Civic Intelligence

Educational Debt Cancellation Foundation

990EZ • Fiscal year 2021 • EIN 81-0912796

Jan 01, 2021 to Dec 31, 2021 • Filed on Feb 28, 2022

Organization Profiledrgnp.com/edcf
830 Glenwood Ave SE Ste 510 262Atlanta, GA 30316

(678) 502-6229

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2021

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2021

Net Margin

69th percentile

24%

Higher net margin than 69% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Asset Growth

79th percentile

46%

Faster asset growth than 79% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Annualized from 2020 to 2021

Revenue Growth

94th percentile

282%

Faster revenue growth than 94% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$1,103

Up $346 (+46%) from 2020

Net Assets

Up

$1,103

Up $346 (+46%) from 2020

Liabilities

-

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet Margin69th percentile

Revenue

Up

$4,587

Up $3,385 (+282%) from 2020

Expenses

Up

$3,484

Up $2,998 (+617%) from 2020

Net Income

Up

$1,103

Up $387 (+54%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth79th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5K$1.0K$500$0Assets 2019: $41Net Assets 2019: $412019Assets 2020: $757Net Assets 2020: $7572020Assets 2021: $1,103Net Assets 2021: $1,1032021Assets 2022: $783Net Assets 2022: $7832022Assets 2023: $783Liabilities 2023: $02023Assets 2024: $0Net Assets 2024: $02024

Highlighted filing

2021

Assets$1,103
Liabilities-
Net Assets$1,103
Open 2021 Filing

Operations Trend

Revenue Growth94th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0K$4.0K$2.0K$0-$2.0KRevenue 2019: $100Expenses 2019: $59Net Income 2019: $412019Revenue 2020: $1,202Expenses 2020: $486Net Income 2020: $7162020Revenue 2021: $4,587Expenses 2021: $3,484Net Income 2021: $1,1032021Revenue 2022: $58Expenses 2022: $378Net Income 2022: -$3202022Revenue 2023: $0Expenses 2023: $0Net Income 2023: $02023Revenue 2024: $02024

Highlighted filing

2021

Revenue$4,587
Expenses$3,484
Net Income$1,103
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Feb 28, 2022
Return Version
2021v4.0
Gross Receipts
$4,587
Mission and Program Overview

Mission

EDCF mission is to support and provide resources for reducing educational debt and promote better behaviors through education and guidance on needs, management, and life skills. To educate the community on educational costs and alternatives.

Program Services

DescriptionGrantsExpenses
Conducted individual and small group sessions for life management, debt management, and finance coaching--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Dr Jennoa GrahamPresident-$0--
Essie Renay CarverSecretary-$0--
Morgan Brittany NettlesTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
Educational Debt Cancellation Foundation
EIN
81-0912796
Phone
6785026229
Address
830 Glenwood Ave SE Ste 510 262, Atlanta, GA 30316

Signing Officer

Name
Dr Jennoa Graham
Title
President
Signed
2022-02-28
Discuss with paid preparer
Yes

Preparer

Firm
Utilitarian Financial Consulting Corp
Address
830 Glenwood Ave SE Ste 510 262, Atlanta, GA 30316
Preparer
Dr Jennoa Graham
Phone
6785026229
Supplemental Narrative

Additional Explanations

Other Expenses.1002

“Office Expenses $1284”

Raw XML Appendix128 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Atlanta
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0GA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd030316
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IRS990EZ/MethodOfAccountingAccrualInd0X
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt01284
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IRS990EZ/PoliticalCampaignActyInd0false
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IRS990EZ/PrintingPublicationsPostageAmt014
IRS990EZ/ProgramServiceRevenueAmt0992
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Conducted individual and small group sessions for life management, debt management, and finance coaching
IRS990EZ/ProhibitedTaxShelterTransInd0false
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IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
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IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
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IRS990EZ/TaxReimbursedByOrganizationAmt00
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IRS990EZ/TotalRevenueAmt04587
IRS990EZ/TransactionWithControlEntInd0false
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IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0https://drgnp.com/edcf
IRS990ScheduleA/First5Years170Ind0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt03595
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt01067
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0100
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt04762
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IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.00000
IRS990ScheduleA/PublicSupportTotal170Amt04762
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IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt04762
IRS990ScheduleA/TotalSupportAmt04762
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1002
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ReturnHeader/Filer/BusinessNameControlTxt0EDUC
ReturnHeader/Filer/EIN0810912796
ReturnHeader/Filer/PhoneNum06785026229
ReturnHeader/Filer/USAddress/AddressLine1Txt0830 Glenwood Ave SE Ste 510 262
ReturnHeader/Filer/USAddress/CityNm0Atlanta
ReturnHeader/Filer/USAddress/StateAbbreviationCd0GA
ReturnHeader/Filer/USAddress/ZIPCd030316
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0462112357
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Atlanta
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0GA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd030316
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ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Dr Jennoa Graham
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02022-02-28T08:31:46-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0Dr Jennoa
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0Graham
ReturnHeader/TaxPeriodBeginDt02021-01-01
ReturnHeader/TaxPeriodEndDt02021-12-31
ReturnHeader/TaxYr02021

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2021 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,103
Liabilities
-
Net assets
$1,103
Revenue
$4,587
Expenses
$3,484
Net income
$1,103
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0$0$0
2023Summary only. Only limited summary data is available for this year.$783$0$0$0$0
2022Detailed filing. Detailed filing data is available for this year.$783$783$58$378$320
2021Detailed filing. Detailed filing data is available for this year.$1,103$1,103$4,587$3,484$1,103
2020Detailed filing. Detailed filing data is available for this year.$757$757$1,202$486$716
2019Detailed filing. Detailed filing data is available for this year.$41$41$100$59$41