Civic Intelligence

Educational Debt Cancellation Foundation

990EZ • Fiscal year 2022 • EIN 81-0912796

Jan 01, 2022 to Dec 31, 2022 • Filed on Feb 13, 2023

Organization Profiledrgnp.com/edcf
830 Glenwood Ave SE Ste 510 262Atlanta, GA 30316

(678) 502-6229

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2022

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2022

Net Margin

2nd percentile

-552%

Higher net margin than 2% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Top Officer Pay

78th percentile

$0

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Asset Growth

17th percentile

-29%

Faster asset growth than 17% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Annualized from 2021 to 2022

Revenue Growth

2nd percentile

-99%

Faster revenue growth than 2% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$783

Down $320 (-29%) from 2021

Net Assets

Down

$783

Down $320 (-29%) from 2021

Liabilities

-

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet Margin2nd percentile

Revenue

Down

$58

Down $4,529 (-99%) from 2021

Expenses

Down

$378

Down $3,106 (-89%) from 2021

Net Income

Down

-$320

Down $1,423 (-129%) from 2021

Historical Trend

Balance Sheet Trend

Asset Growth17th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5K$1.0K$500$0Assets 2019: $41Net Assets 2019: $412019Assets 2020: $757Net Assets 2020: $7572020Assets 2021: $1,103Net Assets 2021: $1,1032021Assets 2022: $783Net Assets 2022: $7832022Assets 2023: $783Liabilities 2023: $02023Assets 2024: $0Net Assets 2024: $02024

Highlighted filing

2022

Assets$783
Liabilities-
Net Assets$783
Open 2022 Filing

Operations Trend

Revenue Growth2nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0K$4.0K$2.0K$0-$2.0KRevenue 2019: $100Expenses 2019: $59Net Income 2019: $412019Revenue 2020: $1,202Expenses 2020: $486Net Income 2020: $7162020Revenue 2021: $4,587Expenses 2021: $3,484Net Income 2021: $1,1032021Revenue 2022: $58Expenses 2022: $378Net Income 2022: -$3202022Revenue 2023: $0Expenses 2023: $0Net Income 2023: $02023Revenue 2024: $02024

Highlighted filing

2022

Revenue$58
Expenses$378
Net Income-$320
Open 2022 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Feb 13, 2023
Return Version
2022v4.1
Gross Receipts
$58
Mission and Program Overview

Mission

EDCF mission is to support and provide resources for reducing educational debt and promote better behaviors through education and guidance on needs, management, and life skills. To educate the community on educational costs and alternatives.

Program Services

DescriptionGrantsExpenses
Conducted individual and small group sessions for life management, debt management, and finance coaching-$370
Compensation and Service Providers
Top Officer Pay78th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Dr Jennoa GrahamPresident-$0--
Essie Renay CarverSecretary-$0--
Morgan Brittany NettlesTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
Educational Debt Cancellation Foundation
EIN
81-0912796
Phone
6785026229
Address
830 Glenwood Ave SE Ste 510 262, Atlanta, GA 30316

Signing Officer

Name
Dr Jennoa Graham
Title
President
Signed
2023-02-13
Discuss with paid preparer
Yes

Preparer

Firm
Utilitarian Financial Consulting Corp
Address
830 Glenwood Ave SE Ste 510 262, Atlanta, GA 30316
Preparer
Dr Jennoa Graham
Phone
6785026229
Supplemental Narrative

Additional Explanations

Other Expenses.1002

“Office Expenses $35”

Other Expenses.1

“Transaction Fees $8”

Raw XML Appendix133 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Atlanta
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0GA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd030316
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt01103
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IRS990EZ/ContributionsGiftsGrantsEtcAmt058
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IRS990EZ/InfoInScheduleOPartIInd0X
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IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt043
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0EDCF mission is to support and provide resources for reducing educational debt and promote better behaviors through education and guidance on needs, management, and life skills. To educate the community on educational costs and alternatives.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Conducted individual and small group sessions for life management, debt management, and finance coaching
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0370
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt0378
IRS990EZ/TotalProgramServiceExpensesAmt0370
IRS990EZ/TotalRevenueAmt058
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0https://drgnp.com/edcf
IRS990ScheduleA/First5Years170Ind0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt058
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt03595
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt01067
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0100
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt04820
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt00
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.00000
IRS990ScheduleA/PublicSupportTotal170Amt04820
IRS990ScheduleA/SubstantialContributorsTotAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt058
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt03595
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt01067
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0100
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt04820
IRS990ScheduleA/TotalSupportAmt04820
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Office Expenses $35
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Transaction Fees $8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd0FAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd03
ReturnHeader/BuildTS02023-03-07 01:45:13Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Dr Jennoa Graham
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-02-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Educational Debt Cancellation Foundation
ReturnHeader/Filer/BusinessNameControlTxt0EDUC
ReturnHeader/Filer/EIN0810912796
ReturnHeader/Filer/PhoneNum06785026229
ReturnHeader/Filer/USAddress/AddressLine1Txt0830 Glenwood Ave SE Ste 510 262
ReturnHeader/Filer/USAddress/CityNm0Atlanta
ReturnHeader/Filer/USAddress/StateAbbreviationCd0GA
ReturnHeader/Filer/USAddress/ZIPCd030316
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0462112357
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Utilitarian Financial Consulting Corp
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0830 Glenwood Ave SE Ste 510 262
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Atlanta
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0GA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd030316
ReturnHeader/PreparerPersonGrp/PhoneNum06785026229
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Dr Jennoa Graham
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02023-02-13T08:56:43-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0Dr Jennoa
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0Graham
ReturnHeader/TaxPeriodBeginDt02022-01-01
ReturnHeader/TaxPeriodEndDt02022-12-31
ReturnHeader/TaxYr02022

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2022 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$783
Liabilities
-
Net assets
$783
Revenue
$58
Expenses
$378
Net income
-$320
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0$0$0
2023Summary only. Only limited summary data is available for this year.$783$0$0$0$0
2022Detailed filing. Detailed filing data is available for this year.$783$783$58$378$320
2021Detailed filing. Detailed filing data is available for this year.$1,103$1,103$4,587$3,484$1,103
2020Detailed filing. Detailed filing data is available for this year.$757$757$1,202$486$716
2019Detailed filing. Detailed filing data is available for this year.$41$41$100$59$41