.57$2.78$2.68$0.10
2010Summary only. Only limited summary data is available for this year.$15.7$8.27$7.46$3.23$3.22$0.00