Liabilities / Assets
59th percentile
Tied with the lowest-debt nonprofits in its peer group.
Zado
EIN 81-4167357 • 501(c)3 • Carmichael, CA
Pub. 78 Eligible990-N Coverage
Profile
Mastering as a performing group and educating the public about Balkan vocal music and singing techniques. Perform Balkan choral music for a wide audience in a variety of venues. Provide instruction in Balkan choral styles, languages, and arrangements. Create and record high quality audio and video recordings of culturally accurate Balkan choral music and make available in physical and digital media.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.00x
Liabilities / Revenue
61st percentile
Tied with the lowest-debt nonprofits in its peer group.
Net Margin
92nd percentile
Higher net margin than 92% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
96th percentile
Faster asset growth than 96% of similar nonprofits.
Revenue Growth
77th percentile
Faster revenue growth than 77% of similar nonprofits.
Balance Sheet
Assets
Up$11,854
Up $4,356 (+58%) from 2024
Liabilities
Flat$0
Flat from 2024
Net Assets
Up$11,854
Up $4,356 (+58%) from 2024
Revenue
Down$5,071
Down $5,677 (-53%) from 2024
Expenses
Down$650
Down $16,987 (-96%) from 2024
Net Income
Up$4,421
Up $11,310 (+164%) from 2024
Trend Graphs
Filings
Most recent year
2025 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $11,854
- Liabilities
- $0
- Net assets
- $11,854
- Revenue
- $5,071
- Expenses
- $650
- Net income
- $4,421
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2025 to Dec 31, 2025
- Signed
- Mar 11, 2026
- Return Version
- 2025v4.0
- Gross Receipts
- $5,071
Mission and Program Overview
Mission
Mastering as a performing group and educating the public about Balkan vocal music and singing techniques. Perform Balkan choral music for a wide audience in a variety of venues. Provide instruction in Balkan choral styles, languages, and arrangements. Create and record high quality audio and video recordings of culturally accurate Balkan choral music and make available in physical and digital media.
Mastering as a performing group and educating the public about Balkan/Eastern European and other related international vocal folk music and singing techniques. Collaborate with other musicians and/or choral groups. Perform this music for a wide variety of audiences and venues. Provide instruction in choral styles, languages, and arrangements of this music. Provide high quality audio and video recordings of this music that are culturally accurate and make available in physical and digital media.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Cash and Non-Interest-Bearing Accounts | $3,478 | $7,899 | ▲ $4,421 |
| Inventories for Sale or Use | $4,020 | $3,955 | ▼ $65 |
| Savings and Temporary Cash Investments | $0 | $0 | → $0 |
| Accounts Receivable | $0 | $0 | → $0 |
| Other Notes and Loans Receivable, Net | $0 | $0 | → $0 |
| Pledges and Grants Receivable | $0 | $0 | → $0 |
| Receivable From Disqualified Prsn | $0 | $0 | → $0 |
| Receivables From Officers Etc | $0 | $0 | → $0 |
| Investments Other Securities | $0 | $0 | → $0 |
| Investments Program Related | $0 | $0 | → $0 |
| Investments in Publicly Traded Securities | $0 | $0 | → $0 |
| Land, Buildings, and Equipment, Net | $0 | - | - |
| Intangible Assets | $0 | $0 | → $0 |
| Loans From Officers Directors | $0 | $0 | → $0 |
| Prepaid Expenses and Deferred Charges | $0 | $0 | → $0 |
| Total Assets | $7,498 | $11,854 | ▲ $4,356 |
| Other Assets Total | $0 | $0 | → $0 |
| Liabilities | |||
| Accounts Payable and Accrued Expenses | $0 | $0 | → $0 |
| Grants Payable | $0 | $0 | → $0 |
| Mortgage Notes Payable Secured by Investment Property | $0 | $0 | → $0 |
| Unsecured Notes Loans Payable | $0 | $0 | → $0 |
| Other Liabilities | $0 | - | - |
| Deferred Revenue | $0 | $0 | → $0 |
| Escrow Account Liability | $0 | $0 | → $0 |
| Tax Exempt Bond Liabilities | $0 | $0 | → $0 |
| Total Liabilities | $0 | $0 | → $0 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $7,498 | $11,854 | ▲ $4,356 |
| Net Assets With Donor Restrictions | $0 | $0 | → $0 |
| Total Net Assets Fund Balance | $7,498 | $11,854 | ▲ $4,356 |
