Civic Intelligence

Cambrian Educational Foundation

990 • Fiscal year 2017 • EIN 77-0448212

Jul 01, 2016 to Jun 30, 2017 • Filed on May 15, 2018

4115 Jacksol DriveSan Jose, CA 95124

(408) 377-2103

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

34th percentile

0.03x

Higher debt load relative to assets than 34% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Liabilities / Revenue

27th percentile

0.02x

Higher debt load relative to revenue than 27% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Net Margin

83rd percentile

28%

Higher net margin than 83% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2017

Asset Growth

91st percentile

50%

Faster asset growth than 91% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Revenue Growth

85th percentile

45%

Faster revenue growth than 85% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Assets

Up

$759,771

Up $253,890 (+50%) from 2016

Net Assets

Up

$738,770

Up $249,615 (+51%) from 2016

Liabilities

Up

$21,001

Up $4,275 (+26%) from 2016

Revenue

Up

$902,168

Up $278,071 (+45%) from 2016

Expenses

Down

$652,552

Down $20,635 (-3.1%) from 2016

Net Income

Up

$249,616

Up $298,706 (+608%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0Assets 2011: $488,547Liabilities 2011: $33,983Net Assets 2011: $454,5642011Assets 2012: $447,122Liabilities 2012: $24,139Net Assets 2012: $422,9832012Assets 2013: $488,723Liabilities 2013: $20,581Net Assets 2013: $468,1422013Assets 2014: $496,298Liabilities 2014: $17,984Net Assets 2014: $478,3142014Assets 2015: $549,489Liabilities 2015: $11,246Net Assets 2015: $538,2432015Assets 2016: $505,881Liabilities 2016: $16,726Net Assets 2016: $489,1552016Assets 2017: $759,771Liabilities 2017: $21,001Net Assets 2017: $738,7702017Assets 2018: $862,515Liabilities 2018: $60,484Net Assets 2018: $802,0312018Assets 2019: $984,781Liabilities 2019: $40,251Net Assets 2019: $944,5302019Assets 2020: $1,134,916Liabilities 2020: $13,276Net Assets 2020: $1,121,6402020Assets 2021: $1,173,406Liabilities 2021: $17,354Net Assets 2021: $1,156,0522021Assets 2022: $1,259,148Liabilities 2022: $16,795Net Assets 2022: $1,242,3532022Assets 2023: $1,182,328Liabilities 2023: $11,407Net Assets 2023: $1,170,9212023Assets 2024: $1,157,193Liabilities 2024: $0Net Assets 2024: $1,157,1932024

Highlighted filing

2017

Assets$759,771
Liabilities$21,001
Net Assets$738,770

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KRevenue 2011: $645,057Expenses 2011: $590,834Net Income 2011: $54,2232011Expenses 2012: $622,7452012Expenses 2013: $608,8582013Revenue 2014: $635,354Expenses 2014: $625,182Net Income 2014: $10,1722014Revenue 2015: $631,033Expenses 2015: $571,106Net Income 2015: $59,9272015Revenue 2016: $624,097Expenses 2016: $673,187Net Income 2016: -$49,0902016Revenue 2017: $902,168Expenses 2017: $652,552Net Income 2017: $249,6162017Revenue 2018: $886,323Expenses 2018: $823,062Net Income 2018: $63,2612018Revenue 2019: $957,226Expenses 2019: $814,725Net Income 2019: $142,5012019Revenue 2020: $896,650Expenses 2020: $719,540Net Income 2020: $177,1102020Revenue 2021: $372,213Expenses 2021: $337,800Net Income 2021: $34,4132021Revenue 2022: $680,919Expenses 2022: $594,784Net Income 2022: $86,1352022Revenue 2023: $760,166Expenses 2023: $831,419Net Income 2023: -$71,2532023Revenue 2024: $739,133Expenses 2024: $752,862Net Income 2024: -$13,7292024

Highlighted filing

2017

Revenue$902,168
Expenses$652,552
Net Income$249,616
Jump To
Filing Snapshot
Filing Period
Jul 1, 2016 to Jun 30, 2017
Signed
May 15, 2018
Return Version
2016v3.0
Gross Receipts
$1,070,091
Mission and Program Overview

Mission

To enhance the educational experience for the students served by the cambrian school district.

