Civic Intelligence

Pennies on Purpose

EIN 81-3500163 • 501(c)3 • Redding, CA

Profile

Financial literacy education

5139 Bogie LaneRedding, CA 96002

www.penniesonpurpose.net

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

96th percentile

2.13x

Higher debt load relative to assets than 96% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2023

Liabilities / Revenue

87th percentile

0.23x

Higher debt load relative to revenue than 87% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2023

Net Margin

18th percentile

-35%

Higher net margin than 18% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2023

Top Officer Pay

90th percentile

$32,500

Higher top officer pay than 90% of similar nonprofits.

Top officer pay equals 53.3% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2023

Asset Growth

13th percentile

-87%

Faster asset growth than 13% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

25th percentile

-35%

Faster revenue growth than 25% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets96th percentile

Assets

Down

$6,467

Down $41,498 (-87%) from 2022

Liabilities

Down

$13,765

Down $20,272 (-60%) from 2022

Net Assets

Down

-$7,298

Down $21,226 (-152%) from 2022

Operations
Liabilities / Revenue87th percentileNet Margin18th percentile

Revenue

Down

$60,950

Down $32,863 (-35%) from 2022

Expenses

Down

$82,176

Down $10,001 (-11%) from 2022

Net Income

Down

-$21,226

Down $22,862 (-1397%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth13th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0-$20KAssets 2017: $14,531Liabilities 2017: $1,987Net Assets 2017: $12,5442017Assets 2018: $22,706Net Assets 2018: $22,7062018Assets 2019: $36,791Liabilities 2019: $0Net Assets 2019: $36,7912019Assets 2020: $52,667Liabilities 2020: $38,280Net Assets 2020: $14,3872020Assets 2021: $46,909Liabilities 2021: $34,572Net Assets 2021: $12,3372021Assets 2022: $47,965Liabilities 2022: $34,037Net Assets 2022: $13,9282022Assets 2023: $6,467Liabilities 2023: $13,765Net Assets 2023: -$7,2982023

Highlighted filing

2023

Assets$6,467
Liabilities$13,765
Net Assets-$7,298
Open 2023 Filing

Operations Trend

Revenue Growth25th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2017: $40,340Expenses 2017: $27,796Net Income 2017: $12,5442017Revenue 2018: $67,109Expenses 2018: $56,947Net Income 2018: $10,1622018Revenue 2019: $88,430Expenses 2019: $74,345Net Income 2019: $14,0852019Revenue 2020: $69,208Expenses 2020: $91,612Net Income 2020: -$22,4042020Revenue 2021: $95,773Expenses 2021: $96,732Net Income 2021: -$9592021Revenue 2022: $93,813Expenses 2022: $92,177Net Income 2022: $1,6362022Revenue 2023: $60,950Expenses 2023: $82,176Net Income 2023: -$21,2262023

Highlighted filing

2023

Revenue$60,950
Expenses$82,176
Net Income-$21,226
Open 2023 Filing

Filings

Most recent year

2023 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$6,467
Liabilities
$13,765
Net assets
-$7,298
Revenue
$60,950
Expenses
$82,176
Net income
-$21,226
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Detailed filing. Detailed filing data is available for this year.$6.47$13.8$7.30$61.0$82.2$21.2
2022Detailed filing. Detailed filing data is available for this year.$48.0$34.0$13.9$93.8$92.2$1.64
2021Detailed filing. Detailed filing data is available for this year.$46.9$34.6$12.3$95.8$96.7$0.96
2020Detailed filing. Detailed filing data is available for this year.$52.7$38.3$14.4$69.2$91.6$22.4
2019Detailed filing. Detailed filing data is available for this year.$36.8$0.00$36.8$88.4$74.3$14.1
2018Detailed filing. Detailed filing data is available for this year.$22.7$22.7$67.1$56.9$10.2
2017Detailed filing. Detailed filing data is available for this year.$14.5$1.99$12.5$40.3$27.8$12.5
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
May 15, 2024
Return Version
2023v5.0
Gross Receipts
$65,445
Mission and Program Overview

Mission

Financial literacy education

Program Services

DescriptionGrantsExpenses
EDUCATED STUDENTS IN TWO COUNTIES AT 10 DIFFERENT SCHOOLS FOR 4TH AND 8TH GRADES. LEMONADE DAY PROMOTED ENTREPREUNIAL OUTREACH.-$65,288
Compensation and Service Providers
Top Officer Pay90th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
PATRICIA FUNKPresidentPT$32,500-$32,500
NANCY FUNKSecretarytreasurer-$0--
URRIOLAGOITIA MINERDirector-$0--
BRIANA HUTSELLDirector-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Tourney$28,731$28,731$4,495$24,236
Total Events$28,731$28,731$4,495$24,236
Filing and Contact Details

Filer

Filer Name
Pennies on Purpose
EIN
81-3500163
Address
5139 BOGIE LANE, Redding, CA 96002

Signing Officer

Name
Patricia Funk
Title
President
Phone
5305153155
Signed
2024-05-15
Discuss with paid preparer
No

Preparer

Firm
Nancy L Funk CPA
Address
1769 Chicory Court, Redding, CA 96002
Preparer
Nancy Funk
Phone
5302221980
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description AmountCREDIT CARD FEES 44MILEAGE REIMBURSEMENTS 879SUPPLIES 838EVENT FEE 2,500INSURANCE 1,174WEBSITE AND SOFTWARE 299INTEREST EXPENSE 715DUES AND MEMBERSHIPS 351”

Description of total liabilities Part II line 26

“Category Beginning of Year End of YearCURRENT LIABILITES 6,210 9,169SBA IDL LOAN 27,827 4,596”

Raw XML Appendix186 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Redding
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
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IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
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IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt06800
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IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0FINANCIAL LITERACY EDUCATION
IRS990EZ/PrintingPublicationsPostageAmt01486
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IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt065288
IRS990EZ/ProhibitedTaxShelterTransInd0false
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IRS990EZ/TotalExpensesAmt082176
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IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.penniesonpurpose.net
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IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt083813
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt087073
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleG/AgrmtProfFundraisingActyInd0false
IRS990ScheduleG/EmailSolicitationsInd0X
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IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0GOLF TOURNEY
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt028731
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IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt04495
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Category Beginning of Year End of YearCURRENT LIABILITES 6,210 9,169SBA IDL LOAN 27,827 4,596
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
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ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL2
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ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd000
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0PATRICIA FUNK
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ReturnHeader/BusinessOfficerGrp/PhoneNum05305153155
ReturnHeader/BusinessOfficerGrp/SignatureDt02024-05-15
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ReturnHeader/Filer/BusinessNameControlTxt0PENN
ReturnHeader/Filer/EIN0813500163
ReturnHeader/Filer/USAddress/AddressLine1Txt05139 BOGIE LANE
ReturnHeader/Filer/USAddress/CityNm0Redding
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd096002
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
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ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
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ReturnHeader/ReturnTypeCd0990EZ
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ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0FUNK
ReturnHeader/TaxPeriodBeginDt02023-01-01
ReturnHeader/TaxPeriodEndDt02023-12-31
ReturnHeader/TaxYr02023

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