Civic Intelligence

Intrepid Credit Union

990 • Fiscal year 2014 • EIN 81-0232791

Jan 01, 2014 to Dec 31, 2014 • Filed on May 18, 2015

Organization ProfileTHECU4U.ORG

View Organization Page

915 Kessler StreetHelena, MT 59601

(406) 443-5400

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

34th percentile

0.88x

Higher debt load relative to assets than 34% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Liabilities / Revenue

81st percentile

22.15x

Higher debt load relative to revenue than 81% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Net Margin

53rd percentile

11%

Higher net margin than 53% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Top Officer Pay

23rd percentile

$147,909

Higher top officer pay than 23% of similar nonprofits.

Top officer pay equals 2.4% of source-year revenue.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Asset Growth

44th percentile

3.2%

Faster asset growth than 44% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Revenue Growth

21st percentile

-2.4%

Faster revenue growth than 21% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets34th percentile

Assets

Up

$156,323,631

Up $4,804,020 (+3.2%) from 2013

Net Assets

Up

$18,743,351

Up $771,260 (+4.3%) from 2013

Liabilities

Up

$137,580,280

Up $4,032,760 (+3.0%) from 2013

Revenue And Expenses
Liabilities / Revenue81st percentileNet Margin53rd percentile

Revenue

Down

$6,211,134

Down $153,260 (-2.4%) from 2013

Expenses

Up

$5,505,483

Up $9,784 (+0.2%) from 2013

Net Income

Down

$705,651

Down $163,044 (-19%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth44th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2010: $130,366,785Liabilities 2010: $476,357Net Assets 2010: $129,890,4282010Assets 2011: $139,044,547Liabilities 2011: $123,542,334Net Assets 2011: $15,502,2132011Assets 2012: $150,460,915Liabilities 2012: $133,357,519Net Assets 2012: $17,103,3962012Assets 2013: $151,519,611Liabilities 2013: $133,547,520Net Assets 2013: $17,972,0912013Assets 2014: $156,323,631Liabilities 2014: $137,580,280Net Assets 2014: $18,743,3512014Assets 2015: $181,294,780Liabilities 2015: $160,470,146Net Assets 2015: $20,824,6342015Assets 2016: $187,392,345Liabilities 2016: $165,877,226Net Assets 2016: $21,515,1192016Assets 2017: $193,988,388Liabilities 2017: $171,457,368Net Assets 2017: $22,531,0202017Assets 2019: $209,028,075Liabilities 2019: $185,235,269Net Assets 2019: $23,792,8062019Assets 2020: $245,162,712Liabilities 2020: $220,352,202Net Assets 2020: $24,810,5102020Assets 2021: $276,384,323Liabilities 2021: $249,476,084Net Assets 2021: $26,908,2392021Assets 2022: $281,858,042Liabilities 2022: $253,502,287Net Assets 2022: $28,355,7552022Assets 2023: $314,868,160Liabilities 2023: $283,397,529Net Assets 2023: $31,470,6312023Assets 2024: $303,582,745Liabilities 2024: $271,554,275Net Assets 2024: $32,028,4702024

Highlighted filing

2014

Assets$156,323,631
Liabilities$137,580,280
Net Assets$18,743,351
Open 2014 Filing

Operations Trend

Revenue Growth21st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $5,901,7912010Expenses 2011: $5,563,8962011Expenses 2012: $5,277,4742012Revenue 2013: $6,364,394Expenses 2013: $5,495,699Net Income 2013: $868,6952013Revenue 2014: $6,211,134Expenses 2014: $5,505,483Net Income 2014: $705,6512014Revenue 2015: $6,870,404Expenses 2015: $6,138,037Net Income 2015: $732,3672015Revenue 2016: $7,326,436Expenses 2016: $6,636,613Net Income 2016: $689,8232016Revenue 2017: $7,836,009Expenses 2017: $6,785,635Net Income 2017: $1,050,3742017Revenue 2019: $10,027,538Expenses 2019: $9,361,047Net Income 2019: $666,4912019Revenue 2020: $10,263,941Expenses 2020: $9,259,031Net Income 2020: $1,004,9102020Revenue 2021: $11,197,154Expenses 2021: $8,988,985Net Income 2021: $2,208,1692021Revenue 2022: $12,493,074Expenses 2022: $10,596,806Net Income 2022: $1,896,2682022Revenue 2023: $17,347,179Expenses 2023: $15,826,686Net Income 2023: $1,520,4932023Revenue 2024: $18,541,020Expenses 2024: $17,937,641Net Income 2024: $603,3792024

Highlighted filing

2014

Revenue$6,211,134
Expenses$5,505,483
Net Income$705,651
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
May 18, 2015
Return Version
2014v5.0
Gross Receipts
$6,211,134
Mission and Program Overview

Mission

To provide membership benefit programs, financial education, newsletters, deposit and loan insurance protection, and consumer information.

