Civic Intelligence

Intrepid Credit Union

990 • Fiscal year 2017 • EIN 81-0232791

Jan 01, 2017 to Dec 31, 2017 • Filed on Nov 15, 2018

Organization ProfileTHECU4U.ORG

View Organization Page

915 Kessler StreetHelena, MT 59601

(406) 443-5400

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

39th percentile

0.88x

Higher debt load relative to assets than 39% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2017

Liabilities / Revenue

80th percentile

21.88x

Higher debt load relative to revenue than 80% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2017

Net Margin

62nd percentile

13%

Higher net margin than 62% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2017

Top Officer Pay

34th percentile

$178,983

Higher top officer pay than 34% of similar nonprofits.

Top officer pay equals 2.3% of source-year revenue.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2017

Asset Growth

47th percentile

3.5%

Faster asset growth than 47% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2016 to 2017

Revenue Growth

53rd percentile

7.0%

Faster revenue growth than 53% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets39th percentile

Assets

Up

$193,988,388

Up $6,596,043 (+3.5%) from 2016

Net Assets

Up

$22,531,020

Up $1,015,901 (+4.7%) from 2016

Liabilities

Up

$171,457,368

Up $5,580,142 (+3.4%) from 2016

Revenue And Expenses
Liabilities / Revenue80th percentileNet Margin62nd percentile

Revenue

Up

$7,836,009

Up $509,573 (+7.0%) from 2016

Expenses

Up

$6,785,635

Up $149,022 (+2.2%) from 2016

Net Income

Up

$1,050,374

Up $360,551 (+52%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth47th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2010: $130,366,785Liabilities 2010: $476,357Net Assets 2010: $129,890,4282010Assets 2011: $139,044,547Liabilities 2011: $123,542,334Net Assets 2011: $15,502,2132011Assets 2012: $150,460,915Liabilities 2012: $133,357,519Net Assets 2012: $17,103,3962012Assets 2013: $151,519,611Liabilities 2013: $133,547,520Net Assets 2013: $17,972,0912013Assets 2014: $156,323,631Liabilities 2014: $137,580,280Net Assets 2014: $18,743,3512014Assets 2015: $181,294,780Liabilities 2015: $160,470,146Net Assets 2015: $20,824,6342015Assets 2016: $187,392,345Liabilities 2016: $165,877,226Net Assets 2016: $21,515,1192016Assets 2017: $193,988,388Liabilities 2017: $171,457,368Net Assets 2017: $22,531,0202017Assets 2019: $209,028,075Liabilities 2019: $185,235,269Net Assets 2019: $23,792,8062019Assets 2020: $245,162,712Liabilities 2020: $220,352,202Net Assets 2020: $24,810,5102020Assets 2021: $276,384,323Liabilities 2021: $249,476,084Net Assets 2021: $26,908,2392021Assets 2022: $281,858,042Liabilities 2022: $253,502,287Net Assets 2022: $28,355,7552022Assets 2023: $314,868,160Liabilities 2023: $283,397,529Net Assets 2023: $31,470,6312023Assets 2024: $303,582,745Liabilities 2024: $271,554,275Net Assets 2024: $32,028,4702024

Highlighted filing

2017

Assets$193,988,388
Liabilities$171,457,368
Net Assets$22,531,020
Open 2017 Filing

Operations Trend

Revenue Growth53rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $5,901,7912010Expenses 2011: $5,563,8962011Expenses 2012: $5,277,4742012Revenue 2013: $6,364,394Expenses 2013: $5,495,699Net Income 2013: $868,6952013Revenue 2014: $6,211,134Expenses 2014: $5,505,483Net Income 2014: $705,6512014Revenue 2015: $6,870,404Expenses 2015: $6,138,037Net Income 2015: $732,3672015Revenue 2016: $7,326,436Expenses 2016: $6,636,613Net Income 2016: $689,8232016Revenue 2017: $7,836,009Expenses 2017: $6,785,635Net Income 2017: $1,050,3742017Revenue 2019: $10,027,538Expenses 2019: $9,361,047Net Income 2019: $666,4912019Revenue 2020: $10,263,941Expenses 2020: $9,259,031Net Income 2020: $1,004,9102020Revenue 2021: $11,197,154Expenses 2021: $8,988,985Net Income 2021: $2,208,1692021Revenue 2022: $12,493,074Expenses 2022: $10,596,806Net Income 2022: $1,896,2682022Revenue 2023: $17,347,179Expenses 2023: $15,826,686Net Income 2023: $1,520,4932023Revenue 2024: $18,541,020Expenses 2024: $17,937,641Net Income 2024: $603,3792024

Highlighted filing

2017

Revenue$7,836,009
Expenses$6,785,635
Net Income$1,050,374
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Nov 15, 2018
Return Version
2017v2.3
Gross Receipts
$8,334,454
Mission and Program Overview

Mission

To provide membership benefit programs, financial education, newsletters, deposit and loan insurance protection, and consumer information.

