Liabilities / Assets
9th percentile
Higher debt load relative to assets than 9% of similar nonprofits.
990 • Fiscal year 2014 • EIN 75-0879008
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
9th percentile
Higher debt load relative to assets than 9% of similar nonprofits.
Liabilities / Revenue
92nd percentile
Higher debt load relative to revenue than 92% of similar nonprofits.
Net Margin
53rd percentile
Higher net margin than 53% of similar nonprofits.
Top Officer Pay
12th percentile
Higher top officer pay than 12% of similar nonprofits.
Top officer pay equals 10.1% of source-year revenue.
Asset Growth
57th percentile
Faster asset growth than 57% of similar nonprofits.
Revenue Growth
41st percentile
Faster revenue growth than 41% of similar nonprofits.
Assets
Up$26,241,773
Up $636,567 (+2.5%) from 2013
Net Assets
Up$7,149,165
Up $49,169 (+0.7%) from 2013
Liabilities
Up$19,092,608
Up $587,398 (+3.2%) from 2013
Revenue
Down$615,361
Down $12,270 (-2.0%) from 2013
Expenses
Up$566,192
Up $74,958 (+15%) from 2013
Net Income
Down$49,169
Down $87,228 (-64%) from 2013
Cooperative provider of credit union financial services
Trinity Valley Teachers Credit Union is a cooperative thrift institution and is a member of the National Credit Union Administration Insurance Fund. It is regulated by the State of Texas Credit Union Department and the National Credit Union Administration. The Credit Union offers financial products including Share Accounts, Checking Accounts, Consumer Loans, Share Certificates and Individual Retirement Accounts.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $18,479,812 | $19,649,212 | ▲ $1,169,400 |
| Other Notes and Loans Receivable, Net | $5,186,114 | $4,572,096 | ▼ $614,018 |
| Land, Buildings, and Equipment, Net | $1,525,484 | $1,503,835 | ▼ $21,649 |
| Cash and Non-Interest-Bearing Accounts | $150,851 | $247,562 | ▲ $96,711 |
| Prepaid Expenses and Deferred Charges | $46,990 | $52,126 | ▲ $5,136 |
| Accounts Receivable | $29,538 | $32,269 | ▲ $2,731 |
| Total Assets | $25,605,206 | $26,241,773 | ▲ $636,567 |
| Other Assets Total | $186,417 | $184,673 | ▼ $1,744 |
| Liabilities | |||
| Other Liabilities | $18,478,126 | $18,992,196 | ▲ $514,070 |
| Accounts Payable and Accrued Expenses | $27,084 | $100,412 | ▲ $73,328 |
| Total Liabilities | $18,505,210 | $19,092,608 | ▲ $587,398 |
| Net Assets / Fund Balance | |||
| Unrestricted Net Assets | $5,329,585 | $5,378,754 | ▲ $49,169 |
| Temporarily Rstr Net Assets | $1,770,411 | $1,770,411 | → $0 |
| Permanently Rstr Net Assets | $0 | $0 | → $0 |
| Total Net Assets Fund Balance | $7,099,996 | $7,149,165 | ▲ $49,169 |
| Total Liabilities and Net Assets / Fund Balance | $25,605,206 | $26,241,773 | ▲ $636,567 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,285,029 | $230,781 | $1,515,810 |
| Equipment | $43,299 | $146,679 | $189,978 |
| Land | $171,207 | - | $171,207 |
| Other Land Buildings | $4,300 | $104,591 | $108,891 |
| Leasehold Improvements | $0 | $0 | $0 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| James R Ives | Officer President | FT | $61,848 | $61,848 |
| Name | Title |
|---|---|
| Carl R Ivins | Chairman |
| Maurice Burleson | Vice-chairman |
| Cynthia Thornton | Director |
| Eunicestine Toye | Director |
| G V Ousley | Director |
| Loretta Williams | Director |
| Sonya Brown | Director |
| Richard Sylvester | Secretary |
| Johnnie Keeling | Treasurer |
| Daniel Shead Jr | Vice-secretary |
| Line Item | Amount |
|---|---|
| Other Expenses | $339,703 |
| Salaries, Compensation, and Employee Benefits | $235,005 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $135,394 |
| Occupancy | - | - | - | $69,072 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $68,281 |
| Depreciation Depletion | - | - | - | $47,800 |
| Interest | - | - | - | $38,321 |
| Information Technology | - | - | - | $37,335 |
| Office Expenses | - | - | - | $34,647 |
| All Other Expenses | - | - | - | $19,448 |
| Fees for Services Other | - | - | - | $17,248 |
| Insurance | - | - | - | $16,614 |
| Payroll Taxes | - | - | - | $15,659 |
| Pension Plan Contributions | - | - | - | $13,561 |
| Fees for Services Accounting | - | - | - | $8,760 |
| Travel | - | - | - | $6,327 |
| Other Expenses | - | - | - | $5,352 |
| Advertising | - | - | - | $2,233 |
| Other Employee Benefits | - | - | - | $2,110 |
| Fees for Services Legal | - | - | - | $253 |
| Benefits to Members | - | - | - | $-8,516 |
| Total Functional Expenses | $0 | $0 | $0 | $566,192 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares | $16,188,323 |
| Member Certificate of Deposits | $1,858,686 |
| Member IRA Deposits | $601,207 |
| Member Share Checking accounts | $341,036 |
| Member Escrow Accounts | $2,944 |
“Trinity Valley Teachers Credit Union is Member owned. Each Share account holder is a member.”
“Directors of the credit union are elected by the members at the credit union annual meeting.”
“Form 990 is sent to the board of directors by mail or e-mail and is reviewed by the board of directors at the first meeting following the completion of the Form 990.”
“The credit union makes the governing documents and financial statements available to the public upon request. Financial statements are also posted on the bulletin board in the credit union lobby.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 27084 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 100412 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 29538 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 32269 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | Trinity Valley Teachers Credit Union is a cooperative thrift institution and is a member of the National Credit Union Administration Insurance Fund. It is regulated by the State of Texas Credit Union Department and the National Credit Union Administration. The Credit Union offers financial products including Share Accounts, Checking Accounts, Consumer Loans, Share Certificates and Individual Retirement Accounts. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 2233 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 19448 |
