Liabilities / Assets
53rd percentile
Higher debt load relative to assets than 53% of similar nonprofits.
EIN 41-0843373 • 501(c)14 • Woodbury, MN
Profile
Provide financial services for members and their families of union local 455.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
53rd percentile
Higher debt load relative to assets than 53% of similar nonprofits.
Liabilities / Revenue
51st percentile
Higher debt load relative to revenue than 51% of similar nonprofits.
Net Margin
70th percentile
Higher net margin than 70% of similar nonprofits.
Top Officer Pay
41st percentile
Higher top officer pay than 41% of similar nonprofits.
Top officer pay equals 5.2% of source-year revenue.
Asset Growth
19th percentile
Faster asset growth than 19% of similar nonprofits.
Revenue Growth
84th percentile
Faster revenue growth than 84% of similar nonprofits.
Assets
Down$50,468,925
Down $1,267,037 (-2.4%) from 2023
Liabilities
Down$44,502,320
Down $1,762,091 (-3.8%) from 2023
Net Assets
Up$5,966,605
Up $495,054 (+9.0%) from 2023
Revenue
Up$2,829,007
Up $468,498 (+20%) from 2023
Expenses
Up$2,333,953
Up $386,043 (+20%) from 2023
Net Income
Up$495,054
Up $82,455 (+20%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
Provide financial services for members and their families of union local 455.
Provide financial services for members and their families of union local 455
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $25,580,030 | $27,366,529 | ▲ $1,786,499 |
| Savings and Temporary Cash Investments | $16,897,000 | $12,433,000 | ▼ $4,464,000 |
| Rtn Earn Endowment Incm Other Fnds | $5,471,551 | $5,966,605 | ▲ $495,054 |
| Investments Program Related | $3,758,542 | $5,524,966 | ▲ $1,766,424 |
| Investments Other Securities | $2,976,000 | $2,480,000 | ▼ $496,000 |
| Cash and Non-Interest-Bearing Accounts | $443,209 | $675,453 | ▲ $232,244 |
| Prepaid Expenses and Deferred Charges | $52,323 | $39,155 | ▼ $13,168 |
| Land, Buildings, and Equipment, Net | $67,315 | $4,883 | ▼ $62,432 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $51,735,962 | $50,468,925 | ▼ $1,267,037 |
| Other Assets Total | $1,961,543 | $1,944,939 | ▼ $16,604 |
| Liabilities | |||
| Other Liabilities | $45,873,846 | $44,298,302 | ▼ $1,575,544 |
| Accounts Payable and Accrued Expenses | $390,565 | $204,018 | ▼ $186,547 |
| Total Liabilities | $46,264,411 | $44,502,320 | ▼ $1,762,091 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $5,471,551 | $5,966,605 | ▲ $495,054 |
| Total Liabilities and Net Assets / Fund Balance | $51,735,962 | $50,468,925 | ▼ $1,267,037 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Leasehold Improvements | $0 | $508,285 | $508,285 |
| Equipment | $4,883 | $231,701 | $236,584 |
| Investment Program Related Org | $54,000 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Jennifer Davis | President/CEO | FT | $127,674 | $20,145 | $147,819 |
| Curtis Johnson | Board Member | - | $830 | - | $830 |
| Michael Menne | Board Member | - | $630 | - | $630 |
| Patrick Moore | Secretary | - | $580 | - | $580 |
| Ryan Vail | Vice Chairman | - | $570 | - | $570 |
| Adam Hoen | Board Chairman | - | $470 | - | $470 |
| Lauren Wickland | Board Member | - | $420 | - | $420 |
| Jake Young | Board Member | - | $110 | - | $110 |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,285,538 |
| Salaries, Compensation, and Employee Benefits | $752,174 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $434,769 |
| Benefits to Members | - | - | - | $296,241 |
| Office Expenses | - | - | - | $233,837 |
| Fees for Services Other | - | - | - | $161,677 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $151,429 |
| Occupancy | - | - | - | $104,174 |
| Other Employee Benefits | - | - | - | $86,897 |
| Depreciation Depletion | - | - | - | $79,299 |
| Payroll Taxes | - | - | - | $42,163 |
| Pension Plan Contributions | - | - | - | $36,916 |
| Travel | - | - | - | $33,652 |
| Fees for Services Accounting | - | - | - | $26,635 |
| Other Expenses | - | - | - | $22,539 |
| Advertising | - | - | - | $8,250 |
| Fees for Services Legal | - | - | - | $6,442 |
| Total Functional Expenses | $0 | $0 | $0 | $2,333,953 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares | $44,298,302 |
“The credit union is a closed field of membership to the local 455 pipefitters and steamfitters union, and their families. Each member of the credit union, approximately 3,580 have equal rights in ownership, governence and voting rights at the annual meeting.”
