Civic Intelligence

Latino Community Development Center

990EZ • Fiscal year 2012 • EIN 82-0551614

Jan 01, 2012 to Dec 31, 2012 • Filed on Jul 23, 2013

Organization Profilewww.latinoccu.org/en/lcdc
100 West Morgan Street27701
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

48th percentile

0.01x

Higher debt load relative to assets than 48% of similar nonprofits.

2012 filings • NTEE P • <$500k nonprofits • Source year 2012

Liabilities / Revenue

63rd percentile

0.02x

Higher debt load relative to revenue than 63% of similar nonprofits.

2012 filings • NTEE P • <$500k nonprofits • Source year 2012

Net Margin

83rd percentile

29%

Higher net margin than 83% of similar nonprofits.

2012 filings • NTEE P • <$500k nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

61st percentile

7.0%

Faster asset growth than 61% of similar nonprofits.

2012 filings • NTEE P • <$500k nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2012

Balance Sheet
Liabilities / Assets48th percentile

Assets

Up

$401,144

Up $26,206 (+7.0%) from 2011

Net Assets

Up

$398,843

Up $29,061 (+7.9%) from 2011

Liabilities

Down

$2,301

Down $2,855 (-55%) from 2011

Revenue And Expenses
Liabilities / Revenue63rd percentileNet Margin83rd percentile

Revenue

$99,501

No earlier filing loaded for comparison.

Expenses

Down

$70,440

Down $763,738 (-92%) from 2011

Net Income

$29,061

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth61st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2011: $374,938Liabilities 2011: $5,156Net Assets 2011: $369,7822011Assets 2012: $401,144Liabilities 2012: $2,301Net Assets 2012: $398,8432012Assets 2013: $480,435Liabilities 2013: $0Net Assets 2013: $480,4352013Assets 2014: $703,320Liabilities 2014: $0Net Assets 2014: $703,3202014Assets 2015: $771,511Liabilities 2015: $12,927Net Assets 2015: $758,5842015Assets 2016: $879,088Liabilities 2016: $0Net Assets 2016: $879,0882016Assets 2017: $917,918Liabilities 2017: $1,927Net Assets 2017: $915,9912017Assets 2018: $978,497Liabilities 2018: $4,531Net Assets 2018: $973,9662018Assets 2019: $1,054,439Liabilities 2019: $3,211Net Assets 2019: $1,051,2282019Assets 2020: $1,120,929Liabilities 2020: $6,953Net Assets 2020: $1,113,9762020Assets 2021: $2,559,428Liabilities 2021: $274,801Net Assets 2021: $2,284,6272021Assets 2022: $2,307,671Liabilities 2022: $673,737Net Assets 2022: $1,633,9342022Assets 2023: $1,770,589Liabilities 2023: $26,179Net Assets 2023: $1,744,4102023Assets 2024: $61,956,392Liabilities 2024: $176,264Net Assets 2024: $61,780,1282024

Highlighted filing

2012

Assets$401,144
Liabilities$2,301
Net Assets$398,843
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$80M$60M$40M$20M$0-$20MExpenses 2011: $834,1782011Revenue 2012: $99,501Expenses 2012: $70,440Net Income 2012: $29,0612012Revenue 2013: $249,098Expenses 2013: $167,506Net Income 2013: $81,5922013Revenue 2014: $374,081Expenses 2014: $151,196Net Income 2014: $222,8852014Revenue 2015: $259,553Expenses 2015: $204,289Net Income 2015: $55,2642015Revenue 2016: $160,863Expenses 2016: $40,359Net Income 2016: $120,5042016Revenue 2017: $102,604Expenses 2017: $65,701Net Income 2017: $36,9032017Revenue 2018: $148,989Expenses 2018: $91,014Net Income 2018: $57,9752018Revenue 2019: $121,139Expenses 2019: $43,877Net Income 2019: $77,2622019Revenue 2020: $10,502,090Expenses 2020: $10,439,342Net Income 2020: $62,7482020Revenue 2021: $1,649,036Expenses 2021: $478,385Net Income 2021: $1,170,6512021Revenue 2022: $277,181Expenses 2022: $927,874Net Income 2022: -$650,6932022Revenue 2023: $326,943Expenses 2023: $216,467Net Income 2023: $110,4762023Revenue 2024: $65,268,055Expenses 2024: $5,232,337Net Income 2024: $60,035,7182024

