Civic Intelligence

Terebinth Refuge

990 • Fiscal year 2023 • EIN 81-3807059

Jan 01, 2023 to Dec 31, 2023 • Filed on Apr 11, 2024

110 Second Street South 231Waite Park, MN 56387

(320) 828-7721

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

46th percentile

0.05x

Higher debt load relative to assets than 46% of similar nonprofits.

2023 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2023

Liabilities / Revenue

37th percentile

0.03x

Higher debt load relative to revenue than 37% of similar nonprofits.

2023 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2023

Net Margin

31st percentile

-4.2%

Higher net margin than 31% of similar nonprofits.

2023 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2023

Top Officer Pay

57th percentile

$76,133

Higher top officer pay than 57% of similar nonprofits.

Top officer pay equals 7.7% of source-year revenue.

2023 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2023

Asset Growth

19th percentile

-5.6%

Faster asset growth than 19% of similar nonprofits.

2023 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2023

Revenue Growth

19th percentile

-17%

Faster revenue growth than 19% of similar nonprofits.

2023 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2023

Assets

Down

$706,668

Down $42,060 (-5.6%) from 2022

Net Assets

Down

$673,514

Down $47,003 (-6.5%) from 2022

Liabilities

Up

$33,154

Up $4,943 (+18%) from 2022

Revenue

Down

$984,721

Down $199,601 (-17%) from 2022

Expenses

Up

$1,026,372

Up $64,440 (+6.7%) from 2022

Net Income

Down

-$41,651

Down $264,041 (-119%) from 2022

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800K$600K$400K$200K$0Assets 2017: $113,002Liabilities 2017: $6,745Net Assets 2017: $106,2572017Assets 2018: $312,389Liabilities 2018: $52,132Net Assets 2018: $260,2572018Assets 2019: $230,122Liabilities 2019: $35,042Net Assets 2019: $195,0802019Assets 2020: $270,763Liabilities 2020: $16,407Net Assets 2020: $254,3562020Assets 2021: $502,575Liabilities 2021: $25,372Net Assets 2021: $477,2032021Assets 2022: $748,728Liabilities 2022: $28,211Net Assets 2022: $720,5172022Assets 2023: $706,668Liabilities 2023: $33,154Net Assets 2023: $673,5142023Assets 2024: $475,930Liabilities 2024: $61,000Net Assets 2024: $414,9302024Assets 2025: $290,476Liabilities 2025: $50,210Net Assets 2025: $240,2662025

Highlighted filing

2023

Assets$706,668
Liabilities$33,154
Net Assets$673,514

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KRevenue 2017: $207,846Expenses 2017: $101,589Net Income 2017: $106,2572017Revenue 2018: $716,033Expenses 2018: $619,668Net Income 2018: $96,3652018Revenue 2019: $805,882Expenses 2019: $849,459Net Income 2019: -$43,5772019Revenue 2020: $745,549Expenses 2020: $732,936Net Income 2020: $12,6132020Revenue 2021: $1,089,216Expenses 2021: $871,425Net Income 2021: $217,7912021Revenue 2022: $1,184,322Expenses 2022: $961,932Net Income 2022: $222,3902022Revenue 2023: $984,721Expenses 2023: $1,026,372Net Income 2023: -$41,6512023Revenue 2024: $851,032Expenses 2024: $1,109,616Net Income 2024: -$258,5842024Revenue 2025: $928,896Expenses 2025: $1,105,279Net Income 2025: -$176,3832025

Highlighted filing

2023

Revenue$984,721
Expenses$1,026,372
Net Income-$41,651
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
Apr 11, 2024
Return Version
2023v5.0
Gross Receipts
$1,054,839
Mission and Program Overview

Mission

A christ-centered nonprofit shelter and safe home that brings hope, healing services, and freedom to sexually exploited and trafficked women. We provide long-term holistic services with the goal of transitioning the women from bondage to a life of health, stability, and independence.