“All members have one vote when electing the board members.”
“Any such approval is discussed and voted on at the annual meeting.”
“The information needed for the 990 is supplied to cla by bridget kope. Cla will prepare the 990 and the return is reviewed by jennifer davis.”
“All credit union employees and volunteers annually review and sign fraud policy and confidentiality statement which are kept in board minutes. Post management review reports are reviewed daily for transactions which would demonstrate conflicts of interest.”
“The credit union uses a board appointed compensation committee and also reviews cuna complete credit union staff salary survey. The process described here was last completed in 2024.”
“The financial statements are available to the public through postings in the office and on the national credit union administration website.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 390565 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 204018 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | PROVIDE FINANCIAL SERVICES FOR MEMBERS AND THEIR FAMILIES OF UNION LOCAL 455 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 8250 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 296241 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | JENNIFER DAVIS |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6512270771 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 6445 LAKE ROAD TERRACE SUITE 100 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | WOODBURY |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 55016 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 443209 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 675453 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 151429 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 296241 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 858089 |
| IRS990/CYOtherExpensesAmt | 0 | 1285538 |
| IRS990/CYOtherRevenueAmt | 0 | 135608 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1835310 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 495054 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 752174 |
| IRS990/CYTotalExpensesAmt | 0 | 2333953 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2829007 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 79299 |
| IRS990/Desc | 0 | THE CREDIT UNION PROVIDES FINANCIAL SERVICES TO ITS CLOSED FIELD OF MEMBERSHIP: THE MEMBERS OF LOCAL 455 PIPEFITTERS STEAMFITTERS, AND THEIR FAMILY MEMBERS |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 9 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 26635 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 6442 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 161677 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 20145 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | ADAM HOEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JAKE YOUNG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | RYAN VAIL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | PATRICK MOORE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | CURTIS JOHNSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MICHAEL MENNE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | LAUREN WICKLAND |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | JENNIFER DAVIS |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 470 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 110 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 570 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 580 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 830 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 630 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 420 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 127674 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | BOARD CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | PRESIDENT/CEO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 1957 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 2829007 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 858089 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 858089 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 2976000 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 2480000 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 3758542 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 5524966 |
| IRS990/IRPDocumentCnt | 0 | 891 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 739986 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 67315 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 4883 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 744869 |
| IRS990/LegalDomicileStateCd | 0 | MN |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | PROVIDE FINANCIAL SERVICES FOR MEMBERS AND THEIR FAMILIES OF UNION LOCAL 455. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 5471551 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 5966605 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 104174 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 233837 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 1961543 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1944939 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 86897 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN SERVICING EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR CREDIT LO |
| IRS990/OtherExpensesGrp/Desc | 2 | OPERATING FEES |
| IRS990/OtherExpensesGrp/Desc | 3 | MISCELLANEOUS |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 335670 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 250000 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 23363 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 22539 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 45873846 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 44298302 |
| IRS990/OtherOrganizationDsc | 0 | CU |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522100 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 522100 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OTHER NON-OPERATING IN |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | OTHER INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 135546 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 62 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 135546 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 62 |
| IRS990/OtherRevenueTotalAmt | 0 | 135608 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 434769 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 25580030 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 27366529 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 42163 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 36916 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 52323 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 39155 |
