Civic Intelligence

Pennies on Purpose

990EZ • Fiscal year 2020 • EIN 81-3500163

Jan 01, 2020 to Dec 31, 2020 • Filed on Jan 22, 2021

Organization Profilewww.penniesonpurpose.net
1670 Market St Ste 112Redding, CA 96001

(530) 515-3155

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

91st percentile

0.73x

Higher debt load relative to assets than 91% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

91st percentile

0.55x

Higher debt load relative to revenue than 91% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Net Margin

17th percentile

-32%

Higher net margin than 17% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Top Officer Pay

76th percentile

$0

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Asset Growth

78th percentile

43%

Faster asset growth than 78% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

43rd percentile

-22%

Faster revenue growth than 43% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets91st percentile

Assets

Up

$52,667

Up $15,876 (+43%) from 2019

Net Assets

Down

$14,387

Down $22,404 (-61%) from 2019

Liabilities

Up

$38,280

Up $38,280 from 2019

Revenue And Expenses
Liabilities / Revenue91st percentileNet Margin17th percentile

Revenue

Down

$69,208

Down $19,222 (-22%) from 2019

Expenses

Up

$91,612

Up $17,267 (+23%) from 2019

Net Income

Down

-$22,404

Down $36,489 (-259%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth78th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60K$40K$20K$0-$20KAssets 2017: $14,531Liabilities 2017: $1,987Net Assets 2017: $12,5442017Assets 2018: $22,706Net Assets 2018: $22,7062018Assets 2019: $36,791Liabilities 2019: $0Net Assets 2019: $36,7912019Assets 2020: $52,667Liabilities 2020: $38,280Net Assets 2020: $14,3872020Assets 2021: $46,909Liabilities 2021: $34,572Net Assets 2021: $12,3372021Assets 2022: $47,965Liabilities 2022: $34,037Net Assets 2022: $13,9282022Assets 2023: $6,467Liabilities 2023: $13,765Net Assets 2023: -$7,2982023

Highlighted filing

2020

Assets$52,667
Liabilities$38,280
Net Assets$14,387
Open 2020 Filing

Operations Trend

Revenue Growth43rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50KRevenue 2017: $40,340Expenses 2017: $27,796Net Income 2017: $12,5442017Revenue 2018: $67,109Expenses 2018: $56,947Net Income 2018: $10,1622018Revenue 2019: $88,430Expenses 2019: $74,345Net Income 2019: $14,0852019Revenue 2020: $69,208Expenses 2020: $91,612Net Income 2020: -$22,4042020Revenue 2021: $95,773Expenses 2021: $96,732Net Income 2021: -$9592021Revenue 2022: $93,813Expenses 2022: $92,177Net Income 2022: $1,6362022Revenue 2023: $60,950Expenses 2023: $82,176Net Income 2023: -$21,2262023

Highlighted filing

2020

Revenue$69,208
Expenses$91,612
Net Income-$22,404
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Jan 22, 2021
Return Version
2020v4.0
Gross Receipts
$69,208
Mission and Program Overview

Mission

Financial literacy education

Program Services

DescriptionGrantsExpenses
DURING 2020 A LIFE SKILLS ACADEMY AND MONEY MASTERS WERE OFFERED, FINANCIAL LITERACY EDUCATION WAS DIGITIZED TO OFFER ONLINE CURRICULUM. LEMONADE DAY WAS AVAILABLE.$23,948$23,948
Compensation and Service Providers
Top Officer Pay76th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
PATRICIA FUNKPresidentPT$0--
NANCY FUNKTreasurer-$0--
URRIOLAGOITIA MINERDirector-$0--
Filing and Contact Details

Filer

Filer Name
Pennies on Purpose
EIN
81-3500163
Address
1670 MARKET ST STE 112, Redding, CA 96001

Signing Officer

Name
Patricia Funk
Title
President
Phone
5305153155
Signed
2021-01-22
Discuss with paid preparer
No

Preparer

Firm
Nancy L Funk CPA
Address
1769 Chicory Court, Redding, CA 96002
Preparer
Nancy Funk
Phone
5302221980
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description AmountCREDIT CARD AND PR PROCESSING 35BANK FEES 100SUPPLIES 381FILING FEES 90INSURANCE 650WEBSITE AND SOFTWARE 307PROGRAM DEVELOPMENT 23,948INTEREST EXPENSE 568BOOKS AND SUBSCRIPTIONS 167PAYROLL TAXES 2,131PROGRAM MANAGEMENT 37,600ADVERTISING 620MISCELLANEOUS 110”