Highlighted filing

2012

Revenue$99,501
Expenses$70,440
Net Income$29,061
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Jul 23, 2013
Return Version
2012v2.0
Mission and Program Overview

Mission

Latino Community Development Center promotes financial literacy, access to financial services, affordable housing, and economic development for the low income immigrant Latino/Hispanic population in North Carolina.

Filing and Contact Details

Filer

EIN
82-0551614
Raw XML Appendix207 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/AmountOfTaxReimbursedByOrg00
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IRS990EZ/CostOtherBasisAndSalesExpenses00
IRS990EZ/DidOrgFileForm1120POLThisYear00
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition30
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation30
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation40
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc00
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc40
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances00
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances20
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances30
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances40
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName0John Herrera
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName1Cristina Velasquez
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName2Alejandro Lutz
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName3Jorge Bartolome
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName4Luis Pastor
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title0Chair
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title1Vice Chair
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title2Secretary
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title3Treasurer
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title4Executive Director
IRS990EZ/OperatingSchool00
IRS990EZ/Organization501c30X
IRS990EZ/OrganizationDissolvedEtc00
IRS990EZ/OrganizationHadUBI00
IRS990EZ/OtherAssetsTotal/BOY017000
IRS990EZ/OtherAssetsTotal/EOY0148609
IRS990EZ/OtherChangesInNetAssets00
IRS990EZ/OtherExpensesTotal063748
IRS990EZ/OtherRevenueTotal00
IRS990EZ/PartVIAHghstPaidCntrctProfSer0NONE
IRS990EZ/PartVIOfCompOfHighestPaidEmpl0NONE
IRS990EZ/PrimaryExemptPurpose0Latino Community Development Center promotes financial literacy, access to financial services, affordable housing, and economic development for the low income immigrant Latino/Hispanic population in North Carolina.
IRS990EZ/PrintingPublicationsPostage00
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom0Provide financial education to low income communities traditionally denied access to financial services. There were 469 participants in the financial education program and 168 graduates of workshop series in 2012.
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom1Provide access to financial services to low income communities traditionally left out of the financial services sector.
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom2Affordable housing development, primarily rehabilitation and new construction of single family homes for low to moderate income families. LCDC has four properties for development, with one home currently under construction.
IRS990EZ/ProgramServiceAccomplishment/GrantsAndAllocations00
IRS990EZ/ProgramServiceAccomplishment/GrantsAndAllocations10
IRS990EZ/ProgramServiceAccomplishment/GrantsAndAllocations20
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses035000
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses117000
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses210741
