Civic Intelligence

Zia Credit Union

EIN 85-0121717 • 501(c)14 • Los Alamos, NM

View Organization Page

Profile

New mexico state-chartered credit union providing financial services to its members as provided by the new mexico credit union act

P O Box 490Los Alamos, NM 87544

www.ziacu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

92nd percentile

0.93x

Higher debt load relative to assets than 92% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

47th percentile

15.45x

Higher debt load relative to revenue than 47% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Net Margin

36th percentile

8.8%

Higher net margin than 36% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

79th percentile

6.7%

Faster asset growth than 79% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Revenue Growth

48th percentile

15%

Faster revenue growth than 48% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets92nd percentile

Assets

Up

$237,383,440

Up $14,969,627 (+6.7%) from 2023

Liabilities

Up

$220,770,049

Up $12,730,396 (+6.1%) from 2023

Net Assets

Up

$16,613,391

Up $2,239,231 (+16%) from 2023

Operations
Liabilities / Revenue47th percentileNet Margin36th percentile

Revenue

Up

$14,289,740

Up $1,827,469 (+15%) from 2023

Expenses

Up

$13,032,661

Up $1,444,776 (+12%) from 2023

Net Income

Up

$1,257,079

Up $382,693 (+44%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth79th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300M$200M$100M$0Assets 2010: $129,576,298Liabilities 2010: $118,762,464Net Assets 2010: $10,813,8342010Assets 2011: $132,468,644Liabilities 2011: $121,422,094Net Assets 2011: $11,046,5502011Assets 2012: $129,357,936Liabilities 2012: $118,261,298Net Assets 2012: $11,096,6382012Assets 2013: $130,285,403Liabilities 2013: $119,044,984Net Assets 2013: $11,240,4192013Assets 2014: $130,910,746Liabilities 2014: $119,367,267Net Assets 2014: $11,543,4792014Assets 2015: $132,265,839Liabilities 2015: $120,339,825Net Assets 2015: $11,926,0142015Assets 2016: $134,701,370Liabilities 2016: $122,192,958Net Assets 2016: $12,508,4122016Assets 2017: $136,666,860Liabilities 2017: $125,573,402Net Assets 2017: $11,093,4582017Assets 2018: $142,278,459Liabilities 2018: $130,269,102Net Assets 2018: $12,009,3572018Assets 2019: $148,460,894Liabilities 2019: $135,979,075Net Assets 2019: $12,481,8192019Assets 2020: $176,263,640Liabilities 2020: $162,649,625Net Assets 2020: $13,614,0152020Assets 2021: $198,577,340Liabilities 2021: $183,681,950Net Assets 2021: $14,895,3902021Assets 2022: $204,844,412Liabilities 2022: $191,844,229Net Assets 2022: $13,000,1832022Assets 2023: $222,413,813Liabilities 2023: $208,039,653Net Assets 2023: $14,374,1602023Assets 2024: $237,383,440Liabilities 2024: $220,770,049Net Assets 2024: $16,613,3912024

Highlighted filing

2024

Assets$237,383,440
Liabilities$220,770,049
Net Assets$16,613,391
Open 2024 Filing

Operations Trend

Revenue Growth48th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $9,209,0572010Expenses 2011: $8,795,3502011Expenses 2012: $7,910,8192012Revenue 2013: $7,150,902Expenses 2013: $7,007,121Net Income 2013: $143,7812013Revenue 2014: $6,582,727Expenses 2014: $6,287,506Net Income 2014: $295,2212014Revenue 2015: $6,784,636Expenses 2015: $6,292,507Net Income 2015: $492,1292015Revenue 2016: $7,118,738Expenses 2016: $6,580,118Net Income 2016: $538,6202016Revenue 2017: $7,710,564Expenses 2017: $9,119,752Net Income 2017: -$1,409,1882017Revenue 2018: $8,341,668Expenses 2018: $7,428,184Net Income 2018: $913,4842018Revenue 2019: $8,777,423Expenses 2019: $8,360,411Net Income 2019: $417,0122019Revenue 2020: $9,147,956Expenses 2020: $8,125,053Net Income 2020: $1,022,9032020Revenue 2021: $10,872,858Expenses 2021: $8,923,078Net Income 2021: $1,949,7802021Revenue 2022: $11,938,323Expenses 2022: $9,716,698Net Income 2022: $2,221,6252022Revenue 2023: $12,462,271Expenses 2023: $11,587,885Net Income 2023: $874,3862023Revenue 2024: $14,289,740Expenses 2024: $13,032,661Net Income 2024: $1,257,0792024