Oversees the five home and school clubs in the cambrian school district which manage volunteers and raise funds for supplies, equipment, books, and field trips for more than 3000 students in the cambrian school district.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$315,382$400,240▲ $84,858
Savings and Temporary Cash Investments$163,233$345,380▲ $182,147
Inventories for Sale or Use$6,493$9,039▲ $2,546
Prepaid Expenses and Deferred Charges$20,193$4,775▼ $15,418
Accounts Receivable$580$0▼ $580
Total Assets$505,881$759,771▲ $253,890
Other Assets Total-$337-
Liabilities
Accounts Payable and Accrued Expenses$4,356$21,001▲ $16,645
Other Liabilities$12,370$0▼ $12,370
Deferred Revenue-$0-
Total Liabilities$16,726$21,001▲ $4,275
Net Assets / Fund Balance
Unrestricted Net Assets$474,453$720,415▲ $245,962
Temporarily Rstr Net Assets$14,702$18,355▲ $3,653
Total Net Assets Fund Balance$489,155$738,770▲ $249,615
Total Liabilities and Net Assets / Fund Balance$505,881$759,771▲ $253,890
Compensation and Service Providers

Board Members and Trustees

NameTitle
Gil GarciaPresident
Tim KirbyVice President
Cathy RamonaDirector
Colette StratmanDirector
Randy ScofieldDirector
Merissa KnuthSecretary
Ronald NilesTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$201,753
Program Service Revenue
$125,941
Investment Income
$207
Other Revenue
$574,267
All Other Contributions
$201,753
Change in Net Assets
$249,616
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$644,842
Grants and Similar Amounts Paid$7,710
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Expenses$95,977--$95,977
Information Technology$65,871$331-$66,202
All Other Expenses$43,905$99-$44,004
Office Expenses$15,591$4,273-$19,864
Grants to Domestic Individuals$7,710--$7,710
Occupancy$6,086--$6,086
Fees for Services Accounting-$2,634-$2,634
Insurance$466$1,578-$2,044
Total Functional Expenses$643,637$8,915$0$652,552
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$704,840
Fundraising Direct Expenses$136,564
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Walkathons$172,185$172,185$15,904$156,281
Fall Festivals$135,604$135,604$38,188$97,416
Total Events$704,840$704,840$136,564$568,276
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

As per our bylaws, each of the six home and school clubs in the cambrian school district are members. Each member annually appoints a director to the governing body. The cambrian school district also appoints a member to the governing body.

Form 990, Part VI, Section A, Line 7A

Membership is open to parents of students and staff of the six cambrian school district schools.

Form 990, Part VI, Section B, Line 11B

The treasurer will provide a draft copy to each director for review prior to filing

Form 990, Part VI, Section C, Line 18

Governing documents and the latest form 990 are available for review at the principal office of the cambrian school district.

Form 990, Part VI, Section C, Line 19

Governing documents are available for review at the principal office of the cambrian school district. Financial statements are not available for review.

Filing and Contact Details

Filer

Filer Name
Cambrian Educational Foundation
EIN
77-0448212
Phone
4083772103
Address
4115 JACKSOL DRIVE, SAN JOSE, CA 95124

Signing Officer

Name
Ron Niles
Title
Treasurer
Phone
4083772103
Signed
2018-05-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Gil Garcia
Formed
1996
Legal Domicile
CA
Voting Board Members
7
Independent Board Members
7
Employees
0
Volunteers
0

Preparer

Firm
Abbott Stringham & Lynch
Address
1530 MERIDIAN AVE 2ND FLR, SAN JOSE, CA 95125
Preparer
Sheba B Dalaney
Phone
4083778700
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