| IRS990/BackupWthldComplianceInd | 0 | 0 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | -8516 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | James R Ives |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9037290207 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 3301 S LOOP 256 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | PALESTINE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 75801 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 150851 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 247562 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 68281 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 0 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | -8516 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 138946 |
| IRS990/CYOtherExpensesAmt | 0 | 339703 |
| IRS990/CYOtherRevenueAmt | 0 | 4171 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 472244 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 49169 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 235005 |
| IRS990/CYTotalExpensesAmt | 0 | 566192 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 615361 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 47800 |
| IRS990/Desc | 0 | Share Accounts: Trinity Valley Teachers Credit Union share accounts are offered to members of all ages. The credit union had 3,715 member-owned accounts on December 31, 2014. Member savings accounts pay dividends quarterly. Member deposits can be received in person, mail, electronic and payroll deduction. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 0 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 7 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 8760 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 253 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 17248 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | CYNTHIA THORNTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | EUNICESTINE TOYE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | CARL R IVINS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | MAURICE BURLESON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | RICHARD SYLVESTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JOHNNIE KEELING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | G V OUSLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | DANIEL SHEAD JR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | SONYA BROWN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | LORETTA WILLIAMS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | JAMES R IVES |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 61848 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | VICE-CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | VICE-SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | OFFICER PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1938 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 10 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 615361 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 10 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 37335 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 16614 |
| IRS990/InterestGrp/TotalAmt | 0 | 38321 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 138946 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 138946 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 3 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 482051 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1525484 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1503835 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1985886 |
| IRS990/LegalDomicileStateCd | 0 | TX |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MiscellaneousRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/MissionDesc | 0 | COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 7099996 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 7149165 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 69072 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 34647 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrganizationFollowsSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 186417 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 184673 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 2110 |
| IRS990/OtherExpensesGrp/Desc | 0 | Loan Loss Expense |
| IRS990/OtherExpensesGrp/Desc | 1 | Dues & Subscriptions |
| IRS990/OtherExpensesGrp/Desc | 2 | State Operating Fee |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 23808 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 12485 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 5352 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 18478126 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 18992196 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 524298 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | Other Income |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 0 | 0 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 4171 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 4171 |
| IRS990/OtherRevenueTotalAmt | 0 | 4171 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 135394 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 5186114 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 4572096 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 15659 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 13561 |
| IRS990/PermanentlyRstrNetAssetsGrp/BOYAmt | 0 | 0 |
| IRS990/PermanentlyRstrNetAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 46990 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 52126 |
| IRS990/PrincipalOfficerNm | 0 | James R Ives |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Member Fees & Charges |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 434988 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 36518 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 434988 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 37256 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 738 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | Consumer Loans: Trinity Valley Teachers Credit Union provides loans to members. The consumer loan product line includes signature, new and used vehicle, recreational vehicle, farm equipment and share secured loans. Credit Disability is available on all loan types. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | Share Certificates: Share Certificates are offered to members that want a stated interest return for a described time period. The credit union offers six month and twelve month certificates. This gives members an option in savings instruments. |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | Share Checking: Share Checking offers the member the opportunity to access funds by writing checks, ATM and Debit Cards. Individual Retirement Accounts: IRA's offer the member the opportunity to tax defferred savings for retirement. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 45713 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 117060 |
