Civic Intelligence

Intrepid Credit Union

990 • Fiscal year 2020 • EIN 81-0232791

Jan 01, 2020 to Dec 31, 2020 • Filed on Nov 15, 2021

915 Kessler StreetHelena, MT 59601

(406) 443-5400

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

52nd percentile

0.90x

Higher debt load relative to assets than 52% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2020

Liabilities / Revenue

62nd percentile

21.47x

Higher debt load relative to revenue than 62% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2020

Net Margin

47th percentile

9.8%

Higher net margin than 47% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2020

Top Officer Pay

37th percentile

$189,476

Higher top officer pay than 37% of similar nonprofits.

Top officer pay equals 1.8% of source-year revenue.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2020

Asset Growth

50th percentile

17%

Faster asset growth than 50% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2019 to 2020

Revenue Growth

76th percentile

2.4%

Faster revenue growth than 76% of similar nonprofits.

2020 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2019 to 2020

Assets

Up

$245,162,712

Up $36,134,637 (+17%) from 2019

Net Assets

Up

$24,810,510

Up $1,017,704 (+4.3%) from 2019

Liabilities

Up

$220,352,202

Up $35,116,933 (+19%) from 2019

Revenue

Up

$10,263,941

Up $236,403 (+2.4%) from 2019

Expenses

Down

$9,259,031

Down $102,016 (-1.1%) from 2019

Net Income

Up

$1,004,910

Up $338,419 (+51%) from 2019

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2010: $130,366,785Liabilities 2010: $476,357Net Assets 2010: $129,890,4282010Assets 2011: $139,044,547Liabilities 2011: $123,542,334Net Assets 2011: $15,502,2132011Assets 2012: $150,460,915Liabilities 2012: $133,357,519Net Assets 2012: $17,103,3962012Assets 2013: $151,519,611Liabilities 2013: $133,547,520Net Assets 2013: $17,972,0912013Assets 2014: $156,323,631Liabilities 2014: $137,580,280Net Assets 2014: $18,743,3512014Assets 2015: $181,294,780Liabilities 2015: $160,470,146Net Assets 2015: $20,824,6342015Assets 2016: $187,392,345Liabilities 2016: $165,877,226Net Assets 2016: $21,515,1192016Assets 2017: $193,988,388Liabilities 2017: $171,457,368Net Assets 2017: $22,531,0202017Assets 2019: $209,028,075Liabilities 2019: $185,235,269Net Assets 2019: $23,792,8062019Assets 2020: $245,162,712Liabilities 2020: $220,352,202Net Assets 2020: $24,810,5102020Assets 2021: $276,384,323Liabilities 2021: $249,476,084Net Assets 2021: $26,908,2392021Assets 2022: $281,858,042Liabilities 2022: $253,502,287Net Assets 2022: $28,355,7552022Assets 2023: $314,868,160Liabilities 2023: $283,397,529Net Assets 2023: $31,470,6312023Assets 2024: $303,582,745Liabilities 2024: $271,554,275Net Assets 2024: $32,028,4702024

Highlighted filing

2020

Assets$245,162,712
Liabilities$220,352,202
Net Assets$24,810,510

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $5,901,7912010Expenses 2011: $5,563,8962011Expenses 2012: $5,277,4742012Revenue 2013: $6,364,394Expenses 2013: $5,495,699Net Income 2013: $868,6952013Revenue 2014: $6,211,134Expenses 2014: $5,505,483Net Income 2014: $705,6512014Revenue 2015: $6,870,404Expenses 2015: $6,138,037Net Income 2015: $732,3672015Revenue 2016: $7,326,436Expenses 2016: $6,636,613Net Income 2016: $689,8232016Revenue 2017: $7,836,009Expenses 2017: $6,785,635Net Income 2017: $1,050,3742017Revenue 2019: $10,027,538Expenses 2019: $9,361,047Net Income 2019: $666,4912019Revenue 2020: $10,263,941Expenses 2020: $9,259,031Net Income 2020: $1,004,9102020Revenue 2021: $11,197,154Expenses 2021: $8,988,985Net Income 2021: $2,208,1692021Revenue 2022: $12,493,074Expenses 2022: $10,596,806Net Income 2022: $1,896,2682022Revenue 2023: $17,347,179Expenses 2023: $15,826,686Net Income 2023: $1,520,4932023Revenue 2024: $18,541,020Expenses 2024: $17,937,641Net Income 2024: $603,3792024

Highlighted filing

2020

Revenue$10,263,941
Expenses$9,259,031
Net Income$1,004,910
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Nov 15, 2021
Return Version
2020v4.1
Gross Receipts
$10,325,508
Mission and Program Overview

Mission

To provide membership benefit programs, financial education, newsletters, deposit and loan insurance protection, and consumer information.