Consumer (member) financial services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$96,339,071$105,955,949▲ $9,616,878
Investments Other Securities$32,392,875$27,843,148▼ $4,549,727
Rtn Earn Endowment Incm Other Fnds$17,972,091$18,743,351▲ $771,260
Savings and Temporary Cash Investments$12,331,947$11,813,029▼ $518,918
Land, Buildings, and Equipment, Net$6,071,689$6,027,041▼ $44,648
Cash and Non-Interest-Bearing Accounts$1,370,293$1,489,431▲ $119,138
Accounts Receivable-$706,462-
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$151,519,611$156,323,631▲ $4,804,020
Other Assets Total$3,013,736$2,488,571▼ $525,165
Liabilities
Other Liabilities$132,980,829$136,970,891▲ $3,990,062
Accounts Payable and Accrued Expenses$566,691$609,389▲ $42,698
Total Liabilities$133,547,520$137,580,280▲ $4,032,760
Net Assets / Fund Balance
Total Net Assets Fund Balance$17,972,091$18,743,351▲ $771,260
Total Liabilities and Net Assets / Fund Balance$151,519,611$156,323,631▲ $4,804,020

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,901,895$1,570,689$5,472,584
Equipment$564,529$1,164,408$1,728,937
Land$1,560,617-$1,560,617
Other Securities$6,192,855--
Compensation and Service Providers
Top Officer Pay23rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Greg StrizichPresident/CEOFT$130,628$17,281$147,909
Gerald MathewsExecutive Vice PresidentFT$86,434$17,294$103,728
Karen RicheySenior Vice PresidentFT$76,310$15,209$91,519

Board Members and Trustees

NameTitle
Ronald AllesChairperson
Stan PutnamVice-chairperson
Janet PallisterBoard Member
Jim McdonnellBoard Member
Tim CroweBoard Member
Anna YoungSecretary
Mike MunckTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Member Driven TechnologiesProcessing Services500 PARK DRIVE S STE 400, Great Falls, MT 59405$351,286
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,640,968
Investment Income
$570,166
Other Revenue
$0
Change in Net Assets
$705,651
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$2,731,084
Other Expenses$2,234,711
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,795,891
Benefits to Members---$539,688
Fees for Services Accounting---$372,321
Current Officers, Directors, Trustees, and Key Employees---$343,156
Occupancy---$289,865
Other Employee Benefits---$284,905
Advertising---$284,724
Fees for Services Other---$261,259
Depreciation Depletion---$238,308
Payroll Taxes---$196,442
All Other Expenses---$150,048
Pension Plan Contributions---$110,690
Information Technology---$87,226
Office Expenses---$77,668
Other Expenses---$59,478
Insurance---$46,176
Fees for Services Legal---$11,742
Total Functional Expenses$0$0$0$5,505,483
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARE AND SAVINGS ACCOUNTS$136,962,264
Dividends/interest on Shares/deposits Payable$8,627
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Helena community credit union has members.”

Form 990, Part VI, Section A, Line 7A

“Helena community credit union has members who elect one or more members of the governing body.”

Form 990, Part VI, Section A, Line 7B

“Decisions of the governing body are subject to approval by members, stockholders, and others.”

Form 990, Part VI, Section B, Line 11

“Copy of 990 was provided at monthly board meeting.”

Form 990, Part VI, Section B, Line 12C

“The human resource director at helena community credit union regularly and consistently monitors and enforces compliance with the conflict of interest policy.”

Form 990, Part VI, Section B, Line 15

“When determining compensation of ceo, executive director, and key employees, comparability data is used from the credit union national association salary surveys.”

