Civic Intelligence

Zia Credit Union

990 • Fiscal year 2016 • EIN 85-0121717

Jan 01, 2016 to Dec 31, 2016 • Filed on Nov 08, 2017

Organization ProfileWWW.ZIACU.ORG

View Organization Page

P O Box 490Los Alamos, NM 87544

(505) 662-4671

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

69th percentile

0.91x

Higher debt load relative to assets than 69% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Liabilities / Revenue

42nd percentile

17.16x

Higher debt load relative to revenue than 42% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Net Margin

36th percentile

7.6%

Higher net margin than 36% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Top Officer Pay

45th percentile

$189,778

Higher top officer pay than 45% of similar nonprofits.

Top officer pay equals 2.7% of source-year revenue.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Asset Growth

26th percentile

1.8%

Faster asset growth than 26% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Revenue Growth

43rd percentile

4.9%

Faster revenue growth than 43% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets69th percentile

Assets

Up

$134,701,370

Up $2,435,531 (+1.8%) from 2015

Net Assets

Up

$12,508,412

Up $582,398 (+4.9%) from 2015

Liabilities

Up

$122,192,958

Up $1,853,133 (+1.5%) from 2015

Revenue And Expenses
Liabilities / Revenue42nd percentileNet Margin36th percentile

Revenue

Up

$7,118,738

Up $334,102 (+4.9%) from 2015

Expenses

Up

$6,580,118

Up $287,611 (+4.6%) from 2015

Net Income

Up

$538,620

Up $46,491 (+9.4%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth26th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $129,576,298Liabilities 2010: $118,762,464Net Assets 2010: $10,813,8342010Assets 2011: $132,468,644Liabilities 2011: $121,422,094Net Assets 2011: $11,046,5502011Assets 2012: $129,357,936Liabilities 2012: $118,261,298Net Assets 2012: $11,096,6382012Assets 2013: $130,285,403Liabilities 2013: $119,044,984Net Assets 2013: $11,240,4192013Assets 2014: $130,910,746Liabilities 2014: $119,367,267Net Assets 2014: $11,543,4792014Assets 2015: $132,265,839Liabilities 2015: $120,339,825Net Assets 2015: $11,926,0142015Assets 2016: $134,701,370Liabilities 2016: $122,192,958Net Assets 2016: $12,508,4122016Assets 2017: $136,666,860Liabilities 2017: $125,573,402Net Assets 2017: $11,093,4582017Assets 2018: $142,278,459Liabilities 2018: $130,269,102Net Assets 2018: $12,009,3572018Assets 2019: $148,460,894Liabilities 2019: $135,979,075Net Assets 2019: $12,481,8192019Assets 2020: $176,263,640Liabilities 2020: $162,649,625Net Assets 2020: $13,614,0152020Assets 2021: $198,577,340Liabilities 2021: $183,681,950Net Assets 2021: $14,895,3902021Assets 2022: $204,844,412Liabilities 2022: $191,844,229Net Assets 2022: $13,000,1832022Assets 2023: $222,413,813Liabilities 2023: $208,039,653Net Assets 2023: $14,374,1602023Assets 2024: $237,383,440Liabilities 2024: $220,770,049Net Assets 2024: $16,613,3912024

Highlighted filing

2016

Assets$134,701,370
Liabilities$122,192,958
Net Assets$12,508,412
Open 2016 Filing

Operations Trend

Revenue Growth43rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $9,209,0572010Expenses 2011: $8,795,3502011Expenses 2012: $7,910,8192012Revenue 2013: $7,150,902Expenses 2013: $7,007,121Net Income 2013: $143,7812013Revenue 2014: $6,582,727Expenses 2014: $6,287,506Net Income 2014: $295,2212014Revenue 2015: $6,784,636Expenses 2015: $6,292,507Net Income 2015: $492,1292015Revenue 2016: $7,118,738Expenses 2016: $6,580,118Net Income 2016: $538,6202016Revenue 2017: $7,710,564Expenses 2017: $9,119,752Net Income 2017: -$1,409,1882017Revenue 2018: $8,341,668Expenses 2018: $7,428,184Net Income 2018: $913,4842018Revenue 2019: $8,777,423Expenses 2019: $8,360,411Net Income 2019: $417,0122019Revenue 2020: $9,147,956Expenses 2020: $8,125,053Net Income 2020: $1,022,9032020Revenue 2021: $10,872,858Expenses 2021: $8,923,078Net Income 2021: $1,949,7802021Revenue 2022: $11,938,323Expenses 2022: $9,716,698Net Income 2022: $2,221,6252022Revenue 2023: $12,462,271Expenses 2023: $11,587,885Net Income 2023: $874,3862023Revenue 2024: $14,289,740Expenses 2024: $13,032,661Net Income 2024: $1,257,0792024