Christ-centered shelter and safe home for sexually exploited and trafficked women.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$299,324$288,139▼ $11,185
Pledges and Grants Receivable$213,477$211,338▼ $2,139
Cash and Non-Interest-Bearing Accounts$140,480$121,897▼ $18,583
Savings and Temporary Cash Investments$79,083$64,180▼ $14,903
Prepaid Expenses and Deferred Charges$14,107$17,461▲ $3,354
Inventories for Sale or Use$1,614$3,521▲ $1,907
Accounts Receivable$643$132▼ $511
Total Assets$748,728$706,668▼ $42,060
Liabilities
Accounts Payable and Accrued Expenses$28,211$33,154▲ $4,943
Total Liabilities$28,211$33,154▲ $4,943
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$475,510$460,509▼ $15,001
Net Assets With Donor Restrictions$245,007$213,005▼ $32,002
Total Net Assets Fund Balance$720,517$673,514▼ $47,003
Total Liabilities and Net Assets / Fund Balance$748,728$706,668▼ $42,060

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$188,843$10,257$199,100
Leasehold Improvements$34,063$79,531$113,594
Equipment$19,233$56,201$75,434
Land$46,000-$46,000
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Cynthia Terlouw-kvistadExecutive DirectorFT$73,733$2,400$76,133

Board Members and Trustees

NameTitle
Mike HousmanChair
Todd ZaunVice Chair (until Sept 2023)
Dave GenbergBoard Member
David BentrudBoard Member
Kathy MayhewBoard Member
Les EngelBoard Member
Mick MayhewBoard Member
Cherie MillerBoard Member (until August 2023)
Michael MilbauerBoard Member/interim Secretary/treasurer
Michael ContardoSecretary/treasurer (until August 2023)
Revenue and Support

Revenue Composition

Contributions and Grants
$984,183
Program Service Revenue
$31,908
Investment Income
$121
Other Revenue
$-31,491
All Other Contributions
$649,216
Change in Net Assets
$-41,651

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Clothing and Household Goods-$25,260Fair Market Value (FMV)
Other Non Cash Contri Table27$10,376Fair Market Value (FMV)
Cars and Other Vehicles1$8,000Fair Market Value (FMV)
Food Inventory40$3,439-
Total Noncash Contributions68$47,075-

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,020,250
Revenue Not Reported on Financial Statements
$-35,529
Revenue Not Reported on Form 990
$77,931
Other Revenue Adjustments
$-35,529
Total Revenue per Audited Statements
$1,098,181
Total Revenue per Form 990
$984,721
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$708,803
Other Expenses$314,723
Total Fundraising Expense$121,745
Grants and Similar Amounts Paid$2,846
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$427,175$49,559$68,715$545,449
Fees for Services Other$60,146-$19,166$79,312
Current Officers, Directors, Trustees, and Key Employees$59,652$6,954$9,527$76,133
Payroll Taxes$53,544$6,891$7,162$67,597
Occupancy$22,082$19,604-$41,686
Office Expenses$15,367$16,281$2,745$34,393
Depreciation Depletion$15,494$7,240-$22,734
Fees for Services Accounting-$21,306-$21,306
Other Employee Benefits$15,760$2,389$1,475$19,624
Information Technology$5,455$8,184-$13,639
Advertising$948$7,970$3,133$12,051
All Other Expenses$9,579$205$165$9,949
Insurance$3,784$5,634-$9,418
Travel$7,442$732$547$8,721
Other Expenses$6,051$1,153$0$7,204
Grants to Domestic Individuals$2,846--$2,846
Total Functional Expenses$750,525$154,102$121,745$1,026,372

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$1,145,184
Expenses per Audited Statements$1,026,372
Total Expenses per Form 990$1,026,372
Expenses Not Reported on Form 990$118,812
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$44,779
Fundraising Gross Income$0
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Rise Breakfast$105,215-$13,875-
Stronger Together$8,106-$2,456-
Total Events$113,321-$44,779$-44,779
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

Kathy mayhew and mick mayhew have a family relationship.

