Civic Intelligence

Tri County Credit Union

EIN 39-1022442 • 501(c)14 • Marinette, WI

View Organization Page

Profile

To provide the best financial services possible to our members.

PO Box 106Marinette, WI 54143

www.tri-county.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

54th percentile

0.88x

Higher debt load relative to assets than 54% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2020

Liabilities / Revenue

92nd percentile

26.53x

Higher debt load relative to revenue than 92% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2020

Net Margin

22nd percentile

-0.2%

Higher net margin than 22% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2020

Top Officer Pay

78th percentile

$159,384

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 14.4% of source-year revenue.

501(c)14 • $25M-$50M nonprofits • Source year 2020

Asset Growth

96th percentile

15%

Faster asset growth than 96% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2019 to 2020

Revenue Growth

6th percentile

-14%

Faster revenue growth than 6% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets54th percentile

Assets

Up

$33,468,298

Up $4,304,335 (+15%) from 2019

Liabilities

Up

$29,295,842

Up $4,306,116 (+17%) from 2019

Net Assets

Down

$4,172,456

Down $1,781 (-0.0%) from 2019

Operations
Liabilities / Revenue92nd percentileNet Margin22nd percentile

Revenue

Down

$1,104,293

Down $177,379 (-14%) from 2019

Expenses

Down

$1,106,074

Down $83,750 (-7.0%) from 2019

Net Income

Down

-$1,781

Down $93,629 (-102%) from 2019

Trend Graphs

Balance Sheet Trend

Asset Growth96th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2010: $24,691,903Liabilities 2010: $20,712,659Net Assets 2010: $3,979,2442010Assets 2011: $25,038,465Liabilities 2011: $21,008,030Net Assets 2011: $4,030,4352011Assets 2012: $26,220,754Liabilities 2012: $22,166,192Net Assets 2012: $4,054,5622012Assets 2013: $25,698,022Liabilities 2013: $21,728,751Net Assets 2013: $3,969,2712013Assets 2014: $26,398,052Liabilities 2014: $22,508,747Net Assets 2014: $3,889,3052014Assets 2015: $27,218,214Liabilities 2015: $23,267,424Net Assets 2015: $3,950,7902015Assets 2016: $27,660,766Liabilities 2016: $23,721,129Net Assets 2016: $3,939,6372016Assets 2017: $28,154,382Liabilities 2017: $24,207,354Net Assets 2017: $3,947,0282017Assets 2018: $28,720,162Liabilities 2018: $24,637,774Net Assets 2018: $4,082,3882018Assets 2019: $29,163,963Liabilities 2019: $24,989,726Net Assets 2019: $4,174,2372019Assets 2020: $33,468,298Liabilities 2020: $29,295,842Net Assets 2020: $4,172,4562020

Highlighted filing

2020

Assets$33,468,298
Liabilities$29,295,842
Net Assets$4,172,456
Open 2020 Filing

Operations Trend

Revenue Growth6th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,080,2042010Expenses 2011: $999,0652011Expenses 2012: $1,001,9202012Revenue 2013: $858,263Expenses 2013: $943,554Net Income 2013: -$85,2912013Revenue 2014: $832,381Expenses 2014: $909,416Net Income 2014: -$77,0352014Revenue 2015: $903,299Expenses 2015: $841,815Net Income 2015: $61,4842015Revenue 2016: $908,835Expenses 2016: $919,988Net Income 2016: -$11,1532016Revenue 2017: $1,000,112Expenses 2017: $992,721Net Income 2017: $7,3912017Revenue 2018: $1,221,168Expenses 2018: $1,085,807Net Income 2018: $135,3612018Revenue 2019: $1,281,672Expenses 2019: $1,189,824Net Income 2019: $91,8482019Revenue 2020: $1,104,293Expenses 2020: $1,106,074Net Income 2020: -$1,7812020

Highlighted filing

2020

Revenue$1,104,293
Expenses$1,106,074
Net Income-$1,781
Open 2020 Filing

Filings

Most recent year

2020 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$33,468,298
Liabilities
$29,295,842
Net assets
$4,172,456
Revenue
$1,104,293
Expenses
$1,106,074
Net income
-$1,781
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.5$29.3$4.17$1.10$1.11$0.00
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$29.2$25.0$4.17$1.28$1.19$0.09
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$28.7$24.6$4.08$1.22$1.09$0.14
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$28.2$24.2$3.95$1.00$0.99$0.01
2016Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$27.7$23.7$3.94$0.91$0.92$0.01
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$27.2$23.3$3.95$0.90$0.84$0.06
2014Detailed filing. Detailed filing data is available for this year.$26.4$22.5$3.89$0.83$0.91$0.08
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$25.7$21.7$3.97$0.86$0.94$0.09
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.2$22.2$4.05$1.00
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$25.0$21.0$4.03$1.00
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$24.7$20.7$3.98$1.08
Latest Detailed Filing