Highlighted filing

2016

Revenue$7,118,738
Expenses$6,580,118
Net Income$538,620
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Nov 8, 2017
Return Version
2016v3.0
Gross Receipts
$12,072,546
Mission and Program Overview

Mission

New mexico state-chartered credit union providing financial services to its members as provided by the new mexico credit union act

New mexico state chartered credit union providing financial services to its members as provided by the new mexico credit union act

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$78,464,500$94,272,778▲ $15,808,278
Investments Other Securities$36,107,825$27,274,313▼ $8,833,512
Rtn Earn Endowment Incm Other Fnds$8,059,348$8,641,746▲ $582,398
Savings and Temporary Cash Investments$9,577,021$5,125,677▼ $4,451,344
Land, Buildings, and Equipment, Net$4,053,726$4,000,556▼ $53,170
Cap Stk Tr Prin Current Funds$3,866,666$3,866,666→ $0
Cash and Non-Interest-Bearing Accounts$1,107,986$868,952▼ $239,034
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Total Assets$132,265,839$134,701,370▲ $2,435,531
Other Assets Total$2,954,781$3,159,094▲ $204,313
Liabilities
Other Liabilities$120,056,628$121,824,590▲ $1,767,962
Accounts Payable and Accrued Expenses$283,197$368,368▲ $85,171
Total Liabilities$120,339,825$122,192,958▲ $1,853,133
Net Assets / Fund Balance
Total Net Assets Fund Balance$11,926,014$12,508,412▲ $582,398
Total Liabilities and Net Assets / Fund Balance$132,265,839$134,701,370▲ $2,435,531

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,339,867$1,595,045$3,934,912
Land$1,602,646-$1,602,646
Equipment$58,043$1,454,153$1,512,196
Other Securities$325,724--
Compensation and Service Providers
Top Officer Pay45th percentile

Board Members and Trustees

NameTitle
Ivan TrujilloChairman/president
Lawrence GutierrezVice Chairman
David WoodruffCEO
Matty PerezSecretary
Richard RoybalTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
EplData Processing22 INVERNESS CENTER PKWAY SUITE 40, Birmingham, AL 35242$525,180
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$6,664,131
Investment Income
$454,607
Other Revenue
$0
Change in Net Assets
$538,620

Audited Revenue Reconciliation

Revenue per Audited Statements
$7,118,738
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$37,849
Total Revenue per Audited Statements
$7,156,587
Total Revenue per Form 990
$7,118,738
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$3,298,879
Other Expenses$3,281,239
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$2,247,486
Office Expenses---$1,047,359
Fees for Services Other---$930,397
Other Employee Benefits---$861,615
Occupancy---$445,524
Interest---$420,485
Current Officers, Directors, Trustees, and Key Employees---$189,778
Conferences and Meetings---$72,339
Other Expenses---$22,201
Total Functional Expenses$0$0$0$6,580,118

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$6,617,967
Expenses per Audited Statements$6,580,118
Total Expenses per Form 990$6,580,118
Expenses Not Reported on Form 990$37,849
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$121,824,590
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is owned and governed by its members. Members own shares (deposits), elect board members and vote on significant issues.”

Form 990, Part VI, Section A, Line 7A

“The members of the credit union vote annually on the board of directors for the credit union.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is prepared by an independent cpa and a copy is provided to the board of directors and the management team prior to filing.”

Form 990, Part VI, Section B, Line 12C

“Each director signs a conflict of interest form annually which sets forth any conflicts or affirmatively states that there are no conflicts.”

Form 990, Part VI, Section B, Line 15

“The board of directors reviews compensation surveys and/or studies to determine appropriate compensation. The board approves the compensation of the ceo.”

