Civic Intelligence

Texell Credit Union

EIN 74-1109882 • 501(c)14 • Temple, TX

View Organization Page

Profile

Cooperative, member-owned provider of financial services for our members.

PO Box 983Temple, TX 76503

www.texell.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

58th percentile

0.91x

Higher debt load relative to assets than 58% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

10th percentile

11.31x

Higher debt load relative to revenue than 10% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

43rd percentile

8.0%

Higher net margin than 43% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

99th percentile

$1,255,864

Higher top officer pay than 99% of similar nonprofits.

Top officer pay equals 2.1% of source-year revenue.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Asset Growth

88th percentile

8.9%

Faster asset growth than 88% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

71st percentile

17%

Faster revenue growth than 71% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets58th percentile

Assets

Up

$751,933,225

Up $61,704,277 (+8.9%) from 2023

Liabilities

Up

$681,296,097

Up $56,854,094 (+9.1%) from 2023

Net Assets

Up

$70,637,128

Up $4,850,183 (+7.4%) from 2023

Operations
Liabilities / Revenue10th percentileNet Margin43rd percentile

Revenue

Up

$60,245,528

Up $8,920,284 (+17%) from 2023

Expenses

Up

$55,405,368

Up $8,573,162 (+18%) from 2023

Net Income

Up

$4,840,160

Up $347,122 (+7.7%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth88th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800M$600M$400M$200M$0Assets 2011: $169,554,580Liabilities 2011: $1,861,972Net Assets 2011: $167,692,6082011Assets 2012: $206,198,297Liabilities 2012: $185,339,979Net Assets 2012: $20,858,3182012Assets 2013: $225,882,933Liabilities 2013: $201,460,768Net Assets 2013: $24,422,1652013Assets 2014: $240,244,990Liabilities 2014: $211,735,607Net Assets 2014: $28,509,3832014Assets 2015: $276,234,370Liabilities 2015: $244,457,409Net Assets 2015: $31,776,9612015Assets 2016: $310,328,613Liabilities 2016: $276,103,303Net Assets 2016: $34,225,3102016Assets 2017: $331,713,825Liabilities 2017: $295,853,098Net Assets 2017: $35,860,7272017Assets 2018: $355,023,199Liabilities 2018: $315,246,280Net Assets 2018: $39,776,9192018Assets 2019: $406,684,593Liabilities 2019: $362,652,773Net Assets 2019: $44,031,8202019Assets 2020: $471,610,622Liabilities 2020: $423,243,513Net Assets 2020: $48,367,1092020Assets 2021: $562,565,721Liabilities 2021: $507,148,846Net Assets 2021: $55,416,8752021Assets 2022: $628,710,729Liabilities 2022: $565,541,261Net Assets 2022: $63,169,4682022Assets 2023: $690,228,948Liabilities 2023: $624,442,003Net Assets 2023: $65,786,9452023Assets 2024: $751,933,225Liabilities 2024: $681,296,097Net Assets 2024: $70,637,1282024

Highlighted filing

2024

Assets$751,933,225
Liabilities$681,296,097
Net Assets$70,637,128
Open 2024 Filing

Operations Trend

Revenue Growth71st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$80M$60M$40M$20M$0Expenses 2011: $11,068,8212011Expenses 2012: $12,372,2752012Revenue 2013: $17,114,569Expenses 2013: $13,466,086Net Income 2013: $3,648,4832013Revenue 2014: $18,419,659Expenses 2014: $14,358,334Net Income 2014: $4,061,3252014Revenue 2015: $19,430,371Expenses 2015: $16,145,893Net Income 2015: $3,284,4782015Revenue 2016: $21,082,621Expenses 2016: $18,623,926Net Income 2016: $2,458,6952016Revenue 2017: $23,855,124Expenses 2017: $22,210,434Net Income 2017: $1,644,6902017Revenue 2018: $26,531,057Expenses 2018: $22,604,269Net Income 2018: $3,926,7882018Revenue 2019: $30,045,999Expenses 2019: $25,807,980Net Income 2019: $4,238,0192019Revenue 2020: $30,180,870Expenses 2020: $25,851,228Net Income 2020: $4,329,6422020Revenue 2021: $32,645,542Expenses 2021: $25,578,034Net Income 2021: $7,067,5082021Revenue 2022: $40,918,617Expenses 2022: $33,136,008Net Income 2022: $7,782,6092022Revenue 2023: $51,325,244Expenses 2023: $46,832,206Net Income 2023: $4,493,0382023Revenue 2024: $60,245,528Expenses 2024: $55,405,368Net Income 2024: $4,840,1602024