The latest 2020 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2014 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Nov 6, 2015
Return Version
2014v5.0
Gross Receipts
$877,223
Mission and Program Overview

Mission

To provide the best financial services possible to our members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$11,310,622$12,242,530▲ $931,908
Savings and Temporary Cash Investments$8,815,143$6,725,482▼ $2,089,661
Investments Program Related$3,908,058$5,375,585▲ $1,467,527
Rtn Earn Endowment Incm Other Fnds$3,969,271$3,889,305▼ $79,966
Cash and Non-Interest-Bearing Accounts$404,908$681,163▲ $276,255
Land, Buildings, and Equipment, Net$310,929$318,947▲ $8,018
Prepaid Expenses and Deferred Charges$11,029$63,318▲ $52,289
Accounts Receivable$10,750$2,748▼ $8,002
Total Assets$25,698,022$26,398,052▲ $700,030
Other Assets Total$926,583$988,279▲ $61,696
Liabilities
Other Liabilities$21,456,385$22,253,392▲ $797,007
Accounts Payable and Accrued Expenses$226,484$199,173▼ $27,311
Escrow Account Liability$45,882$56,182▲ $10,300
Total Liabilities$21,728,751$22,508,747▲ $779,996
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,969,271$3,889,305▼ $79,966
Total Liabilities and Net Assets / Fund Balance$25,698,022$26,398,052▲ $700,030

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$62,778$690,593$753,371
Buildings$156,169$386,986$543,155
Land$100,000-$100,000
Investment Program Related Org$10,000--
Compensation and Service Providers
Top Officer Pay78th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Carl LangPresidentFT$90,316$75,558$165,874
Debra GutknechtVice PresideFT$39,680$9,869$49,549
Rachel RaygoVice PresideFT$39,079$4,088$43,167

Board Members and Trustees

NameTitle
John McclellandChairman
Sidney MeyersVice Chair
Andrew Hanson IiiDirector
Leonard OdeaDirector
Richard AnglehartDirector
Robert RynningSecretary
Maureen LandermanTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$716,015
Investment Income
$112,873
Other Revenue
$3,493
Change in Net Assets
$-77,035
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$475,253
Other Expenses$434,163
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$174,433
Current Officers, Directors, Trustees, and Key Employees---$169,075
Office Expenses---$167,454
Other Employee Benefits---$105,467
Other Expenses---$77,681
Information Technology---$57,270
Occupancy---$34,068
Depreciation Depletion---$33,228
Payroll Taxes---$26,278
Fees for Services Other---$22,710
Insurance---$15,030
Travel---$12,442
Advertising---$10,295
Fees for Services Legal---$3,985
Total Functional Expenses$0$0$0$909,416
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Shares & Deposits$22,309,574
Escrow to Line 21$-56,182
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 2

“Robert rynning rachel raygo director vice presdnt rynning is uncle of raygo”

Form 990, Page 6, Part VI, Line 6

“The organization has members. To be a member, you must have a share (savings) account at the credit union.”

Form 990, Page 6, Part VI, Line 7A

“The board of directors is elected by the credit union members. Each member has one vote.”

Form 990, Page 6, Part VI, Line 7B

“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.”

Form 990, Page 6, Part VI, Line 11B

“Data is provided to independent cpa to prepare the return. The prepared return is reviewed for by management for accuracy and approved. The cpa then e-files the 990. The approved return is presented to the board of directors at the next board meeting.”

Form 990, Page 6, Part VI, Line 12C

“Possible issues are reviewed and discussed at the management level and then at the committee level and if needed. Escalated to the board level with their monthly board meeting if appropriate.”

Form 990, Page 6, Part VI, Line 15A

“The ceo's salary is compared to wisconsin credit union peers in a meeting of the personnel committee. The personnel committee adjusts and approves the ceo's salary and benefits. The board of directors approves the annual budget which includes all salaries and wages.”