Form 990, Part VI, Section C, Line 18

“Forms 1023 and 990 are available at the credit union's main location for review upon request.”

Form 990, Part VI, Section C, Line 19

“A copy of all governance documents, policies, financial statements and form 990 is maintained at the credit union's main location and is available for review upon request. Financial information is provided at the annual members meeting.”

Filing and Contact Details

Filer

Filer Name
Zia Credit Union
EIN
85-0121717
Phone
5056624671
Address
P O BOX 490, LOS ALAMOS, NM 87544

Signing Officer

Name
David Woodruff
Title
CEO
Phone
5056624671
Signed
2017-11-08
Discuss with paid preparer
Yes

Organization Details

Principal Officer
David Woodruff
Formed
1955
Legal Domicile
Nm
Voting Board Members
5
Independent Board Members
5
Employees
64
Volunteers
0

Preparer

Firm
Parks & Company Plc
Address
441 N WASHINGTON, EL DORADO, AR 71730
Preparer
G Pete Parks
Phone
8708623401
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Professional and outside services/data processing 930,397.”

FORM 990, PART XI, LINE 9:

“Change in other comprehensive income 43,779. Rounding -1.”

Financial Statement Notes

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“Loss on disposition of assets held for sale 37,849.”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“Loss on disposition of assets held for sale 37,849.”