Consumer (member) financial services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$158,464,737$168,830,395▲ $10,365,658
Savings and Temporary Cash Investments$11,087,356$28,339,377▲ $17,252,021
Rtn Earn Endowment Incm Other Fnds$23,792,806$24,810,510▲ $1,017,704
Investments Other Securities$13,704,166$16,865,193▲ $3,161,027
Land, Buildings, and Equipment, Net$7,124,712$13,392,650▲ $6,267,938
Investments in Publicly Traded Securities$12,627,060$11,609,496▼ $1,017,564
Cash and Non-Interest-Bearing Accounts$1,677,056$1,785,155▲ $108,099
Prepaid Expenses and Deferred Charges$1,709,698$1,525,046▼ $184,652
Intangible Assets$234,502$234,502→ $0
Accounts Receivable$23,224$44,276▲ $21,052
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$209,028,075$245,162,712▲ $36,134,637
Other Assets Total$2,375,564$2,536,622▲ $161,058
Liabilities
Other Liabilities$185,061,324$219,715,693▲ $34,654,369
Accounts Payable and Accrued Expenses$173,945$636,509▲ $462,564
Total Liabilities$185,235,269$220,352,202▲ $35,116,933
Net Assets / Fund Balance
Total Net Assets Fund Balance$23,792,806$24,810,510▲ $1,017,704
Total Liabilities and Net Assets / Fund Balance$209,028,075$245,162,712▲ $36,134,637

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$10,338,682$2,377,236$12,715,918
Equipment$990,860$1,608,849$2,599,709
Land$1,667,108-$1,667,108
Leasehold Improvements$396,000$157,652$553,652
Other Securities$16,865,193--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Greg StrizichPresident/CEOFT$169,646$19,830$189,476

Board Members and Trustees

NameTitle
Stanley PutnamChairperson
Jim McdonnellVice-chairperson
Andy HunthausenBoard Member
Joseph YuricicBoard Member
Kevin DunnBoard Member
Tim CroweSecretary
Donald PollyTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
ElementDesign And Architecture1250 WOOD BRANCH DR STE 480, Houston, TX 77079$1,144,793
Member Driven TechnologiesProcessing Services500 PARK DRIVE S STE 400, Great Falls, MT 59405$440,009
Abraham Construction ServicesConstruction4 BOMPART BLVD, Montana City, MT 59634$172,859
KasasaMarketing And Consulting4516 SETON CENTER PKWY, Austin, TX 78759$167,563
Blodgett Marketing LLCAdvertising And Marketing90 EAGLE DRIVE, Polson, MT 59860$125,240
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$9,650,009
Investment Income
$610,260
Other Revenue
$3,672
Change in Net Assets
$1,004,910
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$4,221,949
Other Expenses$3,854,830
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$3,326,599
Benefits to Members---$1,182,252
Occupancy---$617,219
Fees for Services Accounting---$595,624
Depreciation Depletion---$383,114
Fees for Services Other---$345,067
Office Expenses---$334,684
Advertising---$327,678
Other Employee Benefits---$296,421
Payroll Taxes---$269,828
Current Officers, Directors, Trustees, and Key Employees---$189,429
All Other Expenses---$178,704
Information Technology---$150,298
Pension Plan Contributions---$139,672
Other Expenses---$75,455
Insurance---$60,480
Travel---$32,151
Fees for Services Legal---$18,520
Total Functional Expenses$0$0$0$9,259,031
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' DEPOSIT ACCOUNTS$219,715,693
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Intrepid credit union has members.

Form 990, Part VI, Section A, Line 7A

Intrepid credit union has members who elect one or more members of the governing body.

Form 990, Part VI, Section A, Line 7B

Decisions of the governing body are subject to approval by members, stockholders, and others.

Form 990, Part VI, Section B, Line 11B

The president/ceo reviews the 990 prior to filing. A copy of the 990 is provided at the closest monthly board meeting.

Form 990, Part VI, Section B, Line 12C

The human resource director at intrepid credit union regularly and consistently monitors and enforces compliance with the conflict of interest policy.

Form 990, Part VI, Section B, Line 15

When determining compensation of ceo and key employees, comparability data is used from the national credit union association salary surveys.

Form 990, Part VI, Section C, Line 19

Intrepid credit union posts financial statements in lobbies and all other governing documents are available to the public by request.