Form 990, Page 6, Part VI, Line 19

“Year end financial statements are posted in the lobby. Policies are avialibale to members upon request.”

Filing and Contact Details

Filer

Filer Name
Tri-county Credit Union
EIN
39-1022442
Phone
7157353913
Address
PO BOX 106, MARINETTE, WI 54143

Signing Officer

Name
Rachel Raygo
Title
President
Phone
7157353913
Signed
2015-11-06

Organization Details

Principal Officer
Rachel Raygo
Formed
1936
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
7
Employees
10
Volunteers
9

Preparer

Preparer
Brent Wookey CPA
Supplemental Narrative

Additional Explanations

Form 990, Page 5, Part V, Line 3B

“The organization will file the 990-t by its extended due date of november 15th.”

Financial Statement Notes

Schedule D, Page 2, Part IV, Line 2B

“The credit union holds funds in escrow accounts for property taxes and homeowners insurance related to mortgage loans.”

Raw XML Appendix385 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO PROVIDE THE BEST FINANCIAL SERVICES POSSIBLE TO OUR MEMBERS.
IRS990/AdvertisingGrp/TotalAmt010295
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BackupWthldComplianceInd0true
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IRS990/BooksInCareOfDetail/PhoneNum07157353913
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0231 VAN CLEVE AVENUE
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IRS990/BooksInCareOfDetail/USAddress/ZIPCd054143
IRS990/BusinessRlnWithFamMemInd0false
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IRS990/CashNonInterestBearingGrp/BOYAmt0404908
IRS990/CashNonInterestBearingGrp/EOYAmt0681163
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0169075
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0true
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0112873
IRS990/CYOtherExpensesAmt0434163
IRS990/CYOtherRevenueAmt03493
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IRS990/CYRevenuesLessExpensesAmt0-77035
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IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt033228
IRS990/Desc0THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 137 NEW DEPOSIT ACCOUNTS IN 2014. AS OF 12/31/14 WE HAD 2,640 MEMBERS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
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IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt010
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IRS990/FamilyOrBusinessRlnInd0true
IRS990/FeesForServicesLegalGrp/TotalAmt03985
IRS990/FeesForServicesOtherGrp/TotalAmt022710
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
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IRS990/Form990PartVIISectionAGrp/OfficerInd2X
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
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IRS990/Form990PartVIISectionAGrp/PersonNm2ROBERT RYNNING
IRS990/Form990PartVIISectionAGrp/PersonNm3MAUREEN LANDERMAN
IRS990/Form990PartVIISectionAGrp/PersonNm4RICHARD ANGLEHART
IRS990/Form990PartVIISectionAGrp/PersonNm5ANDREW HANSON III
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IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt8VICE PRESIDE
IRS990/Form990PartVIISectionAGrp/TitleTxt9VICE PRESIDE
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IRS990/LocalChaptersInd0false
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IRS990/MembersOrStockholdersInd0true
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IRS990/MinutesOfCommitteesInd0true
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IRS990/MissionDesc0TO PROVIDE THE BEST FINANCIAL SERVICES POSSIBLE TO OUR MEMBERS.
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IRS990/PrincipalOfficerNm0RACHEL RAYGO
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IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1MEMBER FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER MISC REV
IRS990/ProgramServiceRevenueGrp/Desc3OTHER MEMBER REALATED REVENUE
IRS990/ProgramServiceRevenueGrp/Desc4NON-MEMBER ATM FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0565982
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1139360
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt24675
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt33488
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0565982
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1139360
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt24675
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt33488
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt42451
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt02451
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 904 NEW LOANS TO MEMBERS DURING 2014. AS OF 12/31/14 WE HAD 1,492 LOANS TO OUR MEMBERS.
IRS990/ProgSrvcAccomActy3Grp/Desc0.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt085021
IRS990/PYOtherExpensesAmt0480470
IRS990/PYOtherRevenueAmt03554
IRS990/PYProgramServiceRevenueAmt0769688
IRS990/PYRevenuesLessExpensesAmt0-85291
IRS990/PYSalariesCompEmpBnftPaidAmt0463084
IRS990/PYTotalExpensesAmt0943554
IRS990/PYTotalRevenueAmt0858263
IRS990/ReconcilationRevenueExpnssAmt0-77035
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RoyaltiesRevenueGrp/ExclusionAmt03493
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt03493
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03969271
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03889305
IRS990/SavingsAndTempCashInvstGrp/BOYAmt08815143
IRS990/SavingsAndTempCashInvstGrp/EOYAmt06725482
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0156169