Highlighted filing

2024

Revenue$14,289,740
Expenses$13,032,661
Net Income$1,257,079
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$237,383,440
Liabilities
$220,770,049
Net assets
$16,613,391
Revenue
$14,289,740
Expenses
$13,032,661
Net income
$1,257,079
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$237$221$16.6$14.3$13.0$1.26
2023Summary only. Only limited summary data is available for this year.$222$208$14.4$12.5$11.6$0.87
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$205$192$13.0$11.9$9.72$2.22
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$199$184$14.9$10.9$8.92$1.95
2020Summary only. Only limited summary data is available for this year.$176$163$13.6$9.15$8.13$1.02
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$148$136$12.5$8.78$8.36$0.42
2018Summary only. Only limited summary data is available for this year.$142$130$12.0$8.34$7.43$0.91
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$137$126$11.1$7.71$9.12$1.41
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$135$122$12.5$7.12$6.58$0.54
2015Detailed filing. Detailed filing data is available for this year.$132$120$11.9$6.78$6.29$0.49
2014Detailed filing. Detailed filing data is available for this year.$131$119$11.5$6.58$6.29$0.30
2013Detailed filing. Detailed filing data is available for this year.$130$119$11.2$7.15$7.01$0.14
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$129$118$11.1$7.91
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$132$121$11.0$8.80
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$130$119$10.8$9.21
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 13, 2025
Return Version
2024v5.2
Gross Receipts
$14,338,936
Mission and Program Overview

Mission

New mexico state-chartered credit union providing financial services to its members as provided by the new mexico credit union act

New mexico state chartered credit union providing financial services to its members as provided by the new mexico credit union act

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$160,790,863$173,484,825▲ $12,693,962
Investments Other Securities$40,018,488$36,914,337▼ $3,104,151
Rtn Earn Endowment Incm Other Fnds$10,507,494$12,746,725▲ $2,239,231
Savings and Temporary Cash Investments$9,382,444$12,632,622▲ $3,250,178
Land, Buildings, and Equipment, Net$5,757,634$6,327,387▲ $569,753
Cap Stk Tr Prin Current Funds$3,866,666$3,866,666→ $0
Cash and Non-Interest-Bearing Accounts$1,863,749$2,741,755▲ $878,006
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Total Assets$222,413,813$237,383,440▲ $14,969,627
Other Assets Total$4,600,635$5,282,514▲ $681,879
Liabilities
Other Liabilities$207,440,320$220,082,463▲ $12,642,143
Accounts Payable and Accrued Expenses$599,333$687,586▲ $88,253
Total Liabilities$208,039,653$220,770,049▲ $12,730,396
Net Assets / Fund Balance
Total Net Assets Fund Balance$14,374,160$16,613,391▲ $2,239,231
Total Liabilities and Net Assets / Fund Balance$222,413,813$237,383,440▲ $14,969,627

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,055,313$2,372,544$5,427,857
Equipment$534,762$2,640,509$3,175,271
Land$1,892,299-$1,892,299
Other Land Buildings$845,013-$845,013
Other Securities$85,100--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseTotal
Dwayne HerreraCEOFT$259,794$259,794
Paul JohnsonCFOFT$152,957$152,957
Robert ValerioVP LendingFT$127,755$127,755
Valerie MartinezVP Customer ExperienceFT$116,251$116,251
Baby MatousekVP Human ResourcesFT$114,518$114,518
Albinita RomeroVP OperationsFT$107,767$107,767

Board Members and Trustees

NameTitle
J C GarciaChairman/president
Lawrence GutierrezVice Chairman
Richard RoybalDirector
Matty PerezSecretary
Thomas TierneyTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$13,168,114
Investment Income
$977,288
Other Revenue
$144,338
Change in Net Assets
$1,257,079

Audited Revenue Reconciliation

Revenue per Audited Statements
$14,289,740
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$14,289,740
Total Revenue per Form 990
$14,289,740
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$7,761,141
Salaries, Compensation, and Employee Benefits$5,271,520
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$3,831,330
Fees for Services Other---$1,088,138
All Other Expenses---$843,739
Other Employee Benefits---$531,778
Other Expenses---$528,000
Current Officers, Directors, Trustees, and Key Employees---$412,751
Office Expenses---$405,316
Occupancy---$378,278
Payroll Taxes---$306,281
Depreciation Depletion---$237,585
Pension Plan Contributions---$189,380
Advertising---$119,308
Conferences and Meetings---$114,308
Insurance---$108,519
Information Technology---$17,611
Total Functional Expenses$0$0$0$13,032,661

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$13,032,661
Total Expenses per Audited Statements$13,032,661
Total Expenses per Form 990$13,032,661
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$220,082,463
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is owned and governed by its members. Members own shares (deposits), elect board members and vote on significant issues.”

