You Can Make IT Homeownership Center Inc.

990EZ • Fiscal year 2020 • EIN 83-0423384

Jan 01, 2020 to Dec 31, 2020 • Filed on May 15, 2021

Organization Profile WWW.YCMIHOMEOWNERSHIP.ORG

660 Fitzhugh Blvd Ste 108Smyrna, TN 37167

(615) 355-0005

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

0.47x

Higher debt load relative to assets than 87% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

0.53x

Higher debt load relative to revenue than 91% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

-26%

Higher net margin than 19% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

$57,142

Higher top officer pay than 93% of similar nonprofits.

Top officer pay equals 31.2% of source-year revenue.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

24%

Faster asset growth than 69% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

-15%

Faster revenue growth than 49% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet

Liabilities / Assets87th percentile

Assets

$207,599

Up $40,199 (+24%) from 2019

Net Assets

Down

$109,688

Down $47,976 (-30%) from 2019

Liabilities

$97,911

Up $88,175 (+906%) from 2019

Revenue And Expenses

Liabilities / Revenue91st percentile Net Margin19th percentile

Revenue

Down

$183,185

Down $32,264 (-15%) from 2019

Expenses

Down

$231,161

Down $2,162 (-0.9%) from 2019

Net Income

Down

-$47,976

Down $30,102 (-168%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth69th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

Highlighted filing

2020

Assets$207,599

Liabilities$97,911

Net Assets$109,688

Open 2020 Filing

Operations Trend

Revenue Growth49th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

Highlighted filing

2020

Revenue$183,185

Expenses$231,161

Net Income-$47,976

Open 2020 Filing

Jump To

Filing Snapshot

Filing Period: Jan 1, 2020 to Dec 31, 2020
Signed: May 15, 2021
Return Version: 2020v4.1
Gross Receipts: $192,047

Mission and Program Overview

Mission

Serving first time home buyers.

Serving first time home buyers

Program Services

Description	Grants	Expenses
EDUCATION CLASSES & COUNSELING TO HELP FIRST-TIME HOME BUYERS. CONCENTRATE ON LOW-INCOME HOUSEHOLDS & OTHER UNDERSERVED AREAS. HELP IMPROVE FINANCIAL MANAGEMENT SKILLS & CONSUMER C	-	$155,160

Compensation and Service Providers

Top Officer Pay93rd percentile

Employees

Name	Title	Full / Part Time	Base	Other	Total
DEBORAH HARDING	Executive Director	FT	$50,146	$6,996	$57,142
JUDY QUARLES	Chair	-	$0	-	-
RENEE GOODRICH	Board Member	-	$0	-	-
JEANICE MCCORD	Board Member	-	$0	-	-
ALONZO STANLEY	Secretary-Treasurer	-	$0	-	-

Filing and Contact Details

Filer

Filer Name: You Can Make It Home Ownership Ctr
EIN: 83-0423384
Address: 660 FITZHUGH BLVD STE 108, SMYRNA, TN 37167

Signing Officer

Name: Deborah Harding
Title: Executive Direc
Phone: 6159775372
Signed: 2021-05-15
Discuss with paid preparer: Yes

Preparer

Firm: H A Beasley and Company PLLC
Address: 111 MTCS Drive, Murfreesboro, TN 37129
Preparer: Bryan Blair
Phone: 6158955675

Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description amountmembership dues 1,449auto expense 790awards, grants & donations 6,660miscellaneous 272business expenses 2,196office supplies 3,578supplies 459software 1,153telephone 9,847operations other 165class expenses 2,071other expenses 9,175staff insurance 201investment fees 409depreciation 9,607office equipment 2,810payroll processing fees 193”

Description of other assets Part II line 24

“Category beginning of year end of yearfurniture and equipment 36,040 22,200security deposits 2,050 2,050marketable sucurities 0 168,217”

Description of total liabilities Part II line 26

“Category beginning of year end of yearpayroll liabilities 0 2,447accrued payables 0 583ascend loan 9,736 5,613short-term note 0 74,952ppp loan 0 14,316”