Form 990, Part VII Contact Addresses for Officers, Directors, Etc

Stanley putnam - 1852 colorado gulch dr, helena, mt 59601. Jim mcdonnell - 842 lode st, helena, mt 59601. Donald polly - 1294 ranchview, helena, mt 59602. Tim crowe - 4428 fox view loop, helena, mt 59602. Kevin dunn - 3811 deer park dr, helena, mt 59602. Andy hunthausen - 5775 timber trail drive, helena, mt 59602. Joseph yuricic - 1321 peosta ave, helena, mt 59601. Greg strizich - 21 reeders village dr, helena, mt 59601.

Filing and Contact Details

Filer

Filer Name
Intrepid Credit Union
EIN
81-0232791
Phone
4064435400
Address
915 KESSLER STREET, HELENA, MT 59601

Signing Officer

Name
Greg Strizich
Title
President
Phone
4064435400
Signed
2021-11-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Greg Strizich
Formed
1936
Legal Domicile
Mt
Voting Board Members
7
Independent Board Members
7
Employees
99
Volunteers
10

Preparer

Firm
Junkermierclarkcampanellastevenspc
Address
P O BOX 989, GREAT FALLS, MT 59403
Preparer
Lana Kadoshnikov CPA
Phone
4067612820
Raw XML AppendixShowing 400 of 438 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0173945
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0636509
IRS990/AccountsReceivableGrp/BOYAmt023224
IRS990/AccountsReceivableGrp/EOYAmt044276
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0CONSUMER (MEMBER) FINANCIAL SERVICES.
IRS990/AdvertisingGrp/TotalAmt0327678
IRS990/AllOtherExpensesGrp/TotalAmt0178704
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt01182252
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0INTREPID CREDIT UNION
IRS990/BooksInCareOfDetail/PhoneNum04064435400
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0915 KESSLER STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0HELENA
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MT
IRS990/BooksInCareOfDetail/USAddress/ZIPCd059601
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt01677056
IRS990/CashNonInterestBearingGrp/EOYAmt01785155
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt06
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0189429
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt01144793
IRS990/ContractorCompensationGrp/CompensationAmt1440009
IRS990/ContractorCompensationGrp/CompensationAmt2172859
IRS990/ContractorCompensationGrp/CompensationAmt3167563
IRS990/ContractorCompensationGrp/CompensationAmt4125240
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt01250 WOOD BRANCH DR STE 480
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1500 PARK DRIVE S STE 400
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt24 BOMPART BLVD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt34516 SETON CENTER PKWY
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt490 EAGLE DRIVE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0HOUSTON
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1GREAT FALLS
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2MONTANA CITY
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3AUSTIN
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm4POLSON
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0TX
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1MT
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2MT
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd3TX
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd4MT
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd077079
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd159405
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd259634
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd378759
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd459860
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0ELEMENT
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1MEMBER DRIVEN TECHNOLOGIES
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2ABRAHAM CONSTRUCTION SERVICES
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt3KASASA
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt4BLODGETT MARKETING LLC
IRS990/ContractorCompensationGrp/ServicesDesc0DESIGN AND ARCHITECTURE
IRS990/ContractorCompensationGrp/ServicesDesc1PROCESSING SERVICES
IRS990/ContractorCompensationGrp/ServicesDesc2CONSTRUCTION
IRS990/ContractorCompensationGrp/ServicesDesc3MARKETING AND CONSULTING
IRS990/ContractorCompensationGrp/ServicesDesc4ADVERTISING AND MARKETING
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt01182252
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0610260
IRS990/CYOtherExpensesAmt03854830
IRS990/CYOtherRevenueAmt03672
IRS990/CYProgramServiceRevenueAmt09650009
IRS990/CYRevenuesLessExpensesAmt01004910
IRS990/CYSalariesCompEmpBnftPaidAmt04221949
IRS990/CYTotalExpensesAmt09259031
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt010263941
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0383114
IRS990/Desc0INTREPID CREDIT UNION PROVIDES A WIDE VARIETY OF FINANCIAL SERVICES. ADDITIONAL SERVICES INCLUDE MUTUAL, MEMBERSHIP BENEFIT PROGRAMS, COUNSELING, FINANCIAL EDUCATION, NEWSLETTERS, DEPOSIT AND LOAN INSURANCE PROTECTION, AND CONSUMER INFORMATION.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt099
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt0595624
IRS990/FeesForServicesLegalGrp/TotalAmt018520
