Liabilities / Assets
2nd percentile
Higher debt load relative to assets than 2% of similar nonprofits.
990 • Fiscal year 2013 • EIN 82-0215955
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
2nd percentile
Higher debt load relative to assets than 2% of similar nonprofits.
Liabilities / Revenue
1st percentile
Higher debt load relative to revenue than 1% of similar nonprofits.
Net Margin
47th percentile
Higher net margin than 47% of similar nonprofits.
Top Officer Pay
57th percentile
Higher top officer pay than 57% of similar nonprofits.
Top officer pay equals 3.2% of source-year revenue.
Asset Growth
27th percentile
Faster asset growth than 27% of similar nonprofits.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Assets
Down$46,644,982
Down $375,026 (-0.8%) from 2012
Net Assets
Down$46,515,595
Down $387,329 (-0.8%) from 2012
Liabilities
Up$129,387
Up $12,303 (+11%) from 2012
Revenue
$3,133,440
No earlier filing loaded for comparison.
Expenses
Up$2,953,763
Up $72,923 (+2.5%) from 2012
Net Income
$179,677
No earlier filing loaded for comparison.
To be our members favorite financial institution, to build long term member relationships, to exercise sound and ethical business practices, to help our members achieve fiancial success.
STATE CHARTER CREDIT UNION Mutual Membership Benefit Programs General/Other Promoting the financial well being of 7,549 members by providing loan and savings at competitive rates.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Cap Stk Tr Prin Current Funds | $42,656,967 | $41,691,229 | ▼ $965,738 |
| Other Notes and Loans Receivable, Net | $36,191,832 | $39,016,631 | ▲ $2,824,799 |
| Rtn Earn Endowment Incm Other Fnds | $4,245,957 | $4,824,366 | ▲ $578,409 |
| Savings and Temporary Cash Investments | $7,695,965 | $3,841,315 | ▼ $3,854,650 |
| Land, Buildings, and Equipment, Net | $1,448,617 | $1,366,552 | ▼ $82,065 |
| Cash and Non-Interest-Bearing Accounts | $725,636 | $1,045,209 | ▲ $319,573 |
| Prepaid Expenses and Deferred Charges | $265,374 | $751,911 | ▲ $486,537 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Total Assets | $47,020,008 | $46,644,982 | ▼ $375,026 |
| Other Assets Total | $692,584 | $623,364 | ▼ $69,220 |
| Liabilities | |||
| Accounts Payable and Accrued Expenses | $117,084 | $129,387 | ▲ $12,303 |
| Total Liabilities | $117,084 | $129,387 | ▲ $12,303 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $46,902,924 | $46,515,595 | ▼ $387,329 |
| Total Liabilities and Net Assets / Fund Balance | $47,020,008 | $46,644,982 | ▼ $375,026 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $995,452 | $544,498 | $1,539,950 |
| Equipment | $40,327 | $298,676 | $339,003 |
| Land | $330,773 | - | $330,773 |
| Other Land Buildings | $0 | $0 | $0 |
| Leasehold Improvements | $0 | $0 | $0 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Valerie Guenther | Exec Director/CEO | FT | $100,248 | $100,248 |
| Name | Title |
|---|---|
| Sherry Kumm | Chairman |
| Adam Stallcop | Director |
| Jim Jenkins | Director |
| Katy Miller | Director |
| Mark Laird | Director |
| Mike McAllister | Director |
| Mike Moehrle | Director |
| Roberta Samuels | Director |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,765,620 |
| Salaries, Compensation, and Employee Benefits | $1,188,143 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $691,414 | - | - | $691,414 |
| Office Expenses | $541,781 | - | - | $541,781 |
| All Other Expenses | $399,730 | - | - | $399,730 |
| Other Employee Benefits | $235,651 | - | - | $235,651 |
| Fees for Services Other | $209,015 | - | - | $209,015 |
| Interest | $183,959 | - | - | $183,959 |
| Advertising | $137,999 | - | - | $137,999 |
| Current Officers, Directors, Trustees, and Key Employees | $100,248 | - | - | $100,248 |
| Payroll Taxes | $81,248 | - | - | $81,248 |
| Pension Plan Contributions | $79,582 | - | - | $79,582 |
| Depreciation Depletion | $64,372 | - | - | $64,372 |
| Occupancy | $62,264 | - | - | $62,264 |
| Insurance | $43,036 | - | - | $43,036 |
| Travel | $40,651 | - | - | $40,651 |
| Fees for Services Legal | $30,532 | - | - | $30,532 |
| Payments to Affiliates | $19,678 | - | - | $19,678 |
| Other Expenses | $14,692 | $0 | $0 | $14,692 |
| Fees for Services Accounting | $12,000 | - | - | $12,000 |
| Information Technology | $2,664 | - | - | $2,664 |
| Total Functional Expenses | $2,953,763 | $0 | $0 | $2,953,763 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
“The Credit Union is a member owned financial cooperative.”
“The Credit union is a member owned financial cooperative. One member, one vote.”