Form 990, Part VI, Section C, Line 19

“Helena community credit union posts financial statements in lobbies and all other governing documents are available to the public by request.”

Form 990, Part VII

“Ronald alles - 820 joslyn ave, helena, mt 59602. Stan putnam - 1852 colorado gulch dr, helena, mt 59601. Mike munck - 1450 charlie russell dr, helena, mt 59601. Anna young - 890 hwy 282, clancy, mt 59634. Janet pallister - 6453 green meadow dr, helena, mt 59602. Tim crowe - 4428 fox view loop, helena, mt 59602. Jim mcdonnell - 842 lode st, helena, mt 59601. Greg strizich - 21 reeders village dr, helena, mt 59601. Gerald mathews - 8311 josephine court, helena, mt 59602. Karen richey - 3867 edelweiss, east helena, mt 59635.”

Filing and Contact Details

Filer

Filer Name
Helena Community Credit Union
EIN
81-0232791
Phone
4064435400
Address
915 KESSLER STREET, HELENA, MT 59601

Signing Officer

Name
Greg Strizich
Title
President
Phone
4064435400
Signed
2015-05-18
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Greg Strizich
Formed
1936
Legal Domicile
Mt
Voting Board Members
7
Independent Board Members
7
Employees
69
Volunteers
0

Preparer

Firm
Junkermierclarkcampanellastevenspc
Address
P O BOX 989, GREAT FALLS, MT 59403
Preparer
Loran S Stensland CPA
Phone
4067612820
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Adjustment of 2013 audit 65,609.”

