Civic Intelligence

Zado

990 • Fiscal year 2024 • EIN 81-4167357

Jan 01, 2024 to Dec 31, 2024 • Filed on Mar 01, 2025

3237 Max CtCarmichael, CA 95608

(916) 995-9948

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

56th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

57th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

8th percentile

-64%

Higher net margin than 8% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

79th percentile

$0

Higher top officer pay than 79% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

12th percentile

-48%

Faster asset growth than 12% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

56th percentile

7.5%

Faster revenue growth than 56% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$7,498

Down $7,029 (-48%) from 2023

Net Assets

Down

$7,498

Down $7,029 (-48%) from 2023

Liabilities

Flat

$0

Flat from 2023

Revenue

Up

$10,748

Up $752 (+7.5%) from 2023

Expenses

Up

$17,637

Up $5,991 (+51%) from 2023

Net Income

Down

-$6,889

Down $5,239 (-318%) from 2023

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20K$15K$10K$5.0K$0Assets 2018: $6,227Liabilities 2018: $0Net Assets 2018: $6,2272018Assets 2019: $6,133Liabilities 2019: $0Net Assets 2019: $6,1332019Assets 2020: $10,530Liabilities 2020: $0Net Assets 2020: $10,5302020Assets 2021: $5,164Liabilities 2021: $0Net Assets 2021: $5,1642021Assets 2022: $16,272Liabilities 2022: $0Net Assets 2022: $16,2722022Assets 2023: $14,527Liabilities 2023: $0Net Assets 2023: $14,5272023Assets 2024: $7,498Liabilities 2024: $0Net Assets 2024: $7,4982024Assets 2025: $11,854Liabilities 2025: $0Net Assets 2025: $11,8542025

Highlighted filing

2024

Assets$7,498
Liabilities$0
Net Assets$7,498

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20K$10K$0-$10KRevenue 2018: $5,247Expenses 2018: $5,241Net Income 2018: $62018Revenue 2019: $480Expenses 2019: $287Net Income 2019: $1932019Revenue 2020: $6,664Expenses 2020: $2,006Net Income 2020: $4,6582020Revenue 2021: $14,472Expenses 2021: $19,838Net Income 2021: -$5,3662021Revenue 2022: $18,562Expenses 2022: $7,424Net Income 2022: $11,1382022Revenue 2023: $9,996Expenses 2023: $11,646Net Income 2023: -$1,6502023Revenue 2024: $10,748Expenses 2024: $17,637Net Income 2024: -$6,8892024Revenue 2025: $5,071Expenses 2025: $650Net Income 2025: $4,4212025

Highlighted filing

2024

Revenue$10,748
Expenses$17,637
Net Income-$6,889
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Mar 1, 2025
Return Version
2024v5.0
Gross Receipts
$10,748
Mission and Program Overview

Mission

Mastering as a performing group and educating the public about Balkan/Eastern European and other related international vocal folk music and singing techniques: Collaborate with other musicians and/or choral groups. Perform this music for a wide variety of audiences and venues. Provide instruction in choral styles, languages, and arrangements of this music. Provide high quality audio and video recordings of this music that are culturally accurate and make available in physical and digital media.

Mastering as a performing group and educating the public about Balkan/Eastern European and other related international vocal folk music and singing techniques. Collaborate with other musicians and/or choral groups. Perform this music for a wide variety of audiences and venues. Provide instruction in choral styles, languages, and arrangements of this music. Create and record high quality audio and video recordings of this music that are culturally accurate and make available in physical and digital media.