Description of total liabilities Part II line 26

“Category Beginning of Year End of YearCURRENT LIABILITES 0 4,665SBA IDL LOAN 0 33,615”

Raw XML Appendix150 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0PATRICIA FUNK
IRS990EZ/BooksInCareOfDetail/PhoneNum05305153155
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt01670 MARKET ST STE 112
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Redding
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd096001
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt036791
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt052667
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IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-22404
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IRS990EZ/GrossReceiptsAmt069208
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
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IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt036791
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IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt014387
IRS990EZ/OccupancyRentUtltsAndMaintAmt02314
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt015.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0PATRICIA FUNK
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt066707
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PrimaryExemptPurposeTxt0FINANCIAL LITERACY EDUCATION
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0DURING 2020 A LIFE SKILLS ACADEMY AND MONEY MASTERS WERE OFFERED, FINANCIAL LITERACY EDUCATION WAS DIGITIZED TO OFFER ONLINE CURRICULUM. LEMONADE DAY WAS AVAILABLE.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt023948
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt023948
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt022591
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt038280
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt091612
IRS990EZ/TotalProgramServiceExpensesAmt023948
IRS990EZ/TotalRevenueAmt069208
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.penniesonpurpose.net
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt069208
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt084541
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt067109
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt040340
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0261198
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt02025
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt02025
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus1YearAmt04515
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt04515
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct00.00000
IRS990ScheduleA/PublicSupportTotal509Amt0267738
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt069208
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt091081
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt067109
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt040340
IRS990ScheduleA/Total509Grp/TotalAmt0267738
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt069208
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt091081
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt067109
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt040340
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0267738
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountCREDIT CARD AND PR PROCESSING 35BANK FEES 100SUPPLIES 381FILING FEES 90INSURANCE 650WEBSITE AND SOFTWARE 307PROGRAM DEVELOPMENT 23,948INTEREST EXPENSE 568BOOKS AND SUBSCRIPTIONS 167PAYROLL TAXES 2,131PROGRAM MANAGEMENT 37,600ADVERTISING 620MISCELLANEOUS 110
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Category Beginning of Year End of YearCURRENT LIABILITES 0 4,665SBA IDL LOAN 0 33,615
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of total liabilities Part II line 26
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd000
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd00
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0PATRICIA FUNK
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum05305153155
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-01-22
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0PENNIES ON PURPOSE
ReturnHeader/Filer/BusinessNameControlTxt0PENN
ReturnHeader/Filer/EIN0813500163
ReturnHeader/Filer/USAddress/AddressLine1Txt01670 MARKET ST STE 112
ReturnHeader/Filer/USAddress/CityNm0Redding
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd096001
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Nancy L Funk CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01769 Chicory Court
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Redding
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd096002
ReturnHeader/PreparerPersonGrp/PhoneNum05302221980
ReturnHeader/PreparerPersonGrp/PreparationDt02021-01-21
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Nancy Funk
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02021-01-21T15:49:02-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0PATRICIA
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0FUNK
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$52,667
Liabilities
$38,280
Net assets
$14,387
Revenue
$69,208
Expenses
$91,612
Net income
-$22,404
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Detailed filing. Detailed filing data is available for this year.$6.47$13.8$7.30$61.0$82.2$21.2
2022Detailed filing. Detailed filing data is available for this year.$48.0$34.0$13.9$93.8$92.2$1.64
2021Detailed filing. Detailed filing data is available for this year.$46.9$34.6$12.3$95.8$96.7$0.96
2020Detailed filing. Detailed filing data is available for this year.$52.7$38.3$14.4$69.2$91.6$22.4
2019Detailed filing. Detailed filing data is available for this year.$36.8$0.00$36.8$88.4$74.3$14.1
2018Detailed filing. Detailed filing data is available for this year.$22.7$22.7$67.1$56.9$10.2
2017Detailed filing. Detailed filing data is available for this year.$14.5$1.99$12.5$40.3$27.8$12.5