IRS990/FeesForServicesOtherGrp/TotalAmt0345067
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt719830
IRS990/Form990PartVIISectionAGrp/PersonNm0STANLEY PUTNAM
IRS990/Form990PartVIISectionAGrp/PersonNm1JIM MCDONNELL
IRS990/Form990PartVIISectionAGrp/PersonNm2DONALD POLLY
IRS990/Form990PartVIISectionAGrp/PersonNm3TIM CROWE
IRS990/Form990PartVIISectionAGrp/PersonNm4KEVIN DUNN
IRS990/Form990PartVIISectionAGrp/PersonNm5ANDY HUNTHAUSEN
IRS990/Form990PartVIISectionAGrp/PersonNm6JOSEPH YURICIC
IRS990/Form990PartVIISectionAGrp/PersonNm7GREG STRIZICH
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7169646
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE-CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7PRESIDENT/CEO
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01936
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt09865
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt09865
IRS990/GrossReceiptsAmt010325508
IRS990/GrossRentsGrp/RealAmt065239
IRS990/GroupExemptionNum02206
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0150298
IRS990/InsuranceGrp/TotalAmt060480
IRS990/IntangibleAssetsGrp/BOYAmt0234502
IRS990/IntangibleAssetsGrp/EOYAmt0234502
IRS990/InvestmentIncomeGrp/ExclusionAmt0600395
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0600395
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt013704166
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt016865193
IRS990/InvestmentsPubTradedSecGrp/BOYAmt012627060
IRS990/InvestmentsPubTradedSecGrp/EOYAmt011609496
IRS990/IRPDocumentCnt04196
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt04143737
IRS990/LandBldgEquipBasisNetGrp/BOYAmt07124712
IRS990/LandBldgEquipBasisNetGrp/EOYAmt013392650
IRS990/LandBldgEquipCostOrOtherBssAmt017536387
IRS990/LegalDomicileStateCd0MT
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LessRentalExpensesGrp/RealAmt061567
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROVIDE MEMBERSHIP BENEFIT PROGRAMS, FINANCIAL EDUCATION, NEWSLETTERS, DEPOSIT AND LOAN INSURANCE PROTECTION, AND CONSUMER INFORMATION.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt023792806
IRS990/NetAssetsOrFundBalancesEOYAmt024810510
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt09865
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt09865
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt03672
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt03672
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt012794
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0617219
IRS990/OfficeExpensesGrp/TotalAmt0334684
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02375564
IRS990/OtherAssetsTotalGrp/EOYAmt02536622
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0296421
IRS990/OtherExpensesGrp/Desc0PROCESSING CHARGES
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2MISC OPERATING EXPENSES
IRS990/OtherExpensesGrp/Desc3LOAN SERVICING
IRS990/OtherExpensesGrp/TotalAmt0372012
IRS990/OtherExpensesGrp/TotalAmt1275543
IRS990/OtherExpensesGrp/TotalAmt288281
IRS990/OtherExpensesGrp/TotalAmt375455
IRS990/OtherLiabilitiesGrp/BOYAmt0185061324
IRS990/OtherLiabilitiesGrp/EOYAmt0219715693
IRS990/OtherSalariesAndWagesGrp/TotalAmt03326599
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0158464737
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0168830395
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0269828
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0139672
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01709698
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01525046
IRS990/PrincipalOfficerNm0GREG STRIZICH
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt06997497
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12640935
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt06997497
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12652512
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt011577
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt01163178
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0830025
IRS990/PYOtherExpensesAmt04071011
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt09197513
IRS990/PYRevenuesLessExpensesAmt0666491
IRS990/PYSalariesCompEmpBnftPaidAmt04126858
IRS990/PYTotalExpensesAmt09361047
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt010027538
IRS990/ReconcilationRevenueExpnssAmt01004910
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt03672
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt023792806
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt024810510
IRS990/SavingsAndTempCashInvstGrp/BOYAmt011087356
IRS990/SavingsAndTempCashInvstGrp/EOYAmt028339377
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt010338682
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02377236
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt012715918
IRS990ScheduleD/EquipmentGrp/BookValueAmt0990860
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01608849
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt02599709
IRS990ScheduleD/LandGrp/BookValueAmt01667108
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01667108
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0396000
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0157652
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0553652