Balance Sheet Detail
LineBeginningEndChange
Assets
Inventories for Sale or Use$4,160$4,020▼ $140
Cash and Non-Interest-Bearing Accounts$10,367$3,478▼ $6,889
Savings and Temporary Cash Investments$0$0→ $0
Accounts Receivable$0$0→ $0
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Land, Buildings, and Equipment, Net$0--
Intangible Assets$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$14,527$7,498▼ $7,029
Other Assets Total$0$0→ $0
Liabilities
Accounts Payable and Accrued Expenses$0$0→ $0
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Other Liabilities$0--
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$14,527$7,498▼ $7,029
Net Assets With Donor Restrictions$0$0→ $0
Total Net Assets Fund Balance$14,527$7,498▼ $7,029
Total Liabilities and Net Assets / Fund Balance$14,527$7,498▼ $7,029
Compensation and Service Providers

Board Members and Trustees

NameTitle
Teresa StahlPresident
James ShoemakerSecretary
Janice VolkoffTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$10,643
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$105
All Other Contributions
$4,000
Change in Net Assets
$-6,889
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$14,144
Salaries, Compensation, and Employee Benefits$3,493
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Other$12,097$0$0$12,097
Current Officers, Directors, Trustees, and Key Employees$3,493$0$0$3,493
Fees for Services Management$754$0$0$754
Occupancy$709$0$0$709
Conferences and Meetings$300$0$0$300
Payments to Affiliates$200$0$0$200
Other Expenses$58$0$0$58
Fees for Services Legal$26$0$0$26
Total Functional Expenses$17,637$0$0$17,637
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

Form 990, Part VI, Section A, Line 2 - Secretary is married to Treasurer

Form 990, Part VI, Section B, Line 11B

Form 990, Part VI, Section B, Line 11b - All tax form documents (Form 990, Schedules A and O) were provided via email to Board officers and members prior to and at its annual Board meeting. Documents were reviewed, discussed, and approved by all Board officers and voting members at the meeting. Minutes of the meeting were taken and approved.

Form 990, Part VI, Section C, Line 19

Form 990, Part VI, Section C, Line 19 - All documents and policies are provided to Zado members via email and/or hard copy prior to and in meetings and available on request. Corrections are made prior to finalization. Public can send an email to Zado's email address posted on Zado's website to request any documents or policies. No requests have been received to date for any governing or financial documents.

Filing and Contact Details

Filer

Filer Name
Zado
EIN
81-4167357
Phone
9169959948
Address
3237 Max Ct, Carmichael, CA 95608

Signing Officer

Name
Janice Volkoff
Title
Treasurer
Phone
9169959948
Signed
2025-03-01

Organization Details

Principal Officer
Janice Volkoff
Formed
2016
Legal Domicile
CA
Voting Board Members
3
Independent Board Members
3
Employees
0
Volunteers
3
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 2

1. In January 2024 and with support from federal award SLFRP0166, awarded to Zado by the U.S. Department of the Treasury through the City of Sacramento, Zado presented "Balkan/Slavic Songs and Dances" with master artists from Bulgaria - Tzvetanka, Tanya, and Ivan Varimezovi - and with local musicians and Kolo Koalition folk dancers. There were over 120 attendees at the event with standing room only, and many had great fun dancing at the Dance Party at the end. Bulgarian community members led the dances, and folks of many ethnic backgrounds both young and old dressed in ethnic costumes and participated. 2. In April 2024 Zado again performed for the Sacramento Scandinavian Festival in South Sacramento. Besides Balkan songs, we had a fun time learning Swedish, Norwegian, Danish, and Finnish songs and were honored to sing again for the festival. Huge crowds were there to partake of everything Scandinavian--eat great food, learn about the culture, buy gifts, and enjoy dancing and singing. 3. In September 2024, St Paul's celebrated the 175th anniversary of its founding as the first Episcopal parish in the Gold Rush settlement that was to become the city of Sacramento. It invited the Sacramento community to its church to explore St. Paul's history and to be a loving, accepting community now and long into the future! Zado Eastern European Vocal Ensemble was honored to sing for this historic event. We strongly support and are grateful for the outstanding local organizations and individuals doing incredible work in our region addressing the direct needs of those hardest hit. We hope our music lifts spirits, expands kindness, and inspires love. 4. In October 2024, Zado sang in a World Music Benefit Concert for Afghan Refugee Families at the Unitarian Universalist Society of Sacramento. The Society raises awareness of the global and growing refugee crisis and of the needs of newly resettled refugee families in our Sacramento area. With open hearts, UUSS volunteers welcome and support refugee families, providing friendship and assistance toward empowerment and self-sufficiency. 5. In November 2024, Zado sang for the Food, Toy, and Music Instrument Donation event and for Sacramento's music instrument lending library, Musiclandria, which relocated to a new, larger venue.

