Civic Intelligence

Fellowship Credit Union

EIN 84-6031137 • 501(c)14 • Lamar, CO

Profile

The mission of Fellowship Credit Union is to encourage economic stability amoung the membership by providing financial education, affordable financial products and extraordinary service.

PO Box 876Lamar, CO 81052

www.fellowshipcreditunion.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

73rd percentile

0.90x

Higher debt load relative to assets than 73% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

39th percentile

15.51x

Higher debt load relative to revenue than 39% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

50th percentile

12%

Higher net margin than 50% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

96th percentile

15%

Faster asset growth than 96% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

68th percentile

18%

Faster revenue growth than 68% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Assets

Up

$50,475,021

Up $6,768,288 (+15%) from 2023

Liabilities

Up

$45,627,634

Up $6,127,117 (+16%) from 2023

Net Assets

Up

$4,847,387

Up $641,171 (+15%) from 2023

Revenue

Up

$2,942,537

Up $447,364 (+18%) from 2023

Expenses

Up

$2,592,719

Up $504,844 (+24%) from 2023

Net Income

Down

$349,818

Down $57,480 (-14%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2010: $11,931,427Liabilities 2010: $10,618,023Net Assets 2010: $1,313,4042010Assets 2011: $12,069,332Liabilities 2011: $10,600,400Net Assets 2011: $1,468,9322011Assets 2012: $12,350,972Liabilities 2012: $10,741,021Net Assets 2012: $1,609,9512012Assets 2014: $11,470,043Liabilities 2014: $9,864,871Net Assets 2014: $1,605,1722014Assets 2015: $11,729,533Liabilities 2015: $10,033,688Net Assets 2015: $1,695,8452015Assets 2016: $23,263,813Liabilities 2016: $20,605,675Net Assets 2016: $2,658,1382016Assets 2017: $26,079,350Liabilities 2017: $23,420,323Net Assets 2017: $2,659,0272017Assets 2018: $25,752,631Liabilities 2018: $22,946,262Net Assets 2018: $2,806,3692018Assets 2019: $27,107,249Liabilities 2019: $24,159,199Net Assets 2019: $2,948,0502019Assets 2020: $35,407,590Liabilities 2020: $32,261,843Net Assets 2020: $3,145,7472020Assets 2021: $37,647,727Liabilities 2021: $34,171,612Net Assets 2021: $3,476,1152021Assets 2022: $41,386,798Liabilities 2022: $37,587,880Net Assets 2022: $3,798,9182022Assets 2023: $43,706,733Liabilities 2023: $39,500,517Net Assets 2023: $4,206,2162023Assets 2024: $50,475,021Liabilities 2024: $45,627,634Net Assets 2024: $4,847,3872024

Highlighted filing

2024

Assets$50,475,021
Liabilities$45,627,634
Net Assets$4,847,387

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $799,5692010Revenue 2011: $913,493Expenses 2011: $757,965Net Income 2011: $155,5282011Expenses 2012: $801,8752012Revenue 2014: $915,865Expenses 2014: $724,466Net Income 2014: $191,3992014Revenue 2015: $892,371Expenses 2015: $801,698Net Income 2015: $90,6732015Revenue 2016: $982,257Expenses 2016: $1,003,132Net Income 2016: -$20,8752016Revenue 2017: $1,341,540Expenses 2017: $1,340,651Net Income 2017: $8892017Revenue 2018: $1,510,152Expenses 2018: $1,362,810Net Income 2018: $147,3422018Revenue 2019: $1,701,774Expenses 2019: $1,560,093Net Income 2019: $141,6812019Revenue 2020: $1,825,807Expenses 2020: $1,628,110Net Income 2020: $197,6972020Revenue 2021: $1,980,464Expenses 2021: $1,650,096Net Income 2021: $330,3682021Revenue 2022: $2,185,803Expenses 2022: $1,863,000Net Income 2022: $322,8032022Revenue 2023: $2,495,173Expenses 2023: $2,087,875Net Income 2023: $407,2982023Revenue 2024: $2,942,537Expenses 2024: $2,592,719Net Income 2024: $349,8182024

