You Can Make IT Homeownership Center Inc.

990EZ • Fiscal year 2022 • EIN 83-0423384

Jan 01, 2022 to Dec 31, 2022 • Filed on May 08, 2023

Organization Profile WWW.YCMIHOMEOWNERSHIP.ORG

660 Fitzhugh Blvd Ste 105Smyrna, TN 37167

(615) 355-0005

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

0.89x

Higher debt load relative to assets than 94% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

0.73x

Higher debt load relative to revenue than 94% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

-72%

Higher net margin than 8% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

$55,042

Higher top officer pay than 93% of similar nonprofits.

Top officer pay equals 52.6% of source-year revenue.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

-53%

Faster asset growth than 9% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Annualized from 2021 to 2022

-47%

Faster revenue growth than 12% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Annualized from 2021 to 2022

Balance Sheet

Liabilities / Assets94th percentile

Assets

Down

$85,538

Down $97,216 (-53%) from 2021

Net Assets

$9,496

No earlier filing loaded for comparison.

Liabilities

Down

$76,042

Down $557 (-0.7%) from 2021

Revenue And Expenses

Liabilities / Revenue94th percentile Net Margin8th percentile

Revenue

Down

$104,640

Down $92,817 (-47%) from 2021

Expenses

Down

$180,257

Down $20,733 (-10%) from 2021

Net Income

Down

-$75,617

Down $72,084 (-2040%) from 2021

Historical Trend

Balance Sheet Trend

Asset Growth9th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

Highlighted filing

2022

Assets$85,538

Liabilities$76,042

Net Assets$9,496

Open 2022 Filing

Operations Trend

Revenue Growth12th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

Highlighted filing

2022

Revenue$104,640

Expenses$180,257

Net Income-$75,617

Open 2022 Filing

Jump To

Filing Snapshot

Filing Period: Jan 1, 2022 to Dec 31, 2022
Signed: May 8, 2023
Return Version: 2022v5.0
Gross Receipts: $104,677

Mission and Program Overview

Mission

Serving first time home buyers.

Serving first time home buyers

Program Services

Description	Grants	Expenses
EDUCATION CLASSES & COUNSELING TO HELP FIRST-TIME HOME BUYERS. CONCENTRATE ON LOW-INCOME HOUSEHOLDS & OTHER UNDERSERVED AREAS. HELP IMPROVE FINANCIAL MANAGEMENT SKILLS & CONSUMER C	-	$133,820

Compensation and Service Providers

Top Officer Pay93rd percentile

Employees

Name	Title	Full / Part Time	Base	Other	Total
DEBORAH HARDING	Executive Director	FT	$55,042	-	$55,042
JUDY QUARLES	Chair	-	$0	-	-
JEFFREY HARDING	Board Member	-	$0	-	-
ALONZO STANLEY	Secretary-Treasurer	-	$0	-	-

Filing and Contact Details

Filer

Filer Name: You Can Make It Home Ownership Ctr
EIN: 83-0423384
Address: 660 FITZHUGH BLVD STE 105, SMYRNA, TN 37167

Signing Officer

Name: Deborah Harding
Title: Executive Direc
Phone: 6159775372
Signed: 2023-05-08
Discuss with paid preparer: Yes

Preparer

Firm: H A Beasley and Company PLLC
Address: 111 MTCS Road, Murfreesboro, TN 37129
Preparer: Bryan Blair
Phone: 6158955675

Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description amountmembership dues 2,312auto expense 4,517awards, grants & donations 1,288miscellaneous 111business expenses 111office supplies 5,156software 3,986telephone 4,929class expenses 489other expenses 867insurance 2,273meals and entertainment 582depreciation 8,020payroll processing fees 310advertising 2,531”

Other changes in net assets or fund balances Part I line 20

“Description amountunrealized losses on investments (21,042)”

Description of other assets Part II line 24

“Category beginning of year end of yearfurniture & equipment&vehicles 13,404 5,384marketable securities 130,368 60,590”

Description of total liabilities Part II line 26

“Category beginning of year end of yearpayroll liabilities 1,647 1,090short-term note 74,952 74,952”