Highlighted filing

2024

Revenue$60,245,528
Expenses$55,405,368
Net Income$4,840,160
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$751,933,225
Liabilities
$681,296,097
Net assets
$70,637,128
Revenue
$60,245,528
Expenses
$55,405,368
Net income
$4,840,160
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$752$681$70.6$60.2$55.4$4.84
2023Summary only. Only limited summary data is available for this year.$690$624$65.8$51.3$46.8$4.49
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$629$566$63.2$40.9$33.1$7.78
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$563$507$55.4$32.6$25.6$7.07
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$472$423$48.4$30.2$25.9$4.33
2019Summary only. Only limited summary data is available for this year.$407$363$44.0$30.0$25.8$4.24
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$355$315$39.8$26.5$22.6$3.93
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$332$296$35.9$23.9$22.2$1.64
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$310$276$34.2$21.1$18.6$2.46
2015Detailed filing. Detailed filing data is available for this year.$276$244$31.8$19.4$16.1$3.28
2014Detailed filing. Detailed filing data is available for this year.$240$212$28.5$18.4$14.4$4.06
2013Detailed filing. Detailed filing data is available for this year.$226$201$24.4$17.1$13.5$3.65
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$206$185$20.9$12.4
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$170$1.86$168$11.1
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 14, 2025
Return Version
2024v5.2
Gross Receipts
$61,760,813
Mission and Program Overview

Mission

Cooperative, member-owned, not-for-profit provider of financial serviced to our members

Cooperative, member-owned provider of financial services for our members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$586,137,087$586,439,020▲ $301,933
Rtn Earn Endowment Incm Other Fnds$65,786,945$70,637,128▲ $4,850,183
Savings and Temporary Cash Investments$24,434,179$68,607,684▲ $44,173,505
Land, Buildings, and Equipment, Net$11,697,262$35,958,276▲ $24,261,014
Investments in Publicly Traded Securities$14,006,677$19,216,835▲ $5,210,158
Accounts Receivable$9,297,674$11,554,506▲ $2,256,832
Investments Other Securities$10,486,100$6,512,400▼ $3,973,700
Cash and Non-Interest-Bearing Accounts$3,610,350$5,426,705▲ $1,816,355
Receivables From Officers Etc$1,829,182$1,920,831▲ $91,649
Prepaid Expenses and Deferred Charges$1,223,907$1,328,647▲ $104,740
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$690,228,948$751,933,225▲ $61,704,277
Other Assets Total$27,506,530$14,968,321▼ $12,538,209
Liabilities
Other Liabilities$609,864,723$663,686,115▲ $53,821,392
Accounts Payable and Accrued Expenses$14,577,280$17,609,982▲ $3,032,702
Total Liabilities$624,442,003$681,296,097▲ $56,854,094
Net Assets / Fund Balance
Total Net Assets Fund Balance$65,786,945$70,637,128▲ $4,850,183
Total Liabilities and Net Assets / Fund Balance$690,228,948$751,933,225▲ $61,704,277