| IRS990/PYOtherExpensesAmt | 0 | 210087 |
| IRS990/PYOtherRevenueAmt | 0 | 3842 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 506729 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 136397 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 235434 |
| IRS990/PYTotalExpensesAmt | 0 | 491234 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 627631 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 49169 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 18479812 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 19649212 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1285029 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 230781 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1515810 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 43299 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 146679 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 189978 |
| IRS990ScheduleD/FederalIncomeTaxLiabilityAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 171207 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 171207 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 4300 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 104591 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 108891 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 16188323 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 1858686 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 601207 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 2944 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 4 | 341036 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member Shares |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Member Certificate of Deposits |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | Member IRA Deposits |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | Member Escrow Accounts |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 4 | Member Share Checking accounts |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1503835 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 18992196 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Trinity Valley Teachers Credit Union is Member owned. Each Share account holder is a member. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Directors of the credit union are elected by the members at the credit union annual meeting. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Form 990 is sent to the board of directors by mail or e-mail and is reviewed by the board of directors at the first meeting following the completion of the Form 990. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | The credit union makes the governing documents and financial statements available to the public upon request. Financial statements are also posted on the bulletin board in the credit union lobby. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section C, Line 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TemporarilyRstrNetAssetsGrp/BOYAmt | 0 | 1770411 |
| IRS990/TemporarilyRstrNetAssetsGrp/EOYAmt | 0 | 1770411 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 25605206 |
| IRS990/TotalAssetsEOYAmt | 0 | 26241773 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 25605206 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 26241773 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 7 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 566192 |
| IRS990/TotalGrossUBIAmt | 0 | 4909 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 18505210 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 19092608 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 18505210 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 19092608 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 7099996 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 7149165 |
| IRS990/TotalOtherCompensationAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcExpenseAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcGrantAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcRevenueAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 0 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 472244 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 61848 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 610452 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 615361 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 4909 |
| IRS990/TotalVolunteersCnt | 0 | 13 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 25605206 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 26241773 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 6327 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UnrestrictedNetAssetsGrp/BOYAmt | 0 | 5329585 |
| IRS990/UnrestrictedNetAssetsGrp/EOYAmt | 0 | 5378754 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | P O Box 303 |
| IRS990/USAddress/CityNm | 0 | Palestine |
| IRS990/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/USAddress/ZIPCd | 0 | 758020303 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 10 |
| IRS990/VotingMembersIndependentCnt | 0 | 10 |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | James Ives |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9037290207 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2015-05-05 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | TRINITY VALLEY TEACHER CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | TRIN |
| ReturnHeader/Filer/EIN | 0 | 750879008 |
| ReturnHeader/Filer/PhoneNum | 0 | 9037290207 |
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Displayed year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.
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