| IRS990/PrincipalOfficerNm | 0 | JENNIFER DAVIS |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1728173 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 107137 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1728173 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 107137 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 114069 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 747999 |
| IRS990/PYOtherExpensesAmt | 0 | 1028814 |
| IRS990/PYOtherRevenueAmt | 0 | 12283 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1600227 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 412599 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 805027 |
| IRS990/PYTotalExpensesAmt | 0 | 1947910 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 2360509 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 495054 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 1 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 5471551 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 5966605 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 16897000 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 12433000 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 4883 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 231701 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 236584 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 5458466 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 12500 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 54000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | INVESTMENTS IN CORP CU |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | CUSO |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | CORP. PAID IN CAPITAL |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 508285 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 508285 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 44298302 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 4883 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 5524966 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 44298302 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION IS A CLOSED FIELD OF MEMBERSHIP TO THE LOCAL 455 PIPEFITTERS AND STEAMFITTERS UNION, AND THEIR FAMILIES. EACH MEMBER OF THE CREDIT UNION, APPROXIMATELY 3,580 HAVE EQUAL RIGHTS IN OWNERSHIP, GOVERNENCE AND VOTING RIGHTS AT THE ANNUAL MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | ALL MEMBERS HAVE ONE VOTE WHEN ELECTING THE BOARD MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ANY SUCH APPROVAL IS DISCUSSED AND VOTED ON AT THE ANNUAL MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE INFORMATION NEEDED FOR THE 990 IS SUPPLIED TO CLA BY BRIDGET KOPE. CLA WILL PREPARE THE 990 AND THE RETURN IS REVIEWED BY JENNIFER DAVIS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ALL CREDIT UNION EMPLOYEES AND VOLUNTEERS ANNUALLY REVIEW AND SIGN FRAUD POLICY AND CONFIDENTIALITY STATEMENT WHICH ARE KEPT IN BOARD MINUTES. POST MANAGEMENT REVIEW REPORTS ARE REVIEWED DAILY FOR TRANSACTIONS WHICH WOULD DEMONSTRATE CONFLICTS OF INTEREST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE CREDIT UNION USES A BOARD APPOINTED COMPENSATION COMMITTEE AND ALSO REVIEWS CUNA COMPLETE CREDIT UNION STAFF SALARY SURVEY. THE PROCESS DESCRIBED HERE WAS LAST COMPLETED IN 2024. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC THROUGH POSTINGS IN THE OFFICE AND ON THE NATIONAL CREDIT UNION ADMINISTRATION WEBSITE. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
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| IRS990/SignificantChangeInd | 0 | 0 |
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| IRS990/SubjectToProxyTaxInd | 0 | 0 |
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| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
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| IRS990/TotalAssetsEOYAmt | 0 | 50468925 |
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| IRS990/TotalAssetsGrp/EOYAmt | 0 | 50468925 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 9 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2333953 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 46264411 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 44502320 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 46264411 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 44502320 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 5471551 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 5966605 |
| IRS990/TotalOtherCompensationAmt | 0 | 20145 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1835310 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 131284 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 858089 |
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| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
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| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 51735962 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 50468925 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 33652 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 6445 LAKE ROAD TERRACE 100 |
| IRS990/USAddress/CityNm | 0 | WOODBURY |
| IRS990/USAddress/StateAbbreviationCd | 0 | MN |
| IRS990/USAddress/ZIPCd | 0 | 55125 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.PIPEFITTERSCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | JENNIFER DAVIS |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6512270771 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-11-14 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | PIPEFITTERS STEAMFITTERS CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | PIPE |
| ReturnHeader/Filer/EIN | 0 | 410843373 |
| ReturnHeader/Filer/PhoneNum | 0 | 6512270771 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 6445 LAKE ROAD TERRACE 100 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | WOODBURY |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MN |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 55125 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | 0 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 410746749 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | CLIFTONLARSONALLEN LLP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 109 N MAIN STREET SUITE 200 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | AUSTIN |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MN |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 55912 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 5074347000 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-11-10 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | TANYA MEDGAARDEN |
| ReturnHeader/ReturnTs | 0 | 2025-11-17T13:56:10-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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