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$23,769,116$5,643,504$29,412,620
Equipment$5,052,814$3,607,522$8,660,336
Land$5,499,989-$5,499,989
Other Land Buildings$1,599,139$55,555$1,654,694
Leasehold Improvements$37,218$434,995$472,213
Compensation and Service Providers
Top Officer Pay99th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Tony HalePresident/CEOFT$495,815$760,049$1,255,864
Amy MerrimanCOOFT$233,605$82,991$316,596
Anthony RodgersGeneral CounselFT$221,088$68,821$289,909
Richard SilversVP Technology InnovationFT$219,847$50,128$269,975
David BordenCFOFT$211,154$52,560$263,714
Michael GonzalezSenior Lending ConsultantFT$44,625$172,982$217,607
Galen BurkeVP Commercial ServicesFT$156,737$52,651$209,388
Mary Ann NickolaiVP MarketingFT$175,262$31,229$206,491
Chantel BrooksVP LendingFT$165,573$34,077$199,650
Krystal TaylorLending Sales ManagerFT$82,246$86,653$168,899
Amber SpeerVP MortgageFT$135,162$32,961$168,123
Kenneth GabyBod Chair-$2,200-$2,200
Daniel MareshBod Secretary/treasurer-$2,100-$2,100
Joe PalmerBod Member-$2,100-$2,100
Dan BowenBod V. Chair-$1,925-$1,925
Kevin BellBod Member-$1,925-$1,925
Lynn EatonBod Member-$1,925-$1,925
Mike PilkingtonBod Member-$1,925-$1,925
William CorneliusBod Member-$1,925-$1,925
Sue McmillinBod Member-$1,400-$1,400

Highest Paid Contractors

ContractorServicesLocationCompensation
American Constructors LLCConstruction11900 WEST PALMER LN, Cedar Park, TX 78613$5,145,066
Perry Office PlusFurniture1401 N 3RD ST, Temple, TX 76501$1,721,009
Jack Henry And Associates INCCore System ProviderPO BOX 609, Monett, MO 65708$1,112,384
Cen-tex Financial SolutionsAtm ServicesPO BOX 23668, Waco, TX 76702$787,805
Business Alliance Financial ServicesLoan Servicing1500 N 19TH ST, Monroe, LA 71201$608,113
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$57,084,368
Investment Income
$3,161,160
Other Revenue
$0
Change in Net Assets
$4,840,160

Audited Revenue Reconciliation

Revenue per Audited Statements
$60,245,528
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$60,245,528
Total Revenue per Form 990
$60,245,528
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$37,778,519
Salaries, Compensation, and Employee Benefits$17,626,849
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$14,392,320
Other Salaries and Wages---$11,977,427
Current Officers, Directors, Trustees, and Key Employees---$2,619,974
Occupancy---$2,051,865
Information Technology---$1,954,677
Other Employee Benefits---$1,508,956
Office Expenses---$1,423,069
Advertising---$1,245,176
Payroll Taxes---$1,061,717
Other Expenses---$1,058,331
Depreciation Depletion---$975,011
Fees for Services Other---$943,601
Pension Plan Contributions---$458,775
Insurance---$215,032
Fees for Services Accounting---$180,449
Payments to Affiliates---$162,750
Travel---$102,259
Fees for Services Management---$95,111
Conferences and Meetings---$50,280
Fees for Services Legal---$28,106
Total Functional Expenses$0$0$0$55,405,368

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$55,405,368
Total Expenses per Audited Statements$55,405,368
Total Expenses per Form 990$55,405,368
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$1,829,182$1,920,831▲ $91,649
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Checking and Shares$311,323,649
Certificates$243,651,035
Money Market$62,744,316
Ira Certificates$24,885,002
Organizational Shares$15,138,611
Ira Shares$5,578,759
Overdraft Shares$346,784
Ira Money Market$17,959
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union has members.”

Form 990, Part VI, Section A, Line 7A

“The credit union membership may participate in the election of officials.”

Form 990, Part VI, Section A, Line 7B

“Members of the credit union have the right to approve the governing body's election and removal of members of the governing body as well as other matters that are subject to the approval of the credit union's members as they occur.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is compiled by a third party cpa firm and reviewed by management prior to filing. The form 990 is shared with the board of directors subsequent to filing.”

Form 990, Part VI, Section B, Line 12

“The review of the ceo's compensation is a function of the board of directors. Annually, the board reviews the performance of the ceo and uses an executive compensation survey as a guide for setting ceo compensation relative to job performance. The organization uses a third-party to evaluate and set appropriate ranges for all other positions based on regional market data. The board approves the entire payroll budget.”