Highlighted filing

2024

Revenue$2,942,537
Expenses$2,592,719
Net Income$349,818

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$50.5$45.6$4.85$2.94$2.59$0.35
2023Summary only. Only limited summary data is available for this year.$43.7$39.5$4.21$2.50$2.09$0.41
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$41.4$37.6$3.80$2.19$1.86$0.32
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$37.6$34.2$3.48$1.98$1.65$0.33
2020Summary only. Only limited summary data is available for this year.$35.4$32.3$3.15$1.83$1.63$0.20
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$27.1$24.2$2.95$1.70$1.56$0.14
2018Summary only. Only limited summary data is available for this year.$25.8$22.9$2.81$1.51$1.36$0.15
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.1$23.4$2.66$1.34$1.34$0.00
2016Summary only. Only limited summary data is available for this year.$23.3$20.6$2.66$0.98$1.00$0.02
2015Detailed filing. Detailed filing data is available for this year.$11.7$10.0$1.70$0.89$0.80$0.09
2014Detailed filing. Detailed filing data is available for this year.$11.5$9.86$1.61$0.92$0.72$0.19
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.4$10.7$1.61$0.80
2011Summary only. Only limited summary data is available for this year.$12.1$10.6$1.47$0.91$0.76$0.16
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.9$10.6$1.31$0.80
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 28, 2025
Return Version
2024v5.2
Gross Receipts
$2,942,537
Mission and Program Overview

Mission

The mission of Fellowship Credit Union is to encourage economic stability amoung the membership by providing financial education, affordable financial products and extraordinary service.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$39,172,755$44,033,164▲ $4,860,409
Rtn Earn Endowment Incm Other Fnds$4,206,216$4,847,387▲ $641,171
Savings and Temporary Cash Investments$1,338,966$3,290,475▲ $1,951,509
Land, Buildings, and Equipment, Net$1,442,747$1,366,810▼ $75,937
Cash and Non-Interest-Bearing Accounts$892,768$704,960▼ $187,808
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$43,706,733$50,475,021▲ $6,768,288
Other Assets Total$859,497$1,079,612▲ $220,115
Liabilities
Other Liabilities$39,282,933$44,848,610▲ $5,565,677
Accounts Payable and Accrued Expenses$217,584$779,024▲ $561,440
Total Liabilities$39,500,517$45,627,634▲ $6,127,117
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,206,216$4,847,387▲ $641,171
Total Liabilities and Net Assets / Fund Balance$43,706,733$50,475,021▲ $6,768,288

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$837,570$879,177$1,716,747
Equipment$3,056$82,993$86,049
Land$526,184--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Brian KaneCEOFT$134,870$19,858$154,728
Tyren RushtonCLOFT$100,116$11,859$111,975
Heather GallegosCCOFT$94,241$10,511$104,752

Board Members and Trustees

NameTitle
Jesse KalmaChairperson
Gary MelcherVice Chair
Linda WilgerDirector
Pattie QuarlesDirector
Beatrice HaggardSecr / Treas

Highest Paid Contractors

ContractorServicesLocationCompensation
EnvisantDebit And Credit Card Processing1807 W DIEHL ROAD, Naperville, IL 60563$168,504
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,876,504
Investment Income
$66,033
Other Revenue
$0
Change in Net Assets
$349,818
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,407,104
Salaries, Compensation, and Employee Benefits$1,185,615
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$638,751
Current Officers, Directors, Trustees, and Key Employees---$371,455
Fees for Services Other---$329,899
Occupancy---$104,711
Depreciation Depletion---$102,961
Payroll Taxes---$96,425
Other Employee Benefits---$69,399
Other Expenses---$40,921
Fees for Services Legal---$28,757
All Other Expenses---$25,566
Advertising---$20,929
Travel---$14,388
Pension Plan Contributions---$9,585
Interest---$7,415
Total Functional Expenses$0$0$0$2,592,719
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares, Deposits and Certificates$44,848,610
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Line 6 explanation - the field of membership of the credit union shall be: (a member of the immediate family of any person who is eligible for membership in the credit union may also be admitted to membership therein). Persons who work or reside in the county of prowers and persons who reside in the counties of kiowa, baca, bent, otero, crowley, cheyenne, kit carson, lincoln, elbert, las animas, huerfano, custer, washington, yuma, phillips, sedgwick, logan, costilla, conejos, san juan, dolores, san miguel, rio grande, archuleta, ouray, gunnison, lake and park, colorado and members of their immediate family. Membership may include any small group that has a common bond of employment or association provided that said group has been accepted in accordance with the rules and regulations of the division of financial services.

Form 990, Part VI, Section A, Line 7A

Line 7a explanation - the governing body is elected at the annual meeting of the members.

Form 990, Part VI, Section A, Line 7B

Line 7b explanation - merger - requires two thirds majority vote of voting members. Charter conversion - requires two thirds majority vote of voting members. Dissolution and liquidation - requires majorty vote of entire membership.

Form 990, Part VI, Section B, Line 11B

Line 11b explanation - the form 990 is prepared by an independent cpa firm and reviewed by the credit union's ceo, and cco before it is electronically filed with the irs.

Form 990, Part VI, Section B, Line 12C

The conflict of interest disclosure is done annually and is also included in periodic policy reviews.