Form 990, Part VI, Section B, Line 11B

The 990 is reviewed by the executive director and finance manager before it is filed with the irs.

Form 990, Part VI, Section B, Line 15A

The executive director compensation was determined by the board.

Form 990, Part VI, Section C, Line 19

Documents are available upon request for the same period of disclosure as set forth in section 6104(d).

Filing and Contact Details

Filer

Filer Name
Terebinth Refuge
EIN
81-3807059
Phone
3208287721
Address
110 SECOND STREET SOUTH 231, WAITE PARK, MN 56387

Signing Officer

Name
Cynthia Terlouw
Title
Executive Director
Phone
3208287576
Signed
2024-04-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Cynthia Terlouw-kvistad
Formed
2017
Legal Domicile
Mn
Voting Board Members
7
Independent Board Members
7
Employees
31
Volunteers
1,904

Preparer

Firm
Creative Planning Tax LLC
Address
220 PARK AVE S, ST CLOUD, MN 56301
Preparer
Marie a Primus CPA
Phone
3202517010
Supplemental Narrative

Additional Explanations

FORM 990, PAGE 12, LINE 2C:

The board of directors is responsible for the selection of an accountant and the oversight of the financial statement audit.

Financial Statement Notes

PART XI, LINE 4B - OTHER ADJUSTMENTS:

Event expenses netted with revenue -10,208. Cost of goods sold netted with revenue -25,321.

PART XII, LINE 2D - OTHER ADJUSTMENTS:

Event expenses netted with revenue 10,208. Cost of goods sold netted with revenue 25,321.