Raw XML Appendix393 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt08641746
IRS990/SavingsAndTempCashInvstGrp/BOYAmt09577021
IRS990/SavingsAndTempCashInvstGrp/EOYAmt05125677
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt02339867
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01595045
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03934912
IRS990ScheduleD/EquipmentGrp/BookValueAmt058043
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01454153
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01512196
IRS990ScheduleD/ExpensesNotReportedAmt037849
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt06580118
IRS990ScheduleD/LandGrp/BookValueAmt01602646
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01602646
IRS990ScheduleD/OtherExpensesIncludedAmt037849
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0121824590
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/OtherRevenueAmt037849
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt010874365
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt19520000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt26554224
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt3325724
IRS990ScheduleD/OtherSecuritiesGrp/Desc0FEDERAL AGENCIES AND GSE BONDS
IRS990ScheduleD/OtherSecuritiesGrp/Desc1CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/Desc2FEDERAL AGENCIES AND GSE BONDS
IRS990ScheduleD/OtherSecuritiesGrp/Desc3PERPETUAL CAPITAL CORP CREDIT UNIONS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/RevenueNotReportedAmt037849
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt07118738
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0LOSS ON DISPOSITION OF ASSETS HELD FOR SALE 37,849.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1LOSS ON DISPOSITION OF ASSETS HELD FOR SALE 37,849.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART XI, LINE 2D - OTHER ADJUSTMENTS:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART XII, LINE 2D - OTHER ADJUSTMENTS:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04000556
IRS990ScheduleD/TotalBookValueSecuritiesAmt027274313
IRS990ScheduleD/TotalExpensesPerForm990Amt06580118
IRS990ScheduleD/TotalLiabilityAmt0121824590
IRS990ScheduleD/TotalRevenuePerForm990Amt07118738
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt07156587
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt06617967
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt0189778
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0DAVID WOODRUFF
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt0189778
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS OWNED AND GOVERNED BY ITS MEMBERS. MEMBERS OWN SHARES (DEPOSITS), ELECT BOARD MEMBERS AND VOTE ON SIGNIFICANT ISSUES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBERS OF THE CREDIT UNION VOTE ANNUALLY ON THE BOARD OF DIRECTORS FOR THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2FORM 990 IS PREPARED BY AN INDEPENDENT CPA AND A COPY IS PROVIDED TO THE BOARD OF DIRECTORS AND THE MANAGEMENT TEAM PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3EACH DIRECTOR SIGNS A CONFLICT OF INTEREST FORM ANNUALLY WHICH SETS FORTH ANY CONFLICTS OR AFFIRMATIVELY STATES THAT THERE ARE NO CONFLICTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD OF DIRECTORS REVIEWS COMPENSATION SURVEYS AND/OR STUDIES TO DETERMINE APPROPRIATE COMPENSATION. THE BOARD APPROVES THE COMPENSATION OF THE CEO.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5FORMS 1023 AND 990 ARE AVAILABLE AT THE CREDIT UNION'S MAIN LOCATION FOR REVIEW UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6A COPY OF ALL GOVERNANCE DOCUMENTS, POLICIES, FINANCIAL STATEMENTS AND FORM 990 IS MAINTAINED AT THE CREDIT UNION'S MAIN LOCATION AND IS AVAILABLE FOR REVIEW UPON REQUEST. FINANCIAL INFORMATION IS PROVIDED AT THE ANNUAL MEMBERS MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7PROFESSIONAL AND OUTSIDE SERVICES/DATA PROCESSING 930,397.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8CHANGE IN OTHER COMPREHENSIVE INCOME 43,779. ROUNDING -1.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART IX, LINE 11G
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0132265839
IRS990/TotalAssetsEOYAmt0134701370
IRS990/TotalAssetsGrp/BOYAmt0132265839
IRS990/TotalAssetsGrp/EOYAmt0134701370
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt064
IRS990/TotalFunctionalExpensesGrp/TotalAmt06580118
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0120339825
IRS990/TotalLiabilitiesEOYAmt0122192958
IRS990/TotalLiabilitiesGrp/BOYAmt0120339825
IRS990/TotalLiabilitiesGrp/EOYAmt0122192958
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt011926014
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt012508412
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt06664131
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt07118738
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt07118738
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0132265839
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0134701370
IRS990/TotReportableCompRltdOrgAmt0189778
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01001 CENTRAL AVENUE
IRS990/USAddress/CityNm0LOS ALAMOS
IRS990/USAddress/StateAbbreviationCd0NM
IRS990/USAddress/ZIPCd087544
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0WWW.ZIACU.ORG
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0DAVID WOODRUFF
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum05056624671
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-11-08
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ZIA CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0ZIAC
ReturnHeader/Filer/EIN0850121717
ReturnHeader/Filer/PhoneNum05056624671
ReturnHeader/Filer/USAddress/AddressLine1Txt0P O BOX 490
ReturnHeader/Filer/USAddress/CityNm0LOS ALAMOS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NM
ReturnHeader/Filer/USAddress/ZIPCd087544
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId085E3B4CDDB0F8CC070F7811689ABD194AB3DF2C0
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0B1DF67457FCA306593A501BCD3B53750B591BC2D
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt066.76.118.40
ReturnHeader/FilingSecurityInformation/IPDt02017-11-08
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CS
ReturnHeader/FilingSecurityInformation/IPTm016:30:43
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0202126731
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0PARKS & COMPANY PLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0441 N WASHINGTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0EL DORADO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0AR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd071730
ReturnHeader/PreparerPersonGrp/PhoneNum08708623401
ReturnHeader/PreparerPersonGrp/PreparationDt02017-11-08
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0G PETE PARKS
ReturnHeader/ReturnTs02017-11-15T08:27:21-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$134,701,370
Liabilities
$122,192,958
Net assets
$12,508,412
Revenue
$7,118,738
Expenses
$6,580,118
Net income
$538,620
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$237$221$16.6$14.3$13.0$1.26
2023Summary only. Only limited summary data is available for this year.$222$208$14.4$12.5$11.6$0.87
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$205$192$13.0$11.9$9.72$2.22
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$199$184$14.9$10.9$8.92$1.95
2020Summary only. Only limited summary data is available for this year.$176$163$13.6$9.15$8.13$1.02
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$148$136$12.5$8.78$8.36$0.42
2018Summary only. Only limited summary data is available for this year.$142$130$12.0$8.34$7.43$0.91
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$137$126$11.1$7.71$9.12$1.41
2016Detailed filing. Detailed filing data is available for this year.$135$122$12.5$7.12$6.58$0.54
2015Detailed filing. Detailed filing data is available for this year.$132$120$11.9$6.78$6.29$0.49
2014Detailed filing. Detailed filing data is available for this year.$131$119$11.5$6.58$6.29$0.30
2013Detailed filing. Detailed filing data is available for this year.$130$119$11.2$7.15$7.01$0.14
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$129$118$11.1$7.91
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$132$121$11.0$8.80
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$130$119$10.8$9.21
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2016 filings • 501(c)14 • $100M-$250M nonprofits