Form 990, Part VI, Section B, Line 15

The ceo and other officer compensation is determined by reviewing comparable job descriptions and the pay scale is determined by comparable salaries being paid for the same position. The comparables are provided by gowest credit unionassociation and the credit union national association. This is done on an annual basis.

Form 990, Part VI, Section C, Line 19

UPON REQUEST.

Filing and Contact Details

Filer

Filer Name
Fellowship Credit Union
EIN
84-6031137
Phone
7193365511
Address
PO BOX 876, LAMAR, CO 81052

Signing Officer

Name
Heather Gallegos
Title
CCO
Phone
7193365511
Signed
2025-10-28
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Brian Kane
Formed
1959
Legal Domicile
Co
Voting Board Members
5
Independent Board Members
5
Employees
0
Volunteers
8

Preparer

Firm
Jones Mertsching Cpas Pc
Address
32186 CASTLE COURT SUITE 220, EVERGREEN, CO 80439
Preparer
Eric L Jones CPA
Phone
3034809090
Supplemental Narrative

Additional Explanations

Form 990, Part 1,line 5 &part V, Line 2A

Number of employees is reported as zero as the credit union does not file form w-3. Coadvantage , as common paymaster, files form w-3 under their own fein to report the compensation of all credit union employees.

Form 990, Part IX, Line 11G

OTHER 329,899.

FORM 990, PART XI, LINE 9:

Equity acquired in merger 291,353.