Raw XML Appendix167 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm	0	SMYRNA
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd	0	TN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd	0	37167
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt	0	38982
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt	0	19564
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd	0	false
IRS990EZ/ContributionsGiftsGrantsEtcAmt	0	11062
IRS990EZ/CostOrOtherBasisExpenseSaleAmt	0	37
IRS990EZ/DonorAdvisedFndsInd	0	false
IRS990EZ/EngagedInExcessBenefitTransInd	0	false
IRS990EZ/ExcessOrDeficitForYearAmt	0	-75617
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt	0	63734
IRS990EZ/FiledScheduleAInd	0	true
IRS990EZ/ForeignFinancialAccountInd	0	false
IRS990EZ/ForeignOfficeInd	0	false
IRS990EZ/Form1120PolFiledInd	0	false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt	0	182754
IRS990EZ/Form990TotalAssetsGrp/EOYAmt	0	85538
IRS990EZ/GainOrLossFromSaleOfAssetsAmt	0	973
IRS990EZ/GrossReceiptsAmt	0	104677
IRS990EZ/InfoInScheduleOPartIIInd	0	X
IRS990EZ/InfoInScheduleOPartIInd	0	X
IRS990EZ/InvestmentIncomeAmt	0	1406
IRS990EZ/LandAndBuildingsGrp/BOYAmt	0	0
IRS990EZ/LandAndBuildingsGrp/EOYAmt	0	0
IRS990EZ/LobbyingActivitiesInd	0	false
IRS990EZ/MadeLoansToFromOfficersInd	0	false
IRS990EZ/MethodOfAccountingCashInd	0	X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt	0	106155
IRS990EZ/NetAssetsOrFundBalancesEOYAmt	0	9496
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt	0	106155
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt	0	9496
IRS990EZ/OccupancyRentUtltsAndMaintAmt	0	19691
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	0	1.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	3	40.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	0	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	1	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	2	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	3	55042
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt	0	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt	1	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt	2	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt	3	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt	0	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt	1	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt	2	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt	3	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	0	JUDY QUARLES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	1	JEFFREY HARDING
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	2	ALONZO STANLEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	3	DEBORAH HARDING
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	0	CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	1	BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	2	SECRETARY-TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	3	EXECUTIVE DIRECTOR
IRS990EZ/OperateHospitalInd	0	false
IRS990EZ/Organization501c3Ind	0	X
IRS990EZ/OrganizationDissolvedEtcInd	0	false
IRS990EZ/OrganizationHadUBIInd	0	false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt	0	143772
IRS990EZ/OtherAssetsTotalDetail/EOYAmt	0	65974
IRS990EZ/OtherChangesInNetAssetsAmt	0	-21042
IRS990EZ/OtherExpensesTotalAmt	0	37482
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt	0	NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt	0	NONE
IRS990EZ/PoliticalCampaignActyInd	0	false
IRS990EZ/PrimaryExemptPurposeTxt	0	SERVING FIRST TIME HOME BUYERS
IRS990EZ/PrintingPublicationsPostageAmt	0	97
IRS990EZ/ProgramServiceRevenueAmt	0	91199
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt	0	EDUCATION CLASSES & COUNSELING TO HELP FIRST-TIME HOME BUYERS. CONCENTRATE ON LOW-INCOME HOUSEHOLDS & OTHER UNDERSERVED AREAS. HELP IMPROVE FINANCIAL MANAGEMENT SKILLS & CONSUMER C
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt	0	133820
IRS990EZ/ProhibitedTaxShelterTransInd	0	false
IRS990EZ/RelatedOrganizationCtrlEntInd	0	false
IRS990EZ/SalariesOtherCompEmplBnftAmt	0	59253
IRS990EZ/SaleOfAssetsGrossAmt	0	1010
IRS990EZ/SchoolOperatingInd	0	false
IRS990EZ/SubjectToProxyTaxInd	0	false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt	0	76599
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt	0	76042
IRS990EZ/TanningServicesProvidedInd	0	false
IRS990EZ/TotalExpensesAmt	0	180257
IRS990EZ/TotalProgramServiceExpensesAmt	0	133820
IRS990EZ/TotalRevenueAmt	0	104640
IRS990EZ/TransactionWithControlEntInd	0	false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd	0	false
IRS990EZ/TypeOfOrganizationCorpInd	0	X
IRS990EZ/WebsiteAddressTxt	0	WWW.YCMIHOMEOWNERSHIP.ORG
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt	0	75578
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt	0	159102
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt	0	105867
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt	0	166285
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt	0	175646
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt	0	682478
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt	0	1406
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt	0	1835
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt	0	2572
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt	0	740
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt	0	257
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt	0	6810
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt	0	216196
IRS990ScheduleA/PublicOrganization170Ind	0	X
IRS990ScheduleA/PublicSupportCY170Pct	0	0.99010
IRS990ScheduleA/PublicSupportPY170Pct	0	0.99290
IRS990ScheduleA/PublicSupportTotal170Amt	0	682478
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind	0	X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt	0	75578
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt	0	159102
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt	0	105867
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt	0	166285
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt	0	175646
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt	0	682478
IRS990ScheduleA/TotalSupportAmt	0	689288
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt	0	RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	0	DESCRIPTION AMOUNTMEMBERSHIP DUES 2,312AUTO EXPENSE 4,517AWARDS, GRANTS & DONATIONS 1,288MISCELLANEOUS 111BUSINESS EXPENSES 111OFFICE SUPPLIES 5,156SOFTWARE 3,986TELEPHONE 4,929CLASS EXPENSES 489OTHER EXPENSES 867INSURANCE 2,273MEALS AND ENTERTAINMENT 582DEPRECIATION 8,020PAYROLL PROCESSING FEES 310ADVERTISING 2,531
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	1	DESCRIPTION AMOUNTUNREALIZED LOSSES ON INVESTMENTS (21,042)
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	2	CATEGORY BEGINNING OF YEAR END OF YEARFURNITURE & EQUIPMENT&VEHICLES 13,404 5,384MARKETABLE SECURITIES 130,368 60,590
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	3	CATEGORY BEGINNING OF YEAR END OF YEARPAYROLL LIABILITIES 1,647 1,090SHORT-TERM NOTE 74,952 74,952
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	0	Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	1	Other changes in net assets or fund balances Part I line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	2	Description of other assets Part II line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	3	Description of total liabilities Part II line 26
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd	0	AAL2
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd	0	IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd	0	11
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd	0	0
ReturnHeader/BuildTS	0	2023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd	0	true
ReturnHeader/BusinessOfficerGrp/PersonNm	0	DEBORAH HARDING
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt	0	EXECUTIVE DIREC
ReturnHeader/BusinessOfficerGrp/PhoneNum	0	6159775372
ReturnHeader/BusinessOfficerGrp/SignatureDt	0	2023-05-08
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt	0	YOU CAN MAKE IT HOME OWNERSHIP CTR
ReturnHeader/Filer/BusinessNameControlTxt	0	YOUC
ReturnHeader/Filer/EIN	0	830423384
ReturnHeader/Filer/USAddress/AddressLine1Txt	0	660 FITZHUGH BLVD STE 105
ReturnHeader/Filer/USAddress/CityNm	0	SMYRNA
ReturnHeader/Filer/USAddress/StateAbbreviationCd	0	TN
ReturnHeader/Filer/USAddress/ZIPCd	0	37167
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN	0	204016519
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt	0	H A Beasley and Company PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt	0	111 MTCS Road
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm	0	Murfreesboro
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd	0	TN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd	0	37129
ReturnHeader/PreparerPersonGrp/PhoneNum	0	6158955675
ReturnHeader/PreparerPersonGrp/PreparationDt	0	2023-05-08
ReturnHeader/PreparerPersonGrp/PreparerPersonNm	0	Bryan Blair
ReturnHeader/ReturnTs	0	2023-05-09T09:46:44-04:00
ReturnHeader/ReturnTypeCd	0	990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm	0	DEBORAH
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm	0	HARDING
ReturnHeader/TaxPeriodBeginDt	0	2022-01-01
ReturnHeader/TaxPeriodEndDt	0	2022-12-31
ReturnHeader/TaxYr	0	2022

