Civic Intelligence

San Francisco Insurance Service Academy

990EZ • Fiscal year 2019 • EIN 81-4968702

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 13, 2020

Organization ProfileWWW.SFINSURANCEACADEMY.ORG
44 Second StSan Francisco, CA 94105

(415) 512-2110

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

57th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Liabilities / Revenue

57th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Net Margin

72nd percentile

16%

Higher net margin than 72% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2019

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2019

Balance Sheet
Liabilities / Assets57th percentile

Assets

$32,513

No earlier filing loaded for comparison.

Net Assets

$32,513

No earlier filing loaded for comparison.

Liabilities

$0

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / Revenue57th percentileNet Margin72nd percentile

Revenue

$150,000

No earlier filing loaded for comparison.

Expenses

$125,307

No earlier filing loaded for comparison.

Net Income

$24,693

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40K$30K$20K$10K$0Assets 2019: $32,513Liabilities 2019: $0Net Assets 2019: $32,5132019Assets 2020: $2,193Liabilities 2020: $0Net Assets 2020: $2,1932020Assets 2021: $8,828Liabilities 2021: $0Net Assets 2021: $8,8282021Assets 2022: $9,829Liabilities 2022: $0Net Assets 2022: $9,8292022

Highlighted filing

2019

Assets$32,513
Liabilities$0
Net Assets$32,513
Open 2019 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2019: $150,000Expenses 2019: $125,307Net Income 2019: $24,6932019Revenue 2020: $50,775Expenses 2020: $81,095Net Income 2020: -$30,3202020Revenue 2021: $30,000Expenses 2021: $23,365Net Income 2021: $6,6352021Revenue 2022: $48,000Expenses 2022: $46,999Net Income 2022: $1,0012022

Highlighted filing

2019

Revenue$150,000
Expenses$125,307
Net Income$24,693
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 13, 2020
Return Version
2019v5.1
Gross Receipts
$150,000
Mission and Program Overview

Mission

To make a life-changing difference to lower income/employable adults to learn about and have a career in the insurance industry.

Program Services

DescriptionGrantsExpenses
OUR MISSION HAS BEEN TO MAKE A LIFE CHANGING DIFFERENCE TO LOWER INCOME/EMPLOYABLE ADULTS TO LEARN ABOUT AND HAVE A CAREER IN THE INSURANCE INDUSTRY.WE PROVIDE ALL COSTS TO CANDIDATES TO TRAIN AND GET THEIR INSURANCE LICENSE. IN 2019 112 CANDIDATES BENEFITTED FROM OUR PROGRAM.$0$125,307
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
BRUCE CALLANDERFounder And CEO-$0--
BRET GOODMANTreasurer & Director-$0--
VAN MAROEVICHSecretary-$0--
Filing and Contact Details

Filer

Filer Name
San Francisco Insurance Service Academy
EIN
81-4968702
Phone
4155122110
Address
44 SECOND ST, SAN FRANCISCO, CA 94105

Signing Officer

Name
Bruce Callander
Title
President
Phone
4155122110
Signed
2020-11-13
Discuss with paid preparer
Yes

Preparer

Firm
Shea Labagh Dobberstein Pc
Address
44 MONTGOMERY STREET SUITE 3200, SAN FRANCISCO, CA 94104
Preparer
David Melone
Phone
4153974444
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: background check expense. Amount: 5,756. Description: candidate bonus, application fees. Amount: 24,701. Description: classroom training. Amount: 20,327. Description: office expense. Amount: 1,885. Description: marketing, promotion, advertsing, recruiting. Amount: 8,520. Description: insurance. Amount: 1,407. Total to form 990-ez, line 16: 62,596.”