IRS990EZ/ProgramServiceRevenue00
IRS990EZ/ProhibitedTaxShelterTrans00
IRS990EZ/RelatedOrgControlledEntity00
IRS990EZ/RelatedOrgSection527Org00
IRS990EZ/SalariesOtherCompEmplBenefits00
IRS990EZ/ScheduleBNotRequired0X
IRS990EZ/SpecialEventsDirectExpenses00
IRS990EZ/SpecialEventsNetIncomeLoss00
IRS990EZ/SubjectToProxyTax00
IRS990EZ/SumOfTotalLiabilities/BOY05156
IRS990EZ/SumOfTotalLiabilities/EOY02301
IRS990EZ/TanningServicesProvided00
IRS990EZ/TaxImposedUnderIRC491100
IRS990EZ/TaxImposedUnderIRC491200
IRS990EZ/TaxImposedUnderIRC495500
IRS990EZ/TheBooksAreInCareOf/AddressUS/AddressLine10100 West Morgan Street
IRS990EZ/TheBooksAreInCareOf/AddressUS/City0Durham
IRS990EZ/TheBooksAreInCareOf/AddressUS/State0NC
IRS990EZ/TheBooksAreInCareOf/AddressUS/ZIPCode027701
IRS990EZ/TheBooksAreInCareOf/NamePerson0Luis Pastor
IRS990EZ/TheBooksAreInCareOf/TelephoneNumber09196889270
IRS990EZ/TotalAssets/BOY0374938
IRS990EZ/TotalAssets/EOY0401144
IRS990EZ/TotalExpenses070440
IRS990EZ/TotalProgramServiceExpenses062741
IRS990EZ/TotalRevenue099501
IRS990EZ/TransactionWithControlEntity00
IRS990EZ/TrnsfrsExemptNonCharRelatedOrg01
IRS990EZ/WebSite0www.latinoccu.org/en/lcdc
IRS990ScheduleA/AmountsSubstContributorsTotal0595817
IRS990ScheduleA/GeneralExplanation0Unusual grants received: 2008: $500,000, 2009:0, 2010:0, 2011: $525,000, 2012:0
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYear097832
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYearMinus1Year0143180
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYearMinus2Years0460190
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYearMinus3Years0215727
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYearMinus4Years0206660
IRS990ScheduleA/GiftsGrantsContribReceived170/Total01123589
IRS990ScheduleA/GrossInvestmentIncome170/CurrentTaxYear01669
IRS990ScheduleA/GrossInvestmentIncome170/CurrentTaxYearMinus1Year03375
IRS990ScheduleA/GrossInvestmentIncome170/CurrentTaxYearMinus2Years03240
IRS990ScheduleA/GrossInvestmentIncome170/CurrentTaxYearMinus3Years02514
IRS990ScheduleA/GrossInvestmentIncome170/CurrentTaxYearMinus4Years02440
IRS990ScheduleA/GrossInvestmentIncome170/Total013238
IRS990ScheduleA/GrossReceiptsFromAdmissionsEtc00
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IRS990ScheduleA/NetUBI/CurrentTaxYearMinus2Years00
IRS990ScheduleA/NetUBI/CurrentTaxYearMinus3Years00
IRS990ScheduleA/NetUBI/CurrentTaxYearMinus4Years00
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IRS990ScheduleA/OtherIncome170/CurrentTaxYearMinus4Years00
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IRS990ScheduleA/PubliclySupportedOrg170b1Avi0X
IRS990ScheduleA/PublicSupportPertcentage17000.46425
IRS990ScheduleA/PublicSupportPertcentPriorYear00.42620
IRS990ScheduleA/PublicSupportTotal1700527772
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IRS990ScheduleA/TaxRevLeviedForOrgBenefit170/CurrentTaxYearMinus2Years00
IRS990ScheduleA/TaxRevLeviedForOrgBenefit170/CurrentTaxYearMinus3Years00
IRS990ScheduleA/TaxRevLeviedForOrgBenefit170/CurrentTaxYearMinus4Years00
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IRS990ScheduleA/Total170/CurrentTaxYear097832
IRS990ScheduleA/Total170/CurrentTaxYearMinus1Year0143180
IRS990ScheduleA/Total170/CurrentTaxYearMinus2Years0460190
IRS990ScheduleA/Total170/CurrentTaxYearMinus3Years0215727
IRS990ScheduleA/Total170/CurrentTaxYearMinus4Years0206660
IRS990ScheduleA/Total170/Total01123589
IRS990ScheduleA/TotalSupport01136827
IRS990ScheduleA/ValueSrvcFcltsFurnishedByGovt/CurrentTaxYear00
IRS990ScheduleA/ValueSrvcFcltsFurnishedByGovt/CurrentTaxYearMinus1Year00
IRS990ScheduleA/ValueSrvcFcltsFurnishedByGovt/CurrentTaxYearMinus2Years00
IRS990ScheduleA/ValueSrvcFcltsFurnishedByGovt/CurrentTaxYearMinus3Years00
