Civic Intelligence

Lewis Clark Credit Union

990 • Fiscal year 2012 • EIN 82-0215955

Jan 01, 2012 to Dec 31, 2012 • Filed on Jun 24, 2013

1626 17th St83501-4046
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

3rd percentile

0.00x

Higher debt load relative to assets than 3% of similar nonprofits.

2012 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

23rd percentile

0.8%

Faster asset growth than 23% of similar nonprofits.

2012 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Up

$47,020,008

Up $354,700 (+0.8%) from 2011

Net Assets

Up

$46,902,924

Up $359,554 (+0.8%) from 2011

Liabilities

Down

$117,084

Down $4,854 (-4.0%) from 2011

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$2,880,840

Down $122,998 (-4.1%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $49,105,112Liabilities 2010: $184,975Net Assets 2010: $48,920,1372010Assets 2011: $46,665,308Liabilities 2011: $121,938Net Assets 2011: $46,543,3702011Assets 2012: $47,020,008Liabilities 2012: $117,084Net Assets 2012: $46,902,9242012Assets 2013: $46,644,982Liabilities 2013: $129,387Net Assets 2013: $46,515,5952013Assets 2014: $51,624,292Liabilities 2014: $149,170Net Assets 2014: $51,475,1222014Assets 2015: $57,110,785Liabilities 2015: $156,869Net Assets 2015: $56,953,9162015Assets 2016: $91,961,335Liabilities 2016: $566,914Net Assets 2016: $91,394,4212016Assets 2017: $98,451,474Liabilities 2017: $187,834Net Assets 2017: $98,263,6402017Assets 2018: $109,897,147Liabilities 2018: $100,693,377Net Assets 2018: $9,203,7702018Assets 2019: $127,504,319Liabilities 2019: $117,325,208Net Assets 2019: $10,179,1112019Assets 2020: $158,442,360Liabilities 2020: $145,919,678Net Assets 2020: $12,522,6822020Assets 2021: $194,671,372Liabilities 2021: $177,452,507Net Assets 2021: $17,218,8652021Assets 2022: $214,796,100Liabilities 2022: $195,813,882Net Assets 2022: $18,982,2182022Assets 2023: $240,536,303Liabilities 2023: $218,985,338Net Assets 2023: $21,550,9652023Assets 2024: $249,581,624Liabilities 2024: $225,473,862Net Assets 2024: $24,107,7622024

Highlighted filing

2012

Assets$47,020,008
Liabilities$117,084
Net Assets$46,902,924

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $3,111,4702010Expenses 2011: $3,003,8382011Expenses 2012: $2,880,8402012Revenue 2013: $3,133,440Expenses 2013: $2,953,763Net Income 2013: $179,6772013Revenue 2014: $3,350,896Expenses 2014: $2,781,370Net Income 2014: $569,5262014Revenue 2015: $3,634,379Expenses 2015: $3,237,216Net Income 2015: $397,1632015Revenue 2016: $5,016,060Expenses 2016: $4,831,849Net Income 2016: $184,2112016Revenue 2017: $5,763,589Expenses 2017: $5,242,130Net Income 2017: $521,4592017Revenue 2018: $6,898,768Expenses 2018: $5,856,165Net Income 2018: $1,042,6032018Revenue 2019: $8,154,663Expenses 2019: $6,761,699Net Income 2019: $1,392,9642019Revenue 2020: $9,635,253Expenses 2020: $7,407,819Net Income 2020: $2,227,4342020Revenue 2021: $12,854,570Expenses 2021: $8,661,632Net Income 2021: $4,192,9382021Revenue 2022: $12,473,369Expenses 2022: $10,523,506Net Income 2022: $1,949,8632022Revenue 2023: $15,089,420Expenses 2023: $13,178,824Net Income 2023: $1,910,5962023Revenue 2024: $17,597,559Expenses 2024: $15,587,977Net Income 2024: $2,009,5822024

Highlighted filing

2012

Revenue-
Expenses$2,880,840
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Jun 24, 2013
Return Version
2012v2.0
Gross Receipts
$2,994,930
Mission and Program Overview

Mission

To be our members favorite financial institution, to build long term member relationships, to exercise sound and ethical business practices, to help our members achieve fiancial success.

Filing and Contact Details

Filer

EIN
82-0215955
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IRS990/ActivityOther/Description0Mutual Membership Benefit programs. General/Other: Promoting the financial well being of 7/305 members by providing loan savings at competitive rates.
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IRS990ScheduleO/GeneralExplanation/Explanation0The Credit Union is a member owned financial cooperative.
IRS990ScheduleO/GeneralExplanation/Explanation1The Credit Union is a member owned financial cooperative. One member, one vote.
IRS990ScheduleO/GeneralExplanation/Explanation2Provided to the Board of Directors at the monthly meting. Reviewed by a Director who is also a CPA.
IRS990ScheduleO/GeneralExplanation/Explanation3Annually, the directors are required to review the current conflict of interest policy and sign the acknowledgement.
IRS990ScheduleO/GeneralExplanation/Explanation4The Board of Directors sets the CEO's salary via information complied through an independent provided of such information. The Credit Union's staff wages are set the CEO via Compease - an outside compensation expert.
IRS990ScheduleO/GeneralExplanation/Explanation5Governing documents, conflict of interest policy are available upon request.
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ReturnHeader/Filer/USAddress/AddressLine101626 17th St
ReturnHeader/Filer/USAddress/City0Lewiston

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$250$225$24.1$17.6$15.6$2.01
2023Detailed filing. Detailed filing data is available for this year.$241$219$21.6$15.1$13.2$1.91
2022Detailed filing. Detailed filing data is available for this year.$215$196$19.0$12.5$10.5$1.95
2021Detailed filing. Detailed filing data is available for this year.$195$177$17.2$12.9$8.66$4.19
2020Detailed filing. Detailed filing data is available for this year.$158$146$12.5$9.64$7.41$2.23
2019Detailed filing. Detailed filing data is available for this year.$128$117$10.2$8.15$6.76$1.39
2018Detailed filing. Detailed filing data is available for this year.$110$101$9.20$6.90$5.86$1.04
2017Detailed filing. Detailed filing data is available for this year.$98.5$0.19$98.3$5.76$5.24$0.52
2016Detailed filing. Detailed filing data is available for this year.$92.0$0.57$91.4$5.02$4.83$0.18
2015Detailed filing. Detailed filing data is available for this year.$57.1$0.16$57.0$3.63$3.24$0.40
2014Detailed filing. Detailed filing data is available for this year.$51.6$0.15$51.5$3.35$2.78$0.57
2013Detailed filing. Detailed filing data is available for this year.$46.6$0.13$46.5$3.13$2.95$0.18
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$47.0$0.12$46.9$2.88
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$46.7$0.12$46.5$3.00
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$49.1$0.18$48.9$3.11