Liabilities / Assets
88th percentile
Higher debt load relative to assets than 88% of similar nonprofits.
990EZ • Fiscal year 2021 • EIN 83-0423384
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
88th percentile
Higher debt load relative to assets than 88% of similar nonprofits.
Liabilities / Revenue
89th percentile
Higher debt load relative to revenue than 89% of similar nonprofits.
Net Margin
32nd percentile
Higher net margin than 32% of similar nonprofits.
Top Officer Pay
93rd percentile
Higher top officer pay than 93% of similar nonprofits.
Top officer pay equals 27.9% of source-year revenue.
Asset Growth
24th percentile
Faster asset growth than 24% of similar nonprofits.
Revenue Growth
53rd percentile
Faster revenue growth than 53% of similar nonprofits.
Assets
Flat$182,754
Flat from 2021
Net Assets
$106,155
No earlier filing loaded for comparison.
Liabilities
Flat$76,599
Flat from 2021
Revenue
Flat$197,457
Flat from 2021
Expenses
Flat$200,990
Flat from 2021
Net Income
Flat-$3,533
Flat from 2021
Serving first time home buyers.
Serving first time home buyers
| Description | Grants | Expenses |
|---|---|---|
| EDUCATION CLASSES & COUNSELING TO HELP FIRST-TIME HOME BUYERS. CONCENTRATE ON LOW-INCOME HOUSEHOLDS & OTHER UNDERSERVED AREAS. HELP IMPROVE FINANCIAL MANAGEMENT SKILLS & CONSUMER C | - | $150,514 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| DEBORAH HARDING | Executive Director | FT | $55,042 | - | $55,042 |
| JUDY QUARLES | Chair | - | $0 | - | - |
| JEFFREY HARDING | Board Member | - | $0 | - | - |
| ALONZO STANLEY | Secretary-Treasurer | - | $0 | - | - |
“Description amountmembership dues 1,590auto expense 1,868awards, grants & donations 3,065miscellaneous 35business expenses 181office supplies 3,710supplies 219software 1,393telephone 3,760class expenses 600other expenses 303insurance 2,246meals 193depreciation 8,796office equipment 662payroll processing fees 290executive director 300advertising 1,051”
“Category beginning of year end of yearfurniture & equipment&vehicles 22,200 13,404security deposits 2,050 0marketable securities 168,217 130,368”
“Category beginning of year end of yearpayroll liabilities 2,447 1,647accrued payables 583 0ascend loan 5,613 0short-term note 74,952 74,952ppp loan 14,316 0”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | CAROLYN PEEBLES |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 6153550005 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 660 FITZHUGH BLVD SUITE 108 |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | SMYRNA |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 37167 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 15132 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 38982 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 47083 |
| IRS990EZ/CostOrOtherBasisExpenseSaleAmt | 0 | 2050 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -3533 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 79257 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 207599 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 182754 |
| IRS990EZ/GainOrLossFromSaleOfAssetsAmt | 0 | -2050 |
| IRS990EZ/GrossReceiptsAmt | 0 | 199507 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 14495 |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 0 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 0 |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 109688 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 106155 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 109688 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 106155 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 19526 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 40.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 55042 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | JUDY QUARLES |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | JEFFREY HARDING |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | ALONZO STANLEY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | DEBORAH HARDING |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | CHAIR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | BOARD MEMBER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | SECRETARY-TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | EXECUTIVE DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 192467 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 143772 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 30262 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | SERVING FIRST TIME HOME BUYERS |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 23 |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 137929 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | EDUCATION CLASSES & COUNSELING TO HELP FIRST-TIME HOME BUYERS. CONCENTRATE ON LOW-INCOME HOUSEHOLDS & OTHER UNDERSERVED AREAS. HELP IMPROVE FINANCIAL MANAGEMENT SKILLS & CONSUMER C |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 150514 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 71922 |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 97911 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 76599 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 200990 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 150514 |
| IRS990EZ/TotalRevenueAmt | 0 | 197457 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.YCMIHOMEOWNERSHIP.ORG |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 159102 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 105867 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 166285 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 175646 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 150208 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 757108 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt | 0 | 1835 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 2572 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 740 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 257 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 7 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 5411 |
| IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt | 0 | 252401 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.99290 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.99520 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 757108 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 159102 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 105867 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 166285 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 175646 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 150208 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 757108 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 762519 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | DESCRIPTION AMOUNTMEMBERSHIP DUES 1,590AUTO EXPENSE 1,868AWARDS, GRANTS & DONATIONS 3,065MISCELLANEOUS 35BUSINESS EXPENSES 181OFFICE SUPPLIES 3,710SUPPLIES 219SOFTWARE 1,393TELEPHONE 3,760CLASS EXPENSES 600OTHER EXPENSES 303INSURANCE 2,246MEALS 193DEPRECIATION 8,796OFFICE EQUIPMENT 662PAYROLL PROCESSING FEES 290EXECUTIVE DIRECTOR 300ADVERTISING 1,051 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | CATEGORY BEGINNING OF YEAR END OF YEARFURNITURE & EQUIPMENT&VEHICLES 22,200 13,404SECURITY DEPOSITS 2,050 0MARKETABLE SECURITIES 168,217 130,368 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | CATEGORY BEGINNING OF YEAR END OF YEARPAYROLL LIABILITIES 2,447 1,647ACCRUED PAYABLES 583 0ASCEND LOAN 5,613 0SHORT-TERM NOTE 74,952 74,952PPP LOAN 14,316 0 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Description of other expenses Part I line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Description of other assets Part II line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Description of total liabilities Part II line 26 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd | 0 | AAL2 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd | 0 | IAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd | 0 | 11 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | DEBORAH HARDING |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | EXECUTIVE DIREC |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6159775372 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2022-05-05 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | YOU CAN MAKE IT HOME OWNERSHIP CTR |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | YOUC |
| ReturnHeader/Filer/EIN | 0 | 830423384 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 660 FITZHUGH BLVD STE 105 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | SMYRNA |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TN |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 37167 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 204016519 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | H A Beasley and Company PLLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 111 MTCS Road |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Murfreesboro |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | TN |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 37129 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6158955675 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2022-05-05 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Bryan Blair |
| ReturnHeader/ReturnTs | 0 | 2022-05-05T16:38:28-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | DEBORAH |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | HARDING |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2021-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2021-12-31 |
| ReturnHeader/TaxYr | 0 | 2021 |
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Displayed year
2021 • Form 990EZDetailed filing. Detailed filing data is available for this year.