Civic Intelligence

My Credit Union

990 • Fiscal year 2014 • EIN 75-1518680

Jan 01, 2014 to Dec 31, 2014 • Filed on Nov 12, 2015

Organization ProfileWWW.MYCUTX.COM

View Organization Page

5744 Watauga RdWatauga, TX 76148

(817) 428-2463

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

80th percentile

0.91x

Higher debt load relative to assets than 80% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Liabilities / Revenue

12th percentile

11.77x

Higher debt load relative to revenue than 12% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Net Margin

26th percentile

2.5%

Higher net margin than 26% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Top Officer Pay

98th percentile

$236,925

Higher top officer pay than 98% of similar nonprofits.

Top officer pay equals 7.1% of source-year revenue.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Asset Growth

59th percentile

2.6%

Faster asset growth than 59% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Revenue Growth

21st percentile

-5.1%

Faster revenue growth than 21% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets80th percentile

Assets

Up

$42,894,398

Up $1,077,620 (+2.6%) from 2013

Net Assets

Up

$3,878,194

Up $83,466 (+2.2%) from 2013

Liabilities

Up

$39,016,204

Up $994,154 (+2.6%) from 2013

Revenue And Expenses
Liabilities / Revenue12th percentileNet Margin26th percentile

Revenue

Down

$3,316,083

Down $177,424 (-5.1%) from 2013

Expenses

Down

$3,232,616

Down $58,008 (-1.8%) from 2013

Net Income

Down

$83,467

Down $119,416 (-59%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth59th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2010: $35,542,279Liabilities 2010: $32,333,411Net Assets 2010: $3,208,8682010Assets 2011: $36,831,608Liabilities 2011: $33,461,477Net Assets 2011: $3,370,1312011Assets 2012: $39,536,870Liabilities 2012: $35,945,025Net Assets 2012: $3,591,8452012Assets 2013: $41,816,778Liabilities 2013: $38,022,050Net Assets 2013: $3,794,7282013Assets 2014: $42,894,398Liabilities 2014: $39,016,204Net Assets 2014: $3,878,1942014Assets 2015: $45,032,153Liabilities 2015: $41,153,072Net Assets 2015: $3,879,0812015Assets 2016: $47,611,978Liabilities 2016: $43,678,181Net Assets 2016: $3,933,7972016Assets 2017: $49,160,199Liabilities 2017: $45,139,262Net Assets 2017: $4,020,9372017Assets 2018: $48,737,216Liabilities 2018: $44,659,936Net Assets 2018: $4,077,2802018Assets 2019: $47,387,792Liabilities 2019: $43,276,754Net Assets 2019: $4,111,0382019Assets 2020: $56,322,144Liabilities 2020: $52,318,107Net Assets 2020: $4,004,0372020Assets 2021: $61,637,293Liabilities 2021: $57,445,467Net Assets 2021: $4,191,8262021Assets 2022: $57,846,660Liabilities 2022: $53,221,285Net Assets 2022: $4,625,3752022Assets 2023: $54,516,067Liabilities 2023: $49,196,167Net Assets 2023: $5,319,9002023Assets 2024: $54,246,770Liabilities 2024: $48,141,221Net Assets 2024: $6,105,5492024

Highlighted filing

2014

Assets$42,894,398
Liabilities$39,016,204
Net Assets$3,878,194
Open 2014 Filing

Operations Trend

Revenue Growth21st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $3,395,7782010Expenses 2011: $3,382,4142011Revenue 2012: $3,585,794Expenses 2012: $3,364,080Net Income 2012: $221,7142012Revenue 2013: $3,493,507Expenses 2013: $3,290,624Net Income 2013: $202,8832013Revenue 2014: $3,316,083Expenses 2014: $3,232,616Net Income 2014: $83,4672014Revenue 2015: $3,234,064Expenses 2015: $3,233,177Net Income 2015: $8872015Revenue 2016: $3,570,451Expenses 2016: $3,515,735Net Income 2016: $54,7162016Revenue 2017: $3,670,584Expenses 2017: $3,583,444Net Income 2017: $87,1402017Revenue 2018: $3,628,088Expenses 2018: $3,571,745Net Income 2018: $56,3432018Revenue 2019: $3,484,698Expenses 2019: $3,450,940Net Income 2019: $33,7582019Revenue 2020: $3,187,161Expenses 2020: $3,294,162Net Income 2020: -$107,0012020Revenue 2021: $3,023,305Expenses 2021: $2,835,516Net Income 2021: $187,7892021Revenue 2022: $2,959,002Expenses 2022: $2,525,453Net Income 2022: $433,5492022Revenue 2023: $3,390,223Expenses 2023: $2,695,698Net Income 2023: $694,5252023Revenue 2024: $3,779,586Expenses 2024: $2,993,937Net Income 2024: $785,6492024