IRS990ScheduleA/ValueSrvcFcltsFurnishedByGovt/CurrentTaxYearMinus4Years00
IRS990ScheduleA/ValueSrvcFcltsFurnishedByGovt/Total00
IRS990ScheduleO/GeneralExplanation/Explanation0Fees for services (non-employees) for program implementation and $1,007 for miscellaneous expenses.
IRS990ScheduleO/GeneralExplanation/Explanation1Affordable Housing real estate - work in progress in the amount of $148,412 and $197 for other receivables.
IRS990ScheduleO/GeneralExplanation/Explanation2Agency funds payable - funds are received for use by an unrelated nonprofit organization. When such funds are received, they are recorded as a liability, and when funds are paid to the organization, the liability is reduced.
IRS990ScheduleO/GeneralExplanation/Explanation3LCDC reimburses a related organization for fees for program service in support of the two organizations' joint membership.
IRS990ScheduleO/GeneralExplanation/Identifier0F99Z_P01_S00_L16
IRS990ScheduleO/GeneralExplanation/Identifier1F99Z_P02_S00_L24
IRS990ScheduleO/GeneralExplanation/Identifier2F99Z_P02_S00_L26
IRS990ScheduleO/GeneralExplanation/Identifier3F99Z_P06_S00_L49
IRS990ScheduleO/GeneralExplanation/ReturnReference0Form 990-EZ, Part I, Line 16
IRS990ScheduleO/GeneralExplanation/ReturnReference1Form 990-EZ, Part II, Line 24
IRS990ScheduleO/GeneralExplanation/ReturnReference2Form 990-EZ, Part II, Line 26
IRS990ScheduleO/GeneralExplanation/ReturnReference3Form 990-EZ, Part VI, Line 49
ReasonableCauseExplanation/Explanation0LCDC's request for an extension of time to file an exempt organization return was approved. Therefore, this return is not late since it is filed by August 15, 2013.
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/Filer/EIN0820551614
ReturnHeader/Filer/Name/BusinessNameLine10LATINO COMMUNITY DEVELOPMENT CENTER
ReturnHeader/Filer/NameControl0LATI
ReturnHeader/Filer/Phone09196889270
ReturnHeader/Filer/USAddress/AddressLine10100 West Morgan Street
ReturnHeader/Filer/USAddress/City0Durham
ReturnHeader/Filer/USAddress/State0NC
ReturnHeader/Filer/USAddress/ZIPCode027701
ReturnHeader/Officer/DateSigned02013-07-23
ReturnHeader/Officer/Name0Luis Pastor
ReturnHeader/Officer/Phone09196889270
ReturnHeader/Officer/Title0Executive Director
ReturnHeader/ReturnType0990EZ
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-07-23T17:37:28-07:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990EZFacts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$401,144
Liabilities
$2,301
Net assets
$398,843
Revenue
$99,501
Expenses
$70,440
Net income
$29,061
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$62.0$0.18$61.8$65.3$5.23$60.0
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.77$0.03$1.74$0.33$0.22$0.11
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.31$0.67$1.63$0.28$0.93$0.65
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.56$0.27$2.28$1.65$0.48$1.17
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.12$0.01$1.11$10.5$10.4$0.06
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.05$0.00$1.05$0.12$0.04$0.08
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.98$0.00$0.97$0.15$0.09$0.06
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.92$0.00$0.92$0.10$0.07$0.04
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.88$0.00$0.88$0.16$0.04$0.12
2015Detailed filing. Detailed filing data is available for this year.$0.77$0.01$0.76$0.26$0.20$0.06
2014Detailed filing. Detailed filing data is available for this year.$0.70$0.00$0.70$0.37$0.15$0.22
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.48$0.00$0.48$0.25$0.17$0.08
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.40$0.00$0.40$0.10$0.07$0.03
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.37$0.01$0.37$0.83