Consumer (member) financial services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$126,020,451$136,971,658▲ $10,951,207
Investments in Publicly Traded Securities$20,890,065$24,456,437▲ $3,566,372
Rtn Earn Endowment Incm Other Fnds$21,515,119$22,531,020▲ $1,015,901
Savings and Temporary Cash Investments$16,385,029$15,368,029▼ $1,017,000
Investments Other Securities$13,172,315$6,249,108▼ $6,923,207
Land, Buildings, and Equipment, Net$5,770,558$5,581,785▼ $188,773
Cash and Non-Interest-Bearing Accounts$1,822,816$1,625,024▼ $197,792
Accounts Receivable$9,334$8,410▼ $924
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$187,392,345$193,988,388▲ $6,596,043
Other Assets Total$3,321,777$3,727,937▲ $406,160
Liabilities
Other Liabilities$165,333,957$170,276,916▲ $4,942,959
Accounts Payable and Accrued Expenses$543,269$1,180,452▲ $637,183
Total Liabilities$165,877,226$171,457,368▲ $5,580,142
Net Assets / Fund Balance
Total Net Assets Fund Balance$21,515,119$22,531,020▲ $1,015,901
Total Liabilities and Net Assets / Fund Balance$187,392,345$193,988,388▲ $6,596,043

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,522,841$1,904,091$5,426,932
Land$1,560,617-$1,560,617
Equipment$498,327$979,970$1,478,297
Leasehold Improvements$0$57,371$57,371
Compensation and Service Providers
Top Officer Pay34th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Greg StrizichPresident/CEOFT$162,561$16,422$178,983

Board Members and Trustees

NameTitle
Stan PutnamChairperson
Jim McdonnellVice-chairperson
Andy HunthausenBoard Member
Joseph YuricicBoard Member
Kevin DunnBoard Member
Tim CroweSecretary/board Member
Anna YoungSecretary
Donald PollyTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Member Driven TechnologiesProcessing Services500 PARK DRIVE S STE 400, Great Falls, MT 59405$404,689
Jack Henry And AssociatesCard Processing ServicesPO BOX 8047, Monett, MO 65708$132,902
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$7,011,553
Investment Income
$824,456
Other Revenue
$0
Change in Net Assets
$1,050,374
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$3,202,263
Other Expenses$3,017,254
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$2,440,161
Benefits to Members---$566,118
Fees for Services Accounting---$480,077
Fees for Services Other---$391,829
Occupancy---$351,753
Advertising---$336,313
Other Employee Benefits---$255,293
Depreciation Depletion---$228,276
Payroll Taxes---$194,316
Office Expenses---$193,188
Current Officers, Directors, Trustees, and Key Employees---$178,982
All Other Expenses---$164,653
Pension Plan Contributions---$133,511
Other Expenses---$61,324
Insurance---$46,281
Fees for Services Legal---$27,308
Total Functional Expenses$0$0$0$6,785,635
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARE AND SAVINGS ACCOUNTS$170,276,916
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Helena community credit union has members.”

Form 990, Part VI, Section A, Line 7A

“Helena community credit union has members who elect one or more members of the governing body.”

Form 990, Part VI, Section A, Line 7B

“Decisions of the governing body are subject to approval by members, stockholders, and others.”

Form 990, Part VI, Section B, Line 11B

“Copy of 990 was provided at monthly board meeting. The president/ceo reviews the 990 prior to filing.”

Form 990, Part VI, Section B, Line 12C

“The human resource director at helena community credit union regularly and consistently monitors and enforces compliance with the conflict of interest policy.”

Form 990, Part VI, Section B, Line 15

“When determining compensation of ceo and key employees, comparability data is used from the national credit union association salary surveys.”

Form 990, Part VI, Section C, Line 19

“Helena community credit union posts financial statements in lobbies and all other governing documents are available to the public by request.”

