Civic Intelligence

Members First Credit Union

990 • Fiscal year 2014 • EIN 74-1142836

Jan 01, 2014 to Dec 31, 2014 • Filed on May 13, 2015

Organization Profilewww.m1st.org

View Organization Page

PO Box 8590Corpus Christi, TX 78468-8590

(361) 991-6178

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

3rd percentile

0.01x

Higher debt load relative to assets than 3% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Liabilities / Revenue

3rd percentile

0.19x

Higher debt load relative to revenue than 3% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Net Margin

95th percentile

27%

Higher net margin than 95% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Top Officer Pay

21st percentile

$141,466

Higher top officer pay than 21% of similar nonprofits.

Top officer pay equals 2.3% of source-year revenue.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Asset Growth

63rd percentile

5.0%

Faster asset growth than 63% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Revenue Growth

43rd percentile

1.1%

Faster revenue growth than 43% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets3rd percentile

Assets

Up

$113,346,673

Up $5,441,101 (+5.0%) from 2013

Net Assets

Up

$112,202,284

Up $5,373,522 (+5.0%) from 2013

Liabilities

Up

$1,144,389

Up $67,579 (+6.3%) from 2013

Revenue And Expenses
Liabilities / Revenue3rd percentileNet Margin95th percentile

Revenue

Up

$6,143,312

Up $67,985 (+1.1%) from 2013

Expenses

Down

$4,485,815

Down $252,700 (-5.3%) from 2013

Net Income

Up

$1,657,497

Up $320,685 (+24%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth63rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $88,619,457Liabilities 2010: $937,809Net Assets 2010: $87,681,6482010Assets 2011: $97,403,718Liabilities 2011: $1,822,858Net Assets 2011: $95,580,8602011Assets 2012: $101,092,866Liabilities 2012: $1,437,060Net Assets 2012: $99,655,8062012Assets 2013: $107,905,572Liabilities 2013: $1,076,810Net Assets 2013: $106,828,7622013Assets 2014: $113,346,673Liabilities 2014: $1,144,389Net Assets 2014: $112,202,2842014Assets 2015: $118,030,499Liabilities 2015: $1,308,444Net Assets 2015: $116,722,0552015Assets 2016: $125,565,806Liabilities 2016: $1,294,638Net Assets 2016: $124,271,1682016Assets 2017: $129,231,813Liabilities 2017: $1,590,717Net Assets 2017: $127,641,0962017Assets 2018: $127,660,981Liabilities 2018: $1,506,644Net Assets 2018: $126,154,3372018Assets 2019: $130,672,860Liabilities 2019: $1,238,405Net Assets 2019: $129,434,4552019Assets 2020: $151,740,735Liabilities 2020: $1,726,042Net Assets 2020: $150,014,6932020Assets 2021: $171,256,140Liabilities 2021: $1,646,528Net Assets 2021: $169,609,6122021Assets 2022: $173,689,389Liabilities 2022: $1,584,202Net Assets 2022: $172,105,1872022Assets 2023: $175,245,593Liabilities 2023: $138,036,401Net Assets 2023: $37,209,1922023Assets 2024: $180,767,268Liabilities 2024: $140,623,796Net Assets 2024: $40,143,4722024

Highlighted filing

2014

Assets$113,346,673
Liabilities$1,144,389
Net Assets$112,202,284
Open 2014 Filing

Operations Trend

Revenue Growth43rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0Expenses 2010: $5,158,6922010Expenses 2011: $4,262,8742011Expenses 2012: $4,486,4172012Revenue 2013: $6,075,327Expenses 2013: $4,738,515Net Income 2013: $1,336,8122013Revenue 2014: $6,143,312Expenses 2014: $4,485,815Net Income 2014: $1,657,4972014Revenue 2015: $6,361,282Expenses 2015: $4,835,836Net Income 2015: $1,525,4462015Revenue 2016: $6,383,494Expenses 2016: $5,278,572Net Income 2016: $1,104,9222016Revenue 2017: $6,381,283Expenses 2017: $5,047,940Net Income 2017: $1,333,3432017Revenue 2018: $6,874,634Expenses 2018: $5,183,324Net Income 2018: $1,691,3102018Revenue 2019: $7,192,820Expenses 2019: $4,693,350Net Income 2019: $2,499,4702019Revenue 2020: $6,696,514Expenses 2020: $4,436,674Net Income 2020: $2,259,8402020Revenue 2021: $7,108,713Expenses 2021: $4,476,194Net Income 2021: $2,632,5192021Revenue 2022: $7,706,314Expenses 2022: $5,022,619Net Income 2022: $2,683,6952022Revenue 2023: $9,038,151Expenses 2023: $6,387,846Net Income 2023: $2,650,3052023Revenue 2024: $9,528,295Expenses 2024: $7,161,544Net Income 2024: $2,366,7512024

Highlighted filing

2014

Revenue$6,143,312
Expenses$4,485,815
Net Income$1,657,497
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
May 13, 2015
Return Version
2014v5.0
Gross Receipts
$6,297,909
Mission and Program Overview

Mission

To improve the financial well being of our member/owners by promoting thrift savings and offering competitive loan products.