| Total Liabilities and Net Assets / Fund Balance | $7,498 | $11,854 | ▲ $4,356 |
Compensation and Service Providers
Board Members and Trustees
| Name | Title |
|---|---|
| Teresa Stahl | President |
| Rachel Freund | Vice President |
| James Shoemaker | Secretary |
| Janice Volkoff | Treasurer |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $4,979
- Program Service Revenue
- $0
- Investment Income
- $0
- Other Revenue
- $92
- All Other Contributions
- $2,144
- Change in Net Assets
- $4,421
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $650 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Salaries, Compensation, and Employee Benefits | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Fees for Services Other | $301 | $0 | $0 | $301 |
| Conferences and Meetings | $300 | $0 | $0 | $300 |
| All Other Expenses | $49 | $0 | $0 | $49 |
| Total Functional Expenses | $650 | $0 | $0 | $650 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Fundraising Direct Expenses | $0 |
| Fundraising Gross Income | $0 |
| Gaming Direct Expenses | $0 |
| Gaming Gross Income | $0 |
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Lobbying activity
- No
- Subject to proxy tax
- No
Insider Transactions and Loans
Loans and Receivables
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Loans from Officers, Directors, Trustees, and Key Employees | $0 | $0 | → $0 |
| Receivables from Disqualified Persons | $0 | $0 | → $0 |
| Receivables from Officers, Directors, Trustees, and Key Employees | $0 | $0 | → $0 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Business relationship with 35% controlled entity
- No
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- No
- Other officer compensation reviewed
- No
- Conflict-of-interest policy
- No
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- No
- Management duties delegated
- No
Governance Explanations
Form 990, Part VI, Section A, Line 2
“Treasurer is married to Secretary”
Form 990, Part VI, Section B, Line 11B
“All tax form documents were provided via email to Board officers prior to and at its annual Board meeting. Documents were reviewed, discussed, and approved by all Board officers. Minutes of the meeting were taken and approved.”
Form 990, Part VI, Section C, Line 18
“ZADO tax forms are submitted annually to California Attorney General's website at rct.doj.ca.gov/Verification/Web/Search.aspx?facility=Y and are available to the public at all times.”
Form 990, Part VI, Section C, Line 19
“Any ZADO official documents, policies, etc. can be requested by the public and we will provide them.”
Filing and Contact Details
Filer
- Filer Name
- Zado
- EIN
- 81-4167357
- Phone
- 9169959948
- Address
- 3237 Max Ct, Carmichael, CA 95608
Signing Officer
- Name
- Janice Volkoff
- Title
- Treasurer
- Phone
- 9169959948
- Signed
- 2026-03-11
Organization Details
- Principal Officer
- Janice Volkoff
- Formed
- 2016
- Legal Domicile
- CA
- Voting Board Members
- 4
- Independent Board Members
- 4
- Employees
- 0
- Volunteers
- 4
Supplemental Narrative
Additional Explanations
Form 990, Part III, Line 2
“Last year in 2025, Zado added several new and wonderful singers. In April, 2025, we had a special meeting with world-renown master Bulgarian vocalist and teacher, Tzvetanka Varimezova, for a workshop in Bulgarian vocal techniques, pronunciation, and voice placement. We learned several new songs and had great fun singing with her. Also in April 2025, Zado performed "Balkan/Slavic Folk Songs: Life and Love" at Kicksville Vinyl and Vintage/Beers Bookstore in Midtown Sacramento. We sang a special version of the Croatian song "Marijana" dedicated to the stores. In September 2025, Zado again sang for the International Music Benefit Concert for Afghan Refugee Families at the Unitarian Universalist Society of Sacramento. The Society raises awareness of the global and growing refugee crisis and of the needs of newly resettled refugee families in our Sacramento area. With open hearts, UUSS volunteers welcome and support refugee families, providing friendship and assistance toward empowerment and self-sufficiency.”