“Provided to the Board of Directors at the monthly meeting. Reviewed by a Director who is also a CPA.”
“Annually, the Director are required to review the current conflict of interest policy and sign the acknowledgement.”
“The Board of directors sets the CEO's salary via information complied through and independent provider of such information. The Credit Union's staff wages are set the by CEO via Compease - an outside compensation software.”
“Governing documents, conflict of interest policy are available upon request.”
“PPL, OREO Exp, Loss Sale of Asset”
“Current Funds decreased $965,738 and other Comp increased $398,733”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 1 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 117084 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 129387 |
| IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | STATE CHARTER CREDIT UNION Mutual Membership Benefit Programs General/Other Promoting the financial well being of 7,549 members by providing loan and savings at competitive rates. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 137999 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 137999 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 399730 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 399730 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Mary Light |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2087467233 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 1626 17th St |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | Lewiston |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | ID |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 835014046 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 42656967 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 41691229 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 725636 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1045209 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 100248 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 100248 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 31592 |
| IRS990/CYOtherExpensesAmt | 0 | 1765620 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 3101848 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 179677 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1188143 |
| IRS990/CYTotalExpensesAmt | 0 | 2953763 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 3133440 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 64372 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 64372 |
| IRS990/Desc | 0 | To be out member's premier financial institution To build long-term member relationships To exercise sound and ethical business practices To help members achieve financial success |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 27 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/ExpenseAmt | 0 | 2953763 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 12000 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 12000 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 30532 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 30532 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 209015 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 209015 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 50 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Mark Laird |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Roberta Samuels |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Jim Jenkins |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Sherry Kumm |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Mike McAllister |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Katy Miller |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Adam Stallcop |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Mike Moehrle |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Valerie Guenther |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 100248 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Exec Director/CEO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1939 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 8 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 3133440 |
| IRS990/GroupExemptionNum | 0 | 1232 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 8 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 2664 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 2664 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 43036 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 43036 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 183959 |
| IRS990/InterestGrp/TotalAmt | 0 | 183959 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 31592 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 31592 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 27 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 843174 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1448617 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1366552 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 2209726 |
| IRS990/LegalDomicileStateCd | 0 | ID |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | To be our member's premier financial institution To build long-term member relationships To excerise sound and ethical business practices To help members achieve financial success |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 46902924 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 46515595 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 62264 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 62264 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 541781 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 541781 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 692584 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 623364 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -567006 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 235651 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 235651 |
| IRS990/OtherExpensesGrp/Desc | 0 | Cash Over/Short |
| IRS990/OtherExpensesGrp/Desc | 1 | Annual Meeting Expense |
| IRS990/OtherExpensesGrp/Desc | 2 | Misc Service |
| IRS990/OtherExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 1 | 0 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 2 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 0 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 969 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 2278 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 14692 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 969 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 2278 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 14692 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 691414 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 691414 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 36191832 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 39016631 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt | 0 | 19678 |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 19678 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 81248 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 81248 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 79582 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 79582 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 265374 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 751911 |
| IRS990/PrincipalOfcrBusinessAddress/BusinessNameLine1 | 0 | Lewis Clark Credit Union |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Loans to Members |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Program Fees |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Misc Fees |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2282268 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 469380 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 350200 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2282268 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 469380 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 350200 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 2 | 0 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | Mutual Membership Benefit programs. General/Other: Promoting the financial well being of 7/305 members by providing loan savings at competitive rates. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 48903 |
| IRS990/PYOtherExpensesAmt | 0 | 1773094 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2946027 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 114090 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1107746 |
| IRS990/PYTotalExpensesAmt | 0 | 2880840 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 2994930 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 179677 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 0 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 4245957 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 4824366 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 7695965 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 3841315 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 995452 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 544498 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1539950 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 40327 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 298676 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 339003 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 330773 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 330773 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1366552 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | The Credit Union is a member owned financial cooperative. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | The Credit union is a member owned financial cooperative. One member, one vote. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Provided to the Board of Directors at the monthly meeting. Reviewed by a Director who is also a CPA. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Annually, the Director are required to review the current conflict of interest policy and sign the acknowledgement. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | The Board of directors sets the CEO's salary via information complied through and independent provider of such information. The Credit Union's staff wages are set the by CEO via Compease - an outside compensation software. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | Governing documents, conflict of interest policy are available upon request. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | PPL, OREO Exp, Loss Sale of Asset |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | Current Funds decreased $965,738 and other Comp increased $398,733 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section B, Line 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Section C, Line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990, Part XI, Line 9 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | ID |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 47020008 |
| IRS990/TotalAssetsEOYAmt | 0 | 46644982 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 47020008 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 46644982 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 27 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 2953763 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2953763 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 117084 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 129387 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 117084 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 129387 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 46902924 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 46515595 |
| IRS990/TotalOtherCompensationAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcExpenseAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcGrantAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcRevenueAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 2953763 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 3101848 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 100248 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3133440 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 3133440 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 11 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 47020008 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 46644982 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
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Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.