Form 990, Part IX, Line 11G

January 20, 2024 "Balkan/Slavic Folk Songs & Dances" event presented by Zado. Line 11g included expenses for 3 Bulgarian guest master musicians and singers ($6,800) who performed independently and with Zado singers, local guest dancers ($200), and filming & editing by local film agency ($4,350). Over 100 people from larger Sacramento area in attendance. Also includes expenses for 2023 audio remastering ($947 CA Arts Council General Operations Relief grant funds).

Form 990, Part XI, Line 9

Form 990, Part XI, Line 9 - Net loss of $35 in assets per promo giveaways

Raw XML AppendixShowing 400 of 577 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/MissionDesc0Mastering as a performing group and educating the public about Balkan/Eastern European and other related international vocal folk music and singing techniques: Collaborate with other musicians and/or choral groups. Perform this music for a wide variety of audiences and venues. Provide instruction in choral styles, languages, and arrangements of this music. Provide high quality audio and video recordings of this music that are culturally accurate and make available in physical and digital media.
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IRS990/MoreThan5000KToOrgInd00
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IRS990/NetAssetsOrFundBalancesBOYAmt014527
IRS990/NetAssetsOrFundBalancesEOYAmt07498
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IRS990/NetUnrlzdGainsLossesInvstAmt0-105
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt014527
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt07498
IRS990/NoncashContributionsAmt00
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IRS990/OccupancyGrp/FundraisingAmt00
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IRS990/OccupancyGrp/ProgramServicesAmt0709
IRS990/OccupancyGrp/TotalAmt0709
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IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
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IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt00
IRS990/OtherAssetsTotalGrp/EOYAmt00
IRS990/OtherChangesInNetAssetsAmt0-35
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
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IRS990/OtherExpensesGrp/Desc0Bank fees
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IRS990/OtherExpensesGrp/TotalAmt058
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IRS990/PartialLiquidationInd00
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IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt0200
IRS990/PaymentsToAffiliatesGrp/TotalAmt0200
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt00
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
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IRS990/PrincipalOfficerNm0Janice Volkoff
IRS990/PriorPeriodAdjustmentsAmt00
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IRS990/ProgSrvcAccomActy2Grp/Desc0Educate & inspire others through performances, recruit new singers and teach them folk songs and techniques, present programs, develop new musical art forms for greater Sacramento area communities: Planned, developed, presented, & performed Balkan/Slavic Folk Songs and Dances in January 2024 (attendance over 100 people). Performed at Sacramento Scandinavian Festival in April 2024 (approx 1,000 attendees). Performed at St. Pauls Episcopal Church Anniversary in September 2024 (approx 90 attendees). Performed at World Music Benefit Concert for Afghan Refugees in October 2024 (approx 80 attendees). Performed at MusicLandria musical instrument lending library in November 2024 (approx 30 attendees). Added new Zado singers to bring total to 10.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt012256
IRS990/ProgSrvcAccomActy2Grp/GrantAmt00
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt010643
IRS990/ProgSrvcAccomActy3Grp/Desc0Maintain internal support, management, administration, and volunteers to allow Zado to thrive and continue to serve the community in a cost-effective way: Completed all annual administrative steps necessary to maintain 501(c)(3) status. All Zado Board members and singers continued as unpaid volunteers who provide these services. Zado music director continued as unpaid volunteer. Overall administrative/implementation expenses that affect all program services for 2024 are listed in this 4c section (government, fundraising, and bank service fees). Administrative expenses relating to each separate program service are included in the totals shown in 4a and 4b sections.
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IRS990/ReconcilationRevenueExpnssAmt0-6889
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IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt010643
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IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt06049
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