Highlighted filing

2014

Revenue$3,316,083
Expenses$3,232,616
Net Income$83,467
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Nov 12, 2015
Return Version
2014v5.0
Gross Receipts
$3,316,083
Mission and Program Overview

Mission

My credit union is a non-profit financial institution owned and governed by its members. The purpose of the credit union is to assist its members in achieving financial security by providing competitive, low-cost financial services consistent with the needs of the membership. The credit union is service oriented and is dedicated to providing services in an efficient, convenient and friendly manner.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$24,363,737$23,091,349▼ $1,272,388
Savings and Temporary Cash Investments$13,795,442$15,547,545▲ $1,752,103
Cash and Non-Interest-Bearing Accounts$1,571,016$2,230,017▲ $659,001
Land, Buildings, and Equipment, Net$1,559,201$1,479,466▼ $79,735
Prepaid Expenses and Deferred Charges$51,698$76,075▲ $24,377
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$41,816,778$42,894,398▲ $1,077,620
Other Assets Total$475,684$469,946▼ $5,738
Liabilities
Other Liabilities$37,299,047$38,342,921▲ $1,043,874
Accounts Payable and Accrued Expenses$723,003$673,283▼ $49,720
Total Liabilities$38,022,050$39,016,204▲ $994,154
Net Assets / Fund Balance
Unrestricted Net Assets$3,794,728$3,878,194▲ $83,466
Total Net Assets Fund Balance$3,794,728$3,878,194▲ $83,466
Total Liabilities and Net Assets / Fund Balance$41,816,778$42,894,398▲ $1,077,620

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$762,977$544,291$1,307,268
Other Land Buildings$23,498$1,023,336$1,046,834
Land$675,360-$675,360
Leasehold Improvements$17,631$267,694$285,325
Compensation and Service Providers
Top Officer Pay98th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mark MasseyPresidentFT$154,848$82,077$236,925
Scott LangstonVice PresidentFT$88,315$65,465$153,780

Board Members and Trustees

NameTitle
Tom BoberChairman
Dennis JohnsonDirector
Sharon BaileyDirector
Toni BlissDirector
Robert DanielSecretary
Beverly GriffithSupervisory COM
Ethelene McculloughSupervisory COM
Gilbert CaldwellSupervisory COM
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,272,510
Investment Income
$0
Other Revenue
$43,573
Change in Net Assets
$83,467
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,941,416
Salaries, Compensation, and Employee Benefits$1,291,200
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$673,588
Current Officers, Directors, Trustees, and Key Employees---$390,705
Occupancy---$282,767
Information Technology---$195,642
Other Employee Benefits---$107,140
Office Expenses---$86,457
Payroll Taxes---$77,576
Fees for Services Other---$71,512
All Other Expenses---$58,958
Pension Plan Contributions---$42,191
Advertising---$38,218
Insurance---$26,037
Other Expenses---$25,577
Depreciation Depletion---$23,848
Travel---$17,316
Fees for Services Accounting---$8,400
Fees for Services Legal---$7,081
Conferences and Meetings---$6,000
Total Functional Expenses$0$0$0$3,232,616
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$38,342,921
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“There are no stockholders, only members. Organization is a credit union made up of members who are eligible to join based on specific criteria.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“A copy of the form 990 was either emailed or faxed to board members for review and approval prior to filing.”

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

“Internal controls have been put into place that prohibit any teller from initiating transactions on any other members account that could present a conflict of interest”

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

“Compensation of the President and Vice President are established by the board of directors, based on performance and documented in the board meeting minutes.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“Governing documents, policies, and financial statements are made available for public inspection at the main office located at 5744 watauga rd., watauga, tx 76148 upon request.”

Filing and Contact Details

Filer

Filer Name
My Credit Union
EIN
75-1518680
Phone
8174282463
Address
5744 WATAUGA RD, WATAUGA, TX 76148

Signing Officer

Name
Scott Langston
Title
Vice President
Signed
2015-11-12
Discuss with paid preparer
Yes

Organization Details

Formed
1975
Legal Domicile
TX
Voting Board Members
8
Independent Board Members
8
Employees
40