Form 990, Part VI, Section B, Line 15

“The organization uses a third party to evaluate and set appropriate pay ranges for all positions based on regional market data. The board approves the entire payroll budget.”

Form 990, Part VI, Section C, Line 19

“Documents are available upon request. The credit union's financial statements are available for public viewing on ncua.gov via the quarterly 5300 filing.”

Filing and Contact Details

Filer

Filer Name
Texell Credit Union
EIN
74-1109882
Phone
2547731604
Address
PO BOX 983, TEMPLE, TX 76503

Signing Officer

Name
Tony Hale
Title
President/CEO
Phone
2547731604
Signed
2025-11-14

Organization Details

Principal Officer
Tony Hale
Formed
1948
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
291
Volunteers
9

Preparer

Firm
Doeren Mayhew
Address
8785 SW 165TH AVENUE SUITE 303, MIAMI, FL 33193
Preparer
Aubrey Clegg
Phone
3052328272
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Staff payroll processing 137,299. Staff hiring 33,518. Website 1,880. Home banking 368,791. Remote deposit expense 234,357. Bill pay services 30,690. Statement processing 137,066.”

FORM 990, PART XII, LINE 2C:

“The board of directors is responsible for the oversight of the opinion audit. This process has not changed from the prior year.”

Financial Statement Notes

PART X, LINE 2:

“The credit union is exempt from most federal, state and local income taxes under the provisions of the internal revenue code (irc) and state tax laws. However, irc section 511 imposes a tax on the unrelated business income derived by state-chartered credit unions. Generally, these taxes are insignificant to the credit union.”