Raw XML AppendixShowing 400 of 560 raw XML fields

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IRS990/MissionDesc0A CHRIST-CENTERED NONPROFIT SHELTER AND SAFE HOME THAT BRINGS HOPE, HEALING SERVICES, AND FREEDOM TO SEXUALLY EXPLOITED AND TRAFFICKED WOMEN. WE PROVIDE LONG-TERM HOLISTIC SERVICES WITH THE GOAL OF TRANSITIONING THE WOMEN FROM BONDAGE TO A LIFE OF HEALTH, STABILITY, AND INDEPENDENCE.
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IRS990/PrincipalOfficerNm0CYNTHIA TERLOUW-KVISTAD
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IRS990/ProgramServiceRevenueGrp/Desc0RESIDENT SERVICES
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IRS990/ProgSrvcAccomActy2Grp/Desc0THE HEALTH AND WELLNESS PROGRAM INCLUDES A REGISTERED NURSE, MENTAL HEALTH SERVICES, TRAUMA THERAPIES, SUPPORT GROUPS, INDEPENDENT LIFE SKILLS, RECREATION, AND LEISURE ACTIVITIES.2023 HIGHLIGHTS- 5 WOMEN ATTENDED DRUG TREATMENT.- 18 WOMEN PARTICIPATED IN HORSE THERAPEUTIC PROGRAMMING.- 21 WOMEN BENEFITED FROM THERAPEUTIC DOG INTERACTIONS.- 21 RESIDENTS ENGAGED IN LEARNING VARIOUS HOUSEHOLD INDEPENDENT LIVING SKILLS.- 20 RESIDENTS RECEIVED AN ASSESSMENT FROM OUR REGISTERED NURSE AND HAD ACCESS TO MEDICAL CARE AND MENTAL HEALTH SERVICES.- 20 RESIDENTS RECEIVED EDUCATION ON HEALTH CONCERNS AND MEDICATION REGIMENS.- 20 RESIDENTS HAD OPPORTUNITIES TO GROW IN THEIR FAITH AND SPIRITUAL LIVES.IN THIS YEAR, WE STRENGTHENED OUR HEALTH & WELLNESS PROGRAMMING FACILITATED BY OUR REGISTERED NURSE AND OUR PSYCHOLOGIST CONSULTANT. WE EXPANDED OUR THERAPEUTIC GROUPS AND MENTAL HEALTH CURRICULUM, BEING ABLE TO PURCHASE MATERIALS FROM GRANT FUNDS. THE PSYCHOLOGIST CONTINUES TO PROVIDE THERAPY WITHIN THE HOME. THE RN FACILITATED A HEALTH & WELLNESS GROUP EVERY OTHER WEEK ASKING THE WOMEN FOR TOPICS OF INTEREST. SHE ALSO CONTINUES TO ASSESS EACH WOMAN FOR MEDICAL NEEDS AND REFERS THEM TO THE APPROPRIATE MEDICAL PROFESSIONALS. BOTH COMPONENTS OF HEALTH & WELLNESS ARE INTEGRAL TO THE SUCCESSFUL JOURNEY OF HEALING FOR THE WOMEN WE SERVE.
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IRS990/ProgSrvcAccomActy2Grp/GrantAmt00
IRS990/ProgSrvcAccomActy3Grp/Desc0EMPLOYMENT READINESS TEACHES EMPLOYMENT SKILLS STARTING AT THE BASICS AND ADVANCING TO RESUME BUILDING AND MOCK INTERVIEWS. FROM THERE WOMEN WORK IN THE HOPE & HEALING STORE, GIVING THEM AN OPPORTUNITY TO PRACTICE SKILLS LEARNED AND STRENGTHEN THEIR RESUMES. 17 WOMEN COMPLETED THIS PROGRAM.
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IRS990/ProgSrvcAccomActy3Grp/GrantAmt00
IRS990/ProgSrvcAccomActyOtherGrp/Desc0THE TRANSITIONAL PROGRAM IS THE FOURTH PHASE OF PROGRAMMING. THIS IS AN OPPORTUNITY FOR THE WOMEN TO LIVE IN A SEPARATE HOME WITH MORE INDEPENDENCE, BUT STILL WORK WITH SOME STAFF AND CASE MANAGEMENT SUPPORT. IN THIS HOME WOMEN ARE EITHER WORKING IN THE COMMUNITY OR ATTENDING SCHOOL, SAVING, AND PLANNING FOR FULL INDEPENDENCE WHICH IS THEIR NEXT STEP. 8 WOMEN HAVE LEFT TEREBINTH REFUGE INTO STABLE HOUSING AND EMPLOYMENT. THE PURPOSE OF THE AFTERCARE PROGRAM IS TO PROVIDE COLLABORATIVE SUPPORT AND PROGRAMMING TO PAST RESIDENTS OF THE ORGANIZATION AND ASSIST THEM TOWARD SUSTAINABLE INDEPENDENCE. THIS IS ACCOMPLISHED THROUGH MENTORSHIP, COACHING, ADVOCACY, AND EDUCATION. AFTER CARE SEEKS TO BUILD ON THE PAST RESIDENT'S STRENGTHS AND SKILLS TURNING SURVIVORS INTO SURVIVOR LEADERS. AFTER CARE IS A SURVIVOR LED PROGRAM AND IS ASSISTED BY THE ORGANIZATION'S STAFF AND CASE MANAGEMENT. 9 RESIDENTS RECEIVED AFTERCARE SERVICES UPON EXITING THE SHELTER PROGRAM.THE OUTREACH PROGRAM IS TO CONNECT WITH ORGANIZATIONS, COLLABORATIVE PARTNERS, AND COMMUNITY MEMBERS TO OFFER EDUCATION AND RESOURCES FOR VICTIMS OF SEX TRAFFICKING AND OR SEXUAL EXPLOITATION, ALONG WITH INCREASING COMMUNITY AWARENESS OF THE ISSUE. PRESENTATIONS, CLASSES AND INTENTIONAL RELATIONSHIP BUILDING ARE SOME OF THE WAYS THIS WILL BE ACCOMPLISHED.
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