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0386986
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0543155
IRS990ScheduleD/EquipmentGrp/BookValueAmt062778
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0690593
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0753371
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0true
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt05204000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt1161585
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt210000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0INVESTMENTS MATURITY > 1 YEAR
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1CORPORATE CU CAPITAL ACCOUNTS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2WCUSSC SHARES
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3.
IRS990ScheduleD/LandGrp/BookValueAmt0100000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0100000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt022309574
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1-56182
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS SHARES & DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ESCROW TO LINE 21
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION HOLDS FUNDS IN ESCROW ACCOUNTS FOR PROPERTY TAXES AND HOMEOWNERS INSURANCE RELATED TO MORTGAGE LOANS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 2, PART IV, LINE 2B
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0318947
IRS990ScheduleD/TotalBookValueProgramRltdAmt05375585
IRS990ScheduleD/TotalLiabilityAmt022253392
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt090316
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt051555
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt024003
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0CARL LANG
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0165874
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION WILL FILE THE 990-T BY ITS EXTENDED DUE DATE OF NOVEMBER 15TH.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ROBERT RYNNING RACHEL RAYGO DIRECTOR VICE PRESDNT RYNNING IS UNCLE OF RAYGO
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER, YOU MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5DATA IS PROVIDED TO INDEPENDENT CPA TO PREPARE THE RETURN. THE PREPARED RETURN IS REVIEWED FOR BY MANAGEMENT FOR ACCURACY AND APPROVED. THE CPA THEN E-FILES THE 990. THE APPROVED RETURN IS PRESENTED TO THE BOARD OF DIRECTORS AT THE NEXT BOARD MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6POSSIBLE ISSUES ARE REVIEWED AND DISCUSSED AT THE MANAGEMENT LEVEL AND THEN AT THE COMMITTEE LEVEL AND IF NEEDED. ESCALATED TO THE BOARD LEVEL WITH THEIR MONTHLY BOARD MEETING IF APPROPRIATE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE CEO'S SALARY IS COMPARED TO WISCONSIN CREDIT UNION PEERS IN A MEETING OF THE PERSONNEL COMMITTEE. THE PERSONNEL COMMITTEE ADJUSTS AND APPROVES THE CEO'S SALARY AND BENEFITS. THE BOARD OF DIRECTORS APPROVES THE ANNUAL BUDGET WHICH INCLUDES ALL SALARIES AND WAGES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8YEAR END FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY. POLICIES ARE AVIALIBALE TO MEMBERS UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 5, PART V, LINE 3B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt025698022
IRS990/TotalAssetsEOYAmt026398052
IRS990/TotalAssetsGrp/BOYAmt025698022
IRS990/TotalAssetsGrp/EOYAmt026398052
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt010
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0909416
IRS990/TotalGrossUBIAmt02510
IRS990/TotalLiabilitiesBOYAmt021728751
IRS990/TotalLiabilitiesEOYAmt022508747
IRS990/TotalLiabilitiesGrp/BOYAmt021728751
IRS990/TotalLiabilitiesGrp/EOYAmt022508747
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03969271
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03889305
IRS990/TotalOtherCompensationAmt089515
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt059
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt059
IRS990/TotalProgramServiceRevenueAmt0716015
IRS990/TotalReportableCompFromOrgAmt0169075
IRS990/TotalRevenueGrp/ExclusionAmt0126208
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0703663
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0832381
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt02510
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt025698022
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt026398052
IRS990/TravelGrp/TotalAmt012442
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 106
IRS990/USAddress/CityNm0MARINETTE
IRS990/USAddress/StateAbbreviationCd0WI
IRS990/USAddress/ZIPCd054143
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.TRI-COUNTY.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/PersonNm0RACHEL RAYGO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum07157353913
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-11-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0TRI-COUNTY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0TRI-
ReturnHeader/Filer/EIN0391022442
ReturnHeader/Filer/PhoneNum07157353913
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 106
ReturnHeader/Filer/USAddress/CityNm0MARINETTE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd054143
ReturnHeader/PreparerPersonGrp/PreparationDt02015-11-07
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0BRENT WOOKEY CPA
ReturnHeader/ReturnTs02015-11-07T16:48:44-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

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