Provide financial services for our member/owners.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cap Stk Tr Prin Current Funds$88,268,729$92,342,780▲ $4,074,051
Other Notes and Loans Receivable, Net$52,345,966$53,053,136▲ $707,170
Investments Other Securities$38,038,476$39,710,082▲ $1,671,606
Rtn Earn Endowment Incm Other Fnds$18,560,033$19,859,504▲ $1,299,471
Savings and Temporary Cash Investments$7,983,420$11,932,419▲ $3,948,999
Land, Buildings, and Equipment, Net$5,357,914$5,271,755▼ $86,159
Cash and Non-Interest-Bearing Accounts$2,144,211$1,722,840▼ $421,371
Prepaid Expenses and Deferred Charges$129,437$142,459▲ $13,022
Accounts Receivable$6,515$10,473▲ $3,958
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Total Assets$107,905,572$113,346,673▲ $5,441,101
Other Assets Total$1,899,633$1,503,509▼ $396,124
Liabilities
Accounts Payable and Accrued Expenses$1,076,810$1,144,389▲ $67,579
Total Liabilities$1,076,810$1,144,389▲ $67,579
Net Assets / Fund Balance
Total Net Assets Fund Balance$106,828,762$112,202,284▲ $5,373,522
Total Liabilities and Net Assets / Fund Balance$107,905,572$113,346,673▲ $5,441,101

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,496,478$1,041,550$0
Other Land Buildings$102,938$1,092,339$0
Land$1,582,332-$0
Equipment$90,007$266,414$0
Leasehold Improvements$0$0$0
Other Securities$873,062--
Compensation and Service Providers
Top Officer Pay21st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Greg FairCEOFT$114,131$27,335$141,466
Wanda MuesselVP/COOFT$80,474$8,169$88,643

Board Members and Trustees

NameTitle
Hector GarciaChairman
Yolanda LozanoVice Chairman
Larry DreyerDirector
Manuel Esquivel IIIDirector
Mark KulwickiDirector
Samuel ShoresDirector
Roman AlmaguerSecretary/Treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,511,984
Investment Income
$657,085
Other Revenue
$-25,757
Change in Net Assets
$1,657,497
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,632,330
Salaries, Compensation, and Employee Benefits$1,853,485
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,207,986
Office Expenses---$607,011
Interest---$464,904
Occupancy---$430,416
Other Employee Benefits---$260,650
Advertising---$231,281
Current Officers, Directors, Trustees, and Key Employees---$230,108
Other Expenses---$222,117
Payroll Taxes---$107,312
All Other Expenses---$103,438
Pension Plan Contributions---$47,429
Travel---$44,251
Insurance---$4,203
Total Functional Expenses$0$0$0$4,485,815
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“As a credit union we are owned and run by our members.”

Form 990, Part VI, Section A, Line 7A

“Our board of directors are elected from our membership annually at an annual meeting.”

Form 990, Part VI, Section A, Line 7B

“The board directs all activities of the credit union. However, to change charters to a different entity would require approval from the membership.”

Form 990, Part VI, Section B, Line 11B

“The form is prepared and reviewed internally.”

Form 990, Part VI, Section B, Line 12C

“Per policy, there can exist no conflict of interest by the board of directors (are all volunteers). All personal actions of the board and officers made with the credit union are reviewed and reported at least quarterly to the entire board of directors.”

Form 990, Part VI, Section B, Line 15

“Peer compensation of all credit union positions are received and used as a basis for all employee salary ranges which is completed by the CEO and approved by the Board of Directors. Peer CEO compensation from 3 sources is reviewed by the Board of Directors to determine the salary of the CEO.”

Form 990, Part VI, Section C, Line 19

“Governing documents (financials, etc.) are made available per credit union regulations (on website, at main office, additional info upon request).”

Filing and Contact Details

Filer

Filer Name
Members First Credit Union
EIN
74-1142836
Phone
3619916178
Address
PO Box 8590, Corpus Christi, TX 78468-8590

Signing Officer

Name
Greg Fair
Title
CEO
Phone
3619916178
Signed
2015-05-13

Organization Details

Principal Officer
Greg Fair
Formed
1938
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
57
Volunteers
7
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Increase mainly due to increase in member deposits.”