Raw XML AppendixShowing 400 of 729 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/BooksInCareOfDetail/PhoneNum02547731604
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1840.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1940.00
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IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt9625694
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1047129
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1136843
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1223718
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1326308
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1411670
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1516377
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1617768
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1734951
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1822097
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1917209
IRS990/Form990PartVIISectionAGrp/PersonNm0DAN BOWEN
IRS990/Form990PartVIISectionAGrp/PersonNm1WILLIAM CORNELIUS
IRS990/Form990PartVIISectionAGrp/PersonNm2KENNETH GABY
IRS990/Form990PartVIISectionAGrp/PersonNm3KEVIN BELL
IRS990/Form990PartVIISectionAGrp/PersonNm4DANIEL MARESH
IRS990/Form990PartVIISectionAGrp/PersonNm5JOE PALMER
IRS990/Form990PartVIISectionAGrp/PersonNm6SUE MCMILLIN
IRS990/Form990PartVIISectionAGrp/PersonNm7MIKE PILKINGTON
IRS990/Form990PartVIISectionAGrp/PersonNm8LYNN EATON
IRS990/Form990PartVIISectionAGrp/PersonNm9TONY HALE
IRS990/Form990PartVIISectionAGrp/PersonNm10AMY MERRIMAN
IRS990/Form990PartVIISectionAGrp/PersonNm11ANTHONY RODGERS
IRS990/Form990PartVIISectionAGrp/PersonNm12DAVID BORDEN
IRS990/Form990PartVIISectionAGrp/PersonNm13RICHARD SILVERS
IRS990/Form990PartVIISectionAGrp/PersonNm14MARY ANN NICKOLAI
IRS990/Form990PartVIISectionAGrp/PersonNm15CHANTEL BROOKS
IRS990/Form990PartVIISectionAGrp/PersonNm16AMBER SPEER
IRS990/Form990PartVIISectionAGrp/PersonNm17GALEN BURKE
IRS990/Form990PartVIISectionAGrp/PersonNm18MICHAEL GONZALEZ
IRS990/Form990PartVIISectionAGrp/PersonNm19KRYSTAL TAYLOR
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt01925
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11925
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt22200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt31925
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt42100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt52100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt61400
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt71925
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt81925
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9630170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10269467
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11253066
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12239996
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13243667
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14194821
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16150355
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17174437
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18195510
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19151690
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOD V. CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOD CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOD SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt10COO
IRS990/Form990PartVIISectionAGrp/TitleTxt11GENERAL COUNSEL
IRS990/Form990PartVIISectionAGrp/TitleTxt12CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt13VP TECHNOLOGY INNOVATION
IRS990/Form990PartVIISectionAGrp/TitleTxt14VP MARKETING
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP MORTGAGE
IRS990/Form990PartVIISectionAGrp/TitleTxt17VP COMMERCIAL SERVICES
IRS990/Form990PartVIISectionAGrp/TitleTxt18SENIOR LENDING CONSULTANT
IRS990/Form990PartVIISectionAGrp/TitleTxt19LENDING SALES MANAGER
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IRS990/FormationYr01948
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IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt038194
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt01553479
IRS990/GrossReceiptsAmt061760813
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt022
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/TotalAmt01954677
IRS990/InsuranceGrp/TotalAmt0215032
IRS990/InterestGrp/TotalAmt014392320
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IRS990/InvestmentInJointVentureInd00
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IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt06512400
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IRS990/InvestmentsPubTradedSecGrp/EOYAmt019216835
IRS990/IRPDocumentCnt014800
IRS990/IRPDocumentW2GCnt00
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IRS990/LandBldgEquipBasisNetGrp/EOYAmt035958276
IRS990/LandBldgEquipCostOrOtherBssAmt045699852
IRS990/LegalDomicileStateCd0TX
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt01515285
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0COOPERATIVE, MEMBER-OWNED PROVIDER OF FINANCIAL SERVICES FOR OUR MEMBERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt065786945
IRS990/NetAssetsOrFundBalancesEOYAmt070637128
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IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt038194
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt010023
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt02051865
IRS990/OfficeExpensesGrp/TotalAmt01423069
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt027506530
IRS990/OtherAssetsTotalGrp/EOYAmt014968321
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01508956
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1ATM, DEBIT & CREDIT CAR
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS EXPENSE
IRS990/OtherExpensesGrp/TotalAmt05690999
IRS990/OtherExpensesGrp/TotalAmt15015561
IRS990/OtherExpensesGrp/TotalAmt22193922
IRS990/OtherExpensesGrp/TotalAmt31058331
IRS990/OtherLiabilitiesGrp/BOYAmt0609864723
IRS990/OtherLiabilitiesGrp/EOYAmt0663686115
IRS990/OtherSalariesAndWagesGrp/TotalAmt011977427
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0586137087
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0586439020
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IRS990/PayrollTaxesGrp/TotalAmt01061717
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IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
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IRS990/PoliticalCampaignActyInd00
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IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01328647
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IRS990/ProgramServiceRevenueGrp/BusinessCd1522299
IRS990/ProgramServiceRevenueGrp/BusinessCd2520000
IRS990/ProgramServiceRevenueGrp/Desc0INCOME ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES/CHARGES/OTHER
IRS990/ProgramServiceRevenueGrp/Desc2FINANCE & INSURANCE
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt117759776
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt037826137
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt117759776
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21498455
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt01498455
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDE CONSUMER LOANS OF ALL TYPES AND RELATED SERVICES TO OUR MEMBERS.
IRS990/ProgSrvcAccomActy3Grp/Desc0PROVIDE SHARE SAVINGS ACCOUNTS WHICH PAY MONTHLY DIVIDENDS TO OUR MEMBERS.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01986023
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IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt049339221
IRS990/PYRevenuesLessExpensesAmt04493038
IRS990/PYSalariesCompEmpBnftPaidAmt015195147
IRS990/PYTotalExpensesAmt046832206
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt051325244
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt01829182
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt01920831
IRS990/ReconcilationRevenueExpnssAmt04840160
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IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt065786945
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt070637128
IRS990/SavingsAndTempCashInvstGrp/BOYAmt024434179
IRS990/SavingsAndTempCashInvstGrp/EOYAmt068607684
IRS990/ScheduleBRequiredInd00
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IRS990ScheduleD/BuildingsGrp/DepreciationAmt05643504
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt029412620
IRS990ScheduleD/EquipmentGrp/BookValueAmt05052814
IRS990ScheduleD/EquipmentGrp/DepreciationAmt03607522
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt08660336
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt055405368
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt05499989
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt05499989
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt037218
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0434995
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0472213
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt01599139
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt055555

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