Civic Intelligence

My Credit Union

990 • Fiscal year 2012 • EIN 75-1518680

Jan 01, 2012 to Dec 31, 2012

Organization ProfileWWW.MYCUTX.COM
Haslet, TX
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

78th percentile

0.91x

Higher debt load relative to assets than 78% of similar nonprofits.

2012 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2012

Liabilities / Revenue

95th percentile

10.02x

Higher debt load relative to revenue than 95% of similar nonprofits.

2012 filings • $25M-$50M nonprofits • Source year 2012

Net Margin

54th percentile

6.2%

Higher net margin than 54% of similar nonprofits.

2012 filings • $25M-$50M nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

80th percentile

7.3%

Faster asset growth than 80% of similar nonprofits.

2012 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2012

Balance Sheet
Liabilities / Assets78th percentile

Assets

Up

$39,536,870

Up $2,705,262 (+7.3%) from 2011

Net Assets

Up

$3,591,845

Up $221,714 (+6.6%) from 2011

Liabilities

Up

$35,945,025

Up $2,483,548 (+7.4%) from 2011

Revenue And Expenses
Liabilities / Revenue95th percentileNet Margin54th percentile

Revenue

$3,585,794

No earlier filing loaded for comparison.

Expenses

Down

$3,364,080

Down $18,334 (-0.5%) from 2011

Net Income

$221,714

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth80th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2010: $35,542,279Liabilities 2010: $32,333,411Net Assets 2010: $3,208,8682010Assets 2011: $36,831,608Liabilities 2011: $33,461,477Net Assets 2011: $3,370,1312011Assets 2012: $39,536,870Liabilities 2012: $35,945,025Net Assets 2012: $3,591,8452012Assets 2013: $41,816,778Liabilities 2013: $38,022,050Net Assets 2013: $3,794,7282013Assets 2014: $42,894,398Liabilities 2014: $39,016,204Net Assets 2014: $3,878,1942014Assets 2015: $45,032,153Liabilities 2015: $41,153,072Net Assets 2015: $3,879,0812015Assets 2016: $47,611,978Liabilities 2016: $43,678,181Net Assets 2016: $3,933,7972016Assets 2017: $49,160,199Liabilities 2017: $45,139,262Net Assets 2017: $4,020,9372017Assets 2018: $48,737,216Liabilities 2018: $44,659,936Net Assets 2018: $4,077,2802018Assets 2019: $47,387,792Liabilities 2019: $43,276,754Net Assets 2019: $4,111,0382019Assets 2020: $56,322,144Liabilities 2020: $52,318,107Net Assets 2020: $4,004,0372020Assets 2021: $61,637,293Liabilities 2021: $57,445,467Net Assets 2021: $4,191,8262021Assets 2022: $57,846,660Liabilities 2022: $53,221,285Net Assets 2022: $4,625,3752022Assets 2023: $54,516,067Liabilities 2023: $49,196,167Net Assets 2023: $5,319,9002023Assets 2024: $54,246,770Liabilities 2024: $48,141,221Net Assets 2024: $6,105,5492024

Highlighted filing

2012

Assets$39,536,870
Liabilities$35,945,025
Net Assets$3,591,845
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $3,395,7782010Expenses 2011: $3,382,4142011Revenue 2012: $3,585,794Expenses 2012: $3,364,080Net Income 2012: $221,7142012Revenue 2013: $3,493,507Expenses 2013: $3,290,624Net Income 2013: $202,8832013Revenue 2014: $3,316,083Expenses 2014: $3,232,616Net Income 2014: $83,4672014Revenue 2015: $3,234,064Expenses 2015: $3,233,177Net Income 2015: $8872015Revenue 2016: $3,570,451Expenses 2016: $3,515,735Net Income 2016: $54,7162016Revenue 2017: $3,670,584Expenses 2017: $3,583,444Net Income 2017: $87,1402017Revenue 2018: $3,628,088Expenses 2018: $3,571,745Net Income 2018: $56,3432018Revenue 2019: $3,484,698Expenses 2019: $3,450,940Net Income 2019: $33,7582019Revenue 2020: $3,187,161Expenses 2020: $3,294,162Net Income 2020: -$107,0012020Revenue 2021: $3,023,305Expenses 2021: $2,835,516Net Income 2021: $187,7892021Revenue 2022: $2,959,002Expenses 2022: $2,525,453Net Income 2022: $433,5492022Revenue 2023: $3,390,223Expenses 2023: $2,695,698Net Income 2023: $694,5252023Revenue 2024: $3,779,586Expenses 2024: $2,993,937Net Income 2024: $785,6492024

Highlighted filing

2012

Revenue$3,585,794
Expenses$3,364,080
Net Income$221,714
Open 2012 Filing
Filing Detail Status

This 2012 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

View Latest Detailed Filing (2024)
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Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Mission and Program Overview

Mission

My credit union is a non-profit financial institution owned and governed by its members. The purpose of the credit union is to assist its members in achieving financial security by providing competitive, low-cost financial services consistent with the needs of the membership. The credit union is service oriented and is dedicated to providing services in an efficient, convenient and friendly manner.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$39,536,870
Liabilities
$35,945,025
Net assets
$3,591,845
Revenue
$3,585,794
Expenses
$3,364,080
Net income
$221,714
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$54.2$48.1$6.11$3.78$2.99$0.79
2023Detailed filing. Detailed filing data is available for this year.$54.5$49.2$5.32$3.39$2.70$0.69
2022Detailed filing. Detailed filing data is available for this year.$57.8$53.2$4.63$2.96$2.53$0.43
2021Detailed filing. Detailed filing data is available for this year.$61.6$57.4$4.19$3.02$2.84$0.19
2020Detailed filing. Detailed filing data is available for this year.$56.3$52.3$4.00$3.19$3.29$0.11
2019Detailed filing. Detailed filing data is available for this year.$47.4$43.3$4.11$3.48$3.45$0.03
2018Detailed filing. Detailed filing data is available for this year.$48.7$44.7$4.08$3.63$3.57$0.06
2017Detailed filing. Detailed filing data is available for this year.$49.2$45.1$4.02$3.67$3.58$0.09
2016Detailed filing. Detailed filing data is available for this year.$47.6$43.7$3.93$3.57$3.52$0.05
2015Detailed filing. Detailed filing data is available for this year.$45.0$41.2$3.88$3.23$3.23$0.00
2014Detailed filing. Detailed filing data is available for this year.$42.9$39.0$3.88$3.32$3.23$0.08
2013Detailed filing. Detailed filing data is available for this year.$41.8$38.0$3.79$3.49$3.29$0.20
2012Summary only. Only limited summary data is available for this year.$39.5$35.9$3.59$3.59$3.36$0.22
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$36.8$33.5$3.37$3.38
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$35.5$32.3$3.21$3.40