Raw XML AppendixShowing 400 of 406 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0217584
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0779024
IRS990/ActivitiesConductedPrtshpInd00
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IRS990/AdvertisingGrp/TotalAmt020929
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IRS990/OtherExpensesGrp/Desc3LOAN SERVICING
IRS990/OtherExpensesGrp/TotalAmt0391011
IRS990/OtherExpensesGrp/TotalAmt1182631
IRS990/OtherExpensesGrp/TotalAmt2157915
IRS990/OtherExpensesGrp/TotalAmt340921
IRS990/OtherLiabilitiesGrp/BOYAmt039282933
IRS990/OtherLiabilitiesGrp/EOYAmt044848610
IRS990/OtherSalariesAndWagesGrp/TotalAmt0638751
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt039172755
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt044033164
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt096425
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt09585
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0BRIAN KANE
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST MEMBER LOANS
IRS990/ProgramServiceRevenueGrp/Desc1OTHER OPERATING INCOME
IRS990/ProgramServiceRevenueGrp/Desc2FEES MEMBER SERVICE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02520776
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1185318
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2170410
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02520776
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1185318
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2170410
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt025763
IRS990/PYOtherExpensesAmt01016027
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt02469410
IRS990/PYRevenuesLessExpensesAmt0407298
IRS990/PYSalariesCompEmpBnftPaidAmt01071848
IRS990/PYTotalExpensesAmt02087875
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02495173
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0349818
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04206216
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04847387
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01338966
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03290475
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0837570
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0879177
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01716747
IRS990ScheduleD/EquipmentGrp/BookValueAmt03056
IRS990ScheduleD/EquipmentGrp/DepreciationAmt082993
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt086049
IRS990ScheduleD/LandGrp/BookValueAmt0526184
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0526184
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt044848610
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES, DEPOSITS AND CERTIFICATES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01366810
IRS990ScheduleD/TotalLiabilityAmt044848610
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0134870
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount06500
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt04231
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt09127
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0BRIAN KANE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0154728
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NUMBER OF EMPLOYEES IS REPORTED AS ZERO AS THE CREDIT UNION DOES NOT FILE FORM W-3. COADVANTAGE , AS COMMON PAYMASTER, FILES FORM W-3 UNDER THEIR OWN FEIN TO REPORT THE COMPENSATION OF ALL CREDIT UNION EMPLOYEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1LINE 6 EXPLANATION - THE FIELD OF MEMBERSHIP OF THE CREDIT UNION SHALL BE: (A MEMBER OF THE IMMEDIATE FAMILY OF ANY PERSON WHO IS ELIGIBLE FOR MEMBERSHIP IN THE CREDIT UNION MAY ALSO BE ADMITTED TO MEMBERSHIP THEREIN). PERSONS WHO WORK OR RESIDE IN THE COUNTY OF PROWERS AND PERSONS WHO RESIDE IN THE COUNTIES OF KIOWA, BACA, BENT, OTERO, CROWLEY, CHEYENNE, KIT CARSON, LINCOLN, ELBERT, LAS ANIMAS, HUERFANO, CUSTER, WASHINGTON, YUMA, PHILLIPS, SEDGWICK, LOGAN, COSTILLA, CONEJOS, SAN JUAN, DOLORES, SAN MIGUEL, RIO GRANDE, ARCHULETA, OURAY, GUNNISON, LAKE AND PARK, COLORADO AND MEMBERS OF THEIR IMMEDIATE FAMILY. MEMBERSHIP MAY INCLUDE ANY SMALL GROUP THAT HAS A COMMON BOND OF EMPLOYMENT OR ASSOCIATION PROVIDED THAT SAID GROUP HAS BEEN ACCEPTED IN ACCORDANCE WITH THE RULES AND REGULATIONS OF THE DIVISION OF FINANCIAL SERVICES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2LINE 7A EXPLANATION - THE GOVERNING BODY IS ELECTED AT THE ANNUAL MEETING OF THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3LINE 7B EXPLANATION - MERGER - REQUIRES TWO THIRDS MAJORITY VOTE OF VOTING MEMBERS. CHARTER CONVERSION - REQUIRES TWO THIRDS MAJORITY VOTE OF VOTING MEMBERS. DISSOLUTION AND LIQUIDATION - REQUIRES MAJORTY VOTE OF ENTIRE MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4LINE 11B EXPLANATION - THE FORM 990 IS PREPARED BY AN INDEPENDENT CPA FIRM AND REVIEWED BY THE CREDIT UNION'S CEO, AND CCO BEFORE IT IS ELECTRONICALLY FILED WITH THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE CONFLICT OF INTEREST DISCLOSURE IS DONE ANNUALLY AND IS ALSO INCLUDED IN PERIODIC POLICY REVIEWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE CEO AND OTHER OFFICER COMPENSATION IS DETERMINED BY REVIEWING COMPARABLE JOB DESCRIPTIONS AND THE PAY SCALE IS DETERMINED BY COMPARABLE SALARIES BEING PAID FOR THE SAME POSITION. THE COMPARABLES ARE PROVIDED BY GOWEST CREDIT UNIONASSOCIATION AND THE CREDIT UNION NATIONAL ASSOCIATION. THIS IS DONE ON AN ANNUAL BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8OTHER 329,899.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9EQUITY ACQUIRED IN MERGER 291,353.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART 1,LINE 5 &PART V, LINE 2A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART IX, LINE 11G
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990, PART XI, LINE 9:
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0FELLOWSHIP CREDIT UNION FOUNDATION INC
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN0263671626
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt0501(C)(3)
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd0CO
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt0EDUCATION FOUNDATION
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PublicCharityStatusTxt0PF
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt0803 E OLIVE ST
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm0LAMAR
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd0CO
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd081052
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd00
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd00
IRS990ScheduleR/PaidEmployeesSharingInd01
IRS990ScheduleR/PerformOfServicesByOtherOrgInd00
IRS990ScheduleR/PerformOfServicesForOthOrgInd00
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd00
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd00
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd00
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd00
IRS990ScheduleR/SharingOfFacilitiesInd01
IRS990ScheduleR/TransferFromOtherOrgInd00
IRS990ScheduleR/TransferToOtherOrgInd00
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt043706733
IRS990/TotalAssetsEOYAmt050475021
IRS990/TotalAssetsGrp/BOYAmt043706733
IRS990/TotalAssetsGrp/EOYAmt050475021
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt02592719
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt039500517
IRS990/TotalLiabilitiesEOYAmt045627634
IRS990/TotalLiabilitiesGrp/BOYAmt039500517
IRS990/TotalLiabilitiesGrp/EOYAmt045627634
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt04206216
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04847387
IRS990/TotalOtherCompensationAmt035728
IRS990/TotalProgramServiceRevenueAmt02876504
IRS990/TotalReportableCompFromOrgAmt0335727
IRS990/TotalRevenueGrp/ExclusionAmt066033
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02876504
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02942537
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt043706733
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt050475021
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt014388
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 876
IRS990/USAddress/CityNm0LAMAR
IRS990/USAddress/StateAbbreviationCd0CO
IRS990/USAddress/ZIPCd081052
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0WWW.FELLOWSHIPCREDITUNION.COM
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0HEATHER GALLEGOS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CCO
ReturnHeader/BusinessOfficerGrp/PhoneNum07193365511
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-28
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0FELLOWSHIP CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0FELL
ReturnHeader/Filer/EIN0846031137
ReturnHeader/Filer/PhoneNum07193365511
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 876
ReturnHeader/Filer/USAddress/CityNm0LAMAR
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CO
ReturnHeader/Filer/USAddress/ZIPCd081052
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0840919886
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0JONES MERTSCHING CPAS PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt032186 CASTLE COURT SUITE 220
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0EVERGREEN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd080439
ReturnHeader/PreparerPersonGrp/PhoneNum03034809090
ReturnHeader/PreparerPersonGrp/PreparationDt02025-10-30

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