Preparer

Firm
Murrey Paschall & Caperton PC
Address
301 E BROAD ST, FORNEY, TX 75126-4110
Preparer
Eric Paschall
Phone
9725641660
Raw XML AppendixShowing 400 of 504 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/NetAssetsOrFundBalancesEOYAmt03878194
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetUnrelatedBusTxblIncmAmt0-58313
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt0282767
IRS990/OfficeExpensesGrp/TotalAmt086457
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/BOYAmt0475684
IRS990/OtherAssetsTotalGrp/EOYAmt0469946
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0107140
IRS990/OtherExpensesGrp/Desc0ADMINISTRATIVE EXPENSES
IRS990/OtherExpensesGrp/Desc1MEMBER SERVICES EXPENSES
IRS990/OtherExpensesGrp/Desc2INTEREST AND DIVIDENDS
IRS990/OtherExpensesGrp/Desc3PROVISIONS FOR LOANS/OD LOSSES
IRS990/OtherExpensesGrp/TotalAmt0754032
IRS990/OtherExpensesGrp/TotalAmt1237442
IRS990/OtherExpensesGrp/TotalAmt2102129
IRS990/OtherExpensesGrp/TotalAmt325577
IRS990/OtherLiabilitiesGrp/BOYAmt037299047
IRS990/OtherLiabilitiesGrp/EOYAmt038342921
IRS990/OtherRevenueMiscGrp/Desc0AD&D INSURANCE
IRS990/OtherRevenueMiscGrp/Desc1MRC INCOME
IRS990/OtherRevenueMiscGrp/Desc2NON-MEMBER ATM FEES
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt016112
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt11180
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt226281
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt016112
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt11180
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt226281
IRS990/OtherRevenueTotalAmt043573
IRS990/OtherSalariesAndWagesGrp/TotalAmt0673588
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt024363737
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt023091349
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt077576
IRS990/PensionPlanContributionsGrp/TotalAmt042191
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt051698
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt076075
IRS990/PriorPeriodAdjustmentsAmt0-1
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0ADMINISTRATIVE INCOME
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2INVESTMENT INCOME
IRS990/ProgramServiceRevenueGrp/Desc3LOAN INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/ExclusionAmt089449
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0754032
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11005247
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21423782
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0754032
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11005247
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt289449
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt31423782
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt02088264
IRS990/PYOtherRevenueAmt036952
IRS990/PYProgramServiceRevenueAmt03456555
IRS990/PYRevenuesLessExpensesAmt0202883
IRS990/PYSalariesCompEmpBnftPaidAmt01202360
IRS990/PYTotalExpensesAmt03290624
IRS990/PYTotalRevenueAmt03493507
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt083467
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt013795442
IRS990/SavingsAndTempCashInvstGrp/EOYAmt015547545
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0762977
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0544291
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01307268
IRS990ScheduleD/LandGrp/BookValueAmt0675360
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0675360
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt017631
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0267694
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0285325
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt023498
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt01023336
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt01046834
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt038342921
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01479466
IRS990ScheduleD/TotalLiabilityAmt038342921
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0154848
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt188315
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount063437
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount165465
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt09409
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt09231
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0MARK MASSEY
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1SCOTT LANGSTON
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0President
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1Vice President
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0236925
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1153780
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0750
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt11164
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt21602
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt319581
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt4273
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt553043
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt6657
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt78048
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt830453
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd8true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0UNSECURE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1SECURED
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2UNSECURE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3SECURED
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4UNSECURE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5SECURED
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6UNSECURE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7SECURED
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8SECURED
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt04800
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt117567
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt27500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt326340
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt45000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt585140
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt65000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt712000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt833000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0TONI BLISS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1BEVERLY GRIFFITH
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2GILBERT CALDWELL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3MARK MASSEY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4SHARON BAILEY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5THOMAS BOBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6MARK MASSEY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm7BOB DANIELS

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$42,894,398
Liabilities
$39,016,204
Net assets
$3,878,194
Revenue
$3,316,083
Expenses
$3,232,616
Net income
$83,467
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$54.2$48.1$6.11$3.78$2.99$0.79
2023Detailed filing. Detailed filing data is available for this year.$54.5$49.2$5.32$3.39$2.70$0.69
2022Detailed filing. Detailed filing data is available for this year.$57.8$53.2$4.63$2.96$2.53$0.43
2021Detailed filing. Detailed filing data is available for this year.$61.6$57.4$4.19$3.02$2.84$0.19
2020Detailed filing. Detailed filing data is available for this year.$56.3$52.3$4.00$3.19$3.29$0.11
2019Detailed filing. Detailed filing data is available for this year.$47.4$43.3$4.11$3.48$3.45$0.03
2018Detailed filing. Detailed filing data is available for this year.$48.7$44.7$4.08$3.63$3.57$0.06
2017Detailed filing. Detailed filing data is available for this year.$49.2$45.1$4.02$3.67$3.58$0.09
2016Detailed filing. Detailed filing data is available for this year.$47.6$43.7$3.93$3.57$3.52$0.05
2015Detailed filing. Detailed filing data is available for this year.$45.0$41.2$3.88$3.23$3.23$0.00
2014Detailed filing. Detailed filing data is available for this year.$42.9$39.0$3.88$3.32$3.23$0.08
2013Detailed filing. Detailed filing data is available for this year.$41.8$38.0$3.79$3.49$3.29$0.20
2012Summary only. Only limited summary data is available for this year.$39.5$35.9$3.59$3.59$3.36$0.22
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$36.8$33.5$3.37$3.38
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$35.5$32.3$3.21$3.40