ROUNDING -1.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0OVERSEES THE FIVE HOME AND SCHOOL CLUBS IN THE CAMBRIAN SCHOOL DISTRICT WHICH MANAGE VOLUNTEERS AND RAISE FUNDS FOR SUPPLIES, EQUIPMENT, BOOKS, AND FIELD TRIPS FOR MORE THAN 3000 STUDENTS IN THE CAMBRIAN SCHOOL DISTRICT.
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IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt0207
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt0236
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt0234
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt0306
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt0353
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt01336
IRS990ScheduleA/InvestmentIncomeCYPct00.00040
IRS990ScheduleA/InvestmentIncomePYPct00.00040
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearAmt0428
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus1YearAmt0195
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus2YearsAmt0356
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus3YearsAmt0184
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus4YearsAmt05109
IRS990ScheduleA/OtherIncome509Grp/TotalAmt06272
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.99790
IRS990ScheduleA/PublicSupportPY509Pct00.99750
IRS990ScheduleA/PublicSupportTotal509Amt03617723
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0714970
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0731883
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0702123
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0725956
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0742791
IRS990ScheduleA/Total509Grp/TotalAmt03617723
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0715605
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0732314
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0702713
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0726446
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0748253
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt03625331
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleC/AvgGrassrootsLobbyingExpendGrp/CurrentYearMinus3Amt06875
IRS990ScheduleC/AvgGrassrootsLobbyingExpendGrp/TotalAmt06875
IRS990ScheduleC/AvgGrassrootsNontaxableGrp/CurrentYearMinus3Amt029635
IRS990ScheduleC/AvgGrassrootsNontaxableGrp/TotalAmt029635
IRS990ScheduleC/AvgLobbyingNontaxableAmountGrp/CurrentYearMinus3Amt0118540
IRS990ScheduleC/AvgLobbyingNontaxableAmountGrp/TotalAmt0118540
IRS990ScheduleC/AvgTotalLobbyingExpendGrp/CurrentYearMinus3Amt06875
IRS990ScheduleC/AvgTotalLobbyingExpendGrp/TotalAmt06875
IRS990ScheduleC/GrassrootsCeilingAmt044453
IRS990ScheduleC/LobbyingCeilingAmt0177810
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt0136564
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0FALL FESTIVALS
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0WALKATHONS
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt0135604
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt0172185
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsOtherEventsAmt0397051
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IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt0135604
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt0172185
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueOtherEventsAmt0397051
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt0704840
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt0568276
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssOtherEventsAmt082472
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt0136564
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt038188
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt015904
IRS990ScheduleG/FundraisingEventInformationGrp/OtherEventsTotalCnt09
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0AS PER OUR BYLAWS, EACH OF THE SIX HOME AND SCHOOL CLUBS IN THE CAMBRIAN SCHOOL DISTRICT ARE MEMBERS. EACH MEMBER ANNUALLY APPOINTS A DIRECTOR TO THE GOVERNING BODY. THE CAMBRIAN SCHOOL DISTRICT ALSO APPOINTS A MEMBER TO THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERSHIP IS OPEN TO PARENTS OF STUDENTS AND STAFF OF THE SIX CAMBRIAN SCHOOL DISTRICT SCHOOLS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE TREASURER WILL PROVIDE A DRAFT COPY TO EACH DIRECTOR FOR REVIEW PRIOR TO FILING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3GOVERNING DOCUMENTS AND THE LATEST FORM 990 ARE AVAILABLE FOR REVIEW AT THE PRINCIPAL OFFICE OF THE CAMBRIAN SCHOOL DISTRICT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4GOVERNING DOCUMENTS ARE AVAILABLE FOR REVIEW AT THE PRINCIPAL OFFICE OF THE CAMBRIAN SCHOOL DISTRICT. FINANCIAL STATEMENTS ARE NOT AVAILABLE FOR REVIEW.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ROUNDING -1.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0CA
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
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IRS990/TemporarilyRstrNetAssetsGrp/EOYAmt018355
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0505881
IRS990/TotalAssetsEOYAmt0759771
IRS990/TotalAssetsGrp/BOYAmt0505881
IRS990/TotalAssetsGrp/EOYAmt0759771
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0201753
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt08915
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0643637
IRS990/TotalFunctionalExpensesGrp/TotalAmt0652552
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt016726
IRS990/TotalLiabilitiesEOYAmt021001
IRS990/TotalLiabilitiesGrp/BOYAmt016726
IRS990/TotalLiabilitiesGrp/EOYAmt021001
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0489155
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0738770
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0643637
IRS990/TotalProgramServiceRevenueAmt0125941
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt0568911
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0131504
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0902168
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0505881
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0759771
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0474453
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0720415
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt04115 JACKSOL DRIVE
IRS990/USAddress/CityNm0SAN JOSE

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.16$0.00$1.16$0.74$0.75$0.01
2023Detailed filing. Detailed filing data is available for this year.$1.18$0.01$1.17$0.76$0.83$0.07
2022Detailed filing. Detailed filing data is available for this year.$1.26$0.02$1.24$0.68$0.59$0.09
2021Detailed filing. Detailed filing data is available for this year.$1.17$0.02$1.16$0.37$0.34$0.03
2020Detailed filing. Detailed filing data is available for this year.$1.13$0.01$1.12$0.90$0.72$0.18
2019Detailed filing. Detailed filing data is available for this year.$0.98$0.04$0.94$0.96$0.81$0.14
2018Detailed filing. Detailed filing data is available for this year.$0.86$0.06$0.80$0.89$0.82$0.06
2017Detailed filing. Detailed filing data is available for this year.$0.76$0.02$0.74$0.90$0.65$0.25
2016Detailed filing. Detailed filing data is available for this year.$0.51$0.02$0.49$0.62$0.67$0.05
2015Detailed filing. Detailed filing data is available for this year.$0.55$0.01$0.54$0.63$0.57$0.06
2014Detailed filing. Detailed filing data is available for this year.$0.50$0.02$0.48$0.64$0.63$0.01
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.49$0.02$0.47$0.61
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.45$0.02$0.42$0.62
2011Summary only. Only limited summary data is available for this year.$0.49$0.03$0.45$0.65$0.59$0.05