Raw XML AppendixShowing 400 of 411 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Fee Income
IRS990/ProgramServiceRevenueGrp/Desc2Loan Services
IRS990/ProgramServiceRevenueGrp/ExclusionAmt03194000
IRS990/ProgramServiceRevenueGrp/ExclusionAmt12132862
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2126600
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03194000
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12156765
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2161219
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt123903
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt234619
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYInvestmentIncomeAmt0614974
IRS990/PYOtherExpensesAmt02908757
IRS990/PYOtherRevenueAmt0-37292
IRS990/PYProgramServiceRevenueAmt05497645
IRS990/PYRevenuesLessExpensesAmt01336812
IRS990/PYSalariesCompEmpBnftPaidAmt01829758
IRS990/PYTotalExpensesAmt04738515
IRS990/PYTotalRevenueAmt06075327
IRS990/ReconcilationRevenueExpnssAmt01657497
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt0-25757
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt018560033
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt019859504
IRS990/SavingsAndTempCashInvstGrp/BOYAmt07983420
IRS990/SavingsAndTempCashInvstGrp/EOYAmt011932419
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt03496478
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01041550
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt04538028
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt090007
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0266414
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0356421
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/BookValueAmt01582332
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt01582332
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0102938
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt01092339
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt01195277
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt028337020
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt110500000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2873062
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Investments - CDs
IRS990ScheduleD/OtherSecuritiesGrp/Desc1Investments - Treasury Debt Obligations
IRS990ScheduleD/OtherSecuritiesGrp/Desc2NCUSIF Deposit
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt05271755
IRS990ScheduleD/TotalBookValueSecuritiesAmt039710082
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0As a credit union we are owned and run by our members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Our board of directors are elected from our membership annually at an annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The board directs all activities of the credit union. However, to change charters to a different entity would require approval from the membership.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The form is prepared and reviewed internally.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Per policy, there can exist no conflict of interest by the board of directors (are all volunteers). All personal actions of the board and officers made with the credit union are reviewed and reported at least quarterly to the entire board of directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Peer compensation of all credit union positions are received and used as a basis for all employee salary ranges which is completed by the CEO and approved by the Board of Directors. Peer CEO compensation from 3 sources is reviewed by the Board of Directors to determine the salary of the CEO.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Governing documents (financials, etc.) are made available per credit union regulations (on website, at main office, additional info upon request).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Increase mainly due to increase in member deposits.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part XI, Line 9
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0107905572
IRS990/TotalAssetsEOYAmt0113346673
IRS990/TotalAssetsGrp/BOYAmt0107905572
IRS990/TotalAssetsGrp/EOYAmt0113346673
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt057
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt04485815
IRS990/TotalGrossUBIAmt058522
IRS990/TotalLiabilitiesBOYAmt01076810
IRS990/TotalLiabilitiesEOYAmt01144389
IRS990/TotalLiabilitiesGrp/BOYAmt01076810
IRS990/TotalLiabilitiesGrp/EOYAmt01144389
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0106828762
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0112202284
IRS990/TotalOtherCompensationAmt035504
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt00
IRS990/TotalProgramServiceRevenueAmt05511984
IRS990/TotalReportableCompFromOrgAmt0194605
IRS990/TotalRevenueGrp/ExclusionAmt05326862
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0757928
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt06143312
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt058522
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0107905572
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0113346673
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt044251
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt05444 S Staples
IRS990/USAddress/CityNm0Corpus Christi
IRS990/USAddress/StateAbbreviationCd0TX
IRS990/USAddress/ZIPCd078411
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0www.m1st.org
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Greg Fair
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum03619916178
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-05-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MEMBERS FIRST CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0MEMB

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$113,346,673
Liabilities
$1,144,389
Net assets
$112,202,284
Revenue
$6,143,312
Expenses
$4,485,815
Net income
$1,657,497
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$181$141$40.1$9.53$7.16$2.37
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$175$138$37.2$9.04$6.39$2.65
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$174$1.58$172$7.71$5.02$2.68
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$171$1.65$170$7.11$4.48$2.63
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$152$1.73$150$6.70$4.44$2.26
2019Detailed filing. Detailed filing data is available for this year.$131$1.24$129$7.19$4.69$2.50
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$128$1.51$126$6.87$5.18$1.69
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$129$1.59$128$6.38$5.05$1.33
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$126$1.29$124$6.38$5.28$1.10
2015Detailed filing. Detailed filing data is available for this year.$118$1.31$117$6.36$4.84$1.53
2014Detailed filing. Detailed filing data is available for this year.$113$1.14$112$6.14$4.49$1.66
2013Detailed filing. Detailed filing data is available for this year.$108$1.08$107$6.08$4.74$1.34
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$101$1.44$99.7$4.49
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$97.4$1.82$95.6$4.26
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$88.6$0.94$87.7$5.16
Peer Organizations

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