Raw XML Appendix377 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/TotalAmt0196442
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0110690
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0GREG STRIZICH
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt04015743
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11625225
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt04015743
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11625225
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0816581
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0504671
IRS990/PYOtherExpensesAmt02047157
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt05859723
IRS990/PYRevenuesLessExpensesAmt0868695
IRS990/PYSalariesCompEmpBnftPaidAmt02631961
IRS990/PYTotalExpensesAmt05495699
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt06364394
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0705651
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt017972091
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt018743351
IRS990/SavingsAndTempCashInvstGrp/BOYAmt012331947
IRS990/SavingsAndTempCashInvstGrp/EOYAmt011813029
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt03901895
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01570689
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt05472584
IRS990ScheduleD/EquipmentGrp/BookValueAmt0564529
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01164408
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01728937
IRS990ScheduleD/LandGrp/BookValueAmt01560617
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01560617
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt08627
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1136962264
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DIVIDENDS/INTEREST ON SHARES/DEPOSITS PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1MEMBERS' SHARE AND SAVINGS ACCOUNTS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt021650293
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt16192855
IRS990ScheduleD/OtherSecuritiesGrp/Desc0FEDERAL AGENCY SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/Desc1DEPOSITS AND CERTIFICATES IN CORPORATE CENTRAL CU
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt06027041
IRS990ScheduleD/TotalBookValueSecuritiesAmt027843148
IRS990ScheduleD/TotalLiabilityAmt0136970891
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0HELENA COMMUNITY CREDIT UNION HAS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1HELENA COMMUNITY CREDIT UNION HAS MEMBERS WHO ELECT ONE OR MORE MEMBERS OF THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DECISIONS OF THE GOVERNING BODY ARE SUBJECT TO APPROVAL BY MEMBERS, STOCKHOLDERS, AND OTHERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3COPY OF 990 WAS PROVIDED AT MONTHLY BOARD MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE HUMAN RESOURCE DIRECTOR AT HELENA COMMUNITY CREDIT UNION REGULARLY AND CONSISTENTLY MONITORS AND ENFORCES COMPLIANCE WITH THE CONFLICT OF INTEREST POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5WHEN DETERMINING COMPENSATION OF CEO, EXECUTIVE DIRECTOR, AND KEY EMPLOYEES, COMPARABILITY DATA IS USED FROM THE CREDIT UNION NATIONAL ASSOCIATION SALARY SURVEYS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6HELENA COMMUNITY CREDIT UNION POSTS FINANCIAL STATEMENTS IN LOBBIES AND ALL OTHER GOVERNING DOCUMENTS ARE AVAILABLE TO THE PUBLIC BY REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7RONALD ALLES - 820 JOSLYN AVE, HELENA, MT 59602. STAN PUTNAM - 1852 COLORADO GULCH DR, HELENA, MT 59601. MIKE MUNCK - 1450 CHARLIE RUSSELL DR, HELENA, MT 59601. ANNA YOUNG - 890 HWY 282, CLANCY, MT 59634. JANET PALLISTER - 6453 GREEN MEADOW DR, HELENA, MT 59602. TIM CROWE - 4428 FOX VIEW LOOP, HELENA, MT 59602. JIM MCDONNELL - 842 LODE ST, HELENA, MT 59601. GREG STRIZICH - 21 REEDERS VILLAGE DR, HELENA, MT 59601. GERALD MATHEWS - 8311 JOSEPHINE COURT, HELENA, MT 59602. KAREN RICHEY - 3867 EDELWEISS, EAST HELENA, MT 59635.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8ADJUSTMENT OF 2013 AUDIT 65,609.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART VII
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0151519611
IRS990/TotalAssetsEOYAmt0156323631
IRS990/TotalAssetsGrp/BOYAmt0151519611
IRS990/TotalAssetsGrp/EOYAmt0156323631
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt069
IRS990/TotalFunctionalExpensesGrp/TotalAmt05505483
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0133547520
IRS990/TotalLiabilitiesEOYAmt0137580280
IRS990/TotalLiabilitiesGrp/BOYAmt0133547520
IRS990/TotalLiabilitiesGrp/EOYAmt0137580280
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt017972091
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt018743351
IRS990/TotalOtherCompensationAmt049784
IRS990/TotalProgramServiceRevenueAmt05640968
IRS990/TotalReportableCompFromOrgAmt0293372
IRS990/TotalRevenueGrp/ExclusionAmt0570166
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt05640968
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt06211134
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0151519611
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0156323631
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt021 REEDERS VILLAGE DR
IRS990/USAddress/CityNm0HELENA
IRS990/USAddress/StateAbbreviationCd0MT
IRS990/USAddress/ZIPCd059601
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0THECU4U.ORG
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0GREG STRIZICH
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum04064435400
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-05-18
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HELENA COMMUNITY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0HELE
ReturnHeader/Filer/EIN0810232791
ReturnHeader/Filer/PhoneNum04064435400
ReturnHeader/Filer/USAddress/AddressLine1Txt0915 KESSLER STREET
ReturnHeader/Filer/USAddress/CityNm0HELENA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MT
ReturnHeader/Filer/USAddress/ZIPCd059601
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0810348775
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0JUNKERMIERCLARKCAMPANELLASTEVENSPC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0P O BOX 989
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0GREAT FALLS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd059403
ReturnHeader/PreparerPersonGrp/PhoneNum04067612820
ReturnHeader/PreparerPersonGrp/PreparationDt02015-05-18
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0LORAN S STENSLAND CPA
ReturnHeader/ReturnTs02015-06-17T10:34:59-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$156,323,631
Liabilities
$137,580,280
Net assets
$18,743,351
Revenue
$6,211,134
Expenses
$5,505,483
Net income
$705,651
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$304$272$32.0$18.5$17.9$0.60
2023Detailed filing. Detailed filing data is available for this year.$315$283$31.5$17.3$15.8$1.52
2022Detailed filing. Detailed filing data is available for this year.$282$254$28.4$12.5$10.6$1.90
2021Detailed filing. Detailed filing data is available for this year.$276$249$26.9$11.2$8.99$2.21
2020Detailed filing. Detailed filing data is available for this year.$245$220$24.8$10.3$9.26$1.00
2019Detailed filing. Detailed filing data is available for this year.$209$185$23.8$10.0$9.36$0.67
2017Detailed filing. Detailed filing data is available for this year.$194$171$22.5$7.84$6.79$1.05
2016Detailed filing. Detailed filing data is available for this year.$187$166$21.5$7.33$6.64$0.69
2015Detailed filing. Detailed filing data is available for this year.$181$160$20.8$6.87$6.14$0.73
2014Detailed filing. Detailed filing data is available for this year.$156$138$18.7$6.21$5.51$0.71
2013Detailed filing. Detailed filing data is available for this year.$152$134$18.0$6.36$5.50$0.87
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$150$133$17.1$5.28
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$139$124$15.5$5.56
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$130$0.48$130$5.90