Form 990, Part VII Contact Addresses for Officers, Directors, Etc

“Stan putnam - 1852 colorado gulch dr, helena, mt 59601. Jim mcdonnell - 842 lode st, helena, mt 59601. Donald polly - 1294 ranchview, helena, mt 59602. Anna young - 890 state hwy 282, clancy, mt 59634. Tim crowe - 4428 fox view loop, helena, mt 59602. Kevin dunn - 3811 deer park dr, helena, mt 59602. Andy hunthausen - 5775 timber trail drive, helena, mt 59602. Joseph yuricic - 1321 peosta ave, helena, mt 59601. Greg strizich - 21 reeders village dr, helena, mt 59601.”

Filing and Contact Details

Filer

Filer Name
Helena Community Credit Union
EIN
81-0232791
Phone
4064435400
Address
915 KESSLER STREET, HELENA, MT 59601

Signing Officer

Name
Greg Strizich
Title
President
Phone
4064435400
Signed
2018-11-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Greg Strizich
Formed
1936
Legal Domicile
Mt
Voting Board Members
7
Independent Board Members
7
Employees
81
Volunteers
11

Preparer

Firm
Junkermierclarkcampanellastevenspc
Address
P O BOX 989, GREAT FALLS, MT 59403
Preparer
Lana Kadoshnikov CPA
Phone
4067612820
Raw XML AppendixShowing 400 of 407 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2EDUCATION AND TRAINING
IRS990/OtherExpensesGrp/Desc3FRAUD LOSSES AND CASH S
IRS990/OtherExpensesGrp/TotalAmt0479705
IRS990/OtherExpensesGrp/TotalAmt1165283
IRS990/OtherExpensesGrp/TotalAmt291264
IRS990/OtherExpensesGrp/TotalAmt361324
IRS990/OtherLiabilitiesGrp/BOYAmt0165333957
IRS990/OtherLiabilitiesGrp/EOYAmt0170276916
IRS990/OtherSalariesAndWagesGrp/TotalAmt02440161
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0126020451
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0136971658
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0194316
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0133511
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0GREG STRIZICH
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt05041506
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11970047
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt05041506
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11970047
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0523433
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0532187
IRS990/PYOtherExpensesAmt02883221
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt06794249
IRS990/PYRevenuesLessExpensesAmt0689823
IRS990/PYSalariesCompEmpBnftPaidAmt03229959
IRS990/PYTotalExpensesAmt06636613
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt07326436
IRS990/ReconcilationRevenueExpnssAmt01050374
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt021515119
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt022531020
IRS990/SavingsAndTempCashInvstGrp/BOYAmt016385029
IRS990/SavingsAndTempCashInvstGrp/EOYAmt015368029
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt03522841
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01904091
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt05426932
IRS990ScheduleD/EquipmentGrp/BookValueAmt0498327
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0979970
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01478297
IRS990ScheduleD/LandGrp/BookValueAmt01560617
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01560617
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt057371
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt057371
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0170276916
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARE AND SAVINGS ACCOUNTS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt05581785
IRS990ScheduleD/TotalLiabilityAmt0170276916
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0162561
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt010781
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt05641
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0GREG STRIZICH
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0178983
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0THE BOARD ESTABLISHES COMPENSATION FOR THE ORGANIZATION'S PRESIDENT/CEO USING COMPARABILITY DATA FROM THE CREDIT UNION NATIONAL ASSOCIATION SALARY SURVEYS.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 3
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0HELENA COMMUNITY CREDIT UNION HAS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1HELENA COMMUNITY CREDIT UNION HAS MEMBERS WHO ELECT ONE OR MORE MEMBERS OF THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DECISIONS OF THE GOVERNING BODY ARE SUBJECT TO APPROVAL BY MEMBERS, STOCKHOLDERS, AND OTHERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3COPY OF 990 WAS PROVIDED AT MONTHLY BOARD MEETING. THE PRESIDENT/CEO REVIEWS THE 990 PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE HUMAN RESOURCE DIRECTOR AT HELENA COMMUNITY CREDIT UNION REGULARLY AND CONSISTENTLY MONITORS AND ENFORCES COMPLIANCE WITH THE CONFLICT OF INTEREST POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5WHEN DETERMINING COMPENSATION OF CEO AND KEY EMPLOYEES, COMPARABILITY DATA IS USED FROM THE NATIONAL CREDIT UNION ASSOCIATION SALARY SURVEYS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6HELENA COMMUNITY CREDIT UNION POSTS FINANCIAL STATEMENTS IN LOBBIES AND ALL OTHER GOVERNING DOCUMENTS ARE AVAILABLE TO THE PUBLIC BY REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7STAN PUTNAM - 1852 COLORADO GULCH DR, HELENA, MT 59601. JIM MCDONNELL - 842 LODE ST, HELENA, MT 59601. DONALD POLLY - 1294 RANCHVIEW, HELENA, MT 59602. ANNA YOUNG - 890 STATE HWY 282, CLANCY, MT 59634. TIM CROWE - 4428 FOX VIEW LOOP, HELENA, MT 59602. KEVIN DUNN - 3811 DEER PARK DR, HELENA, MT 59602. ANDY HUNTHAUSEN - 5775 TIMBER TRAIL DRIVE, HELENA, MT 59602. JOSEPH YURICIC - 1321 PEOSTA AVE, HELENA, MT 59601. GREG STRIZICH - 21 REEDERS VILLAGE DR, HELENA, MT 59601.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART VII CONTACT ADDRESSES FOR OFFICERS, DIRECTORS, ETC
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0187392345
IRS990/TotalAssetsEOYAmt0193988388
IRS990/TotalAssetsGrp/BOYAmt0187392345
IRS990/TotalAssetsGrp/EOYAmt0193988388
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt081
IRS990/TotalFunctionalExpensesGrp/TotalAmt06785635
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0165877226
IRS990/TotalLiabilitiesEOYAmt0171457368
IRS990/TotalLiabilitiesGrp/BOYAmt0165877226
IRS990/TotalLiabilitiesGrp/EOYAmt0171457368
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt021515119
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt022531020
IRS990/TotalOtherCompensationAmt016422
IRS990/TotalProgramServiceRevenueAmt07011553
IRS990/TotalReportableCompFromOrgAmt0162561
IRS990/TotalRevenueGrp/ExclusionAmt0783213
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt07052796
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt07836009
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt011
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0187392345
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0193988388
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt021 REEDERS VILLAGE DR
IRS990/USAddress/CityNm0HELENA
IRS990/USAddress/StateAbbreviationCd0MT
IRS990/USAddress/ZIPCd059601
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0THECU4U.ORG
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0GREG STRIZICH
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum04064435400
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-11-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HELENA COMMUNITY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0HELE
ReturnHeader/Filer/EIN0810232791
ReturnHeader/Filer/PhoneNum04064435400
ReturnHeader/Filer/USAddress/AddressLine1Txt0915 KESSLER STREET
ReturnHeader/Filer/USAddress/CityNm0HELENA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MT
ReturnHeader/Filer/USAddress/ZIPCd059601
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId09DCCFF80A712CA7A3B79E365F357A27740115A58
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId09C59458BAF1C5EDEE71EBAFC8A4B6D2DA9B51C50
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0208.123.198.253
ReturnHeader/FilingSecurityInformation/IPDt02018-11-15
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0MS
ReturnHeader/FilingSecurityInformation/IPTm015:35:09
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0810348775
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0JUNKERMIERCLARKCAMPANELLASTEVENSPC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0P O BOX 989
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0GREAT FALLS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd059403
ReturnHeader/PreparerPersonGrp/PhoneNum04067612820