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2022 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing

Assets: $85,538
Liabilities: $76,042
Net assets: $9,496
Revenue: $104,640
Expenses: $180,257
Net income: -$75,617

	Balance Sheet			Operations
Year	Assets	Liabilities	Net Assets	Revenue	Expenses	Net Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.	$1.87	$0.76	$1.11	$2.61	$2.10	$0.52
2023Summary only. Only limited summary data is available for this year.	$1.33	$0.76	$0.57	$2.26	$1.88	$0.38
2022Detailed filing. Detailed filing data is available for this year.	$0.86	$0.76	$0.09	$1.05	$1.80	$0.76
2021Summary only. Only limited summary data is available for this year.	$1.83	$0.77		$1.97	$2.01	$0.04
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$2.08	$0.98	$1.10	$1.83	$2.31	$0.48
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.	$1.67	$0.10	$1.58	$2.15	$2.33	$0.18
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$1.98	$0.22	$1.76	$2.41	$2.13	$0.28
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$1.48	$0.00	$1.48	$2.14	$1.64	$0.50
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$0.98	$0.00	$0.98	$1.67	$1.47	$0.19
2015Detailed filing. Detailed filing data is available for this year.	$0.78	$0.00	$0.78	$1.93	$1.57	$0.36
2014Detailed filing. Detailed filing data is available for this year.	$0.43	$0.00	$0.43	$1.15	$1.35	$0.20
2013Detailed filing. Detailed filing data is available for this year.	$0.63	$0.01	$0.62	$1.58	$1.46	$0.12
2012Summary only. Only limited summary data is available for this year.	$0.50	$0.00		$1.36	$1.20	$0.16
2011Summary only. Only limited summary data is available for this year.	$0.36	$0.02		$0.90	$0.90	$0.01