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0219715693
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' DEPOSIT ACCOUNTS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt016865193
IRS990ScheduleD/OtherSecuritiesGrp/Desc0DEPOSITS AND CERTIFICATES IN CORPORATE CENTRAL CU
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt013392650
IRS990ScheduleD/TotalBookValueSecuritiesAmt016865193
IRS990ScheduleD/TotalLiabilityAmt0219715693
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0169646
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt012710
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt07120
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0GREG STRIZICH
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0189476
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0THE BOARD ESTABLISHES COMPENSATION FOR THE ORGANIZATION'S PRESIDENT/CEO USING COMPARABILITY DATA FROM THE CREDIT UNION NATIONAL ASSOCIATION SALARY SURVEYS.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 3
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0INTREPID CREDIT UNION HAS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1INTREPID CREDIT UNION HAS MEMBERS WHO ELECT ONE OR MORE MEMBERS OF THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DECISIONS OF THE GOVERNING BODY ARE SUBJECT TO APPROVAL BY MEMBERS, STOCKHOLDERS, AND OTHERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE PRESIDENT/CEO REVIEWS THE 990 PRIOR TO FILING. A COPY OF THE 990 IS PROVIDED AT THE CLOSEST MONTHLY BOARD MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE HUMAN RESOURCE DIRECTOR AT INTREPID CREDIT UNION REGULARLY AND CONSISTENTLY MONITORS AND ENFORCES COMPLIANCE WITH THE CONFLICT OF INTEREST POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5WHEN DETERMINING COMPENSATION OF CEO AND KEY EMPLOYEES, COMPARABILITY DATA IS USED FROM THE NATIONAL CREDIT UNION ASSOCIATION SALARY SURVEYS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6INTREPID CREDIT UNION POSTS FINANCIAL STATEMENTS IN LOBBIES AND ALL OTHER GOVERNING DOCUMENTS ARE AVAILABLE TO THE PUBLIC BY REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7STANLEY PUTNAM - 1852 COLORADO GULCH DR, HELENA, MT 59601. JIM MCDONNELL - 842 LODE ST, HELENA, MT 59601. DONALD POLLY - 1294 RANCHVIEW, HELENA, MT 59602. TIM CROWE - 4428 FOX VIEW LOOP, HELENA, MT 59602. KEVIN DUNN - 3811 DEER PARK DR, HELENA, MT 59602. ANDY HUNTHAUSEN - 5775 TIMBER TRAIL DRIVE, HELENA, MT 59602. JOSEPH YURICIC - 1321 PEOSTA AVE, HELENA, MT 59601. GREG STRIZICH - 21 REEDERS VILLAGE DR, HELENA, MT 59601.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART VII CONTACT ADDRESSES FOR OFFICERS, DIRECTORS, ETC
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0209028075
IRS990/TotalAssetsEOYAmt0245162712
IRS990/TotalAssetsGrp/BOYAmt0209028075
IRS990/TotalAssetsGrp/EOYAmt0245162712
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt099
IRS990/TotalFunctionalExpensesGrp/TotalAmt09259031
IRS990/TotalGrossUBIAmt011577
IRS990/TotalLiabilitiesBOYAmt0185235269
IRS990/TotalLiabilitiesEOYAmt0220352202
IRS990/TotalLiabilitiesGrp/BOYAmt0185235269
IRS990/TotalLiabilitiesGrp/EOYAmt0220352202
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt023792806
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt024810510
IRS990/TotalOtherCompensationAmt019830
IRS990/TotalProgramServiceRevenueAmt09650009
IRS990/TotalReportableCompFromOrgAmt0169646
IRS990/TotalRevenueGrp/ExclusionAmt0604067
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt09648297
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt010263941
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt011577
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0209028075
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0245162712
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt032151
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt021 REEDERS VILLAGE DR
IRS990/USAddress/CityNm0HELENA
IRS990/USAddress/StateAbbreviationCd0MT

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$304$272$32.0$18.5$17.9$0.60
2023Detailed filing. Detailed filing data is available for this year.$315$283$31.5$17.3$15.8$1.52
2022Detailed filing. Detailed filing data is available for this year.$282$254$28.4$12.5$10.6$1.90
2021Detailed filing. Detailed filing data is available for this year.$276$249$26.9$11.2$8.99$2.21
2020Detailed filing. Detailed filing data is available for this year.$245$220$24.8$10.3$9.26$1.00
2019Detailed filing. Detailed filing data is available for this year.$209$185$23.8$10.0$9.36$0.67
2017Detailed filing. Detailed filing data is available for this year.$194$171$22.5$7.84$6.79$1.05
2016Detailed filing. Detailed filing data is available for this year.$187$166$21.5$7.33$6.64$0.69
2015Detailed filing. Detailed filing data is available for this year.$181$160$20.8$6.87$6.14$0.73
2014Detailed filing. Detailed filing data is available for this year.$156$138$18.7$6.21$5.51$0.71
2013Detailed filing. Detailed filing data is available for this year.$152$134$18.0$6.36$5.50$0.87
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$150$133$17.1$5.28
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$139$124$15.5$5.56
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$130$0.48$130$5.90