Document Assets

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Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$193,988,388
Liabilities
$171,457,368
Net assets
$22,531,020
Revenue
$7,836,009
Expenses
$6,785,635
Net income
$1,050,374
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$304$272$32.0$18.5$17.9$0.60
2023Detailed filing. Detailed filing data is available for this year.$315$283$31.5$17.3$15.8$1.52
2022Detailed filing. Detailed filing data is available for this year.$282$254$28.4$12.5$10.6$1.90
2021Detailed filing. Detailed filing data is available for this year.$276$249$26.9$11.2$8.99$2.21
2020Detailed filing. Detailed filing data is available for this year.$245$220$24.8$10.3$9.26$1.00
2019Detailed filing. Detailed filing data is available for this year.$209$185$23.8$10.0$9.36$0.67
2017Detailed filing. Detailed filing data is available for this year.$194$171$22.5$7.84$6.79$1.05
2016Detailed filing. Detailed filing data is available for this year.$187$166$21.5$7.33$6.64$0.69
2015Detailed filing. Detailed filing data is available for this year.$181$160$20.8$6.87$6.14$0.73
2014Detailed filing. Detailed filing data is available for this year.$156$138$18.7$6.21$5.51$0.71
2013Detailed filing. Detailed filing data is available for this year.$152$134$18.0$6.36$5.50$0.87
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$150$133$17.1$5.28
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$139$124$15.5$5.56
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$130$0.48$130$5.90