Raw XML Appendix170 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/BooksInCareOfDetail/PersonNm	0	CAROLYN PEEBLES
IRS990EZ/BooksInCareOfDetail/PhoneNum	0	6153550005
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt	0	660 FITZHUGH BLVD SUITE 108
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm	0	SMYRNA
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd	0	TN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd	0	37167
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt	0	129310
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt	0	15132
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd	0	false
IRS990EZ/ContributionsGiftsGrantsEtcAmt	0	5617
IRS990EZ/CostOrOtherBasisExpenseSaleAmt	0	8862
IRS990EZ/DonorAdvisedFndsInd	0	false
IRS990EZ/EngagedInExcessBenefitTransInd	0	false
IRS990EZ/ExcessOrDeficitForYearAmt	0	-47976
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt	0	63818
IRS990EZ/FiledScheduleAInd	0	true
IRS990EZ/ForeignFinancialAccountInd	0	false
IRS990EZ/ForeignOfficeInd	0	false
IRS990EZ/Form1120PolFiledInd	0	false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt	0	167400
IRS990EZ/Form990TotalAssetsGrp/EOYAmt	0	207599
IRS990EZ/GainOrLossFromSaleOfAssetsAmt	0	13138
IRS990EZ/GrossReceiptsAmt	0	192047
IRS990EZ/InfoInScheduleOPartIIInd	0	X
IRS990EZ/InfoInScheduleOPartIInd	0	X
IRS990EZ/InvestmentIncomeAmt	0	18178
IRS990EZ/LandAndBuildingsGrp/BOYAmt	0	0
IRS990EZ/LandAndBuildingsGrp/EOYAmt	0	0
IRS990EZ/LobbyingActivitiesInd	0	false
IRS990EZ/MadeLoansToFromOfficersInd	0	false
IRS990EZ/MethodOfAccountingCashInd	0	X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt	0	157664
IRS990EZ/NetAssetsOrFundBalancesEOYAmt	0	109688
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt	0	157664
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt	0	109688
IRS990EZ/OccupancyRentUtltsAndMaintAmt	0	20396
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	0	1.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	2	1.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	3	1.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	4	40.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	0	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	1	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	2	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	3	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	4	50146
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt	0	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt	1	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt	2	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt	3	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt	4	6996
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt	0	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt	1	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt	2	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt	3	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt	4	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	0	JUDY QUARLES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	1	RENEE GOODRICH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	2	JEANICE MCCORD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	3	ALONZO STANLEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	4	DEBORAH HARDING
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	0	CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	1	BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	2	BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	3	SECRETARY-TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	4	EXECUTIVE DIRECTOR
IRS990EZ/OperateHospitalInd	0	false
IRS990EZ/Organization501c3Ind	0	X
IRS990EZ/OrganizationDissolvedEtcInd	0	false
IRS990EZ/OrganizationHadUBIInd	0	false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt	0	38090
IRS990EZ/OtherAssetsTotalDetail/EOYAmt	0	192467
IRS990EZ/OtherExpensesTotalAmt	0	51035
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt	0	NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt	0	NONE
IRS990EZ/PoliticalCampaignActyInd	0	false
IRS990EZ/PrimaryExemptPurposeTxt	0	SERVING FIRST TIME HOME BUYERS
IRS990EZ/PrintingPublicationsPostageAmt	0	22
IRS990EZ/ProgramServiceRevenueAmt	0	146252
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt	0	EDUCATION CLASSES & COUNSELING TO HELP FIRST-TIME HOME BUYERS. CONCENTRATE ON LOW-INCOME HOUSEHOLDS & OTHER UNDERSERVED AREAS. HELP IMPROVE FINANCIAL MANAGEMENT SKILLS & CONSUMER C
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt	0	155160
IRS990EZ/ProhibitedTaxShelterTransInd	0	false
IRS990EZ/RelatedOrganizationCtrlEntInd	0	false
IRS990EZ/SalariesOtherCompEmplBnftAmt	0	95890
IRS990EZ/SaleOfAssetsGrossAmt	0	22000
IRS990EZ/SchoolOperatingInd	0	false
IRS990EZ/SubjectToProxyTaxInd	0	false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt	0	9736
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt	0	97911
IRS990EZ/TanningServicesProvidedInd	0	false
IRS990EZ/TotalExpensesAmt	0	231161
IRS990EZ/TotalProgramServiceExpensesAmt	0	155160
IRS990EZ/TotalRevenueAmt	0	183185
IRS990EZ/TransactionWithControlEntInd	0	false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd	0	false
IRS990EZ/TypeOfOrganizationCorpInd	0	X
IRS990EZ/WebsiteAddressTxt	0	WWW.YCMIHOMEOWNERSHIP.ORG
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt	0	105867
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt	0	166285
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt	0	175646
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt	0	150208
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt	0	137158
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt	0	735164
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt	0	2572
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt	0	740
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt	0	257
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt	0	7
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt	0	6
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt	0	3582
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt	0	254804
IRS990ScheduleA/PublicOrganization170Ind	0	X
IRS990ScheduleA/PublicSupportCY170Pct	0	0.99520
IRS990ScheduleA/PublicSupportPY170Pct	0	0.99870
IRS990ScheduleA/PublicSupportTotal170Amt	0	735164
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind	0	X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt	0	105867
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt	0	166285
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt	0	175646
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt	0	150208
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt	0	137158
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt	0	735164
IRS990ScheduleA/TotalSupportAmt	0	738746
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt	0	RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	0	DESCRIPTION AMOUNTMEMBERSHIP DUES 1,449AUTO EXPENSE 790AWARDS, GRANTS & DONATIONS 6,660MISCELLANEOUS 272BUSINESS EXPENSES 2,196OFFICE SUPPLIES 3,578SUPPLIES 459SOFTWARE 1,153TELEPHONE 9,847OPERATIONS OTHER 165CLASS EXPENSES 2,071OTHER EXPENSES 9,175STAFF INSURANCE 201INVESTMENT FEES 409DEPRECIATION 9,607OFFICE EQUIPMENT 2,810PAYROLL PROCESSING FEES 193
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	1	CATEGORY BEGINNING OF YEAR END OF YEARFURNITURE AND EQUIPMENT 36,040 22,200SECURITY DEPOSITS 2,050 2,050MARKETABLE SUCURITIES 0 168,217
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	2	CATEGORY BEGINNING OF YEAR END OF YEARPAYROLL LIABILITIES 0 2,447ACCRUED PAYABLES 0 583ASCEND LOAN 9,736 5,613SHORT-TERM NOTE 0 74,952PPP LOAN 0 14,316
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	0	Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	1	Description of other assets Part II line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	2	Description of total liabilities Part II line 26
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd	0	AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd	0	IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd	0	00
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd	0	0
ReturnHeader/BuildTS	0	2022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd	0	true
ReturnHeader/BusinessOfficerGrp/PersonNm	0	DEBORAH HARDING
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt	0	EXECUTIVE DIREC
ReturnHeader/BusinessOfficerGrp/PhoneNum	0	6159775372
ReturnHeader/BusinessOfficerGrp/SignatureDt	0	2021-05-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt	0	YOU CAN MAKE IT HOME OWNERSHIP CTR
ReturnHeader/Filer/BusinessNameControlTxt	0	YOUC
ReturnHeader/Filer/EIN	0	830423384
ReturnHeader/Filer/USAddress/AddressLine1Txt	0	660 FITZHUGH BLVD STE 108
ReturnHeader/Filer/USAddress/CityNm	0	SMYRNA
ReturnHeader/Filer/USAddress/StateAbbreviationCd	0	TN
ReturnHeader/Filer/USAddress/ZIPCd	0	37167
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN	0	204016519
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt	0	H A Beasley and Company PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt	0	111 MTCS Drive
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm	0	Murfreesboro
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd	0	TN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd	0	37129
ReturnHeader/PreparerPersonGrp/PhoneNum	0	6158955675
ReturnHeader/PreparerPersonGrp/PreparationDt	0	2021-05-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm	0	Bryan Blair
ReturnHeader/ReturnTs	0	2021-05-15T10:51:14-04:00
ReturnHeader/ReturnTypeCd	0	990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm	0	DEBORAH
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm	0	HARDING
ReturnHeader/TaxPeriodBeginDt	0	2020-01-01
ReturnHeader/TaxPeriodEndDt	0	2020-12-31
ReturnHeader/TaxYr	0	2020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing

Assets: $207,599
Liabilities: $97,911
Net assets: $109,688
Revenue: $183,185
Expenses: $231,161
Net income: -$47,976

	Balance Sheet			Operations
Year	Assets	Liabilities	Net Assets	Revenue	Expenses	Net Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.	$1.87	$0.76	$1.11	$2.61	$2.10	$0.52
2023Summary only. Only limited summary data is available for this year.	$1.33	$0.76	$0.57	$2.26	$1.88	$0.38
2022Detailed filing. Detailed filing data is available for this year.	$0.86	$0.76	$0.09	$1.05	$1.80	$0.76
2021Summary only. Only limited summary data is available for this year.	$1.83	$0.77		$1.97	$2.01	$0.04
2020Detailed filing. Detailed filing data is available for this year.	$2.08	$0.98	$1.10	$1.83	$2.31	$0.48
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.	$1.67	$0.10	$1.58	$2.15	$2.33	$0.18
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$1.98	$0.22	$1.76	$2.41	$2.13	$0.28
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$1.48	$0.00	$1.48	$2.14	$1.64	$0.50
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$0.98	$0.00	$0.98	$1.67	$1.47	$0.19
2015Detailed filing. Detailed filing data is available for this year.	$0.78	$0.00	$0.78	$1.93	$1.57	$0.36
2014Detailed filing. Detailed filing data is available for this year.	$0.43	$0.00	$0.43	$1.15	$1.35	$0.20
2013Detailed filing. Detailed filing data is available for this year.	$0.63	$0.01	$0.62	$1.58	$1.46	$0.12
2012Summary only. Only limited summary data is available for this year.	$0.50	$0.00		$1.36	$1.20	$0.16
2011Summary only. Only limited summary data is available for this year.	$0.36	$0.02		$0.90	$0.90	$0.01