Form 990, Part VI, Section A, Line 7A

“The members of the credit union vote annually on the board of directors for the credit union.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is prepared by an independent cpa and a copy is provided to the board of directors and the management team prior to filing.”

Form 990, Part VI, Section B, Line 12C

“Each director signs a conflict of interest form annually which sets forth any conflicts or affirmatively states that there are no conflicts.”

Form 990, Part VI, Section B, Line 15

“The board of directors reviews compensation surveys and/or studies to determine appropriate compensation. The board approves the compensation of the ceo.”

Form 990, Part VI, Section C, Line 18

“Forms 1023 and 990 are available at the credit union's main location for review upon request.”

Form 990, Part VI, Section C, Line 19

“A copy of all governance documents, policies, financial statements and form 990 is maintained at the credit union's main location and is available for review upon request. Financial information is provided at the annual members meeting.”

Filing and Contact Details

Filer

Filer Name
Zia Credit Union
EIN
85-0121717
Phone
5056624671
Address
P O BOX 490, LOS ALAMOS, NM 87544

Signing Officer

Name
Paul Johnson
Title
Chief Financial Officer
Phone
5056624671
Signed
2025-11-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Dwayne Herrera
Formed
1955
Legal Domicile
Nm
Voting Board Members
5
Independent Board Members
5
Employees
79
Volunteers
8