Form 990, Part IX, Line 11G
“Payment to Paradise Studios for audio improvement for 3 videos”
Raw XML AppendixShowing 400 of 596 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990/Desc | 0 | Research, record, preserve, and distribute Balkan/Eastern European and other international vocal folk music: Researched over 70 Balkan, Slavic, Middle Eastern, and English folk and contemporary songs for performances in 2025. Provided live performances and physical media of music files. Provided digital files via the internet and social media/music streaming services. Includes mailing expenses and fees charged by online/streaming services to distribute electronic files. Includes expenses of maintaining a web presence. Physical media is deducted from inventory and revenue is counted when it is received. |
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| IRS990/LegalDomicileStateCd | 0 | CA |
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| IRS990/MissionDesc | 0 | Mastering as a performing group and educating the public about Balkan/Eastern European and other related international vocal folk music and singing techniques: Collaborate with other musicians and/or choral groups. Perform this music for a wide variety of audiences and venues. Provide instruction in choral styles, languages, and arrangements of this music. Provide high quality audio and video recordings of this music that are culturally accurate and make available in physical and digital media. |
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| IRS990/OtherRevenueMiscGrp/Desc | 0 | CD Baby deposit |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | CA Dept Tax & Fee Admin overpayment of taxes |
| IRS990/OtherRevenueMiscGrp/Desc | 2 | Bank interest |
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| IRS990/PrincipalOfficerNm | 0 | Janice Volkoff |
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| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | Educate and inspire others through performances; recruit new singers and teach them folk songs and techniques; and present programs and develop new musical art forms for greater Sacramento area communities: Worked on final submission artwork requirements and rebranding towards distributing CA Arts Council grant to restore and remaster 57 prior audio recordings, now pushed back to 2026 publishing. Provided a workshop for Zado members on vocal techniques, voice placement, and Bulgarian singing with master Bulgarian vocalist and teacher Tzvetanka Varimezova. Collaborated with local artist Mary Sand to present Balkan folk songs at local Kicksville Viny & Vintage. Returned to again perform at a World Music Unitarian Universalist Society of Sacramento benefit for Afghan refugees. Added 3 more possible singers. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 300 |
| IRS990/ProgSrvcAccomActy2Grp/GrantAmt | 0 | 925 |
| IRS990/ProgSrvcAccomActy2Grp/RevenueAmt | 0 | 4979 |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | Maintain internal support, management, administration, and volunteers to allow Zado to thrive and continue to serve the community in a cost-effective way: Completed all annual administrative steps necessary to maintain 501(c)(3) status. All Zado Board members and singers continued as unpaid volunteers who provide these services. Zado music director continued as unpaid volunteer. Overall administrative/implementation expenses that affect all program services for 2025 are listed in this 4c section (government, fundraising, and bank service fees). Administrative expenses relating to each separate program service are included in the totals shown in 4a and 4b sections. |
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| IRS990/ProgSrvcAccomActy3Grp/GrantAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy3Grp/RevenueAmt | 0 | 11 |
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| IRS990/PYOtherRevenueAmt | 0 | 105 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 0 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -6889 |
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| IRS990/PYTotalExpensesAmt | 0 | 17637 |
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| IRS990/PYTotalRevenueAmt | 0 | 10748 |
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| IRS990/ReconcilationRevenueExpnssAmt | 0 | 4421 |
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