Raw XML Appendix151 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0SHAWNA KING
IRS990EZ/BooksInCareOfDetail/PhoneNum04155317207
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt044 SECOND STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0SAN FRANCISCO
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd094105
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt07820
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt032513
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt0150000
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
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IRS990EZ/ExcessOrDeficitForYearAmt024693
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt062026
IRS990EZ/FiledScheduleAInd01
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IRS990EZ/ForeignOfficeInd00
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IRS990EZ/Form990TotalAssetsGrp/EOYAmt032513
IRS990EZ/GrossReceiptsAmt0150000
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt07820
IRS990EZ/NetAssetsOrFundBalancesEOYAmt032513
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt07820
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt032513
IRS990EZ/OccupancyRentUtltsAndMaintAmt0574
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0BRUCE CALLANDER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1BRET GOODMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2VAN MAROEVICH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0FOUNDER AND CEO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREASURER & DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt062596
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0TO MAKE A LIFE-CHANGING DIFFERENCE TO LOWER INCOME/EMPLOYABLE ADULTS TO LEARN ABOUT AND HAVE A CAREER IN THE INSURANCE INDUSTRY.
IRS990EZ/PrintingPublicationsPostageAmt0111
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0OUR MISSION HAS BEEN TO MAKE A LIFE CHANGING DIFFERENCE TO LOWER INCOME/EMPLOYABLE ADULTS TO LEARN ABOUT AND HAVE A CAREER IN THE INSURANCE INDUSTRY.WE PROVIDE ALL COSTS TO CANDIDATES TO TRAIN AND GET THEIR INSURANCE LICENSE. IN 2019 112 CANDIDATES BENEFITTED FROM OUR PROGRAM.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0125307
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SchoolOperatingInd01
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0CA
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt0125307
IRS990EZ/TotalProgramServiceExpensesAmt0125307
IRS990EZ/TotalRevenueAmt0150000
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0HTTP://WWW.SFINSURANCEACADEMY.ORG
IRS990ScheduleA/SchoolInd0X
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleE/ComplianceWithRevProc7550Ind01
IRS990ScheduleE/DiscriminateRaceAdmissPlcyInd00
IRS990ScheduleE/DiscriminateRaceAthltProgInd00
IRS990ScheduleE/DiscriminateRaceEducPlcyInd00
IRS990ScheduleE/DiscriminateRaceEmplmFcultyInd00
IRS990ScheduleE/DiscriminateRaceOtherActyInd00
IRS990ScheduleE/DiscriminateRaceSchsInd00
IRS990ScheduleE/DiscriminateRaceStdntsRghtsInd00
IRS990ScheduleE/DiscriminateRaceUseOfFcltsInd00
IRS990ScheduleE/GovernmentFinancialAidRcvdInd00
IRS990ScheduleE/GovernmentFinancialAidRvkdInd00
IRS990ScheduleE/MaintainCpyOfAllSolInd01
IRS990ScheduleE/MaintainCpyOfBrochuresEtcInd01
IRS990ScheduleE/MaintainRacialCompRecsInd01
IRS990ScheduleE/MaintainScholarshipsRecsInd01
IRS990ScheduleE/NondiscriminatoryPolicyStmtInd01
IRS990ScheduleE/PlcyPblczdViaBroadcastMediaInd01
IRS990ScheduleE/PolicyStmtInBrochuresEtcInd01
IRS990ScheduleE/SupplementalInformationDetail/ExplanationTxt0SAN FRANCISCO INSURANCE SERVICE ACADEMY ADMITS STUDENTS OF ANY RACE, COLOR, NATIONAL AND ETHNIC ORIGIN TO ALL THE RIGHTS, PRIVILEGES, PROGRAMS, AND ACTIVITIES GENERALLY ACCORDED OR MADE AVAILABLE TO STUDENTS AT THE SCHOOL. IT DOES NOT DISCRIMINATE ON THE BASIS OF RACE, COLORE, NATIONAL AND ETHNIC ORIGIN IN ADMINSTRATION OF ITS EDUCATIONAL POLICIES, ADMISSIONS POLICIES, SCHOLARSHIP AND LOAN PROGRAMS, AND OTHER SCHOOL ADMINISTERED PROGRAMS.
IRS990ScheduleE/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE E, PART I, LINE 3
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: BACKGROUND CHECK EXPENSE. AMOUNT: 5,756. DESCRIPTION: CANDIDATE BONUS, APPLICATION FEES. AMOUNT: 24,701. DESCRIPTION: CLASSROOM TRAINING. AMOUNT: 20,327. DESCRIPTION: OFFICE EXPENSE. AMOUNT: 1,885. DESCRIPTION: MARKETING, PROMOTION, ADVERTSING, RECRUITING. AMOUNT: 8,520. DESCRIPTION: INSURANCE. AMOUNT: 1,407. TOTAL TO FORM 990-EZ, LINE 16: 62,596.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02021-04-22 16:20:28Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0BRUCE CALLANDER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum04155122110
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-11-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SAN FRANCISCO INSURANCE SERVICE ACADEMY
ReturnHeader/Filer/BusinessNameControlTxt0SANF
ReturnHeader/Filer/EIN0814968702
ReturnHeader/Filer/PhoneNum04155122110
ReturnHeader/Filer/USAddress/AddressLine1Txt044 SECOND ST
ReturnHeader/Filer/USAddress/CityNm0SAN FRANCISCO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
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ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt064.88.174.3
ReturnHeader/FilingSecurityInformation/IPDt02020-11-13
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0PS
ReturnHeader/FilingSecurityInformation/IPTm011:43:42
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0942290202
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0SHEA LABAGH DOBBERSTEIN PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt044 MONTGOMERY STREET SUITE 3200
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SAN FRANCISCO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd094104
ReturnHeader/PreparerPersonGrp/PhoneNum04153974444
ReturnHeader/PreparerPersonGrp/PreparationDt02020-11-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DAVID MELONE
ReturnHeader/ReturnTs02020-11-16T11:19:43-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$32,513
Liabilities
$0
Net assets
$32,513
Revenue
$150,000
Expenses
$125,307
Net income
$24,693
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Detailed filing. Detailed filing data is available for this year.$0.10$0.00$0.10$0.48$0.47$0.01
2021Detailed filing. Detailed filing data is available for this year.$0.09$0.00$0.09$0.30$0.23$0.07
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.02$0.00$0.02$0.51$0.81$0.30
2019Detailed filing. Detailed filing data is available for this year.$0.33$0.00$0.33$1.50$1.25$0.25