Civic Intelligence

Texell Credit Union

990 • Fiscal year 2019 • EIN 74-1109882

Jan 01, 2019 to Dec 31, 2019

Temple, TX
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

54th percentile

0.89x

Higher debt load relative to assets than 54% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Liabilities / Revenue

10th percentile

12.07x

Higher debt load relative to revenue than 10% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Net Margin

51st percentile

14%

Higher net margin than 51% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2019

Asset Growth

95th percentile

15%

Faster asset growth than 95% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2018 to 2019

Revenue Growth

77th percentile

13%

Faster revenue growth than 77% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2018 to 2019

Assets

Up

$406,684,593

Up $51,661,394 (+15%) from 2018

Net Assets

Up

$44,031,820

Up $4,254,901 (+11%) from 2018

Liabilities

Up

$362,652,773

Up $47,406,493 (+15%) from 2018

Revenue

Up

$30,045,999

Up $3,514,942 (+13%) from 2018

Expenses

Up

$25,807,980

Up $3,203,711 (+14%) from 2018

Net Income

Up

$4,238,019

Up $311,231 (+7.9%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2011: $169,554,580Liabilities 2011: $1,861,972Net Assets 2011: $167,692,6082011Assets 2012: $206,198,297Liabilities 2012: $185,339,979Net Assets 2012: $20,858,3182012Assets 2013: $225,882,933Liabilities 2013: $201,460,768Net Assets 2013: $24,422,1652013Assets 2014: $240,244,990Liabilities 2014: $211,735,607Net Assets 2014: $28,509,3832014Assets 2015: $276,234,370Liabilities 2015: $244,457,409Net Assets 2015: $31,776,9612015Assets 2016: $310,328,613Liabilities 2016: $276,103,303Net Assets 2016: $34,225,3102016Assets 2017: $331,713,825Liabilities 2017: $295,853,098Net Assets 2017: $35,860,7272017Assets 2018: $355,023,199Liabilities 2018: $315,246,280Net Assets 2018: $39,776,9192018Assets 2019: $406,684,593Liabilities 2019: $362,652,773Net Assets 2019: $44,031,8202019Assets 2020: $471,610,622Liabilities 2020: $423,243,513Net Assets 2020: $48,367,1092020Assets 2021: $562,565,721Liabilities 2021: $507,148,846Net Assets 2021: $55,416,8752021Assets 2022: $628,710,729Liabilities 2022: $565,541,261Net Assets 2022: $63,169,4682022Assets 2023: $690,228,948Liabilities 2023: $624,442,003Net Assets 2023: $65,786,9452023Assets 2024: $751,933,225Liabilities 2024: $681,296,097Net Assets 2024: $70,637,1282024

Highlighted filing

2019

Assets$406,684,593
Liabilities$362,652,773
Net Assets$44,031,820

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$80M$60M$40M$20M$0Expenses 2011: $11,068,8212011Expenses 2012: $12,372,2752012Revenue 2013: $17,114,569Expenses 2013: $13,466,086Net Income 2013: $3,648,4832013Revenue 2014: $18,419,659Expenses 2014: $14,358,334Net Income 2014: $4,061,3252014Revenue 2015: $19,430,371Expenses 2015: $16,145,893Net Income 2015: $3,284,4782015Revenue 2016: $21,082,621Expenses 2016: $18,623,926Net Income 2016: $2,458,6952016Revenue 2017: $23,855,124Expenses 2017: $22,210,434Net Income 2017: $1,644,6902017Revenue 2018: $26,531,057Expenses 2018: $22,604,269Net Income 2018: $3,926,7882018Revenue 2019: $30,045,999Expenses 2019: $25,807,980Net Income 2019: $4,238,0192019Revenue 2020: $30,180,870Expenses 2020: $25,851,228Net Income 2020: $4,329,6422020Revenue 2021: $32,645,542Expenses 2021: $25,578,034Net Income 2021: $7,067,5082021Revenue 2022: $40,918,617Expenses 2022: $33,136,008Net Income 2022: $7,782,6092022Revenue 2023: $51,325,244Expenses 2023: $46,832,206Net Income 2023: $4,493,0382023Revenue 2024: $60,245,528Expenses 2024: $55,405,368Net Income 2024: $4,840,1602024

Highlighted filing

2019

Revenue$30,045,999
Expenses$25,807,980
Net Income$4,238,019
Filing Detail Status

This 2019 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

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Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Mission and Program Overview

Mission

Cooperative, member-owned, not-for-profit provider of finanical services to our members

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$752$681$70.6$60.2$55.4$4.84
2023Summary only. Only limited summary data is available for this year.$690$624$65.8$51.3$46.8$4.49
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$629$566$63.2$40.9$33.1$7.78
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$563$507$55.4$32.6$25.6$7.07
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$472$423$48.4$30.2$25.9$4.33
2019Summary only. Only limited summary data is available for this year.$407$363$44.0$30.0$25.8$4.24
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$355$315$39.8$26.5$22.6$3.93
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$332$296$35.9$23.9$22.2$1.64
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$310$276$34.2$21.1$18.6$2.46
2015Detailed filing. Detailed filing data is available for this year.$276$244$31.8$19.4$16.1$3.28
2014Detailed filing. Detailed filing data is available for this year.$240$212$28.5$18.4$14.4$4.06
2013Detailed filing. Detailed filing data is available for this year.$226$201$24.4$17.1$13.5$3.65
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$206$185$20.9$12.4
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$170$1.86$168$11.1