Preparer

Firm
Parks & Company Plc
Address
441 N WASHINGTON, EL DORADO, AR 71730
Preparer
G Pete Parks
Phone
8708623401
Raw XML AppendixShowing 400 of 446 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt6CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt7VP OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt8VP HUMAN RESOURCES
IRS990/Form990PartVIISectionAGrp/TitleTxt9VP LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt10VP CUSTOMER EXPERIENCE
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IRS990/IRPDocumentCnt03171
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt05013053
IRS990/LandBldgEquipBasisNetGrp/BOYAmt05757634
IRS990/LandBldgEquipBasisNetGrp/EOYAmt06327387
IRS990/LandBldgEquipCostOrOtherBssAmt011340440
IRS990/LegalDomicileStateCd0NM
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt020576
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt028620
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0NEW MEXICO STATE-CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES TO ITS MEMBERS AS PROVIDED BY THE NEW MEXICO CREDIT UNION ACT
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt014374160
IRS990/NetAssetsOrFundBalancesEOYAmt016613391
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt037704
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt037704
IRS990/NetUnrelatedBusTxblIncmAmt0808
IRS990/NetUnrlzdGainsLossesInvstAmt0982152
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0378278
IRS990/OfficeExpensesGrp/TotalAmt0405316
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt04600635
IRS990/OtherAssetsTotalGrp/EOYAmt05282514
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0531778
IRS990/OtherExpensesGrp/Desc0UBIT
IRS990/OtherExpensesGrp/Desc1DIVIDENDS ON MEMBER SHA
IRS990/OtherExpensesGrp/Desc2ATM FEES
IRS990/OtherExpensesGrp/Desc3PROVISION FOR CREDIT LO
IRS990/OtherExpensesGrp/TotalAmt049
IRS990/OtherExpensesGrp/TotalAmt13321875
IRS990/OtherExpensesGrp/TotalAmt2598415
IRS990/OtherExpensesGrp/TotalAmt3528000
IRS990/OtherLiabilitiesGrp/BOYAmt0207440320
IRS990/OtherLiabilitiesGrp/EOYAmt0220082463
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherRevenueMiscGrp/BusinessCd0522110
IRS990/OtherRevenueMiscGrp/BusinessCd1522110
IRS990/OtherRevenueMiscGrp/Desc0GAP INSURANCE
IRS990/OtherRevenueMiscGrp/Desc1INSURANCE & WARRANTY COMMISSIONS
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0123786
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0123786
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt120552
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt020552
IRS990/OtherRevenueTotalAmt0144338
IRS990/OtherSalariesAndWagesGrp/TotalAmt03831330
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0160790863
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0173484825
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0306281
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0189380
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0DWAYNE HERRERA
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST INCOME ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt010694517
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12473597
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt010694517
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12473597
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0705831
IRS990/PYOtherExpensesAmt06552288
IRS990/PYOtherRevenueAmt0434217
IRS990/PYProgramServiceRevenueAmt011322223
IRS990/PYRevenuesLessExpensesAmt0874386
IRS990/PYSalariesCompEmpBnftPaidAmt05035597
IRS990/PYTotalExpensesAmt011587885
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt012462271
IRS990/ReconcilationRevenueExpnssAmt01257079
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt010507494
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt012746725
IRS990/SavingsAndTempCashInvstGrp/BOYAmt09382444
IRS990/SavingsAndTempCashInvstGrp/EOYAmt012632622
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt03055313
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02372544
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt05427857
IRS990ScheduleD/EquipmentGrp/BookValueAmt0534762
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02640509
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt03175271
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt013032661
IRS990ScheduleD/LandGrp/BookValueAmt01892299
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01892299
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0845013
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0845013
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0220082463
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt036503513
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1325724
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt285100
IRS990ScheduleD/OtherSecuritiesGrp/Desc0FEDERAL AGENCIES
IRS990ScheduleD/OtherSecuritiesGrp/Desc1PERPETUAL CAPITAL CORP CREDIT UNIONS
IRS990ScheduleD/OtherSecuritiesGrp/Desc2FHLB STOCK
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt014289740
IRS990ScheduleD/TotalBookValueLandBuildingsAmt06327387
IRS990ScheduleD/TotalBookValueSecuritiesAmt036914337
IRS990ScheduleD/TotalExpensesPerForm990Amt013032661
IRS990ScheduleD/TotalLiabilityAmt0220082463
IRS990ScheduleD/TotalRevenuePerForm990Amt014289740
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt014289740
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt013032661
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0259794
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1152957
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0DWAYNE HERRERA
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1PAUL JOHNSON
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1CFO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0259794
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1152957
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0THE BOARD OF DIRECTORS USES COMPENSATION INFORMATION PROVIDED BY TRADE ORGANZIATIONS TO ESTABLISH COMPENSATION AMOUNTS FOR THE CEO AND CFO.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 3
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS OWNED AND GOVERNED BY ITS MEMBERS. MEMBERS OWN SHARES (DEPOSITS), ELECT BOARD MEMBERS AND VOTE ON SIGNIFICANT ISSUES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBERS OF THE CREDIT UNION VOTE ANNUALLY ON THE BOARD OF DIRECTORS FOR THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2FORM 990 IS PREPARED BY AN INDEPENDENT CPA AND A COPY IS PROVIDED TO THE BOARD OF DIRECTORS AND THE MANAGEMENT TEAM PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3EACH DIRECTOR SIGNS A CONFLICT OF INTEREST FORM ANNUALLY WHICH SETS FORTH ANY CONFLICTS OR AFFIRMATIVELY STATES THAT THERE ARE NO CONFLICTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD OF DIRECTORS REVIEWS COMPENSATION SURVEYS AND/OR STUDIES TO DETERMINE APPROPRIATE COMPENSATION. THE BOARD APPROVES THE COMPENSATION OF THE CEO.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5FORMS 1023 AND 990 ARE AVAILABLE AT THE CREDIT UNION'S MAIN LOCATION FOR REVIEW UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6A COPY OF ALL GOVERNANCE DOCUMENTS, POLICIES, FINANCIAL STATEMENTS AND FORM 990 IS MAINTAINED AT THE CREDIT UNION'S MAIN LOCATION AND IS AVAILABLE FOR REVIEW UPON REQUEST. FINANCIAL INFORMATION IS PROVIDED AT THE ANNUAL MEMBERS MEETING.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0222413813
IRS990/TotalAssetsEOYAmt0237383440
IRS990/TotalAssetsGrp/BOYAmt0222413813
IRS990/TotalAssetsGrp/EOYAmt0237383440
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt079
IRS990/TotalFunctionalExpensesGrp/TotalAmt013032661
IRS990/TotalGrossUBIAmt020552
IRS990/TotalLiabilitiesBOYAmt0208039653
IRS990/TotalLiabilitiesEOYAmt0220770049
IRS990/TotalLiabilitiesGrp/BOYAmt0208039653
IRS990/TotalLiabilitiesGrp/EOYAmt0220770049
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt014374160
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt016613391
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt013168114
IRS990/TotalReportableCompFromOrgAmt0879042
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt014269188

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